MIRA INFORM REPORT

 

 

Report Date :

31.08.2012

 

IDENTIFICATION DETAILS

 

Name :

FAHAD AL SUWAYED & SONS TRADING CO WLL

 

 

Formerly Known as:

FAHAD AL SUWAYED FOR SANITARYWARE AND CONTRACTING

 

 

Registered Office :

Shuwaikh Plaza, Mezzanine Floor, Street No. 17,  Shuwaikh Industrial Area, PO Box: 1176,  Safat 13012

 

 

Country :

Kuwait

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

27.02.1972

 

 

Com. Reg. No.:

55562

 

 

Legal Form :

With Limited Liability

 

 

line of business :

Wholesalers and retailers of sanitary ware products.

 

 

No. of Employees :

25

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Kuwait

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

KUWAIT - ECONOMIC OVERVIEW

 

Kuwait has a geographically small, but wealthy, relatively open economy with crude oil reserves of about 104 billion barrels - about 7% of world reserves. Petroleum accounts for nearly half of GDP, 95% of export revenues, and 95% of government income. Kuwaiti officials have committed to increasing oil production to 4 million barrels per day by 2020. The rise in global oil prices throughout 2011 is reviving government consumption and economic growth. Kuwait has experienced a 20% increase in government budget revenue, which has led to higher budget expenditures, particularly wage hikes for many public sector employees. Kuwait has done little to diversify its economy, in part, because of this positive fiscal situation, and, in part, due to the poor business climate and the acrimonious relationship between the National Assembly and the executive branch, which has stymied most movement on economic reforms. In 2010, Kuwait passed an economic development plan that pledges to spend up to $130 billion over five years to diversify the economy away from oil, attract more investment, and boost private sector participation in the economy.

 

Source : CIA


SUMMARY

 

Company Name                         : FAHAD AL SUWAYED & SONS TRADING CO WLL

Previously Known As                              : FAHAD AL SUWAYED FOR SANITARYWARE AND CONTRACTING

Country of Origin                                    : Kuwait

Legal Form                                            : With Limited Liability - WLL

Registration Date                                   : 27th February 1972

Commercial Registration Number            : 55562, Safat

Chamber Membership Number                : 3722

Issued Capital                                        : KD 100,000

Paid up Capital                                      : KD 100,000

Total Workforce                                     : 25

Activities                                               : Wholesalers and retailers of sanitary ware products.

Financial Condition                                 : Undetermined

Payments                                             : Nothing detrimental uncovered

 


COMPANY NAME

 

FAHAD AL SUWAYED & SONS TRADING CO WLL

 

 

PREVIOUSLY KNOWN AS

 

FAHAD AL SUWAYED FOR SANITARYWARE AND CONTRACTING

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : Shuwaikh Plaza, Mezzanine Floor

Street               : Street No. 17

Area                 : Shuwaikh Industrial Area

PO Box             : 1176

Town                 : Safat 13012

Country             : Kuwait

Telephone         : (965) 24828042 / 24836295

Facsimile          : (965) 24828041

Mobile               : (965) 99001215 / 99793934

Email                : suwayed@quality.com / safirizk@gmail.com

 

Premises

 

Subject operates from a medium size suite of offices and a showroom that are rented and located in the Industrial Area of Safat.

 

Branch Offices

 

Location                                                                                              Description

 

Fahaheel                                                                                               Rented showroom premises

Tel: (965) 23929984 / 23929985

 

Nug Al Othman Street                                                                            Rented showroom premises

Hawalli

Tel: (965) 22612191

 

 

KEY PRINCIPALS

 

            Name                                                                                       Position

 

Wassim Fahad Al Suwayed                                                                    Managing Director

 

Saud Fahad Al Suwayed                                                                        Director

 

Nasser Fahad Al Suwayed                                                                      Director

 

Faisal Azmi                                                                                           General Manager

 

Safi Rizq                                                                                               Operations Manager

 

Mahmoud Abdullatif                                                                                Financial Controller

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 27th February 1972

 

History : Subject was originally registered in 1972 as a Sole Proprietorship of  Mr Fahad Al Suwayed

trading under the name of “Fahad Al Suwayed for Sanitaryware and Contracting”.

 

However in 1993, Mr Fahad Al Suwayed passed away and the business was transferred by inheritance to his sons and legal heirs who re-registered the business as a With Limited  Liability Company under the current style of “Fahad Al Suwayed & Sons Trading Co WLL”.

 

Legal Form                  : With Limited Liability - WLL

 

Commercial Reg. No.  : 55562, Safat

 

Chamber Member No. : 3722

 

Issued Capital              : KD 100,000

 

Paid up Capital            : KD 100,000

 

Name of Shareholder (s)

 

Wassim Fahad Al Suwayed

 

Saud Fahad Al Suwayed

 

Nasser Fahad Al Suwayed

 

 

OPERATIONS

 

Activities: Engaged in the wholesale and retail of sanitary ware products, tiles and mosaics, sanitary fittings, plumbing equipment and building materials.

 

Import Countries: Italy, Spain, Saudi Arabia and Bahrain.

 

International Suppliers:

 

Fitona Ceramica                        Italy

Certomus Ceramica                   Italy

Delconcor Ceramica                   Italy

Leonardo Ceramic                      Italy

Baldorz Ceramica                      Spain

Uandafasa                                 Spain

Asia Ceramic                             India

 

Subject has a workforce of 25 employees.

 

 

FINANCIAL DATA

 

Companies registered in Kuwait are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

National Bank of Kuwait

Ali Awadi Tower

Ahmed Al Jaber Street

PO Box: 95

Safat 13001

Tel: (965) 3981188 / 3981189

Fax: (965) 3985643

 

Al Ahli Bank of Kuwait KSC

Mubarak Al Kabir Street

PO Box: 1387

Safat 13033

Tel: (965) 2411101 / 2411102

 

Gulf Bank KSC

Mubarak Al Kabir Street

PO Box: 3200

Safat 13033

Tel: (965) 22449501

Fax: (965) 22445212

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk and the above credit figure is considered to be within subject’s financial means.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.65

UK Pound

1

Rs.88.10

Euro

1

Rs.69.84

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.