MIRA INFORM REPORT

 

 

Report Date :

05.12.2012

 

IDENTIFICATION DETAILS

 

Name :

TAT FUNG TEXTILE CO. LTD.

 

 

Registered Office :

Unit A, 5/F., Leroy Plaza, 15 Cheung Shun Street, Cheung Sha Wan, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

20.04.2010

 

 

Reg. No.:

52128317

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Manufacturer of All kinds of denim fabrics, etc

 

 

No. of Employees :

20

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Hong Kong - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 7.8% of total system deposits in Hong Kong by the end of 2011, an increase of over 59% since the beginning of the year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 28 million in 2011, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2011 mainland Chinese companies constituted about 43% of the firms listed on the Hong Kong Stock Exchange and accounted for about 56% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly in 2010 and inflation to rise 5.3% in 2011. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

Source : CIA

 

 


Company Name

 

TAT FUNG TEXTILE CO. LTD.

 

 

ADDRESS

 

Unit A, 5/F., Leroy Plaza, 15 Cheung Shun Street, Cheung Sha Wan, Kowloon, Hong Kong.

 

PHONE:            3759 5833,  3759 5804

 

FAX:                 3755 4085

 

 

MANAGEMENT

 

Managing Director:  Mr. Cheung Chung Man

 

 

SUMMARY

 

Incorporated on:             20th April, 2010.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$10,000.00

            Issued:              HK$10,000.00

 

Business Category:        Importer, Exporter and Manufacturer.

 

Employees:                   20.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.


Company Name

 

TAT FUNG TEXTILE CO. LTD.

 

 

ADDRESS

 

Registered Head Office:-

Unit A, 5/F., Leroy Plaza, 15 Cheung Shun Street, Cheung Sha Wan, Kowloon, Hong Kong.

 

Associated Companies:-

Kaiping Panther Textiles Holding Co. Ltd.

No. 21, Mei Hua Road, Xin Mei Industrial Development Zone, Shagang Area, Kaiping, Guangdong Province, China.

[Tel: 86-750-2267666    Fax: 86-750-2291506]

Kaiping Tat Fung Textile Spinning Printing, Dyeing and Garment Co. Ltd.

No. 38, Mei Hua Road, Xin Mei Industrial Development Zone, Shagang Area, Kaiping, Guangdong Province, China.

[Tel: 86-750-2257143    Fax: 86-750-2291506]

Panther Textiles Holding Co. Ltd., Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER

 

52128317

 

 

COMPANY FILE NUMBER 

 

1445723

 

 

MANAGEMENT

 

Managing Director:  Mr. Cheung Chung Man

 

 

CAPITAL

 

Nominal Share Capital: HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$10,000.00

 


SHAREHOLDERS

 

(As per registry dated 20-04-2012)

Name

 

No. of shares

CHEUNG Chung Man

 

7,500

CHAN Lai Ying

 

1,500

LAI Chi Chuen

 

1,000

 

 

–––––

 

Total:

10,000

=====

 

 

DIRECTORS  

 

(As per registry dated 20-04-2012)

Name

(Nationality)

 

Address

CHAN Lai Ying

Room 1, 16/F., Block A, Luk Yeung Sun Chuen, Tsuen Wan, New Territories, Hong Kong.

 

LAI Chi Chuen

Flat C, 6/F., Block 2, Mountain Shore, 8 Yuk Tai Street, Ma Oh Shan, New Territories, Hong Kong.

 

CHEUNG Chung Man

A, Supreme House, 13-15 Lancashire Road, Kowloon, Hong Kong.

 

 

SECRETARY

 

(As per registry dated 20-04-2012)

Name

Address

Co. No.

Solutions Secretarial Ltd.

Room 605, 6/F., Hip Kwan Commercial Building, 38 Pitt Street, Yaumatei, Kowloon, Hong Kong.

0709433

 

 

HISTORY

 

The subject was incorporated on 20th April, 2010 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Manufacturer.

 

Lines:                                       All kinds of denim fabrics, etc.

 

Employees:                               20.

 

Commodities     Imported:           China, etc.

 

Markets:                                   Africa, Australasia, Central & South America, China, Eastern Europe, Japan, Korea, Middle East, North America, Other Asian Countries, Scandinavia, Southeast Asia, Taiwan, Western Europe, etc.

 

Terms/Sales:                             L/C or as per contracted.

 

Terms/Buying:                           L/C, D/P, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$10,000.00

 

Profit or Loss:                Too early to offer an opinion.

 

Condition:                      Business is under development.

 

Facilities:                      Making fairly active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Normal.

 

 

GENERAL

 

Having issued 10,000 ordinary shares of HK$1.00 each, Tat Fung Textile Co. Ltd. is jointly owned by Mr. Cheung Chung Man, holding 75% interests; Ms. Chan Lai Ying, holding 15%; Mr. Lai Chi Chuen, 10%.  Being Hong Kong merchants, they are also directors of the subject.

The subject is a denim and other fabrics trader.  It has had two associated companies in China known as Kaiping Panther Textiles Holding Co. Ltd. [Panther] and Kaiping Tat Fung Textile Spinning, Printing, Dyeing and Garment Co. Ltd. [Kaiping Tat Fung] which are in Kaiping, Guangdong Province, China.

Panther is jointly set up by Mr. Chow Kwai Cheong and Mr. Cheung Chung Man.  Chow is the director of Panther Textiles Holding Co. Ltd., a Hong Kong-registered firm, and Kaiping Tat Fung.

The total investment of Kaiping Tat Fung would be HK$120 million.

Panther includes a number of workshop in Kaiping, Guangdong Province, China.  Kaiping Tat Fung is located at the net door of Panther.

Kaiping Tat Fung is manufacturing the following products:-

Denim - Cotton, Woven, Denim - Cotton Blended, Woven, Denim Garments, etc.

Kaiping Tat Fung is a member of Panther.  The total employees of Panther is about 800.  Most of its machinery and equipment are imported from Germany. 

The followings are the business scope of Panther:-

·         Cotton Yarn Production and Marketing

·         Denim Production and Marketing

·         Dyed Fabrics Processing

·         Printed Fabrics Processing

·         Garment Processing and Manufacturing

The subject’s products are exported to Africa, Australasia, Central & South America, China, Eastern Europe, Japan, South Korea, the Middle East, North America, Scandinavia, Southeast Asia, Taiwan, other Asian countries, Western Europe, etc.

The business of the subject are chiefly handled by the three shareholders.  History in Hong Kong is just over two years.

On the whole, since the history of the subject is short, consider it good for normal business engagements on L/C basis.

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.94

UK Pound

1

Rs.88.42

Euro

1

Rs.71.71

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.