MIRA INFORM REPORT

 

 

Report Date :

07.12.2012

 

IDENTIFICATION DETAILS

 

Name :

APC  PHARMACEUTICALS  &  CHEMICAL  LTD.

 

 

Registered Office :

19/F., Chung Hing Commercial Building, 62-63 Connaught Road Central

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

10.07.1987

 

 

Com. Reg. No.:

11150967

 

 

Legal Form :

Private Limited Company.

 

 

Line of Business :

Importers, Exporters and Wholesalers of all kinds of pharmaceuticals, chemicals and intermediates

 

 

No. of Employees :

15

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 


NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

                                                   

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 


Hong Kong - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 7.8% of total system deposits in Hong Kong by the end of 2011, an increase of over 59% since the beginning of the year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 28 million in 2011, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2011 mainland Chinese companies constituted about 43% of the firms listed on the Hong Kong Stock Exchange and accounted for about 56% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly in 2010 and inflation to rise 5.3% in 2011. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

 

 

Source : CIA

 

 


 

Company name and address

 

APC  PHARMACEUTICALS  &  CHEMICAL  LTD.

 

 

Address:           19/F., Chung Hing Commercial Building,

                        62-63 Connaught Road Central,

                        Hong Kong.

 

PHONE:            2511 6504

 

FAX:                 2511 6114

 

 

MANAGEMENT

 

Managing Director: Mr. Ravindra Narayan Menon  (alias Ravi Menon)

 

 

SUMMARY

 

Incorporated on:             10th July, 1987.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$1,000,000.00

Issued:              HK$1,000,000.00

 

Business Category:        Pharmaceutical and Chemical Trader.

 

Employees:                   15.

 

Main Dealing Banker:     Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.

 

 


company ADDRESS

 

Registered Head Office:-

19/F., Chung Hing Commercial Building, 62-63 Connaught Road Central, Hong Kong.

 

Holding Company:-

APC Partners Ltd., British Virgin Islands.

 

Associated Companies:-

APC Pharmaceuticals & Chemicals (China) Ltd., Hong Kong.

APC Pharmaceuticals (Thailand) Ltd., Thailand.

APC Pharmaceuticals & Chemicals (Pvt.) Ltd., India.

APC Pharmaceuticals & Chemicals (Europe) Ltd., UK.

APC Pharmaceuticals Inc., US.

APC Nutrients Pvt. Ltd., India.

APC Technologies Ltd., Hong Kong.

APC Overseas Ltd., Hong Kong.  (Same address)

[Dissolved in January 1996]

 

 

BUSINESS REGISTRATION NUMBER

 

11150967

 

 

COMPANY FILE NUMBER

 

0193110

 

 

MANAGEMENT

 

Managing Director: Mr. Ravindra Narayan Menon  (alias Ravi Menon)

 

 

CAPITAL

 

Nominal Share Capital: HK$1,000,000.00 (Divided into 1,000,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$1,000,000.00

 


SHAREHOLDER

(As per registry dated 10-07-2011)

 

Name

Occupation

No. of shares

APC Partners Ltd.

P.O. Box 116, Sea Meadow House, Blackurne Highway, Road Town, Tortola, British Virgin Islands.

 

950,000

Tsang Kim Lan, Chris

 

50,000

 

 

––––––––

 

Total:

1,000,000

=======

 

 

DIRECTORS

(As per registry dated 10-07-2011)

 

Name

(Nationality)

 

Address

Tsang Kim Lan, Chris

Flat H, 30/F., Block 3, Neptune Terrace, 13 Tai Man Street, Chaiwan, Hong Kong.

 

Ravindra Narayan MENON

4/F., Block M, Scenic Villas, 26 Scenic Villa Drive, Pokfulam, Hong Kong.

 

 

SECRETARY

(As per registry dated 10-07-2011)

 

Name

Address

Co. No.

Karalon Ltd.

12/F., The Lee Gardens, 33 Hysan Avenue, Causeway Bay, Hong Kong.

0155628

 

 

HISTORY

 

The company was incorporated on 10th July, 1987 as a private limited liability company under the Hong Kong Companies Ordinance.

 

At the very beginning, the subejct was located at 3/F., Morrison Hill Road, Wanchai, Hong Kong, moved to Room 801, 8/F., China Underwriters Centre, 88 Gloucester Road, Wanchai, Hong Kong in 1993.  Last time, the subject was located at Room 2102, 21/F., Wing On Centre, 111 Connaught Road, Central, Hong Kong, moved to the present address in 2011.

 

Apart from these, neither material change nor amendment has been ever traced and noted.


OPERATIONS

 

Activities:                      Importers, Exporters and Wholesalers.

 

Lines:                           All kinds of pharmaceuticals, chemicals and intermediates.

 

Employees:                   15.

 

Commodities Imported:   Mainly imported from China (pharmaceutical e.g. analgin DAB8, doxycycline HCL BP, gentamycin sulphate, caffiene anhydrous, etc.), India (pharmaceutical e.g. chloramphenical maleate BP, ampicillin sodium powder and compacted, etc.), Japan, Korea, Israel, Spain, China and bought locally.

 

Markets:                       China, India, Pakistan, Indonesia, Europe and Canada.

 

Terms/Sales:                 L/C, T/T and D/P.

 

Terms/Buying:               L/C, T/T and as per contracted.

 

 

MEMBERSHIP

 

The Hong Kong General Chamber of Commerce, Hong Kong.

The Indian Chamber of Commerce, Hong Kong.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$1,000,000.00 (Divided into 1,000,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$1,000,000.00

 

Mortgage or Charge (since 2009):  (See attachment)

 

Profit & Loss:                Business is profitable.

 

Condition:                      Keeping in an active and satisfactory manner.

 

Facilities:                      Making active use of general banking facilities.

 

Payment:                      So far regular.

 

Commercial Morality:     Satisfactory.

 


Bankers:-

·         Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

Union Bank of India, Hong Kong Branch.

CITIBANK, N.A., Hong Kong.

Industrial & Commercial Bank of China (Asia) Ltd., Hong Kong.

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

HSH Nordbank AG, Hong Kong Branch.

The Industrial & Commercial Bank of China, Hong Kong Branch.

 

Standing:                      Good.

 

 

GENERAL

 

APC Pharmaceuticals & Chemical Ltd. is controlled by Mr. Ravindra Narayan Menon who is an Indian.  It is a trading company engaged in the import and export of pharmaceuticals, chemicals and intermediates.

 

Initially its registered capital was HK$10,000.00, was increased to HK$1,000,000.00 in March 1994.

 

The subject is the head office of the APC Group.  Set up in 1987 with a strategic view to act as a portal to the Chinese market, the subject has been a partner to companies wishing to make in-roads into China.  Its team in Hong Kong consists of industry veterans with logistical capabilities and pharmaceuticals sourcing.

 

The subject has set up a subsidiary company in Shanghai known as APC Shanghai.  APC Shanghai functions as a strong business and services centre focused on navigating the vast Chinese market.

 

APC Shanghai is engaged in the following business scope:-

 

·         One stop shop for pharmaceutical activity in and out of China;

·         Provide local regulatory support for the registration of products in China;

·         Provide an audit service for the audit of API and dosage forms in China

·         Sourcing API and intermediates from approved sources;

·         Provide customer support and promote certain equipment in China;

·         Sourcing technology globally;

·         Provide right technology to Chinese customers by sourcing it globally;

·         Bring in right partner for contract manufacturing in China and provide complete supply chain;

·         Provide technical and audit support for the upgrading of an existing plant and/or provide design drawing and validation services for a new plant to meet EU, US or WHO GMP standards for the Chinese customers.

 

At present APC Shanghai has over 300 customers and its annual sales turnover is over US$50 million.

The subject is under experienced management.  Current business is active and good.  History in Hong Kong is about 25 years.

 

On the whole, consider it good for normal business engagements.

 

 


MORTGAGE OR CHARGE

(since 2009)

 

Date

Particulars

Amount

08-01-1990

Instrument:        Security over Deposit in Respect of Obligations of the Depositor

Property:

Term deposit No. 552068 for US$50,330

Mortgagee:        Bank of Credit & Commerce H.K. Ltd., Hong Kong.  [In liquidation]

General banking facilities

10-12-1990

Instrument:        Security Over Deposit in Respect of Obligations of the Depositor

Property:

The Company’s fixed deposit maintained with the Bank under receipt No. 703532 for US$40,000

Mortgagee:        Bank of Credit & Commerce H.K. Ltd., Hong Kong.  [In liquidation]

To secure credit facilities

19-12-1990

Instrument:        Security Over Deposit in Respect of Obligations of the Depositor

Property:

The Company’s fixed deposit maintained with the Bank under receipt No. 703860 for US$80,000

Mortgagee:        Bank of Credit & Commerce H.K. Ltd., Hong Kong.  [In liquidation]

- ditto -

04-01-1991

Instrument:        Security Over Deposit in Respect of Obligations of the Depositor

Property:

The Company’s fixed deposit maintained with the Bank under receipt No. 704235 for US$28,962

Mortgagee:        Bank of Credit & Commerce H.K. Ltd., Hong Kong.  [In liquidation]

- ditto -

08-03-1991

Instrument:        Security Over Deposit in Respect of Obligations of the Depositor

Property:

The Company’s fixed deposit maintained with the Bank under receipt No. 721256 for US$205,366

Mortgagee:        Bank of Credit & Commerce H.K. Ltd., Hong Kong.  [In liquidation]

To secure credit facilities

19-04-1993

Instrument:        Charge on Fixed Deposit

Property:

Deposit of US$324,000 with the Bank and all amounts deriving therefrom directly or indirectly

Mortgagee:        Hamburgische Landesbank - Girozentrale, Hong Kong Branch.  [Dissolved]  [Successor of HSH Nordbank AG]

All debts obligations and liabilities

08-07-1993

Instrument:        Charge Over Deposits

Property:

1)         By fixed charge:  all the Company’s rights in respect of Time Deposit
No. 570-669-3263-4 for HK$1,500,000

2)         By assignment:  all Deposits held with Standard Chartered Asia Ltd. or Standard Chartered Finance Ltd.

Mortgagee:        Standard Chartered Bank, Hong Kong Branch.  [Business transferred to Standard Chartered Bank (Hong Kong) Ltd.]

To secure payment or discharge of all moneys, obligations and liabilities

03-08-1994

Instrument:        Deposit Security Agreement - Own Liabilities

Property:

Six United States Deposit amounting to US$312,206 and Hong Kong Deposit HK$100,000 together with all interest and all additions thereto, and the moneys standing to the credit of HKD/USD Imprest Account

Mortgagee:        Emirates Bank International Ltd., Hong Kong Office.  [Now known as Emirates Bank International (Public Joint Stock Company)]

All liabilities

06-02-1995

Instrument:        Charge Over Deposits

Property:

1)         By fixed charge:  all the Company’s rights in respect of Deposit for HK$1,000,000

2)         By assignment:  all Deposits held with Standard Chartered Asia Ltd. or Standard Chartered Finance Ltd.

Mortgagee:        Standard Chartered Bank, Hong Kong Branch.  [Business transferred to Standard Chartered Bank (Hong Kong) Ltd.].

To secure payment or discharge of all moneys, obligations and liabilities

29-04-1996

Instrument:        Undertaking Relating to Deposits

Property:

Receipt No.:      2209 & 2214
Amount:            US$110,309 & US$113,410
Due date:          19-07-1996 & 26-07-1996

Mortgagee:        Indo Hong Kong International Finance Ltd., Hong Kong.

All moneys

29-11-1996

Instrument:        Deposit Security Agreement - Third Party Liabilities

Property:

Deposit No. TD962757 for HK$200,000

Mortgagee:        Emirates Bank International Ltd., Hong Kong Office.  [Now known as Emirates Bank International (Public Joint Stock Company)]

All liabilities

24-08-2009

Instrument:        Charge on Deposit

Property:

Deposit all sums of money from time to time standing to the credit of the account of the Depositor, A sum of USD315,000, Currently represented or evidenced by a certificate of deposit dated 19/08/2009

Mortgagee:        Union Bank of India, Hong Kong Branch.

All Moneys

21-12-2009

Instrument:        Deposit Deed

Property:

By way of a first fixed charge and as a continuing security for the Obligations

Mortgagee:        Citibank N.A., Hong Kong Branch.

All moneys now or at any time in the future owing by the company

19-05-2010

Instrument:        Security over Deposit in respect of Obligations of the Depositor

Property:

By way of first fixed Chargee to the Chargee the account No. 873600005991 and all deposits

Mortgagee:        The Industrial & Commercial Bank of China, Hong Kong Branch.

All monies and liabilities, present or future, actual or contingent, which are now or shall at any time or times hereafter be or become due, owing, payable or incurred to the Chargee by the Borrower

29-06-2011

Instrument:        Undertaking Relating To Deposits

Property:

The Deposit of an amount of US$408,443.37

Mortgagee:        Canara Bank, Hong Kong Branch.

Liabilities means all and any liabilities, sole or joint, actual or contingent, quantified or not, now or hereafter owing or incurred to the Bank by the Depositor or the Third Party

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.47

UK Pound

1

Rs.87.63

Euro

1

Rs.71.12

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.