MIRA INFORM REPORT

 

 

Report Date :

08.12.2012

 

IDENTIFICATION DETAILS

 

Name :

GUAYAKI S.A.

 

 

Registered Office :

Avda. Brasilia 1895 esq. Tte. Frutos, Asuncion

 

 

Country :

Paraguay

 

 

Financials (as on) :

31.12.2011

 

 

Year of Establishment :

1976

 

 

Legal Form :

Public Limited Company

 

 

Line of Business :

Processing and marketing of medicinal products for human use and animal

 

 

No. of Employees :

250 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 450000

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear 

 


 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

                                                   

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Paraguay

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Paraguay - ECONOMIC OVERVIEW

 

Landlocked Paraguay has a market economy distinguished by a large informal sector, featuring re-export of imported consumer goods to neighboring countries, as well as the activities of thousands of microenterprises and urban street vendors. A large percentage of the population, especially in rural areas, derives its living from agricultural activity, often on a subsistence basis. Because of the importance of the informal sector, accurate economic measures are difficult to obtain. On a per capita basis, real income has stagnated at 1980 levels. The economy grew rapidly between 2003 and 2008 as growing world demand for commodities combined with high prices and favorable weather to support Paraguay's commodity-based export expansion. Paraguay is the sixth largest soy producer in the world. Drought hit in 2008, reducing agricultural exports and slowing the economy even before the onset of the global recession. The economy fell 3.8% in 2009, as lower world demand and commodity prices caused exports to contract. The government reacted by introducing fiscal and monetary stimulus packages. Growth resumed at a 15% level in 2010, the highest in South America, but slowed to 6.4% in 2011 as the stimulus subsided. Political uncertainty, corruption, limited progress on structural reform, and deficient infrastructure are the main obstacles to growth.

 

Source CIa


Registered Name   

 

GUAYAKI S.A.

R.U.C. Nº 80014641-7

 

 

Summary      

 

 INCORPORATED IN 1976. BEGINNER OF ACTIVITIES. CORPORATE STOCK GS.20.000.000.000. FIGURES OF BALANCE SHEET AS OF 31/12/2011: BALANCED ECONOMIC-FINANCIAL SITUATION WITH ACCEPTABLE OPERATIVE RESULTS. GOOD CONCEPT AND NORMAL FULFILLMENT OF ITS COMMITMENTS. CREDIT TREATMENT: ACCEPTABLE BY CURRENT AMOUNTS IN THE CONDITIONS OF PRACTICE.

 

 

Operations       

 

PROCESSING AND MARKETING OF MEDICINAL PRODUCTS FOR HUMAN USE AND ANIMAL.

 

 

Legal Structure   

 

LEGAL FORM:             PUBLIC LIMITED COMPANY
CREATED:                   1976
REGISTERED RPC:     1976
DURATION:                  UNLIMITED
END OF FISCAL YEAR: 31.12

 

 

 Contact      

 

Accountant: Alejandro Gonzalez.

Legal and operative address: Avda. Brasilia 1895 esq. Tte. Frutos, Asuncion, Paraguay.

Phone:             595.21 291339/291907
E.Mail:                         contabilidad@guayaki.com.py
Web:                www.guayaki.com.py

 

 

Maximum Credit Limit

 

USD 450000


Partners     

 

PRESIDENT:                ROLANDO JUAN ALARCON RIOS

DIRECTORS:                 JUAN MANUEL ALARCON YAMPEY
                                   DIANA ALARCON YAMPEY
                                   CARLOS GABRIEL ALARCON YAMPEY

Using signature: President.

 

 

Corporate Stock       

 

ORDINARY SHARES:
----------------
Subscribed and Integrated GS. 20.000.000.-

 

 

History   

 

Reference activities were initiated in 1976 under the name of Veterinaria Guayaki S.R.L., , a name change in 1994 by the current, having adopted the legal form of a limited company.

No to members of society in the development of other commercial operations.

It is a leading company in the production of pharmaceutical products for both human health division for veterinary line. It has modern manufacturing facilities, supported by technology and constant development, supplies the domestic market and other Mercosur countries.

 

 

Economic-Financial Position   

 

Balance Sheet at 31.12.2011, expressed in Guaranies.

Exchange: U$S 1,00 = Gs. 4.400,00

TOTAL ASSETS              50.596.854.895

TOTAL LIABILITIES         11.694.761.394

NET WORTH                 38.902.093.801

NET SALES                 53.880.999.330

FINAL UTILITY              3.696.483.590

The above figures show solid economic and financial structure.

 Assets    

 

A society is given possession of the property occupied by the production plant of 5000 m2, of significant value realization, that is free of liens.

It has about 60 vehicles of different characteristics, of which no detail is obtained.

 

 

Commercial References Consulted       

 

MATERPRIM S.A. (PARAGUAY)
VICENTE SCAVONE Y CIA S.A. (PARAGUAY)

Credits: Gs. 9.000.000.-
Payments: 30/60/90 days.
Concept: Good.

 

 

Evolution and Results       

 

This society is dedicated to the development of the aforementioned steps, with an adequate operational structure, in which 250 employees play in the care of different tasks.

Imports from Argentina, Brazil, India, China and Germany. With sales covers the domestic market and exports effected to Bolivia and Nicaragua.

HABITUAL SUPPLIERS:
------------------
MATERPRIM S.A.
VICENTE SCAVONE S.A.
SCAVONE HERMANOS S.A.

* 250 EMPLOYEES

 

 

Branches     

 

Plant of production: Futsal 88 esquina M.Perez, Asuncion, Paraguay.

 

Payment Record and Credit Risk      

 

BANCO CONTINENTAL
BANCO ITAU
BBVA PARAGUAY

Centralhouse

INSURANCE:
----------
IMPERIO SEGUROS S.A.

 

 

Concept       

 

Long-trajectory company in the country, it fulfills correctly its commercial and bank commitments, with a good commercial concept on its market.

* WITHOUT OBJECTIONS

 

 

Final Opinion    

 

Keeping in mind the important trajectory the company has,  and the favourable perspectives that its businesses show, the company is perfectly feasible for current credit treatment.

* FIT FOR CREDITS

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.20

UK Pound

1

Rs.86.99

Euro

1

Rs.70.22

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.