MIRA
INFORM REPORT
|
Report Date : |
08.12.2012 |
IDENTIFICATION DETAILS
|
Name : |
MAPLE DIGITAL TECHNOLOGY INTERNATIONAL PRIVATE LIMITED |
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Registered
Office : |
250, |
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Country : |
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Financials (as
on) : |
31.03.2012 |
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Date of
Incorporation : |
25.06.2009 |
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Com. Reg. No.: |
11-193551 |
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Capital
Investment / Paid-up Capital : |
Rs. 10.000 Millions |
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CIN No.: [Company Identification
No.] |
U72900MH2009PTC193551 |
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TAN No.: [Tax Deduction &
Collection Account No.] |
MUMM36596A |
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Legal Form : |
Private Limited Liability Company
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Line of Business
: |
Trader and Importer of All Apple Electronic Products |
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No. of Employees
: |
75 (Approximately) |
RATING & COMMENTS
|
MIRA’s Rating : |
B (29) |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
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Maximum Credit Limit : |
USD 72000 |
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Status : |
Moderate |
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Payment Behaviour : |
Slow But Correct |
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Litigation : |
Clear |
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Comments : |
Subject is an established company having moderate track. Reserves of
the company appear to be low. However, trade relations are reported as fair. Business
is active. Payments are reported to be slow but correct. The company can be considered for business dealings with some
cautions. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
INDIAN ECONOMIC OVERVIEW
India is developing into an open-market economy, yet traces
of its past autarkic policies remain. Economic liberalization, including
industrial deregulation, privatization of state-owned enterprises, and reduced
controls on foreign trade and investment, began in the early 1990s and has
served to accelerate the country's growth, which has averaged more than 7% per
year since 1997. India's diverse economy encompasses traditional village
farming, modern agriculture, handicrafts, a wide range of modern industries,
and a multitude of services. Slightly more than half of the work force is in
agriculture, but services are the major source of economic growth, accounting
for more than half of India's output, with only one-third of its labor force.
India has capitalized on its large educated English-speaking population to
become a major exporter of information technology services and software
workers. In 2010, the Indian economy rebounded robustly from the global
financial crisis - in large part because of strong domestic demand - and growth
exceeded 8% year-on-year in real terms. However, India's economic growth in
2011 slowed because of persistently high inflation and interest rates and
little progress on economic reforms. High international crude prices have
exacerbated the government's fuel subsidy expenditures contributing to a higher
fiscal deficit, and a worsening current account deficit. Little economic reform
took place in 2011 largely due to corruption scandals that have slowed
legislative work. India's medium-term growth outlook is positive due to a young
population and corresponding low dependency ratio, healthy savings and
investment rates, and increasing integration into the global economy. India has
many long-term challenges that it has not yet fully addressed, including
widespread poverty, inadequate physical and social infrastructure, limited
non-agricultural employment opportunities, scarce access to quality basic and
higher education, and accommodating rural-to-urban migration.
|
Source
: CIA |
RBI DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter in
the publicly available RBI Defaulters’ list.
EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of
31-03-2012.
INFORMATION PARTED BY
|
Name : |
Mr. Ketan Shah |
|
Designation : |
Finance Manager |
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Contact No.: |
91-22-42142900 |
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Date : |
07.12.2012 |
LOCATIONS
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Registered Office : |
250, Powai Plaza, Hiranandani, Powai, Mumbai 400076, Maharashtra,
India |
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Tel. No.: |
91-22-42142900 |
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Fax No.: |
91-22-42142999 |
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E-Mail : |
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Website : |
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Area : |
1000 Sq. Ft. |
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Location : |
Owned |
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Apple Premium Reseller Store: |
Kamal Society, Ground Floor, Opposite National Collage, Linking Road, Bandra
(West), Mumbai 400050, Maharashtra, India |
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Tel. No.: |
91-22-40068888 / 87 / 86 / 85 |
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Authorized Service Centre: |
1 /2, Pinky Plaza, Behind Irish Pub, Near Union Bank of India, 5th
Road, Khar (West), Mumbai 400052, Maharashtra, India |
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Tel. No.: |
91-22-26040007 / 88/ 99 |
DIRECTORS
AS ON 29.09.2012
|
Name : |
Mr. Manil Bhaskar Shetty |
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Designation : |
Director |
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Address : |
Kailash Tower Building No.10, Flat No 402, 4th Floor, Powai,
Chandivali, Mumbai-400072, Maharashtra, India |
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Date of Birth/Age : |
15.01.1978 |
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Date of Appointment : |
25.06.2009 |
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DIN No.: |
02261573 |
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Name : |
Ms. Madhubala Manil Shetty |
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Designation : |
Director |
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Address : |
Kailash Tower Building No.10, Flat No 402, 4th Floor,
Powai, Chandivali, Mumbai-400072, Maharashtra, India |
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Date of Birth/Age : |
21.09.1979 |
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Date of Appointment : |
25.06.2009 |
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DIN No.: |
02566618 |
KEY EXECUTIVES
|
Name : |
Mr. Ketan Shah |
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Designation : |
Finance Manager |
MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN
AS ON 29.09.2012
|
Names of Shareholders |
No. of Shares |
|
Manil Bhaskar Shetty |
95000 |
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Madhubala Manil Shetty |
5000 |
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TOTAL
|
100000 |
AS ON 29.09.2012
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Equity Shares
Break Up |
Percentage of
Holding |
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Directors or relatives of Directors |
100.00 |
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TOTAL |
100.00 |
BUSINESS DETAILS
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Line of Business : |
Trader and Importer of All Apple Electronic Products |
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Products : |
·
Computer ·
I - Pods ·
I - Phone |
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Imports : |
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Countries : |
·
Taiwan ·
Germany |
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Terms : |
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Selling : |
Cash, Credit |
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Purchasing : |
Cash, Credit |
GENERAL INFORMATION
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Suppliers : |
·
Radington India |
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Customers : |
Retailers, End Users and Corporate ·
Philips Electronics Limited |
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No. of Employees : |
75 (Approximately) |
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Bankers : |
·
Kotak Mahindra Bank Limited, 36-38 A, Nariman Bhavan,
227 D, Nariman Point, Mumbai-400021, Maharashtra, India |
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Facilities : |
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Banking
Relations : |
-- |
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Auditors : |
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Name : |
Nagendra Gupta and Company Chartered Accountant |
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Address : |
106, Runwal Heights, LBS Road, Mulund (West), Mumbai-400080,
Maharashtra, India |
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PAN No.: |
AADFN4316P |
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Sister Concern : |
·
Maple Technology Address : 250, Powai Plaza, Hiranandani, Powai, Mumbai 400076,
Maharashtra, India Line of Business : Trader and Importer of All Apple Electronic
Products |
CAPITAL STRUCTURE
AS ON 31.03.2012
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
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|
100000 |
Equity Shares |
Rs.100/- each |
Rs. 10.000 Millions |
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Issued, Subscribed & Paid-up Capital :
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No. of Shares |
Type |
Value |
Amount |
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|
100000 |
Equity Shares |
Rs.100/- each |
Rs. 10.000 Millions |
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NOTES
The Company has
only one class of shares referred to as equity shares having a par value of
Rs.10/- Each Holder of equity shares is entitled to one vote per share
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Shareholders
holding more than 5% shares of the Company |
2011-12 |
||
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Name of Shareholder |
Class Of Shares |
% |
Nos. |
|
Manil Shetty |
Equity Shares |
95 |
950000 |
|
Madhubala Shetty |
Equity Shares |
5 |
50000 |
FINANCIAL DATA
[all figures are in
Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
31.03.2012 |
31.03.2011 |
31.03.2010 |
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SHAREHOLDERS FUNDS |
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1] Share Capital |
10.000 |
10.000 |
10.000 |
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2] Share Application Money |
0.000 |
0.000 |
0.000 |
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3] Reserves & Surplus |
8.208 |
3.102 |
0.357 |
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4] (Accumulated Losses) |
0.000 |
0.000 |
0.000 |
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NETWORTH |
18.208 |
13.102 |
10.357 |
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LOAN FUNDS |
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1] Secured Loans |
9.909 |
6.896 |
0.000 |
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2] Unsecured Loans |
7.973 |
11.590 |
0.000 |
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TOTAL BORROWING |
17.882 |
18.486 |
0.000 |
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DEFERRED TAX LIABILITIES |
0.000 |
0.005 |
0.013 |
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TOTAL |
36.090 |
31.593 |
10.370 |
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APPLICATION OF FUNDS |
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FIXED ASSETS [Net Block] |
13.304 |
6.410 |
2.536 |
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Capital work-in-progress |
0.000 |
0.000 |
0.000 |
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INVESTMENT |
0.000 |
0.000 |
0.000 |
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DEFERREX TAX ASSETS |
0.116 |
0.000 |
0.000 |
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OTHER NON-CURRENT ASSETS |
0.000 |
0.148 |
0.000 |
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CURRENT ASSETS, LOANS & ADVANCES |
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Inventories |
25.009
|
23.548 |
7.355 |
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Sundry Debtors |
21.877
|
28.441 |
3.807 |
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Cash & Bank Balances |
1.415
|
26.607 |
4.583 |
|
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Other Current Assets |
0.000
|
0.000 |
4.785 |
|
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Loans & Advances |
9.941
|
5.546 |
0.025 |
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Total
Current Assets |
58.242
|
84.142 |
20.555 |
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
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|
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|
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Sundry Creditors |
21.893
|
29.891 |
12.291 |
|
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Other Current Liabilities |
10.591
|
27.608 |
0.000 |
|
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Provisions |
3.088
|
1.608 |
0.597 |
|
Total
Current Liabilities |
35.572
|
59.107 |
12.888 |
|
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Net Current Assets |
22.670
|
25.035 |
7.667 |
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MISCELLANEOUS EXPENSES |
0.000 |
0.000 |
0.167 |
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TOTAL |
36.090 |
31.593 |
10.370 |
|
PROFIT & LOSS
ACCOUNT
|
|
PARTICULARS |
31.03.2012 |
31.03.2011 |
31.03.2010 |
|
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SALES |
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|
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|
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Income |
397.173 |
219.868 |
14.603 |
|
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Other Income |
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TOTAL |
397.173 |
219.868 |
14.603 |
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Less |
EXPENSES |
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Office Expenses |
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Administrative Expenses |
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Advertising Expenses |
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TOTAL |
387.993 |
214.937 |
14.020 |
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PROFIT
/ (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION |
9.180 |
4.931 |
0.583 |
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Less/ Add |
DEPRECIATION/
AMORTISATION |
1.736 |
0.954 |
0.066 |
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PROFIT / (LOSS)
BEFORE TAX |
7.444 |
3.977 |
0.517 |
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Less |
TAX |
2.338 |
1.232 |
0.160 |
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PROFIT / (LOSS)
AFTER TAX |
5.106 |
2.745 |
0.357 |
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EARNINGS IN
FOREIGN CURRENCY |
0.000 |
3.555 |
0.290 |
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|
|
Earnings Per
Share (Rs.) |
5.11 |
2.74 |
5.57 |
|
Expected Sales (2012-2013) : Rs.800.000 Millions
The above information has been parted by Mr. Ketan Shah.
KEY RATIOS
|
PARTICULARS |
|
31.03.2012 |
31.03.2011 |
31.03.2010 |
|
PAT / Total Income |
(%) |
1.29
|
1.25 |
2.44 |
|
|
|
|
|
|
|
Return on Total Assets (PBT/Total Assets} |
(%) |
10.39
|
4.38 |
2.24 |
|
|
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|
|
|
|
Return on Investment (ROI) (PBT/Networth) |
|
0.41
|
0.30 |
0.05 |
|
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|
|
|
|
Debt Equity Ratio (Total Liability/Networth) |
|
2.93
|
5.92 |
1.25 |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
1.64
|
1.42 |
1.59 |
LOCAL AGENCY FURTHER INFORMATION
|
Sr. No. |
Check List by Info Agents |
Available in
Report (Yes / No) |
|
1] |
Year of Establishment |
Yes |
|
2] |
Locality of the firm |
Yes |
|
3] |
Constitutions of the firm |
Yes |
|
4] |
Premises details |
Yes |
|
5] |
Type of Business |
Yes |
|
6] |
Line of Business |
Yes |
|
7] |
Promoter's background |
Yes |
|
8] |
No. of employees |
Yes |
|
9] |
Name of person contacted |
Yes |
|
10] |
Designation of contact
person |
Yes |
|
11] |
Turnover of firm for last
three years |
Yes |
|
12] |
Profitability for last
three years |
Yes |
|
13] |
Reasons for variation
<> 20% |
----- |
|
14] |
Estimation for coming
financial year |
Yes |
|
15] |
Capital in the business |
Yes |
|
16] |
Details of sister
concerns |
Yes |
|
17] |
Major suppliers |
Yes |
|
18] |
Major customers |
Yes |
|
19] |
Payments terms |
Yes |
|
20] |
Export / Import details
(if applicable) |
Yes |
|
21] |
Market information |
----- |
|
22] |
Litigations that the firm
/ promoter involved in |
----- |
|
23] |
Banking Details |
Yes |
|
24] |
Banking facility details |
Yes |
|
25] |
Conduct of the banking account |
----- |
|
26] |
Buyer visit details |
----- |
|
27] |
Financials, if provided |
Yes |
|
28] |
Incorporation details, if
applicable |
Yes |
|
29] |
Last accounts filed at
ROC |
Yes |
|
30] |
Major Shareholders, if
available |
Yes |
|
31] |
Date of Birth of
Proprietor/Partner/Director, if available |
Yes |
|
32] |
PAN of
Proprietor/Partner/Director, if available |
No |
|
33] |
Voter ID No of
Proprietor/Partner/Director, if available |
No |
|
34] |
External Agency Rating,
if available |
No |
SUNDRY CREDITORS
DETAILS
(Rs.
In Millions)
|
Particulars |
31.03.2012 |
31.03.2011 |
31.03.2010 |
|
Sundry Creditors
|
|
|
|
|
Other Than Acceptances |
21.893 |
29.891 |
12.291 |
|
|
|
|
|
|
TOTAL |
21.893 |
29.891 |
12.291 |
PERFORMANCE
During the year,
the company has achieved a good growth in the annual turnover, the turnover has
increased from Rs 219.868 Millions in 10-11 to Rs 397.173 Millions in 11-12. The
profit (before tax) for the year has increased from Rs 3.977 Millions to
Rs.7.444 Millions. The management of the company is confident of doing still
better in the years to come.
FORM 8
|
Corporate
identity number of the company |
U72900MH2009PTC193551 |
|
Name of the
company |
MAPLE DIGITAL TECHNOLOGY INTERNATIONAL PRIVATE LIMITED |
|
Address of the
registered office or of the principal place of business in |
250, Powai Plaza, Hiranandani, Powai, Mumbai 400076, Maharashtra,
India |
|
This form is for |
Creation of
charge |
|
Type of charge |
Others |
|
Particular of
charge holder |
Kotak Mahindra Bank, 36-38A, Nariman Bhavan, 227, D, Nariman Point, Mumbai
400021, Maharashtra, India Email: john.fernandes@kotak.com |
|
Nature of
instrument creating charge |
Deed of
Hypothecation (For Term Loan Facility) Deed of
Hypothecation (For Overdraft Facility) |
|
Date of
instrument Creating the charge |
01.11.2010 |
|
Amount secured by
the charge |
Rs. 10.000
millions |
|
Brief of the
principal terms an conditions and extent and operation of the charge |
Rate of interest Fixed @ 13% Terms of repayment Tenor of 12
Months. Extent and operation of the charge First and
exclusive charge on the whole of the Borrower's present and future credit
card receivables belonging to or held by the Borrower and which are now due
and owing or accruing and which may at any time hereafter during the
continuance of the security may become due and owing to the Borrower. |
|
Short particulars
of the property charged (Including location of the property) |
First and
exclusive charge on the whole of the Borrower's present and future credit
card receivables more particularly described in Schedule in Deed of
Hypothecation. |
TRADE REFERENCES
· Radington India
· Philips Electronics Limited
FIXED ASSETS
·
Equipments
·
Furniture and Fixtures
·
Software
·
Motor Car
·
Mobile Purchase
·
Computer
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON DESIGNATED
PARTY
No exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority
for any financial crime or under any formal investigation by a competent
government authority for any violation of anti-corruption laws or international
anti-money laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government official
or a family member or close business associate of a Government official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on Corporate
Governance to identify management and governance. These factors often have been
predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs. 54.46 |
|
|
1 |
Rs. 87.62 |
|
Euro |
1 |
Rs. 71.11 |
INFORMATION DETAILS
|
Information Gathered
by : |
SVA |
|
|
|
|
Report Prepared
by : |
DPT |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
3 |
|
PAID-UP CAPITAL |
1~10 |
4 |
|
OPERATING SCALE |
1~10 |
3 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
4 |
|
--PROFITABILIRY |
1~10 |
3 |
|
--LIQUIDITY |
1~10 |
3 |
|
--LEVERAGE |
1~10 |
3 |
|
--RESERVES |
1~10 |
3 |
|
--CREDIT LINES |
1~10 |
3 |
|
--MARGINS |
-5~5 |
-- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
YES |
|
--AFFILIATION |
YES/NO |
YES |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
TOTAL |
|
29 |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
- |
NB |
New Business |
- |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.