MIRA INFORM REPORT

 

 

Report Date :

08.12.2012

 

IDENTIFICATION DETAILS

 

Name :

SOVATEC INDUSTRIALE S.R.L.

 

 

Registered Office :

Viale Della Vittoria, 4

15060- Stazzano(AL) -IT-

 

 

Country :

Italy

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

09.07.1973

 

 

Legal Form :

Limited liability company

 

 

Line of Business :

Manufacture of metal wire products

 

 

No. of Employees :

from 51 to 70

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Italy

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

ITALY - ECONOMIC OVERVIEW

 

Italy has a diversified industrial economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, welfare-dependent, agricultural south, with high unemployment. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors. Italy is the third-largest economy in the euro-zone, but exceptionally high public debt burdens and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, reaching 120% of GDP in 2011, and borrowing costs on sovereign government debt have risen to record levels. During the second half of 2011 the government passed a series of three austerity packages to balance its budget by 2013 and decrease its public debt burden. These measures included a hike in the value-added tax, pension reforms, and cuts to public administration. The government also faces pressure from investors and European partners to address Italy's long-standing structural impediments to growth, such as an inflexible labor market and widespread tax evasion. The international financial crisis worsened conditions in Italy''s labor market, with unemployment rising from 6.2% in 2007 to 8.4% in 2011, but in the longer-term Italy''s low fertility rate and quota-driven immigration policies will increasingly strain its economy. The euro-zone crisis along with Italian austerity measures have reduced exports and domestic demand, slowing Italy''s recovery. Italy''s GDP is still 5% below its 2007 pre-crisis level.

 

Source : CIA

 

Company Name and address

 

SOVATEC INDUSTRIALE S.R.L.

 

Viale Della Vittoria, 4

 

15060 - Stazzano (AL) -IT-

 

 

Summary

 

Fiscal Code

:

00444210066

Legal Form

:

Limited liability company

start of Activities

:

09/07/1973

Equity

:

1.500.000

Turnover Range

:

6.500.000/7.750.000

Number of Employees

:

from 51 to 70

 

n.b.: The Creditworthness Rate shows, in percentage, the ratio between the suggested credit opinion and the credit amount that the firm could get if the financial situation would be completely positive.

 

 

Activity

 

Manufacture of metal wire products

 

 

Legal Data

 

Legal Form : Limited liability company

Fiscal Code : 00444210066

 

Foreign Trade Reg. no. : AL005178 since 21/12/1991

 

Foreign Trade Reg. no. : 23022 of since 01/06/1984

 

Chamber of Commerce no. : 111434 of since 10/08/1973

 

Firms' Register : AL003-6169 of since 19/02/1996

 

V.A.T. Code : 00444210066

 

Tribunal Co. Register : 6169 of

 

Foundation date

: 16/04/1973

Establishment date

: 16/04/1973

Start of Activities

: 09/07/1973

Legal duration

: 31/12/2100

 

 

Members

 

 

Schiavetti

Felice Mario

 

 

 

Born in Genova

(GE)

on 06/05/1927

- Fiscal Code : SCHFCM27E06D969K

 

 

 

Residence:

 

Magenta

, 27

- 16100

Genova

(GE)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

01/09/2003

 

 

Board Chairman

01/09/2003

 

 

Managing Director

01/09/2003

 

 

 

 

No Prejudicial events are reported

 

 

No Protests registered

 

 

Schiavetti

Paolo

 

 

 

Born in Genova

(GE)

on 12/12/1959

- Fiscal Code : SCHPLA59T12D969N

 

 

 

Residence:

 

Serra

, 2

- 16100

Genova

(GE)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

01/09/2003

 

 

 

No Protests registered

 

 

Pizzorno

Paolo Carlo

 

 

 

Born in Genova

(GE)

on 10/06/1956

- Fiscal Code : PZZPCR56H10D969V

 

 

 

Residence:

 

Accinelli

, 2/13

- 16136

Genova

(GE)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

01/09/2003

 

 

Managing Director

01/09/2003

 

 

 

 

No Prejudicial events are reported

 

 

No Protests registered

 

 

Companies connected to members *

 

*checkings have been performed on a national scale.

In this module the companies in which members hold/held positions are listed.

 

The Members of the subject firm are not reported to be Members in other companies.

 

 

Capital Shareholders

 

Shareholders' list as at date of data collection:

 

Firm's Style / Name

Seat / Residence

Fiscal Code

Owned Shares

% Ownership

Schiavetti Francesca

Milano - IT -

SCHFNC68M53D969G

11.308 .Eur

11,67

Schiavetti Federica

Milano - IT -

SCHFRC62H62D969M

11.308 .Eur

11,67

Schiavetti Alessandra

Milano - IT -

SCHLSN58R54D969F

11.308 .Eur

11,67

Schiavetti Patrizia

Milano - IT -

SCHPRZ54L56D969P

11.308 .Eur

11,67

Schiavetti Anna

Milano - IT -

SCHNNA65S54D969F

11.308 .Eur

11,67

Schiavetti Paolo

Genova - IT -

SCHPLA59T12D969N

11.308 .Eur

11,67

Pizzorno Paolo Carlo

Genova - IT -

PZZPCR56H10D969V

29.070 .Eur

30,00

 

 

Direct Participations

 

The Company under review has participations in the following Companies:

 

Firm's Style

Seat

Fiscal Code

Owned Shares Amount

% Ownership

since

until

Share Status

Consorzio Schiavetti Adtech

 

02382130066

 

 

 

 

Active



Firm's location and structure

 

In order to carry out its activities the firm uses the following locations:

-

Legal and operative seat

(Factory)

since 03/09/1984

 

 

 

 

 

 

Della Vittoria

, 4

- 15060

- Stazzano

(AL)

- IT -

 

 

 

 

PHONE

: 0143633544

 

 

 

 

FAX

: 0143633565

 

 

 

 

Employees

: 54

 

 

 

 

Assistants

: 1

 

Fittings and Equipment for a value of 560.000

Eur

 

Stocks for a value of 610.000

Eur

 

 

The firm operates abroad as importer / exporter..

To purchase foreign products the firm uses the following channels :

- direct orders to foreign companies

Export represents up to 20% of the global turnover.

Products abroad are placed by :

- its own agents

 

- direct orders from foreign companies

 

Export is mainly towards:

- Greece

 

- Italy

 

 

Historical Information and/or Firm's Status

 

CHANGES TO THE LEGAL FORM:

 

Former legal form

New legal form

Changement Date

Joint stock company

Limited liability company

28/06/1979

 

COMPANY STYLE MODIFICATIONS:

 

Former Style

New Style

Changement Date

Sovatec Industriale S.p.A.

Sovatec Industriale s.r.l.

26/07/1979

 

EX-MEMBERS / EX-POSITIONS:

 

 

Schiavetti

Felice

 

 

 

Born in Genova

(GE)

on 06/05/1927

- Fiscal Code : SCHFLC27E06D969Z

 

 

 

Fiscal residence:

 

Magenta

, 27

- 16100

Genova

(GE)

- IT -

 

Ex-Postions

Sole Director

 

 

Schiavetti

Felice Mario

 

 

 

Born in Genova

(GE)

on 06/05/1927

- Fiscal Code : SCHFCM27E06D969K

 

 

 

Residence:

 

Magenta

, 27

- 16100

Genova

(GE)

- IT -

 

Ex-Postions

Sole Director

 

CEASINGS/INCORPORATIONS/MERGES:

 

 

The firm took over the activity of

 

 

 

Tecnometal s.r.l.

 

 

 

 

Banchette

, 1

, 10090

, Rosta

(TO)

- IT -

 

 

 

Fiscal Code: 05649480018

 

 

 

Date

:

28/03/2000

 

 

The firm took over the activity of

 

 

 

Laret di Borello Albina e C. s.n.c.

 

 

 

Fiscal Code: 02033800018

 

 

 

Date

:

28/06/2000



Protests

 

Protests checking on the subject firm has given a negative result.

 

 

Data Base Prejudicial Events Search

 

Search performed on a National Scale

 

 

 

Prejudicial Events Search Result: NEGATIVE

 

Search performed on a specialized data base.

 

 

Legal Procedures

 

None reported, standing to the latest received edition of the Official Publications.



Financial and Economical Analysis

 

Subject is active since 1973

The eonomic-financial analysis is based on the latest 3 b/s.

Unstable economic results mark the company's financial state of affairs. with a profit (r.o.e. 2,82%) in the last financial year Upward trend as to the turnover in the last financial year (+10,84%).

The operating result in 2011 was positive (3,4%) falling within the field's average.

The amount of the operating result is equal to Eur. 143.667 ,showing stability in respect to the value of 2010.

A gross operating margine for a value of Eur. 429.678 was reached. with no sensible increase as against 2010.

The financial status of the company is fairly balanced with an indebtedness level of 1,62 and decreasing as against 2010.

It's shareholders funds amount to Eur. 1.189.453 , stable in comparison with the value of the previous year.

Total debts recorded amounted to Eur. 2.257.497 (Eur. 305.138 of which were m/l term debts) , a more or less stable value.

Financial debts exposure is under control while the recourse to commercial credit is rather frequent even if it still falls within the sector's average.

It shows a good range of liquidity.

As far as the collection of credit goes, the average is high (123,49 days). but on the same levels as the average of the sector.

2011 financial year closed with a cash flow of Eur. 319.565

During 2011 financial year labour costs amounted to Eur. 2.381.350, with a 37,12% incidence on production costs. , whereas the incidence on sales revenues is of 36,44%.

The incidence of the financial charges is of -0,17% on the sales amount.

 

 

Financial Data

 

 

 

Complete balance-sheet for the year

31/12/2011

(in Eur

x 1)

 

Item Type

Value

Sales

6.534.623

Profit (Loss) for the period

33.554

 

 

 

Complete balance-sheet for the year

31/12/2010

(in Eur

x 1)

 

Item Type

Value

Sales

5.895.043

Profit (Loss) for the period

44.170

 

 

 

Complete balance-sheet for the year

31/12/2009

(in Eur

x 1)

 

Item Type

Value

Sales

4.960.031

Profit (Loss) for the period

-95.268



Balance Sheets

 

From our constant monitoring of the relevant Public Administration offices, no more recent balance sheets result to have been filed.

 

- Balance Sheet as at 31/12/2011 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2010 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2009 - 12 Mesi - Currency: - Amounts x 1

 

Years

2011

2010

2009

BALANCE SHEET ACCOUNTS

 

ASSETS

 

 

 

CREDITS VS PARTNERS

 

 

 

. Deposits not yet withdrawn

 

 

 

. Deposits already withdrawn

 

 

 

Total credits vs partners

 

 

 

FIXED ASSETS

 

 

 

. INTANGIBLE FIXED ASSETS

 

 

 

. . Start-up and expansion expenses

 

 

 

. . Research,develop. and advert.expens.

 

 

 

. . Industrial patent rights

 

 

 

. . Concessions,licenses,trademarks,etc.

 

 

 

. . Goodwill

 

 

 

. . Assets in formation and advance paymen.

 

 

 

. . Other intangible fixed assets

 

 

 

. Total Intangible Fixed Assets

135.494

111.373

56.085

. TANGIBLE FIXED ASSETS

 

 

 

. . Real estate

 

 

 

. . Plant and machinery

 

 

 

. . Industrial and commercial equipment

 

 

 

. . Other assets

 

 

 

. . Assets under construction and advances

 

 

 

. Total Tangible fixed assets

1.099.343

1.066.611

1.030.661

. FINANCIAL FIXED ASSETS

 

 

 

. . Equity investments

 

 

 

. . . Equity invest. in subsidiary companies

 

 

 

. . . Equity invest. in associated companies

 

 

 

. . . Equity invest. in holding companies

 

 

 

. . . Equity invest. in other companies

 

 

 

. . Financial receivables

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivab due from subsidiaries

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from assoc.comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from holding comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from third parties

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Other securities

 

 

 

. . Own shares

 

 

 

. . . Total nominal value

 

 

 

. Total financial fixed assets

2.530

2.530

698

Total fixed assets

1.237.367

1.180.514

1.087.444

CURRENT ASSETS

 

 

 

. INVENTORIES

 

 

 

. . Raw materials and other consumables

 

 

 

. . Work in progress and semimanufactured

 

 

 

. . Work in progress on order

 

 

 

. . Finished goods

 

 

 

. . Advance payments

 

 

 

. Total Inventories

611.651

612.766

518.691

. CREDITS NOT HELD AS FIXED ASSETS

 

 

 

. . Within 12 months

2.323.067

2.340.400

1.893.279

. . Beyond 12 months

 

 

 

. . Trade receivables

2.241.553

2.052.235

1.684.318

. . . . Within 12 months

2.241.553

2.052.235

1.684.318

. . . . Beyond 12 months

 

 

 

. . Receivables due from subsid. comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from assoc. comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from holding comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Fiscal Receivables

52.213

229.111

160.171

. . . . Within 12 months

52.213

229.111

160.171

. . . . Beyond 12 months

 

 

 

. . Receivables for anticipated taxes

16.200

21.689

27.223

. . . . Within 12 months

16.200

21.689

27.223

. . . . Beyond 12 months

 

 

 

. . Receivables due from third parties

13.101

37.365

21.567

. . . . Within 12 months

13.101

37.365

21.567

. . . . Beyond 12 months

 

 

 

. Total Credits not held as fixed assets

2.323.067

2.340.400

1.893.279

. FINANCIAL ASSETS

 

 

 

. . Equity invest. in subsidiary comp.

 

 

 

. . Equity invest. in associated companies

 

 

 

. . Equity invest. in holding companies

 

 

 

. . Other equity investments

 

 

 

. . Own shares

 

 

 

. . . Total nominale value

 

 

 

. . Other securities

 

 

 

. Total Financial Assets

 

 

 

. LIQUID FUNDS

 

 

 

. . Bank and post office deposits

 

 

 

. . Checks

 

 

 

. . Banknotes and coins

 

 

 

. Total Liquid funds

22.044

859

6.461

Total current assets

2.956.762

2.954.025

2.418.431

ADJUSTMENT ACCOUNTS

 

 

 

. Discount on loans

 

 

 

. Other adjustment accounts

25.385

30.420

49.164

Total adjustments accounts

25.385

30.420

49.164

TOTAL ASSETS

4.219.514

4.164.959

3.555.039

 

 

 

 

LIABILITIES

 

 

 

STOCKHOLDERS' EQUITY

 

 

 

. Capital stock

96.900

96.900

96.900

. Additional paid-in capital

 

 

 

. Revaluation reserves

29.955

29.955

29.955

. Legal reserve

19.380

19.380

19.380

. Reserve for Own shares

 

 

 

. Statute reserves

 

 

 

. Other reserves

1.009.664

965.494

1.060.762

. Accumulated Profits (Losses)

 

 

 

. Profit( loss) of the year

33.554

44.170

-95.268

. Advances on dividends

 

 

 

. Partial loss of the year Coverage

 

 

 

Total Stockholders'Equity

1.189.453

1.155.899

1.111.729

RESERVES FOR RISKS AND CHARGES

 

 

 

. . Reserve for employee termination indem.

 

 

 

. . Taxation fund, also differed

 

 

 

. . Other funds

 

 

 

Total Reserves for Risks and Charges

 

 

 

Employee termination indemnities

751.398

674.834

590.307

ACCOUNTS PAYABLE

 

 

 

. . . . Within 12 months

1.952.359

2.027.309

1.635.030

. . . . Beyond 12 months

305.138

271.428

166.667

. . Bonds

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Convertible bonds repayable

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to shareholders for financing

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to banks

485.242

688.771

331.246

. . . . Within 12 months

180.104

417.343

164.579

. . . . Beyond 12 months

305.138

271.428

166.667

. . Due to other providers of finance

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Advances from customers

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Trade payables

1.279.359

1.148.008

1.050.109

. . . . Within 12 months

1.279.359

1.148.008

1.050.109

. . . . Beyond 12 months

 

 

 

. . Securities issued

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to subsidiary companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to associated companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to holding companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to the tax authorities

73.394

33.340

44.103

. . . . Within 12 months

73.394

33.340

44.103

. . . . Beyond 12 months

 

 

 

. . Due to social security and welfare inst.

99.279

91.521

73.155

. . . . Within 12 months

99.279

91.521

73.155

. . . . Beyond 12 months

 

 

 

. . Other payables

320.223

337.097

303.084

. . . . Within 12 months

320.223

337.097

303.084

. . . . Beyond 12 months

 

 

 

Total accounts payable

2.257.497

2.298.737

1.801.697

ADJUSTMENT ACCOUNTS

 

 

 

. Agio on loans

 

 

 

. Other adjustment accounts

21.166

35.489

51.306

Total adjustment accounts

21.166

35.489

51.306

TOTAL LIABILITIES

4.219.514

4.164.959

3.555.039

 

 

 

 

 

 

MEMORANDUM ACCOUNTS

 

Third party goods

 

 

 

Investment accounts

 

 

 

Risk accounts

 

 

 

Civil and fiscal norms relation

 

 

 

 

 

 

 

 

 

PROFIT AND LOSS ACCOUNTS

 

VALUE OF PRODUCTION

 

 

 

. Revenues from sales and services

6.534.623

5.895.043

4.960.031

. Changes in work in progress

-30.299

39.898

-48.123

. Changes in semi-manufact. products

 

 

 

. Capitalization of internal work

 

 

 

. Other income and revenues

55.448

55.826

37.193

. . Contributions for operating expenses

8.718

8.718

12.183

. . Different income and revenues

46.730

47.108

25.010

Total value of production

6.559.772

5.990.767

4.949.101

PRODUCTION COSTS

 

 

 

. Raw material,other materials and consum.

2.750.804

2.464.822

1.809.267

. Services received

821.435

771.585

742.206

. Leases and rentals

121.518

158.866

153.650

. Payroll and related costs

2.381.350

2.186.014

1.888.484

. . Wages and salaries

1.635.206

1.512.786

1.333.923

. . Social security contributions

555.128

498.864

437.217

. . Employee termination indemnities

129.451

112.749

100.679

. . Pension and similar

 

 

 

. . Other costs

61.565

61.615

16.665

. Amortization and depreciation

286.011

275.048

296.707

. . Amortization of intangible fixed assets

22.573

13.224

53.700

. . Amortization of tangible fixed assets

252.128

251.444

234.459

. . Depreciation of tangible fixed assets

 

 

 

. . Writedown of current receiv.and of liquid

11.310

10.380

8.548

. Changes in raw materials

-29.184

-54.178

39.861

. Provisions to risk reserves

 

 

 

. Other provisions

 

 

 

. Other operating costs

84.171

62.702

63.270

Total production costs

6.416.105

5.864.859

4.993.445

Diff. between value and cost of product.

143.667

125.908

-44.344

FINANCIAL INCOME AND EXPENSE

 

 

 

. Income from equity investments

 

 

 

. . In subsidiary companies

 

 

 

. . In associated companies

 

 

 

. . In other companies

 

 

 

. Other financial income

624

425

673

. . Financ.income from receivables

 

 

 

. . . Towards subsidiary companies

 

 

 

. . . Towards associated companies

 

 

 

. . . Towards holding companies

 

 

 

. . . Towards other companies

 

 

 

. . Financ.income from secur. t.f.assets

 

 

 

. . Financ.income from secur. cur.assets

 

 

 

. . Financ.income other than the above

 

 

 

. . . - Subsidiary companies

 

 

 

. . . - Associated companies

 

 

 

. . . - Holding companies

 

 

 

. . . - Other companies

 

 

 

. Interest and other financial expense

-11.463

-9.995

-17.545

. . Towards subsidiary companies

 

 

 

. . Towards associated companies

 

 

 

. . Towards holding companies

 

 

 

. . Towards other companies

 

 

 

Total financial income and expense

-10.839

-9.570

-16.872

ADJUSTMENTS TO FINANCIAL ASSETS

 

 

 

. Revaluations

 

 

 

. . Of equity investments

 

 

 

. . Of financ.fixed assets not repres.E.I.

 

 

 

. . Of securities incl.among current assets

 

 

 

. Devaluation

 

 

 

. . Of equity investments

 

 

 

. . Of financial fixed assets (no equity inv)

 

 

 

. . Of securities included among current ass

 

 

 

Total adjustments to financial assets

 

 

 

EXTRAORDINARY INCOME AND EXPENSE

 

 

 

. Extraordinary income

2.632

6.292

9.966

. . Gains on disposals

 

 

 

. . Other extraordinary income

2.632

6.292

9.966

. Extraordinary expense

-2.517

-1.352

-8.339

. . Losses on disposals

 

 

 

. . Taxes relating to prior years

 

 

-4.804

. . Other extraordinary expense

-2.517

-1.352

-3.535

Total extraordinary income and expense

115

4.940

1.627

Results before income taxes

132.943

121.278

-59.589

. Taxes on current income

99.389

77.108

35.679

. . current taxes

99.389

77.108

41.079

. . differed taxes(anticip.)

 

 

-5.400

. Net income for the period

33.554

44.170

-95.268

. Adjustments in tax regulations pursuance

 

 

 

. Provisions in tax regulations pursuance

 

 

 

. Profit (loss) of the year

33.554

44.170

-95.268

 

RATIOS

Value Type

as at 31/12/2011

as at 31/12/2010

as at 31/12/2009

Sector Average

COMPOSITION ON INVESTMENT

 

 

 

 

 

Rigidity Ratio

Units

0,29

0,28

0,31

0,28

Elasticity Ratio

Units

0,70

0,71

0,68

0,69

Availability of stock

Units

0,14

0,15

0,15

0,18

Total Liquidity Ratio

Units

0,56

0,56

0,53

0,47

Quick Ratio

Units

0,01

0,00

0,00

0,02

COMPOSITION ON SOURCE

 

 

 

 

 

Net Short-term indebtedness

Units

1,62

1,75

1,46

2,32

Self Financing Ratio

Units

0,28

0,28

0,31

0,23

Capital protection Ratio

Units

0,89

0,88

1,00

0,74

Liabilities consolidation quotient

Units

0,54

0,47

0,46

0,24

Financing

Units

1,90

1,99

1,62

2,86

Permanent Indebtedness Ratio

Units

0,53

0,50

0,53

0,42

M/L term Debts Ratio

Units

0,25

0,23

0,21

0,13

Net Financial Indebtedness Ratio

Units

0,39

0,60

0,29

0,91

CORRELATION

 

 

 

 

 

Fixed assets ratio

Units

1,82

1,78

1,72

1,37

Current ratio

Units

1,51

1,46

1,48

1,21

Acid Test Ratio-Liquidity Ratio

Units

1,20

1,15

1,16

0,84

Structure's primary quotient

Units

0,96

0,98

1,02

0,86

Treasury's primary quotient

Units

0,01

0,00

0,00

0,04

Rate of indebtedness ( Leverage )

%

354,74

360,32

319,78

422,49

Current Capital ( net )

Value

1.004.403

926.717

783.400

281.462

RETURN

 

 

 

 

 

Return on Sales

%

4,89

5,42

4,06

3,68

Return on Equity - Net- ( R.O.E. )

%

2,82

3,82

-8,57

3,84

Return on Equity - Gross - ( R.O.E. )

%

11,18

10,49

-5,36

12,87

Return on Investment ( R.O.I. )

%

3,40

3,02

-1,25

4,59

Return/ Sales

%

2,20

2,14

-0,89

4,38

Extra Management revenues/charges incid.

%

23,36

35,08

n.c.

22,35

Cash Flow

Value

319.565

319.218

201.439

131.799

Operating Profit

Value

143.667

125.908

-44.344

134.410

Gross Operating Margin

Value

429.678

400.956

252.363

257.621

MANAGEMENT

 

 

 

 

 

Credits to clients average term

Days

123,49

125,33

122,25

106,38

Debts to suppliers average term

Days

124,69

121,72

139,75

123,44

Average stock waiting period

Days

33,70

37,42

37,65

62,20

Rate of capital employed return ( Turnover )

Units

1,55

1,42

1,40

1,07

Rate of stock return

Units

10,68

9,62

9,56

5,77

Labour cost incidence

%

36,44

37,08

38,07

17,51

Net financial revenues/ charges incidence

%

-0,17

-0,16

-0,34

-1,55

Labour cost on purchasing expenses

%

37,12

37,27

37,82

17,84

Short-term financing charges

%

0,51

0,43

0,97

3,12

Capital on hand

%

64,57

70,65

71,67

93,68

Sales pro employee

Value

88.305

86.691

84.068

193.450

Labour cost pro employee

Value

32.180

32.147

32.008

33.229

 

                                                                                                 

 

 

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.20

UK Pound

1

Rs.86.99

Euro

1

Rs.70.22

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.