MIRA INFORM REPORT

 

 

Report Date :

11.12.2012

 

IDENTIFICATION DETAILS

 

Name :

MCKENSON TEXTILES LTD.

 

 

Registered Office :

Room 901, 9/F., One Midtown, 11 Hoi Shing Road, Tsuen Wan, New Territories

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

20.01.1981

 

 

Reg. No.:

07028336

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer and Exporter of All kinds of fabrics for garment manufacturing

 

 

No. of Employees :

12

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Hong Kong - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 7.8% of total system deposits in Hong Kong by the end of 2011, an increase of over 59% since the beginning of the year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 28 million in 2011, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2011 mainland Chinese companies constituted about 43% of the firms listed on the Hong Kong Stock Exchange and accounted for about 56% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly in 2010 and inflation to rise 5.3% in 2011. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

Source : CIA

 


Company Name

 

MCKENSON TEXTILES LTD.

 

 

ADDRESS

 

Room 901, 9/F., One Midtown, 11 Hoi Shing Road, Tsuen Wan, New Territories, Hong Kong.

 

PHONE:            2786 3491

 

FAX:                 2786 4020

 

 

MANAGEMENT

 

Managing Director:  Mr. Kwan Man Chiu, Frankie

 

 

SUMMARY

 

Incorporated on:            20th January, 1981.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$200,000.00

            Issued:             HK$200,000.00

 

Business Category:       Textile Product Trader.

 

Employees:                  12.

 

Main Dealing Banker:     Shanghai Commercial Bank Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.


Company Name

 

MCKENSON TEXTILES LTD.

 

 

ADDRESS

 

Business Office:-

Room 901, 9/F., One Midtown, 11 Hoi Shing Road, Tsuen Wan, New Territories, Hong Kong.

 

China Office:-

McKenson Textiles Ltd. Shanghai Office

Room 3002, Fuhai Commercial Service Centre, 1318 Sichuan North Road, 200080 Shanghai, China.

[Tel: 82-21-6364 2866;  Fax: 82-21-6307 0565]

 

 

BUSINESS REGISTRATION NUMBER

 

07028336

 

 

COMPANY FILE NUMBER

 

0092364

 

 

MANAGEMENT

 

Managing Director:  Mr. Kwan Man Chiu, Frankie

Contact Person:  Ms. Monica Tsang

 

 

CAPITAL

 

Nominal Share Capital: HK$200,000.00 (Divided into 2,000 shares of HK$100.00 each)

 

Issued Share Capital: HK$200,000.00

 

SHAREHOLDERS

 

(As per registry dated 20-01-2012)

Name

 

No. of shares

KWAN Man Chiu

 

1,000

WONG Mei Fun

 

1,000

 

 

–––––

 

Total:

2,000

====

 

 

DIRECTORS  

 

(As per registry dated 01-12-2012)

Name

(Nationality)

 

Address

WONG Mei Fun

Flat E, 2/F., Hop Hing Industrial Building, 704 Castle Peak Road, Kowloon, Hong Kong.

 

KWAN Man Chiu

Flat E, 2/F., Hop Hing Industrial Building, 704 Castle Peak Road, Kowloon, Hong Kong.

 

 

SECRETARY

 

KWAN Man Chiu  (As per registry dated 20-01-2012)

 

 

HISTORY

 

The subject was incorporated on 20th January, 1981 as a private limited liability company under the Hong Kong Companies Ordinance.

Formerly the subject was located at Flat E, 2/F., Hop Hing Industrial Building, 704 Castle Peak Road, Kowloon, Hong Kong, moved to the present address in mid-2012.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer and Exporter.

 

Lines:                           All kinds of fabrics for garment manufacturing.

 

Employees:                  12.

 

Commodities Imported: China, other Asian countries, etc.

 

Markets:                        Other Asian countries, Europe, North America, etc.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$200,000.00 (Divided into 2,000 shares of HK$100.00 each)

 

Issued Share Capital:     HK$200,000.00

 

Mortgage or Charge (Since 2006):  (See attachment)

 

Profit or Loss:               Making a small profit every year.

 

Condition:                     Keeping in a satisfactory manner.

 

Facilities:                      Is making use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

Shanghai Commercial Bank Ltd., Hong Kong.

Bank of China (Hong Kong) Ltd., Hong Kong.

Citibank, N.A., Hong Kong.

 

Standing:  Normal.

 

 

GENERAL

 

Mckenson Textiles Ltd. is equally-owned by Mr. Kwan Man Chiu and Ms. Wong Mei Fun.  The subject has issued 2,000 ordinary shares of HK$100.00 each while each of the shareholders holds 1,000 shares.

The subject is trading in all kinds of fabrics including cotton, polyester, polyester/cotton, polyester/viscose, nylon, linen and ramie with different finishing.

The subject also trades in garments, it carries the following products: Men’s Golf Shorts, Men’s V-Neck Wesh Tee, Men’s Short Pants, Men’s Gold Fashion Polo Shirts, Men’s Cotton Shirts, Ladies’ Casual Wear, Men’s Jackets, Children’s Wear, Blouses, Coats, Denim Garments, Dresses & Skirts, Shirts, etc.

Products are chiefly sourced from China.  Prime markets are Japan, the other Asian countries, Europe, North America, etc.  Business is normal.

The subject has set up an office in Shanghai, China which is responsible for commodities sourcing.

In order to penetrate the international market further, the subject has taken part in fairs and exhibitions held in Hong Kong.  For instance, it is going to take part in “Hong Kong Fashion Week for Spring/Summer” which will be held in Hong Kong Convention and Exhibition Centre, Wanchai, Hong Kong during the period of 14th to 17th January, 2013.  Its booth number will be 1D‑B15.

The subject’s business is chiefly handled by the two shareholders.  The contact person Ms. Monica Tsang is the Merchandising Manager of the subject.

The subject is able to make a small profit every year.

As the history of the subject is over 31 years and ten months in Hong Kong, on the whole, consider it good for normal business engagements.


MORTGAGE OR CHARGE

 

(Since 2006)

 

Date

Particulars

Amount

22-05-2006

Instrument:        Mortgage

Property:

143/21,386th parts or shares of and in Kwai Chung Town Lot No. 405 (Flat B of 7/F. of Tower 6 and Car Parking Spaces Nos. 97 & 98 on Lower G/F. of Regency Park, 3 Wah King Hill Road, Kwai Chung, New Territories, Hong Kong.)

Mortgagee:        Bank of China (Hong Kong) Ltd., Hong Kong.

To secure “all monies” in respect of general banking facilities

11-04-2011

Instrument:        Deposit Deed

Property:

By way of first fixed charge and as a continuing security for the Obligations, the Company charges and assigns absolutely all its rights, title to and interest in the Accounts and all Deposits from time to time n the Accounts and/or comprising the Accounts maintained with Citibank N.A., any branch and/or Citibank (Hong Kong) Ltd.

Mortgagee:        Citibank N.A., Hong Kong Branch.

All moneys

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.34

UK Pound

1

Rs.87.89

Euro

1

Rs.70.13

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.