MIRA INFORM REPORT

 

 

Report Date :

12.12.2012

 

IDENTIFICATION DETAILS

 

Name :

MAGNAMIOUS SYSTEMS PRIVATE LIMITED

 

 

Registered Office :

102, Chintamani Kutir, Off Azad Road, Vile Parle (East), Mumbai – 400 057, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2012

 

 

Date of Incorporation :

31.10.1995

 

 

Com. Reg. No.:

11-094056

 

 

Capital Investment / Paid-up Capital :

Rs.0.300 Million

 

 

CIN No.:

[Company Identification No.]

U7200MH1995PTC094056

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMM16037A

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Trader of Computer Peripherals and Accessories.

 

 

No. of Employees :

100 (Approximately) 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (49)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 348000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having satisfactory track. Trade relations are reported as fair. Business is active. Payment are reported to be usually correct and as per commitments.

 

The company can be considered normal for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

INDIAN ECONOMIC OVERVIEW

 

India is developing into an open-market economy, yet traces of its past autarkic policies remain. Economic liberalization, including industrial deregulation, privatization of state-owned enterprises, and reduced controls on foreign trade and investment, began in the early 1990s and has served to accelerate the country’s growth, which has averaged more than 7% per year since 1997. India’s diverse economy encompasses traditional village farming, modern agriculture, handicrafts, a wide range of modern industries, and a multitude of services. Slightly more than half of the work force is in agriculture, but services are the major source of economic growth, accounting for more than half of India’s output, with only one-third of its labor force. India has capitalized on its large educated English-speaking population to become a major exporter of information technology services and software workers. In 2010, the Indian economy rebounded robustly from the global financial crisis – in large part because of strong domestic demand – and growth exceeded 8% year-on-year in real terms. However, India’s economic growth in 2011 slowed because of persistently high inflation and interest rates and little progress on economic reforms. High international crude prices have exacerbated the government’s fuel subsidy expenditures contributing to a higher fiscal deficit, and a worsening current account deficit. Little economic reform took place in 2011 largely due to corruption scandals that have slowed legislative work. India’s medium-term growth outlook is positive due to a young population and corresponding low dependency ratio, healthy savings and investment rates, and increasing integration into the global economy. India has many long-term challenges that it has not yet fully addressed, including widespread poverty, inadequate physical and social infrastructure, limited non-agricultural employment opportunities, scarce access to quality basic and higher education, and accommodating rural-to-urban migration.

Source : CIA

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

INFORMATION DECLINED BY

 

Name :

Mr. Jiten Mehta

Designation :

Director

Contact No.:

91-22-26115106

Date :

11.12.2012

 

 

LOCATIONS

 

Registered Office/ Head Office :

102, Chintamani Kutir, Off Azad Road, Vile Parle (East), Mumbai – 400 057, Maharashtra, India

Tel. No.:

91-22-26115106/ 26115128

Fax No.:

91-22-26115308/ 26115303

E-Mail :

sales.mumbai@magnamious.com

jiten@magnamious.com

Website :

http://www.magnamious.net

Area :

1500 sq. ft.

Location :

Owned

 

 

Branch Office 1 :

F-3, First Floor, Excelsior Chambers, Building-B, Opposite Rizvi Chambers, Heliodoro Salgado Road, Panaji – 403 001, Goa, India

Tel. No.:

91-832-2232071/ 79

E-Mail :

sales.goa@magnamious.com

 

 

Branch Office 2 :

Office No.2, 3rd Floor, Radiant Arcade, East Street Camp, Pune – 411 001, Maharashtra, India

Tel. No.:

91-20-26334564

Email:

sales.pune@magnamious.com

Area:

1000 sq. ft.

Location :

Owned

 

 

Branch Office 3 :

Also located at:

 

v  Vapi

 

 

Customer Care Office:

502, Khushal Point, 5th Floor, Road No.4, Behind Uday Cinema, Ghatkopar (West), Mumbai – 400 086, Maharashtra, India

Tel. No.:

91-22-25121244/ 25121245

E-Mail :

support@magnamious.com

 

 

DIRECTORS

 

As on 29.09.2012

 

Name :

Mrs. Chaula Deepak Zhaveri

Designation :

Director

Address:

1502, Green Ridge Tower No.2, Chikuwadi, Link Road, Borivali (West), Mumbai – 400 092, Maharashtra, India

Date of Appointment:

28.12.1995

DIN No.:

01874544

 

 

Name :

Mr. Dipak Dinesh Chandra Zhaveri

Designation :

Director

Address :

1502, Green Ridge Tower No.2, Chikuwadi, Link Road, Borivali (West), Mumbai – 400 092, Maharashtra, India

Date of Birth/Age :

23.06.1965

Qualification :

BE (Electronics)

Date of Appointment:

31.10.1995

DIN No.:

01874564

 

 

Name :

Mrs. Jaina Jiten Mehta

Designation :

Director

Address :

902, Tower I, Green Ridge, Chikuwadi, Link Road, Borivali (West), Mumbai – 400 092, Maharashtra, India

Date of Birth/Age :

11.10.1967

Date of Appointment:

28.12.1995

DIN No.:

01874588

 

 

Name :

Mr. Jiten Rajnikant Mehta

Designation :

Director

Address :

Flat No.902, 9th Floor, Tower I, Green Ridge, Chikuwadi, Link Road, Borivali (West), Mumbai – 400 092, Maharashtra, India

Date of Birth/Age :

29.08.1966

Qualification :

B.E (Electronics)

Date of Appointment:

31.10.1995

DIN No.:

01874584

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 29.09.2012

 

Names of Shareholders

 

 

No. of Shares

Dipak Dinesh Chandra Zhaveri

 

900

Jiten Rajnikant Mehta

 

900

Jaina Jiten Mehta

 

600

Chaula Dipak Zhaveri

 

600

Total

 

3000

 

As on 29.09.2012

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Directors or relatives of directors

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Trader of Computer Peripherals and Accessories.

 

 

 

 

GENERAL INFORMATION

 

No. of Employees :

100 (Approximately) 

 

 

Bankers :

v  Union Bank of India, 19, Sahajeevan, Shraddhanand Road, Vile Parle (East), Mumbai – 400 057, Maharashtra, India

v  Citi Bank , Mumbai West View Building, Khar Danda and Linking Road Junction, Linking Road, Khar, Mumbai, Maharashtra, India

v  United Bank of India, Panjim Branch, Kamat Nagar, Rua Heliadore Salgado, Panjim – 403 001, Goa, India 

v  Oriental Bank of Commerce, Panjim Branch, Sapana Regency, Dr. Shigaonkar Marg, 18th June Road, Panjim – 403 001, Goa, India 

 

 

Facilities :

Secured Loans

31.03.2012

(Rs. in Millions)

31.03.2011

(Rs. in Millions)

Term Loans from Banks

 

 

Non Current Portion

0.827

0.000

Current Maturities

0.365

0.000

Total

1.192

0.000

 

Unsecured Loans

31.03.2012

(Rs. in Millions)

31.03.2011

(Rs. in Millions)

Loans and Advances from Directors and related parties

11.116

9.545

Total

11.116

9.545

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

M.M. Nissim and Company

Chartered Accountants

Address :

Barodawal Mansion, B-Wing, 3rd Floor, Dr. Annie Basant Road, Worli, Mumbai – 400 018, Maharashtra, India

Tel. No.:

91-22-24949991

Fax No.:

91-22-24949995

Income-tax PAN of auditor or auditor's firm :

AAAFM5103E

 

 

Other Related Parties :

Magnamious Systems and Solutions (Partnership firm in which Directors are partners in the capacity of Karta)

 

 

CAPITAL STRUCTURE

 

As on 31.03.2012

 

Authorised Capital :

No. of Shares

Type

Value

Amount

5000

Equity Shares

Rs.100/- each

Rs.0.500 Million

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

3000

Equity Shares

Rs.100/- each

Rs.0.300 Million

 

 

 

 

 

Terms/ Rights attached to the Share Capital

 

The company has only one class of equity share and the shareholder in entitled to one vote per share. During the current year, the amount of per share dividend recognized as distribution to equity shareholders was Rs. Nil.

 

In the event of liquidation of the company, the shareholders will be entitled to receive remaining assets of the company after distribution of all preferential amounts in proportion to the number of shares held.

 

Details of Shareholders holding more than 5 percent of the shares:

 

In respect of Equity Shares;

 

Name of the Shareholder

 

No. of Shares held

Dipak Dinesh Chandra Zhaveri

900

Jiten Rajnikant Mehta

900

Chaula Dipak Zhaveri

600

Jaina Jiten Mehta

600

 

3000


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2012

31.03.2011

31.03.2010

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

0.300

0.300

0.300

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

86.718

68.804

52.589

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

87.018

69.104

52.889

LOAN FUNDS

 

 

 

1] Secured Loans

1.192

0.000

0.000

2] Unsecured Loans

11.116

9.545

8.135

TOTAL BORROWING

12.308

9.545

8.135

DEFERRED TAX LIABILITIES

0.000

0.000

0.018

 

 

 

 

TOTAL

99.326

78.649

61.042

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

9.452

8.474

9.309

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERRED TAX ASSETS

0.143

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

7.628

8.499

4.733

 

Sundry Debtors

74.368

80.382

51.958

 

Cash & Bank Balances

44.013

36.015

21.717

 

Other Current Assets

0.000

0.000

0.000

 

Loans & Advances

12.744

13.826

9.732

Total Current Assets

138.753

138.722

88.140

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

28.534

47.073

26.399

 

Other Current Liabilities

8.573

8.726

5.010

 

Provisions

11.915

12.748

4.998

Total Current Liabilities

49.022

68.547

36.407

Net Current Assets

89.731

70.175

51.733

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

99.326

78.649

61.042

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2012

31.03.2011

31.03.2010

 

SALES

 

 

 

 

 

Revenue from Operations

291.954

267.473

166.770

 

 

Other Income

1.748

2.295

22.501

 

 

TOTAL                                     (A)

293.702

269.768

189.271

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Purchases of Stock in Trade

223.068

209.223

151.402

 

 

Changes in Inventories

0.871

(3.766)

(2.789)

 

 

Employee Benefit Expenses

31.336

24.312

19.368

 

 

Other Expenses

10.416

11.510

7.764

 

 

TOTAL                                     (B)

265.691

241.279

175.745

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)     (C)

28.011

28.489

13.526

 

 

 

 

 

Less

FINANCIAL EXPENSES                                    (D)

1.277

0.919

0.928

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

26.734

27.570

12.598

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

0.763

0.874

1.003

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                              (G)

25.971

26.696

11.595

 

 

 

 

 

Less

TAX                                                                  (H)

8.056

10.481

4.094

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

17.915

16.215

7.501

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

NA

52.588

45.087

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

NA

NA

52.588

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Professional and Consultation Fees

6.832

0.000

0.000

 

TOTAL EARNINGS

6.832

0.000

0.000

 

 

 

 

 

 

Earnings Per Share (Rs.)

5972.00

5405.00

2500.46

 


KEY RATIOS

 

PARTICULARS

 

 

31.03.2012

31.03.2011

31.03.2010

PAT / Total Income

(%)

6.10

6.01

3.96

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

8.90

9.98

6.95

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

17.52

18.14

11.90

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.30

0.39

0.22

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

0.70

1.13

0.84

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

2.83

2.02

2.42

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Details of Sundry Creditors:

 

Particulars

 

31.03.2012

(Rs. in millions)

31.03.2011

(Rs. in millions)

31.03.2010

(Rs. in millions)

Sundry Creditors

28.534

47.073

26.399

 

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes

4) Premises details

Yes

5) Type of Business

Yes

6) Line of Business

Yes

7) Promoter’s background

Yes

8) No. of employees

Yes

9) Name of person contacted

Yes

10) Designation of contact person

Yes

11) Turnover of firm for last three years

Yes

12) Profitability for last three years

Yes

13) Reasons for variation <> 20%

--

14) Estimation for coming financial year

No

15) Capital in the business

Yes

16) Details of sister concerns

Yes

17) Major suppliers

No

18) Major customers

No

19) Payments terms

No

20) Export / Import details (if applicable)

No

21) Market information

--

22) Litigations that the firm / promoter involved in

--

23) Banking Details

Yes

24) Banking facility details

Yes

25) Conduct of the banking account

--

26) Buyer visit details

--

27) Financials, if provided

Yes

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

Yes

30) Major Shareholders, if available

Yes

31) Date of Birth of Proprietor/Partner/Director, if available

Yes

32) PAN of Proprietor/Partner/Director, if available

No

33) Voter ID No of Proprietor/Partner/Director, if available

No

34) External Agency Rating, if available

No

 

 


OUTLOOK:

 

The Company anticipates better business and returns in the subsequent financial years.

 

Fixed Assets:

Tangible Assets

v  Freehold Buildings

v  Computer Equipment

v  Vehicles

v  Office Equipment

v  Electrical Installations

v  Furniture and Fixtures

Intangible Assets

v  Software Licenses

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                           None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                        None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                        None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.32

UK Pound

1

Rs.87.36

Euro

1

Rs.70.36 

 

 

INFORMATION DETAILS

 

Information Gathered by :

SVA

 

 

Report Prepared by :

SMN

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

6

--PROFITABILIRY

1~10

6

--LIQUIDITY

1~10

6

--LEVERAGE

1~10

5

--RESERVES

1~10

6

--CREDIT LINES

1~10

5

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

49

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.