MIRA INFORM REPORT

 

 

Report Date :

12.12.2012

 

IDENTIFICATION DETAILS

 

Name :

P.T. KARUNIA MAKMUR SELARAS

 

 

Registered Office :

Kav. Polri Jelambar D-XIII/1151, Jelambar Sub-district, Grogol Petamburan District Jakarta Barat 113460

 

 

Country :

Indonesia

 

 

Date of Incorporation :

06.07.2006

 

 

Reg. No.:

No. AHU-AH.01.10-30697

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading, Import and Distribution of Pharmaceutical Raw Materials

 

 

No. of Employees :

12 persons

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Indonesia - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew an estimated 6.1% and 6.4% in 2010 and 2011, respectively. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a small current account surplus, a fiscal deficit below 2%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2012 faces the ongoing challenge of improving Indonesia's insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of rising oil prices.

 

Source : CIA

 

 

Name of Company

 

P.T. KARUNIA MAKMUR SELARAS

 

 

Address

 

Head Office

Kav. Polri Jelambar D-XIII/1151

Jelambar Sub-district, Grogol Petamburan District

Jakarta Barat 113460

Indonesia

Phones             - (62-21) 5697 6227

Fax                   - (62-21) 5696 4842

Building Area    - 2 storey

Office Space    - 120 sq. meters

Region              - Commercial

Status               - Rent

 

Date of Incorporation :

06 July 2006

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

            a.         No. C-24462 HT.01.01.TH.2006

                        Dated 23 August 2006

            b.         No. AHU-02941.AH.01.04.Tahun 2007

                        Dated 12 November 2007

            c.         No. AHU-AH.01.10-30697

                        Dated 27 September 2011

 

Company Status :

National Private Company

 

Permit by the Government Department :

            a.         The Department of Finance

                        NPWP No. 02.415.681.2-036.000

 

            b.         The Department of Health

                        No. YF.05.DJ.I.PBBBF.658, dated 13 August 2007

 

Related Company :

P.T. POMALA ADI UTAMA (Trading and Distribution of Basic Chemical for Pharmaceutical)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital         - Rp. 800,000,000.-

Issued Capital   - Rp. 550,000,000.-

Paid up Capital - Rp. 550,000,000.-

 

Shareholders/Owners :

            a. Dr. Ronny Massie     - Rp. 440,000,000.- (80%)

     Address : Kav. Polri Blok D-XI/1115

                     Jelambar, Grogol Petamburan

                     West Jakarta

                     Indonesia

            b. Mrs. Ingrid Fransisca Massie           - Rp. 110,000,000.- (20%)

     Address : Kav. Polri Blok D-XI/1115

                     Jelambar, Grogol Petamburan

                     West Jakarta

                     Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading, Import and Distribution of Pharmaceutical Raw Materials

 

Production Capacity :

None

 

Total Investment :

Owned Capital   - Rp. 550 million

 

Started Operation :

August 2007

 

Brand Name :

KMS

 

Technical Assistance :

None

 

Number of Employee :

12 persons

 

Marketing Area :

Local    - 100%

 

Main Customers:

Pharmaceutical Industries

 

Market Situation :

Very Competitive

 

Main Competitors :

a. PT. Enseval Putera Megatrading

b. PT. Ekacitta Dian Persada

c. PT. Megasetia Agung Kimia

d. PT. Providen Mitratara

e. PT. Roche Indonesia

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Banker :

P.T. Bank CENTRAL ASIA Tbk

Jelambar Branch

Kavling Polri, Jl. Hadiah Blok B-7 No. 706

West Jakarta

Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2009 – Rp.   9.7 billion

2010 – Rp. 11.0 billion

2011 – Rp. 12.6 billion

2012 – Rp.   7.1 billion (January – June)

 

Net Profit (estimated) :

2009 – Rp. 508 million

2010 – Rp. 576 million

2011 – Rp. 660 million

2012 – Rp. 372 million (January – June)

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

KEY EXECUTIVES

 

Board of Management :

Director                        - Mrs. Ingrid Fransisca Massie

 

Board of Commissioners :

Commissioner   - Dr. Ronny Massie

 

Signatories :

Director (Mrs. Ingrid Fransisca Massie) which must be approved by Board of Commissioner (Dr. Ronny Massie)

 

 

CAPABILITIES

 

Management Capability :

Satisfactory

 

Business Morality :

Satisfactory

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

P.T. KARUNIA MAKMUR SELARAS (P.T. KMS) was established on July 6, 2006 with the authorized capital of Rp. 800,000,000.- of which Rp. 200,000,000.- was issued and fully paid up.  The founding shareholders of the company are Dr. Ronny Massie (80%) and his daughter Ms. Ingrid Fransisca Massie (20%), both are indigenous business persons.  The Articles of association has been approved by the Minister of Law and Human Rights through Decision Letter No. C-24462 HT.01.01.TH.2006 dated August 23, 2006.  The Company’s article of association has been amended for several times, most recently by notarial deed of Meissie Pholuan, SH., No. 15 dated September 20, 2011 the issued capital was raised to Rp. 550,000,000.- and fully paid up.  However, no changes have been effected in term of its shareholding composition and capital structures to date. The amendment to Article of Association has been approved by the Minister of Law and Human Rights of the Republic of Indonesia through Decree No. AHU-AH.01.10-20697 dated September 27, 2011.

 

Pursuant to the company’s notary deed, P.T. KMS engaged to operate in trading and industry. The Company’s registered office located at Kav. Polri Blok DXIII No. 1151, Jelambar Sub-district, Grogol Petamburan District, West Jakarta and the company can open branch offices or representative offices at home and abroad.  

 

We observed that P.T. KMS has been operating since August 2007 in trading, import and distribution of pharmaceutical raw materials and basic chemicals for pharmaceutical industries.  Mr. Ronny Massie, a commissioner of P.T. KMS said that the company sells various imported products such as super refined oil, cold emulsifler and surfactants, Vaseline, omega 3, povidone iodine, active pharmaceutical ingredient flavor, polisorbate 20 and others.   Besides, the company also sells laboratory reagents comprising HPLC Grade, Analytical Reagent (AR), Laboratory Reagent (LR), Electric Purified Grade (EP) and others. The whole pharmaceutical raw materials and basic chemicals imported from Spain, Japan, China, India and Taiwan. P.T. KMS is classified as a small sized company of its kind in the country of which the operation has been growing slowly in the last three years.

 

Generally, demand for pharmaceutical raw materials, laboratory and medical equipment and various pharmaceutical products had been growing in the last five years up to the end 2011 as pictured in sales value of national pharmaceutical products, import value and export value issued by the Food and Drug Controlling Board (BPOM). The national pharmaceutical sales, export and import value of products are estimated to be rising by 6% to 8% in the next year. The market competition is very tight due to a large number of similar companies operating in the country.  We consider P.T. KMS to be in a quite favorable position for having already got hold of a steady clientele in the country.   According the BPOM that national pharmaceutical sales as shown are as the following table.

 

National Market Trend of Drugs, 2001-2011 (Billion Rupiah)

 

Year

Total Market

Ethical Drugs

Generic Drugs

2001

2002

2003

2004

2005

2006

2007

2008

2009

2010

 2011*

12.850

15.483

17.458

20.872

23.629

23.173

25.600

29.981

33.965

37.531

43.081

  7.891

  9.618

10.829

12.706

14.675

13.834

13.959

16.969

19.225

21,142

23,506

1.547

1.694

1.819

2.136

2.529

2.390

2.295

3,213

3.420

3.610

3.900

Source: Food and Drug Controlling Board (BPOM) *) Estimated    

 

Until this time P.T. KMS has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. KMS is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2009 amounted to Rp. 9.7 billion increased to Rp.11.0 billion in 2010 rose again to Rp. 12.6 billion in 2011 and projected to go on rising by at least 8% in 2012. The operation in 2011 yielded an estimated net profit of at least Rp. 660 million and the company has an estimated total net worth of at least Rp. 1.2 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

The management of P.T. KMS is led by Mrs. Ingrid Fransisca Massie (35) as Director, a businesswoman with more than 5 years experience in trading and distribution of pharmaceutical raw materials and medical equipments. But, the prime-mover of the Company is Dr. Ronny Massie (63) as Commissioner who experienced for more than 28 years in the field of trading, import and distribution of pharmaceutical raw material and basic chemical for pharmaceutical industries.  In daily activities, they are assisted by a number of expert staffs in the above business. The Company’s management has wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.

 

P.T. KMS is sufficiently fairly good for business transaction. But owing to economic condition in the country is still unstable, we recommend to treat prudently in extending any new loan to the company.

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.32

UK Pound

1

Rs.87.36

Euro

1

Rs.70.36

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.