MIRA INFORM REPORT

 

 

Report Date :

12.12.2012

 

IDENTIFICATION DETAILS

 

Name :

WOODWAY PACKAGING LIMITED

 

 

Registered Office :

Mallard Close, Earls Barton, Northampton, Northamptonshire, Nn6 0jf.

 

 

Country :

United Kingdom

 

 

Financials (as on) :

30.06.2012

 

 

Date of Incorporation :

29.12.2003

 

 

Reg. No.:

05004054

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Subject is engaged in the supply of packaging materials.

 

 

No. of Employees :

42

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

GBP 113,000

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

United Kingdom - ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership and contained the growth of social welfare programs. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, account by far for the largest proportion of GDP while industry continues to decline in importance. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Sharply declining home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these include nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aims to lower London's budget deficit from over 10% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 because of slower-than-expected economic growth and the impact of the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 23% by 2015. The Bank of England (BoE) implemented an asset purchase program of up to £325 billion (approximately $525 billion) as of February 2011. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU).

 

Source : CIA

 


Company Identification Details

 

Subject Reported on

WOODWAY PACKAGING LIMITED

Registration Number

05004054

 

Creditline Recommendations

 

Monthly Credit Guide

GBP 113,000
Single credit applications up to and including this amount

 

 

 

 

Official Company Data

 

 

Legal Form

Private Limited

Registration Number

05004054

Subject Status

Trading

Date of Incorporation

29/12/2003

Registered Office

MALLARD CLOSE, EARLS BARTON, NORTHAMPTON, NORTHAMPTONSHIRE, NN6 0JF.

History

3/07/2006 : Change of name from WOODWAY HOLDINGS LIMITED.

 

21/01/2005 : The Registered Office address changed from OXFORD HOUSE, CLIFTONVILLE, NORTHAMPTON, NORT.

Date of Last Annual Return to Registry

29/12/2011

Accounts

The last filed accounts at Companies House are those to 30/06/2012

Accounting Reference Date

30/06

 

 

 

Operations

 

 

Activities

A group engaged in the supply of packaging materials.

Nace Code

7415

Staff Employed

42

Auditors

MHA MacIntyre Hudson

Subsidiaries

WOODWAY UK LIMITED

 

 

 

Previous Searches

 

Search History Summary

 

Last 3 Months

Last 6 Months

Last 12 Months

3

3

4

 

Search History Details

 

The Search History Details shows details of the most recent 40 searches

 

Date

Description

08/11/2012

Miscellaneous

27/09/2012

Miscellaneous

27/09/2012

Miscellaneous

18/01/2012

Miscellaneous

16/11/2011

Miscellaneous

 

 

 

Public Record Information

 

 

Summary of CCJ's/Scottish Decrees

 

No CCJs/Scottish Decrees are recorded in our file.

 

 

 

Other Filings and Notices

 

 

Date

Source

Description

 

20/10/2012

Companies House Gazette

All documents required to be delivered to the registrar under section 441 (annual accounts and reports)

08/03/2008

Companies House Gazette

Change among directors of a company

23/04/2004

Companies House Gazette

Resolutions which give vary

04/02/2004

Companies House Gazette

Change among directors of a company

30/01/2004

Companies House Gazette

Change among directors of a company

 

 

 

Company Secretary

 

 

Secretary

MRS INGA LISE INWOOD

Service Address

THE PRIEST HOUSE 37 HIGH STREET, PITSFORD, NORTHAMPTON, NN6 9AD.

Country of Origin

UNITED KINGDOM

Appointment Date

16/01/2004

 

 

 

Directors

 

 

Director

MR NORMAN SIDNEY INWOOD

Service Address

THE PRIEST HOUSE 37 HIGH STREET, PITSFORD, NORTHAMPTON, NN6 9AD.

Country of Origin

UNITED KINGDOM

Date of Birth

04/10/1940

Appointment Date

16/01/2004

Other Directorships

WOODWAY LLP, WOODWAY UK LIMITED, STUDLAND MANAGEMENT COMPANY LIMITED


Director


MR JASON NORMAN INWOOD

Service Address

3 WATERSMEET, RUSHMERE, NORTHAMPTON, NN1 5SQ.

Country of Origin

UNITED KINGDOM

Date of Birth

30/07/1971

Appointment Date

16/01/2004

Other Directorships

WOODWAY LLP, WOODWAY UK LIMITED, WOODWAY PROPERTIES LIMITED, INWOOD INVESTMENTS LIMITED


Director


MR MARTIN JAMES INWOOD

Service Address

THE COPSE, BROADLANDS PITSFORD, NORTHAMPTON, NN6 9AZ.

Country of Origin

UNITED KINGDOM

Date of Birth

09/06/1967

Appointment Date

16/01/2004

Other Directorships

WOODWAY LLP, WOODWAY UK LIMITED, WOODWAY PROPERTIES LIMITED

 

 

 

Share Capital

 

 

Shares

Ordinary GBP 1.00

Issued Number

1,000

Principal Shareholder

215 Norman Sidney Inwood

 

150 Martin James Inwood

 

150 Jason Norman Inwood

 

150 Norman S. Inwood 2004 (No. 1) Trust

 

150 Norman S. Inwood 2004 (No. 2) Trust

 

145 Inga-LiseInwood

 

40 Pia S. Uyduran

 

The above reflects the principle shareholder(s) by number of shares held, irrespective of share classification type.

 

 

 

 

Financial Data– Statutory Accounts

 

 

For annual accounts images, view the Document Image list

 

Profit and Loss

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

52

52

Accounts Date

30/06/2012

30/06/2011

30/06/2010

30/06/2009

Consolidated

Yes

 

 

Yes

Currency

GBP

GBP

GBP

GBP

SALES

12179

 

 

7641

Cost of goods sold

8660

 

 

5456

GROSS PROFIT

3519

 

 

2185

Wages and Salaries

1582

 

 

 

Directors Emoluments

600

 

 

332

Auditors Fees

15

 

 

11

Trading Profit

697

 

 

70

Depreciation

51

 

 

52

OPERATING PROFIT

646

 

 

18

Non Trading Income

2

 

 

5

Interest Payable

3

 

 

9

PRE TAX PROFIT

645

 

 

14

Taxation

167

 

 

11

PROFIT AFTER TAX

478

 

 

3

Dividends Payable

148

 

 

 

RETAINED PROFITS

330

 

 

3

 

Balance Sheet

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

52

52

Accounts Date

30/06/2012

30/06/2011

30/06/2010

30/06/2009

Consolidated

Yes

 

 

Yes

Currency

GBP

GBP

GBP

GBP

TOTAL FIXED ASSETS

315

1152

1152

321

Tangible Assets

275

1152

1152

251

Fixed Assets

275

 

 

251

Intermediate assets

 

 

1152

 

Intangible Assets

40

 

 

70

TOTAL CURRENT ASSETS

4058

 

 

1959

Trade debtors

2124

 

 

1110

Stocks

783

 

 

642

Other Current Assets

1151

 

 

207

Misc Current Assets

240

 

 

118

Cash

911

 

 

89

TOTAL ASSETS

4373

1152

1152

2280

TOTAL CURRENT LIABILITIES

3108

 

 

1725

Trade creditors

1937

 

 

1078

Short Term Loans

8

 

 

36

Other Finance

8

 

 

36

Other Liabilities

1163

 

 

611

WORKING CAPITAL

950

 

 

234

TOTAL LONG TERM LIABS

45

1111

1111

84

Long Term Loans

14

 

1111

65

Other Finance

14

 

 

65

Due To Group

 

 

1111

 

Other Liabilities

31

 

 

19

NET ASSETS/(LIABILITIES)

1220

41

41

471

SHARE CAPITAL + RESERVES

1220

41

41

471

Share Cap + Sundry Res

(913)

1

1

(913)

Issued Share Capital

1

 

1

1

Sundry Reserves

(914)

 

 

(914)

Profit and Loss account

2133

40

40

1384

SHAREHOLDERS FUNDS

1220

41

41

471

CAPITAL EMPLOYED

1265

1152

1152

555

 

Financial Comparison

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

52

52

Accounts Date

30/06/2012

30/06/2011

30/06/2010

30/06/2009

Consolidated

Yes

 

 

Yes

Currency

GBP

GBP

GBP

GBP

Net Cashflow from Oper.

816

 

 

 

Increase in Cash

462

 

 

 

Directors Remuneration

600

 

 

332

Auditors Remuneration

15

 

 

11

Liquid Assets

3035

 

 

1199

Net Working Capital

950

 

 

234

Investments/Long Term Ass.

 

 

1

 

Long Term Debt(>12 Months)

14

 

1111

65

Other Deferred Liabs

31

1111

 

19

Tangible Net Worth(T.N.W)

1180

41

41

401

Equity

1220

41

41

471

Number of Years Trading

9

8

7

6

Number of Employees

42

 

 

 

Profit per Employee

15357.1

 

 

 

Sales per Employee

289976.2

 

 

 

 

Key Credit Ratios

 

The following figures are shown as Ratios or Percentages

 

Accounts Date

30/06/2012

30/06/2011

30/06/2010

30/06/2009

Consolidated

Yes

 

 

Yes

Current Ratio

1.3

 

 

1.1

Long Term Debt/T.N.W

 

 

27.1

0.2

Pre Tax Profit Margin%

5.3

 

 

0.2

Gross Profit%

28.9

 

 

28.6

Debtors Days (D.S.O)

64

 

 

53

Creditors Days (D.P.O)

58

 

 

51

Quick Ratio

1.1

 

 

0.8

W.I.P/Inventory Days

33

 

 

42.9

Return on Investment%

50.9

 

 

3.9

Return on Assets%

14.7

 

 

0.6

T.N.W/Total Assets%

27

3.6

3.6

17.6

Return on Capital%

51

 

 

2.5

Rtn on Shareholders Funds%

52.9

 

 

3

Working Capital/Sales%

7.8

 

 

3.1

Borrowing Ratio%

1.9

 

2709.8

25.2

Equity Gearing%

38.7

3.7

3.7

26

Stock Turnover

15.6

 

 

11.9

Days Purchases Outstanding

81.6

 

 

72.1

Sales/Fixed Assets

44.3

 

 

30.4

Debt Gearing

1.2

 

2709.8

16.2

 

 

 

Key Industry Sector Trends

 

 

Year

2012

2011

2010

2009

Sample Size

36137

99999

99999

99999

Pre-Tax Profit Margin

24.1

26.5

29

32.5

Current Ratio

2.1

1.9

1.9

1.9

Borrowing Ratio

70.9

33.1

29.8

28.3

Return on Capital

66.2

115.9

141.1

157.5

Creditors Days

160

228

161

190

 

 

Above figures relate to companies in 2003 Standard Industry Classification (Nace) sector : Legal, accounting, book-keeping and auditing activities; tax consultancy; market research, polls

 

 

 

Financial Summary

 

 

Auditors Qualification

The Auditors have expressed a clean opinion (i.e. unqualified with no referrals) on the accounts for the period ended 30/06/2012.

 

Only Turnover

Turnover for the year was 12,179,000.

 

Operating Profit

Profit for the year was GBP 646,000.

 

Profit or Loss

Pre-tax Profit was GBP 645,000.

 

Net Worth

Net worth was GBP 1,220,000.

 

Fixed Assets

The subject's fixed assets reduced during the year by GBP 837,000 to GBP 315,000 and are now

7 % of total assets compared with 100 % in the previous year.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.32

UK Pound

1

Rs.87.36

Euro

1

Rs.70.36

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.