MIRA INFORM REPORT

 

 

Report Date :

12.12.2012

 

IDENTIFICATION DETAILS

 

Name :

YALI STONE (HONG KONG) LTD.

 

 

Registered Office :

c/o Leyland Secretarial Business Ltd.

Room 1306, 13/F., Tung Che Commercial Centre, 246 Des Voeux Road West

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

12.03.2010

 

 

Reg. No.:

51917321

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler of All kinds of stone products, etc.

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

No operating office in Hong Kong

Payment Behaviour :

Unknown

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Hong Kong - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 7.8% of total system deposits in Hong Kong by the end of 2011, an increase of over 59% since the beginning of the year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 28 million in 2011, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2011 mainland Chinese companies constituted about 43% of the firms listed on the Hong Kong Stock Exchange and accounted for about 56% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly in 2010 and inflation to rise 5.3% in 2011. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

Source : CIA

 

 


Company Name

 

YALI STONE (HONG KONG) LTD.

 

 

ADDRESS

 

c/o Leyland Secretarial Business Ltd.

Room 1306, 13/F., Tung Che Commercial Centre, 246 Des Voeux Road West, Hong Kong.

 

PHONE:            Not available

 

FAX:                 Not available

 

 

MANAGEMENT

 

Managing Director:  Mr. Chen Guokuan

 

 

SUMMARY

 

Incorporated on:            12th March, 2010.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$10,000.00

            Issued:             HK$2.00

 

Business Category:       Stone product trader.

 

Employees:                  Nil.

 

Main Dealing Banker:     Wing Lung Bank Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.


Company name

 

YALI STONE (HONG KONG) LTD.

 

 

ADDRESS

 

Registered Office:-

c/o Leyland Secretarial Business Ltd.

Room 1306, 13/F., Tung Che Commercial Centre, 246 Des Voeux Road West, Hong Kong.

 

Associated Companies:-

Shanghai Yali Stone Co. Ltd., China.

Sunshine International Minerals (HK) Ltd., Hong Kong.

Xiamen Yali Stone Co. Ltd., China.

Yali Stone Materials Co. Ltd., China.

Yali Stone, India.

 

 

BUSINESS REGISTRATION NUMBER

 

51917321

 

 

COMPANY FILE NUMBER

 

1429853

 

 

MANAGEMENT

 

Managing Director:  Mr. Chen Guokuan

 

 

CAPITAL

 

Nominal Share Capital: HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$2.00

 

 

 

SHAREHOLDERS

 

(As per registry dated 12-03-2012)

Name

 

No. of shares

CHEN Guokuan

 

1

DOU Yangjun

 

1

 

 

 

Total:

2

=

 

 

DIRECTORS  

 

(As per registry dated 12-03-2012)

Name

(Nationality)

 

Address

DOU Yangjun

Room 1702, 3 Mingcheng Court, Lane 333, Ruijin South Road, Shanghai, China.

 

CHEN Guokuan

Flat B, 4/F., Changle Court, Central Garden, Fumin Road, Futian District, Shenzhen Special Economic Zone, China.

 

 

SECRETARY

 

(As per registry dated 12-03-2012)

Name

Address

Co. No.

X1STREET Ltd.

Room 1803, 18/F., Kai Yue Commercial Building, Argyle Street, Kowloon, Hong Kong.

0711224

 

 

HISTORY

 

The subject was incorporated on 12th March, 2010 as a private limited liability company under the Hong Kong Companies Ordinance.

Long time ago, the subject was located at Flat E, 19/F., Golden Sun Centre, 59-67 Bonham Strand West, Sheung Wan, Hong Kong, moved to Flat 5, 17/F., Block 4, 100 Shing Tai Road, Heng Fa Chuen, Hong Kong in March 2011 and further to the present address in April 2012.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           All kinds of stone products, etc.

 

Employees:                  Nil.

 

Commodities Imported: India, China, other Asian countries, etc.

 

Markets:                        China, Japan, Taiwan, the other Asian countries, etc.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$2.00

 

Mortgage or Charge:     (See attachment)

 

Profit or Loss:               Keeping a balance account in Hong Kong.

 

Condition:                     Business is not active in Hong Kong.

 

Facilities:                      Making fairly active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Banker:                         Wing Lung Bank Ltd., Hong Kong.

 

Standing:                      Small.

 

 

GENERAL

 

Yali Stone (Hong Kong) Ltd. is equally owned by Mr. Chen Guokuan and Mr. Dou Yangjun.  The subject has just issued 2 ordinary shares of HK$1.00 each while each of the holding companies holds a single share.

The subject does not have its own operating office.  Its registered office is in a commercial service firm located at “Room 1306, 13/F., Tung Che Commercial Centre, 246 Des Voeux Road West,, Hong Kong” known as “Leyland Secretarial Business Ltd.” which is handling its correspondences and documents.  This firm has had an associated company Leyland Registration Ltd. located at the same office.

The subject has no employees in Hong Kong.

The subject is a stone and stone product trader.  To our knowledge, the subject is controlled by Yali Stone Materials Co. Ltd. [YSM] which is a China-based firm.

Besides the subject, YSM has had associated companies in Xiamen Special Economic Zone, and Shanghai of China.  It also has had a “Mineral Department” in India.  YSM’s purchasing department in India is known as Yali Stone.

In India, YSM is operating the followings:-

An iron ore project, Tan Brown Mine, Black Galaxy Mine, Maple Red Mine, Indian Grey Mine, Indian Azul Mine, New Indian Red Mine, etc.

The subject’s main associated company Xiamen Yali Stone Co. Ltd. [Xiamen Yali] is also a China-based firm.  Xiamen Yali is operated by Chen Guokuan.

Xiamen Yali has been at natural quarry exploitation and granites international trade more than ten years.  Every year it purchases more than 600,000 tons of granites from India, Europe, Brazil and the United States.  Then our clients process those raw stone materials in their factories into various types of stone products which are supplied to the China and global markets.  It is proficient in the complexity and flexibility of the stone market.  Relying on our rich experience and deep comprehension of the market, Xiamen Yali will become a large and professional importer and supplier of granites in China.

Apart from Xiamen Yali, the subject has had another associated company Shanghai Yali Stone Co. Ltd. [Shanghai Yali], a China-based firm.  This firm is operated by Dou Yangjun.

The subject’s business in Hong Kong is not active.  History in Hong Kong is just over two years.

Since the subject does not have its own operating office and has no employees in Hong Kong, consider it good for business engagements on L/C basis.


MORTGAGE OR CHARGE

 

Date

Particulars

Amount

29-10-2010

Instrument:        Trade Finance Security Assignment

Property:

The Borrower as beneficial owner:

(a)        Assigns and agrees to assign absolutely to the Bank all the present and future rights, title, interests and benefits of the Borrower in and to the following assets: (i) Export Credits; (ii) Export Collection Bills; (iii) Sales Contracts; (iv) Invoice Receivables; (v) Insurances; (vi) Trade Documents; and (vii) all claims, remedies and proceeds in connection with any of the foregoing; and

(b)        Charges and agrees to charge to the Bank by way of first fixed charge all the present and future rights, title, interests and benefits of the Borrower in and to the following assets: (i) the Goods together with their proceeds; and (ii) the Deposit; and

(c)        Pledges & agrees to pledge to the Bank the Pledged Goods and the Trade Documents which are now or may in the future be in the Bank’s possession

Mortgagee:        Wing Lung Bank Ltd., Hong Kong.

To secure banking facilities from time to time granted by Wing Lung Bank Limited to the Company

29-10-2010

Instrument:        Security Deed

Property:

The securities are all the Obligor’s title, rights and interests, all moneys standing to the credit of the account. Flat E, 19/F. Golden Sun Centre, 59-67 Bonham Strand West, Sheung Wan, Hong Kong.

All past, present future, actual and contingent moneys, debts and liabilities of the Principal to the Bank

Mortgagee:        Wing Lung Bank Ltd., Hong Kong.

To secure banking facilities from time to time granted by Wing Lung Bank Limited to the Company

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.32

UK Pound

1

Rs.87.36

Euro

1

Rs.70.36

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.