MIRA INFORM REPORT

 

 

Report Date :

13.12.2012

 

IDENTIFICATION DETAILS

 

Name :

P.T. TUNAS SUMBER REJEKI

 

 

Registered Office :

Ruko Perkantoran CBD Pluit Blok C No. 20, Jl. Pluit Selatan Raya, Kel., Penjaringan, Jakarta Utara 14440

 

 

Country :

Indonesia

 

 

Date of Incorporation :

12.04.2011

 

 

Com. Reg. No.:

No. AHU-47852.AH.01.01.Tahun 2011

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading, Import and Distribution of Agricultural Products

 

 

No. of Employees :

8 Persons

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No complaint

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Indonesia - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew an estimated 6.1% and 6.4% in 2010 and 2011, respectively. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a small current account surplus, a fiscal deficit below 2%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2012 faces the ongoing challenge of improving Indonesia's insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of rising oil prices.

 

Source : CIA

 

 

 

 

 

 

Name of Company

 

P.T. TUNAS SUMBER REJEKI

 

COMPANY ADDRESS

 

Head Office

Ruko Perkantoran CBD Pluit Blok C No. 20

Jl. Pluit Selatan Raya, Kel. Penjaringan

Jakarta Utara 14440

P.T. TUNAS SUMBER REJEKI

Phones             - (62-21) 6667 3016

Fax                   - (62-21) 6667 3438

Building Area    - 3 storey

Office Space    - 120 sq. meters

Region              - Commercial

Status               - Rent

 

Date of Incorporation

 

12 April 2011

 

Legal Form

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No.

 

The Ministry of Law and Human Rights

  No. AHU-47852.AH.01.01.Tahun 2011

  Dated 03 October 2011

 

Company Status

 

National Private Company

 

Permit by the Government Department

 

  The Department of Finance

  NPWP – not available

 

Related Company

 

None

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                           - Rp. 500,000,000.-

Issued Capital                                 - Rp. 200,000,000.-

Paid up Capital                               - Rp. 200,000,000.-

 

Shareholders/Owners

 

  a. Mr. Tji Kok Sutrisno                  - Rp. 70,000,000.- (35%)

     Address : Perumahan Citra 5 Blok D8/23

                     Kel. Kamal, Kec. Kalideres

                     West Jakarta

                     Indonesia

  b. Miss Suwarty                            - Rp. 70,000,000.- (35%)

     Address : Jl. Pulau Rupat LK IX Belawan

                     Kel. Kelawan Bahar, Kec. Medan Belawan

                     Medan, North Sumatra

                     Indonesia

  c. Miss Rinda                                - Rp. 20,000,000.- (10%)

     Address : Jl. Pulau Rupat LK IX Belawan

                     Kel. Kelawan Bahar, Kec. Medan Belawan

                     Medan, North Sumatra

                     Indonesia

  d. Mrs. Meli                                  - Rp. 20,000,000.- (10%)

     Address : Jl. Pulau Rupat LK IX Belawan

                     Kel. Kelawan Bahar, Kec. Medan Belawan

                     Medan, North Sumatra

                     Indonesia

  e. Mrs. Haniwati Sutrisno              - Rp. 20,000,000.- (10%)

     Address : Kavling Deplu Blok FM 445A

                     Kel. Jelambar, Kec. Grogol Petamburan

                     West Jakarta

                     Indonesia

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading, Import and Distribution of Agricultural Produts

 

Production Capacity :

None

 

Total Investment :

Owned Capital               - Rp. 500 million

 

Started Operation :

June 2011

 

Brand Name :

TSR

 

Technical Assistance :

None

 

Number of Employee :

8 persons

 

Marketing Area :

Local       - 100%

 

Main Customers:

Pharmaceutical Industries

 

Market Situation :

Very Competitive

 

Main Competitors :

a. PT. Enseval Putera Megatrading

b. PT. Ekacitta Dian Persada

c. PT. Megasetia Agung Kimia

d. PT. Providen Mitratara

e. PT. Roche Indonesia

 

Business Trend :

Growing

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r :

P.T. Bank CENTRAL ASIA Tbk

Pluit Branch

Jl. Pluit Selatan No. 2000

North Jakarta

Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2011 – Rp. 2,900 million (June – December)

2012 – Rp. 3,400 million (January – June)

 

Net Profit (estimated) :

2011 – Rp. 190 million (June – December)

2012 – Rp. 230 million (January – June)

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

KEY EXECUTIVES

 

Board of Management :

Director                                          - Mr. Tji Kok Sutrisno

 

Board of Commissioners :

President Commissioner                  - Miss Suwarty

Commissioner                                 - Miss Rinda

 

Signatories :

Director (Mr. Tji Kok Sutrisno) which must be approved by Board of Commissioners (Miss Suwarty and Miss Rinda)

 

CAPABILITIES

 

Management Capability :

Satisfactory

 

Business Morality :

Satisfactory

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

 

OVERALL PERFORMANCE

 

P.T. TUNAS SUMBER REJEKI (P.T. TSR) was incorporated in Jakarta on April 12, 2011 with the authorized capital of Rp. 500,000,000 issued capital of Rp. 200,000,000 entirely paid up. The founding shareholders of the company are Mr. Tji Kok Sutrisno (35%), Miss Suwarty (35%), Miss Rinda (10%), Mrs. Meli (10%) and Mrs. Haniwati Sutrisno (10%).  They are Indonesia family business persons of Chinese extraction.  The Articles of Association was made by Sakti Lo, SH., a notary in Tangerang and it has been approved by the Minister of Law and Human Rights through Decision Letter No. AHU-47852.AH.01.01.Tahun 2011 dated October 03, 2011.  No changes have been effected in term of its shareholding composition and capital structures to date.

 

      Pursuant to the company’s notary deed, P.T. TSR engaged to operate in trading, industry and services.  The Company’s registered office located at Ruko Perkantoran BCD Pluit Blok C No. 20, Kel. Penjaringan, Kec. Penjaringan, North Jakarta and the company can open branch offices or representative offices at home and abroad.  

 

P.T. TSR has been operating since June 2011 to deal with trading, import and distribution of agricultural commodities products. Miss Lisa, an administrative staff of P.T. TSR explained that the merchandising goods products including are garlic, ground nuts, dried chilly, pepper, pecans, peanuts, green beans, shrimp paste, etc.  She also added the agricultural commodities products like garlic and dried chilly are imported from China, ground nuts, peanuts, green beans from India. Besides, the other products likes pepper, pecans, shrimp paste are obtained from local such as Lampung province, Central Java province and East Java province. Then, the whole products are marketed locally through traditional market in Jakarta and its surroundings. We observed that P.T. TSR is still relatively new company in trading, import and distribution of agricultural products.

 

      We have noticed that the demand for agricultural products had increased some 10% to 11% per annum in the last five years in line with the growth of industrial manufacturing in the country and international market. In the coming years, the growth rate of demand is estimated at about 6% to 7% per annum. The present market situation for agricultural products is very competitive for a large number of similar companies operating in the country. Meanwhile, competition is quite heavy in the export import of agricultural products with many companies now doing business in this field in Indonesia.  P.T. TSR is classified as a new company of its kind in the country of which the operation has been growing slowly.

 

The financial condition of the company is appraised to be less strong and its financial condition at present is as the paid up capital of Rp. 200,000,000 as stated in the articles of association of the company. The financial condition of the company still depends on the financial condition of its shareholders.  The management of P.T. TSR is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company as of June to December 2011 amounted to Rp. 2.9 billion increased to Rp.3.4 billion as of January to June 2012. The operation as of January to June 2012 yielded an estimated net profit of at least Rp. 230 million and the company has an estimated total net worth of at least Rp. 1.2 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

      The management of P.T. TSR is led by Mr. Tji Kok Sutrisno (42) a businessman with more than 10 years experience in trading, import and distribution of agricultural products.  In daily activities he is assisted by his younger sisters namely Miss Suwarty (40) as president commissioner and Miss Rinda (29) as commissioner.   Beside, they are also assisted by a number of expert staffs in the above business. The Company’s management has wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.

 

Since this company (PT. TSR) just about two years in operation commercially, so we recommend caution when going to provide fresh loans to them. Or it should obtain sufficient guarantees of all shareholders.



FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.27

UK Pound

1

Rs.87.42

Euro

1

Rs.70.54

 

INFORMATION DETAILS

 

Report Prepared by :

NLM

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.