MIRA INFORM REPORT

 

 

Report Date :

15.12.2012

 

IDENTIFICATION DETAILS

 

Name :

JOCANIMA CORPORATION

 

 

Registered Office :

42 Mahogany Road, Pilar Village, Las Piñas City 1740

 

 

Country :

Philippines

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

26.07.2001

 

 

Com. Reg. No.:

A200110960

 

 

Legal Form :

Corporation

 

 

Line of Business :

Importer and distributor of agricultural products

 

 

No. of Employees :

About 70 sales and administrative personnel (per available report dated August 10, 2012)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory  

Payment Behaviour :

No Complaints

Litigation :

Clear 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

                                                   

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Philippines

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Phillipines - ECONOMIC OVERVIEW

 

Philippine GDP grew 7.6% in 2010, spurred by consumer demand, a rebound in exports and investments, and election-related spending, before cooling to 3.7% in 2011. The economy weathered the 2008-09 global recession better than its regional peers due to minimal exposure to troubled international securities, lower dependence on exports, relatively resilient domestic consumption, large remittances from four- to five-million overseas Filipino workers, and a growing business process outsourcing industry. Economic growth in the Philippines averaged 4.5% during the MACAPAGAL-ARROYO administration (January 2001 - June 2010). Despite this growth, however, poverty worsened during her presidency. The AQUINO administration is working to reduce the government deficit from 3.9% of GDP, when it took office, to 2% of GDP by 2013. The government has had little difficulty issuing debt, both locally and internationally, to finance the deficits. The AQUINO Administration reduced public debt to below 50% of GDP and obtained several ratings upgrades on sovereign debt so that the Philippines is now close to investment grade. However, the lack of government spending, especially on infrastructure, was one of several factors which slowed GDP growth in the second half of 2011, leading the government to announce a stimulus effort and increased public spending on infrastructure in 2012. AQUINO's first budget emphasized education, health, conditional cash transfers for the poor, and other social spending programs, relying mostly on the private sector to finance important infrastructure projects. Weak tax collection, exacerbated by new tax breaks and incentives, has limited the government's ability to address major challenges. The AQUINO administration has vowed to focus on improving tax collection efficiency, rather than imposing new taxes, as a part of its good governance platform. The economy still faces several long-term challenges, including reliance on energy imports and foreign demand for overseas Filipino 

 

Source cia

 

Company Details

 

Company Name:

JOCANIMA CORPORATION

Supplied Name:

JOCANIMA CORPORATION

Trading Address:

42 Mahogany Road, Pilar Village, Las Piñas City 1740, Philippines

Supplied Address:

#42 Mahogany Road Pilar Village Las Pinas City, Metro Manila 1750 Philippines

Telephone Number:

+63 2 800-6237; 852-6559 AND 66; 800-8087

Fax Number:

+63 2 800-6238

 

Note:

Subject’s accurate address is as above.

 

 

Company Identification Details

 

Company Name:

JOCANIMA CORPORATION

Registered Number:

A200110960

Legal Form:

Corporation

Date Incorporated:

07/26/2001

Authorized Capital Stock:

PHP 2,000,000.00

Subscribed Capital Stock:

PHP 2,000,000.00

Paid-up Capital:

PHP 2,000,000.00

Par Value Per Share:

PHP 100.00

Listed at Stock Exchange:

No

Staff:

About 70 sales and administrative personnel (per available report dated August 10, 2012)

Note:

Amounts in Philippine Peso unless otherwise specified.

 

 

History

 

CORPORATION

Verification with the local registry revealed the following correct registration details as of (December 12, 2012).

 


Company Background

Regulatory Agency

Date Registered

Registration No.

Term

Securities and Exchange Commission

07/26/2001

A200110960

50 years

 

 

 

Amount (as of date 03/30/2012)

Authorized Capital

2,000,000.00

Paid Up Capital

2,000,000.00

Subscribed Capital

2,000,000.00

Par Value

100.00

 

Capital structure per latest available General Information Sheet.

 

 

Corporate Structure

 

Affiliates:

JCE Management & Investment Corporation;

Enviro-Cropvet Products, Inc.;

Longscore Agri-Products Corp.

 

 

Shareholders

 

Stockholders (03/30/2012):

1

Name:

EVANGELISTA, CELSO L.

Amount Subscribed:

PHP 300,000.00

Amount Paid-up:

PHP 300,000.00

Nationality:

Filipino

2

Name:

EVANGELISTA, JOSEFINA M.

Amount Subscribed:

PHP 300,000.00

Amount Paid-up:

PHP 300,000.00

Nationality:

Filipino

3

Name:

BODESTYNE, JOCELLE ANNE E.

Amount Subscribed:

PHP 100,000.00

Amount Paid-up:

PHP 100,000.00

Nationality:

Filipino

4

Name:

WITHALL, CAMILLE E.

Amount Subscribed:

PHP 100,000.00

Amount Paid-up:

PHP 100,000.00

Nationality:

Filipino

5

Name:

EVANGELISTA, NINA MARIA M.

Amount Subscribed:

PHP 100,000.00

Amount Paid-up:

PHP 100,000.00

Nationality:

Filipino

6

Name:

EVANGELISTA, MARIANNE JOYCE M.

Amount Subscribed:

PHP 100,000.00

Amount Paid-up:

PHP 100,000.00

Nationality:

Filipino

7

Name:

JCE MANAGEMENT & INVESTMENT CORPORATION

Amount Subscribed:

PHP 1,000,000.00

Amount Paid-up:

PHP 1,000,000.00

Nationality:

Filipino

List of stockholders and their shareholdings per latest available General Information Sheet

 

 

Management Information

 

Management:

Name:

Position:

EVANGELISTA, CELSO L.

No. 55 Mahogany Road, Pilar Village, Las Piñas City

Chairman / President

EVANGELISTA, JOSEFINA M.

No. 55 Mahogany Road, Pilar Village, Las Piñas City

Treasurer / Corporate Secretary/ Director

BODESTYNE, JOCELLE ANNE E.

No. 55 Mahogany Road, Pilar Village, Las Piñas City

Director

WITHALL, CAMILLE E.

No. 55 Mahogany Road, Pilar Village, Las Piñas City

Director

EVANGELISTA, NINA MARIA M.

No. 55 Mahogany Road, Pilar Village, Las Piñas City

Director

EVANGELISTA, MARIANNE JOYCE M.

No. 55 Mahogany Road, Pilar Village, Las Piñas City

Director

 

List of officers per latest available General Information Sheet

 

 

Operation

 

Activities

Importer and distributor of agricultural products.

Premises

Location: Located at above address.

 

 

Balance Sheet

 

Unit: PHP

Balance Sheet

2011.12.31

2010.12.31

TotalCurrentAssets

118,551,581.59

85,269,347.01

Cash

12,698,116.91

1,666,375.39

ShortInvest

0.00

0.00

Receivable

38,810,026.08

24,694,239.23

Inventory

53,242,630.00

46,274,937.47

OtherCurrentAssets

13,800,808.60

12,633,794.92

LongInvestTotal

0.00

0.00

LongInvestSecurity

0.00

0.00

LongInvestEquity

0.00

0.00

LongInvestOther

0.00

0.00

FixedAssetsTotal

15,392,048.92

16,501,882.24

FixedAssets

15,392,048.92

16,501,882.24

DepreciationTotal

0.00

0.00

IntangibleAssets

857,063.31

1,285,594.96

OtherAssets

8,839,999.62

0.00

TotalAssets

143,640,693.44

103,056,824.21

TotalCurrentDebt

101,311,289.91

64,954,482.69

ShortLoan

38,395,143.06

9,395,386.20

AccountsPayable

60,290,332.69

53,230,777.78

OtherCurrentLiability

2,625,814.16

2,328,318.71

LongLiabilityTotal

21,873,915.47

23,212,868.00

LongLeases

0.00

0.00

LongLoan

0.00

0.00

LongLoanOther

0.00

0.00

TotalLiability

123,185,205.38

88,167,350.69

TotalEquity

20,455,488.06

14,889,473.52

ShareCapital

2,000,000.00

2,000,000.00

CapitalPaid

0.00

0.00

LegalReserve

0.00

0.00

SurplusReserve

0.00

0.00

UndistributedProfit

0.00

0.00

RetainedEarning

18,455,488.06

12,889,473.52

OtherEquity

0.00

0.00

TotalLiabilityAndEquity

143,640,693.44

103,056,824.21

 

 

Profit/ Loss Accounts

 

Unit: PHP

 

2011

2010

OperatingRevenue

0.00

0.00

SalesRevenue

246,259,574.83

211,859,390.67

InterestRevenue

0.00

0.00

OtherRevenue

43,965.99

102,273.15

TotalRevenue

246,303,540.82

211,961,663.82

SalesCost

155,963,742.54

150,521,516.46

GrossProfit

90,295,832.29

61,337,874.21

SalesExpenses

0.00

0.00

ManagementExpenses

80,790,611.10

53,381,874.40

FinancialExpenses

1,693,281.27

1,000,954.04

TotalExpenses

238,447,634.91

204,904,344.90

OperatingProfit

7,855,905.91

7,057,318.92

NonOperatingProfit

0.00

0.00

ProfitBeforeTax

7,855,905.91

7,057,318.92

Tax

2,347,934.61

2,109,195.66

NetProfit

5,507,971.30

4,948,123.26

 

 

Cash Flow

 

 

2011

2010

OperatingNetCash

-2,147,798.05

-4,965,701.10

InvestmentNetCash

-5,822,165.85

-9,994,805.35

FinanceNetCash

19,001,705.42

14,297,782.81

 

 

Bankers

 

BANKING

BPI Family Savings Bank, Inc.; Metropolitan Bank and Trust Company; Security Bank Corporation

 

Subject: JOCANIMA CORPORATION

FORM 1: Loans and Receivables

This section contains credit exposure of one million and above transactions reported quarterly by banks and other financial institutions.

For quarter ending as of June 30, 2012

Collateral/Security

Co Maker's Name

Loan Type

Loan Status

Outstanding Amount

Market Gain/Loss

Secured Amount

Unsecured Amount

Chattel Mortgage

 

Other Agri Credit Loans

Current

474,275.00

0.00

474,275.00

0.00

Chattel Mortgage

 

Other Agri Credit Loans

Current

131,560.00

0.00

131,560.00

0.00

Chattel Mortgage

 

Other Agri Credit Loans

Current

103,065.00

0.00

103,065.00

0.00

Chattel Mortgage

 

Other Agri Credit Loans

Current

268,875.00

0.00

268,875.00

0.00

Chattel Mortgage

 

Other Agri Credit Loans

Current

250,107.00

0.00

250,107.00

0.00

Chattel Mortgage

 

Other Agri Credit Loans

Current

634,470.00

0.00

634,470.00

0.00

Chattel Mortgage

 

Other Agri Credit Loans

Current

103,065.00

0.00

103,065.00

0.00

Chattel Mortgage

 

Other Agri Credit Loans

Current

100,880.00

0.00

100,880.00

0.00

Chattel Mortgage

EVANGELISTA CELSO L

Time Loans

Current

147,237.36

0.00

147,237.36

0.00

Chattel Mortgage

EVANGELISTA CELSO L

Time Loans

Current

328,665.02

0.00

328,665.02

0.00

Chattel Mortgage

EVANGELISTA CELSO L

Time Loans

Current

340,328.68

0.00

340,328.68

0.00

Chattel Mortgage

EVANGELISTA CELSO L

Time Loans

Current

406,760.17

0.00

406,760.17

0.00

Chattel Mortgage

EVANGELISTA CELSO L

Time Loans

Current

669,295.09

0.00

669,295.09

0.00

Chattel Mortgage

EVANGELISTA CELSO L

Time Loans

Current

1,020,748.53

0.00

1,020,748.53

0.00

Chattel Mortgage

EVANGELISTA CELSO L

Time Loans

Current

1,158,667.47

0.00

1,158,667.47

0.00

Chattel Mortgage

EVANGELISTA CELSO L

Time Loans

Current

2,136,628.10

0.00

2,136,628.10

0.00

Chattel Mortgage

EVANGELISTA CELSO L

Time Loans

Current

674,766.12

0.00

674,766.12

0.00

Chattel Mortgage

EVANGELISTA CELSO L

Time Loans

Current

750,456.82

0.00

750,456.82

0.00

Chattel Mortgage

EVANGELISTA CELSO L

Time Loans

Current

702,115.78

0.00

702,115.78

0.00

Chattel Mortgage

EVANGELISTA JOSEFINA M

Time Loans

Current

669,295.09

0.00

669,295.09

0.00

Chattel Mortgage

EVANGELISTA CELSO L

Time Loans

Current

163,532.02

0.00

163,532.02

0.00

Chattel Mortgage

EVANGELISTA CELSO L

Time Loans

Current

199,149.37

0.00

199,149.37

0.00

Chattel Mortgage

EVANGELISTA CELSO L

Time Loans

Current

267,640.95

0.00

267,640.95

0.00

Chattel Mortgage

EVANGELISTA CELSO L

Time Loans

Current

634,398.43

0.00

634,398.43

0.00

Other Securities

ENVIRO CROPVET PRODUCTS INC AND EVANGELISTA CELSO AND JOSEFINA

Other Agri Credit Loans

Current

5,000,000.00

0.00

0.00

5,000,000.00

Chattel Mortgage

 

Time Loans

Current

5,747,255.27

0.00

5,747,255.27

0.00

Chattel Mortgage

 

Time Loans

Current

730,310.70

0.00

730,310.70

0.00

 

 

Public Records

 

NEGATIVE RECORDS

No negative records (court cases, credit cards cancelled and delinquent accounts) found under the name “JOCANIMA CORPORATION” in available database as of December 12, 2012.

 

 

Special Note

 

Above information were based on the subject’s 2012 General Information Sheet, the latest available at the Securities and Exchange Commission and available databases.

 

Address verification per interview with Rona Malabanan, Finance Staff.

 


 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.39

UK Pound

1

Rs.87.78

Euro

1

Rs.71.29

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)         Ownership background (20%)                   Payment record (10%)

Credit history (10%)                 Market trend (10%)                                 Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.