MIRA INFORM REPORT

 

 

Report Date :

15.12.2012

 

IDENTIFICATION DETAILS

 

Name :

TRANSIT  LUGGAGE  CO.  LTD.

 

 

Registered Office :

Room 1906, 19/F., Asia Trade Centre, 79 Lei Muk Road, Kwai Chung, New Territories

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

04.08.1999

 

 

Com. Reg. No.:

30287517                                                                    

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Manufacturer of all kinds of luggage, etc.

 

 

No. of Employees :

05 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory  

Payment Behaviour :

No Complaints 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

                                                   

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Hong Kong - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 7.8% of total system deposits in Hong Kong by the end of 2011, an increase of over 59% since the beginning of the year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 28 million in 2011, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2011 mainland Chinese companies constituted about 43% of the firms listed on the Hong Kong Stock Exchange and accounted for about 56% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly in 2010 and inflation to rise 5.3% in 2011. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

 

 

Source : CIA

 

 


Company name

 

TRANSIT  LUGGAGE  CO.  LTD.

 

 

Company ADDRESS

 

Room 1906, 19/F., Asia Trade Centre, 79 Lei Muk Road, Kwai Chung, New Territories, Hong Kong.

PHONE:            2425 6999

FAX:                 2421 7666

 

 

MANAGEMENT

 

Managing Director:  Mr. Xu Wen Bao

 

 

SUMMARY

 

Incorporated on:            4th August, 1999.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$1,000.00

Issued:             HK$10.00

 

Business Category:       Importer, Exporter and Manufacturer.

 

Annual Turnover:           HK$20-25 million.

 

Employees:                  5.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.


COMPANY ADDRESS

 

Registered Head Office:-

Room 1906, 19/F., Asia Trade Centre, 79 Lei Muk Road, Kwai Chung, New Territories, Hong Kong.

 

Associated Companies:-

Dongguan Summit Luggage Co. Ltd., China.

Dongguan Transit Luggage Co. Ltd., China.

 

 

BUSINESS REGISTRATION NUMBER

 

30287517

 

 

COMPANY FILE NUMBER

 

0684384

 

 

MANAGEMENT

 

Managing Director:  Mr. Xu Wen Bao

 

 

CAPITAL

 

Nominal Share Capital: HK$1,000.00 (Divided into 1,000 shares of HK$1.00 each)

Issued Share Capital:     HK$10.00

 

 

SHAREHOLDERS

(As per registry dated 04-08-2012)

 

Name

 

No. of shares

XU Wen Bao

 

8

WANG Qing Xiang

 

2

 

 

––

 

Total:

10

==

 


DIRECTORS

(As per registry dated 04-08-2012)

 

Name

(Nationality)

 

Address

WANG Qing Xiang

Room D, 4/F., Block 3, Victory Garden, Zhang Mu Tou Town, Dongguan, Guangdong, China.

 

XU Wen Bao

Room D, 4/F., Block 3, Victory Garden, Zhang Mu Tou Town, Dongguan, Guangdong, China.

 

 

 

SECRETARY

(As per registry dated 04-08-2012)

 

Name

Address

Co. No.

Richwise Secretarial Ltd.

Unit 1109, 11/F., Metro Centre, 32 Lam Hing Street, Kowloon Bay, Kowloon, Hong Kong.

0313116

 

 

HISTORY

 

The subject was incorporated on 4th August, 1999 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

OPERATIONS

 

Activities:                      Importer, Exporter and Manufacturer.

 

Lines:                           All kinds of luggage, etc.

 

Employees:                  5.

 

Commodities Imported: China, other Asian countries, etc.

 

Markets:                        Chain, Asian countries, Europe, North America, etc.

 

Annual Turnover:           HK$20-25 million.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$1,000.00 (Divided into 1,000 shares ofHK$1.00 each)

 

Issued Share Capital:     HK$10.00

 

Mortgage or Charge:     (See attachment)

 

Profit or Loss:               Making a small profit every year.

 

Condition:                     Keeping in a satisfactory manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Normal.

 

 

GENERAL

 

Having issued 10 ordinary shares of HK$1.00 each, Transit Luggage Co., Ltd. is jointly owned by Mr. Wang Qing Xiang, holding 20% interests, and Mr. Xu Wen Bao, holding 80%.

 

The subject is a luggage trader and manufacturer.  It has two associated companies in Dongguan City, Guangdong Province, China:-

 

Dongguan Summit Luggage Co. Ltd.

Dongguan Transit Luggage Co. Ltd. [Dongguan Transit]

 

The subject is a professional privately owned luggage company.  It has been rapidly growing since its foundation in 1994.  Now, with a factory area of 30,000 square-meter (323,000 square feet) and 1,200 skilled workers, Dongguan Transit has had 12 production lines and a monthly production capacity of 250,000 units of various styles of luggage.

 

According to the subject, it has become one of the leading luggage manufacturers and exporters in China.

 

Its product range includes trolley cases, suitcases, beauty cases, travel bags, school bags, waist bags, computer cases, garment bags, rucksacks and sports bags.  Most of the products are designed in the latest fashions.  Raw materials used are fabrics, EVA or PE board.

 

Supported by 5 high-ranking designers and 30 R&D staff members, the subject is able to launch 10 to 20 new designs and styles every season to meet the demand of the markets.

The subject has got ISO9002 certification.  It has set up a complete and high efficiency quality controlling system. 

 

In order to maintain a consistent standard of quality, 90% of its materials and accessories are imported from Taiwan.

 

The subject has had another associated company Dongguan Summit Luggage Co. Ltd. [Summit] which is a China-based firm.  Summit was established in 1994.

 

Summit is also a luggage manufacturer.  Its products are chiefly exported to Germany.  Its products are also marketed and exported to more than 80 countries and regions of the world.

 

Summit has registered its trade mark transit LF with Trade Marks Registry, Intellectual Property Department, the Government of the Hong Kong SAR.  This trade mark was registered on 17th July, 2002 and the expiry date is 17th July 2019.

 

The annual sales turnover of the subject ranges from HK$20 to 25 million.  Making a small profit every year.

 

As the history of the subject is over 13 years in Hong Kong, on the whole, consider it good for normal business engagements.

 

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

09-01-2006

Instrument:      Assignment of DC Proceeds

Property:

By way of assignment or agreement to assign in each case as beneficial owner, All monies in any currency representing proceeds payable or to be paid to the Customer under the Documentary Credits, all the Customer’s right, title and interest in the said Documentary Credits & the benefit of all powers and remedies for enforcing the Documentary credit

Mortgagee:      The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

All loans or other advances made or to be made by the Bank to the customer against documents submitted under a Documentary Credit, all monies and liabilities in any currency owing by the customer to the Bank at any time, whether separately or jointly, actually or contingently, present or future, interest on all loans & advances and such monies and all expenses of the Bank in perfecting or enforcing or enforcing the Assignment

09-01-2006

Instrument:      Security Over Deposits with the Bank

Property:

Initially HK$300,000 - and all monies whether now or hereafter standing to the credit of the Company’s deposit with the Bank under deposit No. 183-348432 and whatever currency it may sub subsequently be denominated in, any renewal of such deposit & the interest thereon together with any further moneys in any deposit account with the Bank at any of its offices

Mortgagee:      The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

To secure all monies in respect of banking facilities owing at any time plus interest and all expenses


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.39

UK Pound

1

Rs.87.78

Euro

1

Rs.71.29

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.