MIRA INFORM REPORT

 

 

Report Date :

15.12.2012

 

IDENTIFICATION DETAILS

 

Name :

WILHELM JOHANN MEIER GMBH

 

 

Registered Office :

Otto-Scheugenpflug-Str. 4, D 63073 Offenbach

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2011

 

 

Year of Establishment :

1965

 

 

Com. Reg. No.:

HRB 4142

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Processing of leather (except manufacture of leather apparel)

 

 

No. of Employees :

07 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory  

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

                                                                     

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


germany - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.0% in 2011. GDP contracted 5.1% in 2009 but grew by 3.6% in 2010, and 2.7% in 2011. The recovery was attributable primarily to rebounding manufacturing orders and exports - increasingly outside the Euro Zone. Germany's central bank projects that GDP will grow 0.6% in 2012, a reflection of the worsening euro-zone financial crisis and the financial burden it places on Germany as well as falling demand for German exports. Domestic demand is therefore becoming a more significant driver of Germany's economic expansion. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's budget deficit to 3.3% in 2010, but slower spending and higher tax revenues reduce the deficit to 1.7% in 2011, below the EU's 3% limit. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its energy and 46% of its base-load electrical production.

 

 

 

Source : CIA

 

 


Company name

 

Wilhelm Johann Meier GmbH

 

 

Company address 

 

Otto-Scheugenpflug-Str. 4

D 63073 Offenbach

Telephone:            069/894097

Telefax:                 069/897017

Homepage:           www.give-me-my-funbag.de

E-mail:                   info@maestro-lederwaren.de

 

 

Company Status


active

 

 

VAT no      

 

DE811312354

 

 

CONCLUSION

 

Business relations are permissible.

 

 

Synthesis

 

LEGAL FORM                     Private limited company

Date of foundation:            1965

Shareholders'

agreement:           03.02.1978

Registered on:                      22.04.1978

Commercial Register:         Local court 63065 Offenbach

under:                                    HRB 4142

Share capital:                 EUR             26,000.00

 


Shareholder

 

Wilhelm-Johann Meier

Bremer Str. 26

D 63073 Offenbach

born: 1938

Share:             EUR             26,000.00

 

 

Manager

 

Thorsten Meier

D 63067 Offenbach

authorized to jointly represent the company

born: 06.03.1969

 

Manager:

                      Sven Meier

                      D 63067 Offenbach

                      authorized to jointly represent the company

                      born: 27.10.1973

 

 

COMPANY HISTORY

 

 22.04.1978 - 28.07.1993  Meier Verwaltungsgesellschaft mbH

                          Obermühlstr. 8

                          D 63073 Offenbach

                          Private limited company

 

 

BUSINESS ACTIVITIES

 

Main industrial sector

15120   Processing of leather (except manufacture of leather apparel)

46493   Wholesale of leather goods, luggage, giftware and advertising articles

 

 

FINANCIAL INFORMATION

 

Payment experience:          within agreed terms

 

Negative information:        We have no negative information at hand.

 

Balance sheet year:            2011

 

 

REAL ESTATE

 

Type of ownership:             Tenant

Address                  Otto-Scheugenpflug-Str. 4

                                                D 63073 Offenbach

 

Land register documents were not available.

 

 

BANKERS

 

RAIFFEISENBANK OFFENBACH/M.-BIEBER, OFFENBACH AM MAIN

Sort. code: 50560102, BIC: GENODE51OF2

 

 

FINANCIAL FIGURES

 

 

 Turnover:            2010               EUR          1,500,000.00

                      2011               EUR          1,500,000.00

 Profit:              2010               EUR              1,507.00

                      2011               EUR             46,479.00

 further business figures:

 Equipment:                              EUR             60,000.00

 Ac/ts receivable:                       EUR            955,207.00

 Liabilities:                            EUR          1,068,813.00

 Employees:                                                      7

 - thereof permanent staff:                                      7

 

The aforementioned business figures may partly be estimated  information based on average values in the line of business.

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 10.85

 Liquidity ratio:                   0.91

 Return on total capital [%]:       3.31

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 10.05

 Liquidity ratio:                   0.87

 Return on total capital [%]:       0.14

 

Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                 12.74

 Liquidity ratio:                   0.92

 Return on total capital [%]:       1.45

 

 Balance sheet ratios 01.01.2008 - 31.12.2008

 Equity ratio [%]:                  8.00

 Liquidity ratio:                   0.86

 

Equity ratio

The equity ratio indicates the portion of the equity as compared to the total capital. The higher the equity ratio, the better the economic stability (solvency) and thus the financial autonomy of a company.

 

Liquidity ratio

The liquidity ratio shows the proportion between adjusted receivables and net liabilities. The higher the ratio, the lower the company's financial dependancy from external creditors.

 

Return on total capital

The return on total capital shows the efficiency and return on the total capital employed in the company. The higher the return on total capital, the more economically does the company work with the invested capital.

 

Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR          1,406,102.79

  Fixed assets                           EUR             86,329.37

   Tangible assets                       EUR             86,329.37

    Other / unspecified tangible assets  EUR             86,329.37

  Current assets                         EUR          1,319,773.42

   Stocks                                EUR            342,157.40

   Accounts receivable                   EUR            955,206.98

    Other debtors and assets             EUR            955,206.98

   Liquid means                          EUR             22,409.04

 

 LIABILITIES                             EUR          1,406,102.79

  Shareholders' equity                   EUR            152,561.43

   Capital                               EUR             25,564.59

    Subscribed capital (share capital)   EUR             25,564.59

   Balance sheet profit/loss (+/-)       EUR            126,996.84

    Profit / loss brought forward        EUR             80,517.48

    Annual surplus / annual deficit      EUR             46,479.36

  Provisions                             EUR            184,728.35

  Liabilities                            EUR          1,068,813.01

   Other liabilities                     EUR          1,068,813.01

    Unspecified other liabilities        EUR          1,068,813.01

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2010 - 31.12.2010

 

 ASSETS                                  EUR          1,055,917.01

  Fixed assets                           EUR             36,054.84

   Tangible assets                       EUR             36,054.84

    Other / unspecified tangible assets  EUR             36,054.84

  Current assets                         EUR          1,019,862.17

   Stocks                                EUR            251,777.55

   Accounts receivable                   EUR            723,334.74

    Other debtors and assets             EUR            723,334.74

   Liquid means                          EUR             44,749.88

 

 LIABILITIES                             EUR          1,055,917.01

  Shareholders' equity                   EUR            106,082.07

   Capital                               EUR             25,564.59

    Subscribed capital (share capital)   EUR             25,564.59

   Balance sheet profit/loss (+/-)       EUR             80,517.48

    Profit / loss brought forward        EUR             79,009.90

    Annual surplus / annual deficit      EUR              1,507.58

  Provisions                             EUR             75,807.90

  Liabilities                            EUR            874,027.04

   Other liabilities                     EUR            874,027.04

    Unspecified other liabilities        EUR            874,027.04


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.39

UK Pound

1

Rs.87.78

Euro

1

Rs.71.29

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)               Ownership background (20%)                         Payment record (10%)

Credit history (10%)                           Market trend (10%)                                            Operational size (10%)