MIRA INFORM REPORT

 

 

Report Date :

17.12.2012

 

IDENTIFICATION DETAILS

 

Name :

A AND I TRADING (PTY)LTD

 

 

Registered Office :

42 6th Avenue, Grassy Park, Cape Town, Western Cape, 7941

 

 

Country :

South Africa

 

 

Date of Incorporation :

27.03.2012

 

 

Com. Reg. No.:

K2012/059299/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

Manufacturer of men's and boys' clothing

 

 

No. of Employees :

03 employees

 

 

RATING & COMMENTS

 

MIRA’s Rating :

NB

 

RATING

STATUS

PROPOSED CREDIT LINE

----

NB

New Business

----

 

Status :

New company

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

                                                   

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

South Africa - ECONOMIC OVERVIEW

 

south Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors; a stock exchange that is the 18th largest in the world; and modern infrastructure supporting a relatively efficient distribution of goods to major urban centers throughout the region. Growth was robust from 2004 to 2007 as South Africa reaped the benefits of macroeconomic stability and a global commodities boom but began to slow in the second half of 2007 due to an electricity crisis and the subsequent global financial crisis' impact on commodity prices and demand. GDP fell nearly 2% in 2009 but recovered in 2010-11. Unemployment remains high and outdated infrastructure has constrained growth. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Daunting economic problems remain from the apartheid era - especially poverty, lack of economic empowerment among the disadvantaged groups, and a shortage of public transportation. South Africa''s economic policy is fiscally conservative focusing on controlling inflation and attaining a budget surplus. The current government largely follows these prudent policies but must contend with the impact of the global crisis and is facing growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

 

Source : CIA

 


 


 Subject Name

A AND I TRADING (PTY) LTD

Country

South Africa

Subject Contact Person

AFRAH ABRAHAMS - Director

Assessment

This is a brand new business.

 

On investigation we made contact with the director MR. AFRAH ABRAHAMS who assisted with most of the information, however MR. ABRAHAMS declined to assist with the vat information.

 

The Auditor of the subject declined to assist with any of their information as they believe the report is for the subject and not the auditor.

 

Regarding the financials and trade references, the financials could not be divulged due to the company being to young.

 

The subject does not have any local suppliers therefore we could not obtain trade references.

 

We obtained a bank code C for R 50 000 over a period of 30 days.

 

Please see the available information for the subject below.

 

 

Company information

 

Registered Name

A AND I TRADING (PTY)LTD

Trading as/ Division Name

A AND I TRADING

Registration Number

K2012/059299/07

Registration Date

2012/03/27

Date Commenced Trading

2012-03-27

Age of Business

9 Months

History of Business

The subject started out as a new business in 2012

History of Principals

There are currently 2 active directors within the subject.

Shareholders/Members/Partners of subject and % holding

50 % - AFRAH ABRAHAMS, 50 % - IGSHAAN CORNELIUS

Authorised Share Capital

R0.00

Issued Share Capital/Members Contribution

R0.00

Status

In Business

Operations Assessment

Import and manufacture of Clothing

Industry/ Customers

Wholesalers and the public

Export

None

Import

Yes

Major Industry Code / SICC

31401

Definition of Code

Manufacture of men's and boys' clothing

Head Office Physical Address

42 6TH AVENUE, GRASSY PARK, CAPE TOWN, WESTERN CAPE, 7941

Head Office Postal Address

42 6TH AVENUE, GRASSY PARK, CAPE TOWN, WESTERN CAPE, 7941

Current Tel Number

0217062825

Current Email Address

igshaanc@gmail.com

Web Site Address

www.aanditrading.com  

 

 

Auditor information

 

Company Registered Name

--

Trading Name

--

Registration Number

--

Physical Address

--

Postal Address

--

Contact Person

LEN

Contact Number

0829757866

Previous Auditors Information - No Information on Record

 

 

Tax information

 

Financial Year End

February

 

Black Economic Empowerment Information - No Information on Record

 

ISO Information - No Information on Record

 

 

Workman's compensation

 

Registered

No

Compliance Certified

No

 

 

Company Structure

 

Subsidiaries Information - No Information on Record

 

Employees

Number of Employees

3

1. Salaried employees

3

2. Waged employees

---

3. Permanent employees

3

Company Fleet Information - No Information on Record

 

 

Offices

 

Offices

Offices

Head Office Owned/ Rented

Owned

Owned by

A AND I TRADING(PTY)LTD

Type of Premises

Offices

 

Branch Information - No Information on Record

 

 

Management Overview

 

Organisational Chart - No Information on Record

 

Company Structure (Ownership)

 

Note: One level up and all levels down

 

Holding

Company

Sub

Comment

50%

IGSHAAN CORNELIUS

 

 

50%

AFRAH ABRAHAMS

 

 

 

Key Deals - No Information on Record

 

 

Trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

1

 

 

 

 

The subject does not have any local suppliers

 

Trade References Detail

 

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average

Terms Taken

Comment

 

 

 

 

 

Purchases

 

 

 


Adverse Information on Subject

 

Judgements - No information on record

Business Rescue - No Information on Record

Default Listing - No information on record

Notarial Bonds - No information on record

 

 

Bank information

 

Bank

STANDARD BANK

Branch

KENILWORTH

Bank Account Number

081458371

Type of Account

Current

Account Name

A AND I TRADING

Overdraft Facilities

No

Bank Code

C FOR R 50000

Bank Comment

The subject's bankers consider them good for all business normal engagements

 

Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

 

Deeds Information - No information on record

 

 

Principals

 

Number of Principals

2

Average Age of Active Principals

34

 

Active Principals Principal - 1of 2 AFRAH ABRAHAMS

Surname

ABRAHAMS

First Name

AFRAH

Other Names

None

Marital Status

Married

ID Number

7603310146083

Verified ID Number

Yes

Current Age

36

Designation

BUSINESSWOMAN

Status

Active

Appointment Date

2012/03/27

Physical Address (at time of Appointment)

42 6TH AVENUE, GRASSY PARK, CAPE TOWN, WESTERN CAPE, 7941

Postal Address

42 6TH AVENUE, GRASSY PARK, CAPE TOWN, WESTERN CAPE, 7941

Current Tel Number

0217062825

Cell number

0828103219

Shareholding/Membership

50%

 

Principal's Adverse - No information on record

 

Business Information for AFRAH ABRAHAMS

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

A AND 1 TRADING (PTY) LTD

K2012/059299/07

In Business

0

0

No

 

 

Principal Previous Business Interests

 

Average Age of Previous Business                                            4 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

EVOLUTION PROJECT MANAGEMENT CC

B2008/211894/23

Deregistration Final

4 Years 4 Months

0

No

 

 

Principal's Deeds Information - No information on record

 

Principal - 2of 2 IGSHAAN CORNELUIS

Surname

CORNELUIS

First Name

IGSHAAN

Other Names

None

Marital Status

Married

ID Number

7904045255086

Verified ID Number

Yes

Current Age

33

Designation

BUSINESSMAN

Status

Active

Appointment Date

2012/03/27

Physical Address (at time of Appointment)

42 6TH AVENUE, GRASSY PARK, CAPE TOWN, WESTERN CAPE, 7941

Postal Address

42 6TH AVENUE, GRASSY PARK, CAPE TOWN, WESTERN CAPE, 7941

Current Tel Number

0217050880

Cell number

0827241805

Shareholding/Membership

50%

 

Principal's Adverse - No information on record

 

 


Business Information for lGSHAAN CORNELUIS

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

A AND 1 TRADING (PTY) LTD

K2012/059299/07

In Business

0

0

No

 

 

Principal Previous Business Interests

 

Average Age of Previous Business                                            4 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

EVOLUTION PROJECT MANAGEMENT CC

B2008/211894/23

Deregistration Final

4 Years 4 Months

0

No

 

 

Principal's Deeds Information - No information on record


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.39

UK Pound

1

Rs.87.78

Euro

1

Rs.71.29

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.