MIRA INFORM REPORT

 

 

 

 

Report Date :

17.12.2012

 

IDENTIFICATION DETAILS

 

Name :

SANDY LTD

 

 

Registered Office :

C/o Prima Secretaries Ltd.

Suite 605, 6/F., China Insurance Group Building, 141 Des Voeux Road Central, Hong Kong

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

10.05.2006

 

 

Com. Reg. No.:

36800666

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler of all kinds of paper, newsprint, etc

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Regular

Litigation :

Clear

 

 

Name of the company

 

SANDY  LTD.

 

 

Company ADDRESS

 

c/o Prima Secretaries Ltd.

Suite 605, 6/F., China Insurance Group Building, 141 Des Voeux Road Central, Hong Kong.

 

PHONE:                  2376 3611

 

FAX:                       2736 5115

 

(Formerly located at:

c/o Prima Secretaries Ltd.

Suite 1402, 14/F., 1 Duddell Street, Central, Hong Kong. )

 

 

MANAGEMENT

 

Managing Director:  Mr. Sunil Kumar Poddar

 

 

SUMMARY

 

Incorporated on:            10th May, 2006.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$2,000,000.00

Issued:             HK$2,000,000.00

 

Business Category:       Importer, Exporter and Wholesaler.

 

Employees:                  Nil.

 

Main Dealing Banker:     Bank of India, Hong Kong Branch.

 

Banking Relation:          Fair.

 


Company ADDRESS

 

Registered Head Office:-

c/o Prima Secretaries Ltd.

Suite 605, 6/F., China Insurance Group Building, 141 Des Voeux Road Central, Hong Kong.

 

Holding Company:-

Poddar Global Ltd., India.

 

 

BUSINESS REGISTRATION NUMBER

 

36800666

 

 

COMPANY FILE NUMBER 

 

1043856

 

 

MANAGEMENT

 

Managing Director:  Mr. Sunil Kumar Poddar

 

 

CAPITAL

 

Nominal Share Capital: HK$2,000,000.00 (Divided into 2,000,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$2,000,000.00

 

 

SHAREHOLDER  

(As per registry dated 10-05-2009)

 

Name

 

No. of shares

Poddar Global Ltd.

20 Engineers Enclave, Harsh Vihar Crossing, Pitampura, New Delhi-110 034, India.

 

2,000,000

=======

 


DIRECTOR    

(As per registry dated 10-05-2009)

 

Name

(Nationality)

 

Address

Sunil Kumar PODDAR

2A/105, Rang Rasayan Apptt., Sector 13, Rohini, Delhi-110 085, India.

 

 

SECRETARY 

(As per registry dated 28-09-2009)

 

Name

Address

Co. No.

Prima Secretaries Ltd.

Suite 605, 6/F., China Insurance Group Building, 141 Des Voeux Road Central, Hong Kong.

569406

 

 

HISTORY

 

The subject was incorporated on 10th May, 2006 as a private limited liability company under the Hong Kong Companies Ordinance.

Formerly the subject was located at Suite 1402, 14/F., 1 Duddell Street, Central, Hong Kong where was the operating address of Prima Secretaries Ltd., moved to the present address with effect from 28th September, 2009.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           All kinds of paper, newsprint, etc.

 

Employees:                  Nil.

 

Commodities Imported: India, Southeast Asia, etc.

 

Markets:                        Hong Kong, China, etc.

 

Terms/Sales:                 As per contracted.

 

Terms/Buying:               Various terms.

 


FINANCIAL INFORMATION

 

Nominal Share Capital: HK$2,000,000.00 (Divided into 2,000,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$2,000,000.00

 

Mortgage or Charge:  (See attachment)

 

Profit or Loss:   Keeping a balance account in Hong Kong.

 

Condition:         Business is not active in Hong Kong.

 

Facilities:          Making fairly active use of general banking facilities.

 

Payment:  Met trade commitments as required.

 

Commercial Morality:  Satisfactory.

 

Bankers:-

Axis Bank Ltd., Hong Kong Branch.

Bank of Baroda, Hong Kong Branch.

Bank of India, Hong Kong Branch.

 

Standing:  Small.

 

 

GENERAL

 

Incorporated in May 2006, Sandy Ltd. is a wholly-owned subsidiary of Poddar Global Ltd. [PGL] which is an India-based firm.  The director of the subject Sunil Kumar Poddar is an India passport holder and currently residing in Delhi, India.

The subject does not have its own operating office.  Its registered office is in a commercial service firm located at Suite 605, 6/F., China Insurance Group Building, 141 Des Voeux Road Central, Hong Kong known as Prima Secretaries Ltd. which is handling its correspondences and documents.  Prima Secretaries Ltd. is also the corporate secretary of the subject.

The subject has no employees in Hong Kong.

The subject is engaged in the same lines of business as its parent.  PGL is the leading importer and distributor of newsprint paper, glazed paper and LWC paper in India.

The subject is responsible for marketing paper in Hong Kong.

In February 1995, PGL’s newsprint business was known as Sanjay Trading Company which had 25 years experience in handling publication paper.

At present, PGL is supplying approximately 5,000 tonnes of publication paper per month to more than 200 small and large newspaper companies located in India.

PGL has claimed to be the largest newsprint importing and distributing company in India.  Today PGL has had close business ties with leading international newsprint manufacturing and trading companies located throughout the world.

PGL has set up its own warehouses at the major Indian Port towns.  It has got its own fully computerised rewinding, cutting and slitting machines in all four major newsprint consuming cities, i.e. New Delhi, Kolkata, Chennai and Mumbai.

It has been importing 5,000 tonnes of newsprint paper on monthly basis from all major parts of world routed through all containerised ports in India.

Today, PGL has established warehousing facilities in about 80 Indian cities.

Now, the subject is helping PGL penetrate the Hong Kong market and further to the other markets of Asian countries.  Business is still under development.

Mr. Sunil Kumar Poddar, the subject’s and PGL’s director, is a graduate majoring in commerce with a thorough knowledge of the Indian Companies Act.

PGL sometimes deals with foreign parties under the name of the subject.

The subject’s business in Hong Kong is not very active.  History in Hong Kong is about three years and seven months.

The subject is fully supported by PGL.

Since the subject does not have its own operating office and has no employees in Hong Kong, consider it good for business engagements on secured basis.

 

COURT CASES:            None per our.

 


MORTGAGE OR CHARGE

 

Date

Particulars

Amount

06-08-2007

Instrument:      Debenture

Property:

1)   By way of fixed charge as a continuing security for the payment and discharge of the Secured Obligations

2)   By way of first floating charge and as a continuing security for the payment and discharge of the Secured Obligations the property and assets

Mortgagee:      Axis Bank Ltd., Hong Kong Branch.
[Formerly known as UTI Bank Ltd.]

As a continuing security for the payment and discharge of the Secured Obligations

08-08-2007

Instrument:      Charge on Deposit

Property:

1)   By way of fixed charge, and agrees to charge, to the Bank as a continuing security for the payment and discharge of the Liabilities, the Deposit (means A/C No. 911020400000329 for a sum of US$92,000) and all right, title and interest of the Depositor

2)   By way of first floating charge the Deposit Assets

Mortgagee:      Axis Bank Ltd., Hong Kong Branch.

As a continuing security for the payment and discharge of the Liabilities

23-08-2007

Instrument:      Memorandum

Property:

Distinctive

No. of Receipts          Date of Issue       Amount        Due Date

91210300000037         18-04-2007        US$35,500     18-10-2007

91210300000058         23-04-2007        US$35,250     23-10-2007

91210300000076         25-04-2007        US$70,500     25-10-2007

91210300000095         04-05-2007        US$45,000     04-11-2007

91210300000096         04-05-2007        US$45,000     04-11-2007

91210300000101         08-05-2007        US$30,000     08-11-2007

91210300000102         05-05-2007        US$15,000     05-11-2007

91210300000392         23-07-2007        US$66,250     22-08-2007

Mortgagee:      Bank of Baroda, Hong Kong Branch.

Loan or credit or other facilities

28-02-2008

Instrument:      Letter of Set-Off and Appropriation

Property:

Fixed deposit Deal No. 139846 dated 28-02-2008 for US$350,000 of Account No. 037318

Mortgagee:      Bank of India, Hong Kong Branch.

Advances and other banking facilities

13-02-2008

Instrument:      Charge on Deposit

Property:

A sum of US$92,000.00, US$100,000.00, US$18,000.00 and US$50,000.00 respectively, currently represented or evidenced by a certificate of deposit dated 09-08-2007, 23-08-2007, 05-09-2007 and 21-12-2007 respectively bearing number 911020400000329, 911020400000417, 911020400000550 and 911020400001618 respectively

Mortgagee:      Axis Bank Ltd., Hong Kong Branch.

As a continuing security for the payment and discharge of the Liabilities

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.39

UK Pound

1

Rs.87.78

Euro

1

Rs.71.29

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.