MIRA INFORM REPORT

 

 

Report Date :

17.12.2012

 

IDENTIFICATION DETAILS

 

Name :

WIAME IMPORT EXPORT

 

 

Registered Office :

Résidence Rayan, 8 Avenue Al Madina Al Mounawara Appt N° 7 ‑ Hay Amal, Fes

 

 

Country :

Morocco

 

 

Date of Incorporation :

04.09.2009

 

 

Reg. No.:

32343

 

 

Legal Form :

Societe A Responsibilite Limitee

 

 

Line of Business :

Wholesale of coffee, tea, cocoa and spices

 

 

No. of Employees :

05 employees

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Morocco

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Morocco - ECONOMIC OVERVIEW

 

Morocco has capitalized on its proximity to Europe and relatively low labor costs to build a diverse, open, market-oriented economy. In the 1980s Morocco pursued austerity measures and pro-market reforms, overseen by the IMF. Since taking the throne in 1999, King MOHAMMED VI has presided over a stable economy marked by steady growth, low inflation, and generally declining government debt. Industrial development strategies and infrastructure improvements - most visibly illustrated by a new port and free trade zone near Tangier - are improving Morocco's competitiveness. Key sectors of the economy include agriculture, tourism, phosphates, textiles, apparel, and subcomponents. In 2006 Morocco entered into a bilateral Free Trade Agreement with the United States; it remains the only African country to have one. In 2008 Morocco entered into an Advanced Status agreement with the European Union. Despite Morocco's economic progress, the country suffers from high unemployment and poverty. In 2011, high food and fuel prices strained the government's budget and widened the country's current account deficit. Key economic challenges for Morocco include fighting corruption, reducing government spending, reforming the education system and judiciary, addressing socioeconomic disparities, and building more diverse, higher value-added industries.

           

Source : CIA

 

Company Name

 

WIAME IMPORT EXPORT

 

 

Registration Briefing

 

Registration Number:   32343

Registration Date:         04/09/2009

Legal Form:                 SOCIETE A RESPONSIBILITE LIMITEE

Latest Financials:         N/A

 

 

Financial Briefing

 

Nominal Capital:          100,000 Moroccan Dirham

Issued Capital:             N/A

Turnover:                     4,000,000 Moroccan Dirham

Net Profit:                     N/A

Net Worth:                    N/A

 

 

Original Investigation Details

 

Investigation Number:    172840

Company Name:           WIAME IMPORT EXPORT

Country:                        MO

Street Name:                 12 RUE  OUAD AL JAW AHER,NARJISS C,30070 FES

City Code:

Phone Number: 212535619295

 

 

Company Details

 

Company Name:           WIAME IMPORT EXPORT

Also trades as:              WIMEX

Headquarter Address:    12 Rue Ouad Al Jawaher,

                                    Narjiss C,

                                    Fes 30070,

                                    Morocco

Telephone:                    +212522 619295

Fax:                              +212522 619294

E‑Mail:                          mouhcine@wimex.ma

Web Site:                      www.wimex.ma  (under construction)

 

Company was originally started on 04/09/2009

 

 

Registration & Legal Details

 

Current Legal Form:                               SOCIETE A RESPONSIBILITE LIMITEE

Registration Address:                            Résidence Rayan,

8 Avenue Al Madina Al Mounawara Appt N° 7 ‑ Hay Amal, Fes

Registration Number:                             32343

Registration Date:                                 04/09/2009

Year/Date Company Established:           04/09/2009

Registration Town:                                 Fes

Tax Registration Number:                       40119739

 

 

Capital

 

Currency:                      Moroccan Dirham

Authorized Capital:        100,000

Paid Up Capital:            100,000

 

 

Authorized Capital Breakdown

 

Number of Shares:        1,000    Type of Shares:  None Selected

Issued Shares:              1,000    Value per share: MDH 100.00     Value of this type: 100,000.00

 

 

Shareholders / Owners

 

Shareholders:

 

Name/Other Information Shares Held      % of Voting/Non‑Voting capital

Mr. Mouhcine Essalim,                        1,000    100.00% (VOTING)

Fes,

Morocco

 

 

Principals

 

Name:                                       Mr Mouhcine Essalim

Position within the company:     General Manager

Date of Birth:                            01/01/1976

Country of Birth:                        Morocco

Nationality:                                Moroccan

Can fluently speak:        Arabic, French & English

 

 

Company Activities

 

NACE Codes:   4637     Wholesale of coffee, tea, cocoa and spices

                        4631     Wholesale of fruit and vegetables

The company is engaged in trade of food products.

 

Subject imports spices and groundnut from India, Indonesia, Philippines, USA and Senegal and then distributes to the local market on a wholesale basis.

 

                        Subject exports oranges and chickpea to Russia, Turkey, Syria and Tunisia.

 

                        Local Reporters consider the investigated company to be SMALL in their field of concern.

 

 

Operations

 

Employees       Company Employs: 5

 

HQ Premises    Operates from:  Rented Office , Warehouse

                        Location:          Central Business Area

 

Branches          Route de Sidi Hrazem,

                        Fes,

                        Morocco

                        Branch is: Rented

                        Description of branch: Warehouse

 

 

Imports

 

Import % and type of product:   100% Finished Goods

Imports From:                           India, Indonesia, Philippines, USA, Senegal

Importing Terms:                       Cash against documents

Additional Information:              Letters of credit

 

 

Exports

 

Exports To:                   Russia, Turkey, Syria, Tunisia

Exporting Terms:           cash against documents

 

Type of Customer:        Wholesalers

Number of accounts:     20

Related Companies

 

Subsidiaries

Affiliates

Information on Related Companies is not available/applicable

 

 

Bankers

 

BMCE Bank,

Branch: Centre d'Affaires Fes

Place Mohamed V,

Fes 30000,

Morocco

Relationship with Bank:  is reported to be normal

 

 

Financial Information

 

Source:                                     Mr. Mouhcine Essalim General Manager

Figures are:                               Estimates

Currency:                                  Moroccan Dirham

 

Months             Sales Figures               Sales                Gross Profit/Loss         Net Profit/Loss

11                     30/11/2012                    4,000,000

12                     31/12/2011                   1,000,000

 

 

Payments

 

Subject's payments reported to be:        NO COMPLAINTS

 

 

Representation

 

Other Comments

 

Other Comments:          Patent N° : 14261372

 

 

Interview & Reporter Comments

 

Name/Title:        Mr. Mouhcine Essalim General Manager

Comment:         Subject has confirmed the general details shown in the report.

                        Latest Financial Statements are not currently available.

                        Subject has offered brief financial data only and refused to provide full financial information.

 

Reporter Comment Date:           07/12/2012

Reporter Comment:                   All legal forms in Morocco are obliged by law to be registered with the Registry Office (OMPIC:

                                                Office Marocain de la Propriete Industrielle et Commerciale) which is publicly                                                       available.

 

Subject was found registered and Information obtained from above official source is as follows :

 

Registered name / registration number / date of registration / registered address / legal form / capital / main principals – administrators / shareholders.

 

According to the Morocco Commercial Law, all legal forms except for proprietorship entities are obliged to file their financial accounts to the OMPIC. However, The subject financial statements are not yet available.

 

Any other data stated in the report was obtained directly from the subject company and/or other     publicly available information. Therefore it should be used as a point of reference as it is not possible to verify such data with official sources.

 

 

Conclusions

 

Local Reputation:                                  The company being investigated is considered by local reporters to be a Fair / Normal Trade Risk.

 

Owner/Shareholders Comments:            All or most of the owners / shareholders have an active participation in the running of the business.

 

Financial Results Trend:             Financial Information indicates that the business activities of the

company are showing an upward turn.

 

Age of Business:                                  The company has been established for under 5 years.

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.39

UK Pound

1

Rs.87.78

Euro

1

Rs.71.29

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.