MIRA INFORM REPORT

 

 

Report Date :

18.12.2012

 

IDENTIFICATION DETAILS

 

Name :

SERVICIOS REMARC LIMITADA

 

 

Registered Office :

Benjamín 2944 Oficina 13 - Las Condes Santiago XIII Region Metropolitana

 

 

Country :

Chile

 

 

Date of Incorporation :

13.12.2004

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Import of raw materials

 

 

No. of Employees :

6

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Chile

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

 

Chile - ECONOMIC OVERVIEW

 

Chile has a market-oriented economy characterized by a high level of foreign trade and a reputation for strong financial institutions and sound policy that have given it the strongest sovereign bond rating in South America. Exports account for more than one-third of GDP, with commodities making up some three-quarters of total exports. Copper alone provides one-third of government revenue. During the early 1990s, Chile's reputation as a role model for economic reform was strengthened when the democratic government of Patricio AYLWIN - which took over from the military in 1990 - deepened the economic reform initiated by the military government. Since 1999, growth has averaged 4% per year. Chile deepened its longstanding commitment to trade liberalization with the signing of a free trade agreement with the US, which took effect on 1 January 2004. Chile claims to have more bilateral or regional trade agreements than any other country. It has 59 such agreements (not all of them full free trade agreements), including with the European Union, Mercosur, China, India, South Korea, and Mexico. Over the past seven years, foreign direct investment inflows have quadrupled to some $15 billion in 2010, but foreign direct investment had dropped to about $7 billion in 2009 in the face of diminished investment throughout the world. The Chilean government conducts a rule-based countercyclical fiscal policy, accumulating surpluses in sovereign wealth funds during periods of high copper prices and economic growth, and allowing deficit spending only during periods of low copper prices and growth. As of November 2011, those sovereign wealth funds - kept mostly outside the country and separate from Central Bank reserves - amounted to more than $18 billion. Chile used this fund to finance fiscal stimulus packages during the 2009 economic downturn. In December 2009, the OECD invited Chile to become a full member, after a two year period of compliance with organization mandates, and in May 2010 Chile signed the OECD Convention, becoming the first South American country to join the OECD. The economy started to show signs of a rebound in the fourth quarter of 2009, and GDP grew 5.1% in 2010 and 6.5% in 2011. Chile achieved this growth despite the 8.8 magnitude earthquake that struck in February 2010, which was one of the top 10 strongest earthquakes on record. The earthquake and subsequent tsunamis it generated caused considerable damage near the epicenter, located about 70 miles from Concepcion - and about 200 miles southwest of Santiago.

 

Source : CIA

 

 


IDENTIFICATION                            

SERVICIOS REMARC LIMITADA

Benjamín 2944 Oficina 13 - Las Condes
Santiago
XIII Region Metropolitana
CHILE

Telephone         : 56-2-29455954

E_Mail              : dbeltrand@surpacific.cl
Postal Code      : 7550032


SUMMARY

Started                      : 2004
Total Employees       : 6
Payments                  : Prompt
Capital                       : 000's$        500.000.-

Sic(s) : 5169

Line of Business: Import of raw materials.-


Credit Recommendation

                                                            000's Pesos   000's US$ dollars         000's Euros
Conservative value :                    18.200                  38                                         29
Liberal value      :                       20.020                  42                                         32

If additional information is received or present information is rectified, this recommendation may be modified.


Financial indicators

Financial statements could not be obtained, thus financial analysis can not be carried out


COMMERCIAL INFORMATION

Commercial Bulletin      : As at 12/12/2012 subject does not register protested
                                    checks, bank drafts nor promissory notes in the
                                    commercial information bulletin

Labor Bulletin                : As at 12/12/2012 does not register work infringements

Previsional Bulletin         : As at 12/12/2012 does not register social security infringements

Consolidated delinquency : As at 12/12/2012, subject does not register any delinquent bill


TRADE REFERENCES

Trade references are supplied as follows:

Detail of References

Old                               : Since 2008
Last purchase                : 11-2012
Terms                           : 30 days
Payment                       : Prompt
Notes                            : invoice
Credit                            : -
Owes                            : -
Due                              : Does not Register
Paying Comments         : Good

Detail of Former Trade References
--------------------------------------------------------------------------------
           Last        Owes                                                   Credit           

Old       Purch. Payment.    Notes                     (000'sUS$)        (000'sUS$)
--------------------------------------------------------------------------------
Since 2007 01-10  Prompt      checks                         700            None

During the last 6 months, the account holder credit history shows 3 credit review inquiries requested by businesses in general.-

The account holder credit report reflects no delinquent payment history, no protests, and no social security and/or work infringements as of the date of this report.


AVERAGE PAYMENTS IN CHILE

International Risk and Payment Review reported in June 2011

The local delays in payment average 0-1 month.

 

 

BANKS

Subject operates with the following bank:

-  Banco Security, main office Av. Apoquindo 3150, Las Condes


OPERATIONS


Line of Business : Import of raw materials: additives, essences, food coloring and scents for the manufacture of

                              foodstuffs.
                  
Classification according to commercial activity:

Sic: 5169-0000 Chemicals and allied products
         -0900 Food additives and preserving

Subject is considered as a large company in this line of business, strong competition

Sales


Sales are steady throughout the year

100% wholesalers

National sales territory

Products are sold

National: 100%.

Sales conditions: Credit.

Historical exports registered in the Customs National Services

Total       2007 = 000's$ 4.994
Total       2006 = 000's$ 546
Total       2005 = 000's$ 527

Not exporting currently

Customers

Main customers are: Members of the group and  food industry

The 3 most important customers are:

Dimerco S.A.,  Cramer Productos Aromaticos S.A.C.I., Carlos,  Good Food S.A.

Purchases

Places orders with multiple suppliers

National: 1%

International: 99%

Imports from Germany, Argentina, Brazil, China, Spain, France, Netherlands, India, Malaysia, Morocco and United States

of Imports obtained from Customs'National Service

Country                            %last year   %Accum.
-------------------------------------------------------
Brazil                                  39,44     14,78
Netherlands                             21,82     44,43
United States                           20,05     23,91
France                                   4,11      3,23
Germany                                  3,35      3,70
China                                    2,94      1,66
India                                    2,55      3,71
Morocco                                  2,46      2,63
Argentina                                1,76      0,67
Spain                                    1,27      1,23
Malaysia                                 0,25      0,00

Historical registries

Total       2011 = 000's$ 1.874.296                       Accumulated 2012 = 000's$ 1.496.097
Total       2010 = 000's$ 941.205
Total       2009 = 000's$ 742.663
Total       2008 = 000's$ 5.473.836
Total       2007 = 000's$ 5.616.926
Total       2006 = 000's$ 3.315.458
Total       2005 = 000's$ 1.432.308

Main suppliers

- Importadora y Comercializadora Barcelona Limitada

Employees:       6 employees

Location

-  Administrative offices located at Benjamín 2944 Oficina 13 Las Condes
   Santiago, Chile, commercial area, main street of normal traffic, construction
   in good conditions

Branches


-  Warehouse located at Lucerna 4925, Cerrillos Santiago Chile

RELATED COMPANIES

Subject is related to the following companies:

-  Transportes Las Rosas Ltda. (Transportation services for Dimerco)
-  Transportes GF Ltda. (Provision of transportation services for "Good Food  S.A.")
-  Good Food S.A. T A X 96665460-0 Cerrillos Santiago (Factory of condiments of   "Gourmet")
-  Dimerco S.A. T A X 85648000-3 Cerrillos Santiago
-  Cramer Productos Aromaticos S.A.C.I., Carlos T A X 92845000-7 Cerrillos  Santiago


FIXED ASSETS

Real estates

Subject does not register real estates

It was reported that the property located in the belongs to "Sur
Pacifico S.A."

Vehicles

Subject has no vehicles

Machinery & Instalations


Subject owns the following

-  Office installations  and other necessary elements .


INSURANCES

Insurance Company:

-Liberty Compañia de Seguros Generales S.A.


ADMINISTRATION

General Manager          : Miguel Andrés Berndt Briceño
Accountant                    : Daniela Beltrand


LEGAL INFORMATION

Legal Structure              : Limited Liability Partnership
Constitution date            : 13/12/2004. Registered on leaf 40.918 N° 30.391, Santiago
                                    Real Estate Registry, year 2004.-
                      
Notary                                       : Raúl Iván Perry Pefaur, Santiago
Term of duration             : 5 Year automatically renewable for equal and successive periods
Legal Address               : Santiago - Chile
Published in                  : Official Gazette dated 27/12/2004 page Nº 26

Current Social Capital: 000's$ 500.000.-
Social Initial Capital: 000's$ 500.000.-

Partner : 3

-  98,00% Sur Pacifico S.A.
-   1,00% 4775620-0 Claudio Andrés Berndt Cramer
-   1,00% 4775647-2 Miguel Renato Berndt Cramer

Power of attorney held by General Manager.

Legal changes

Public Deed dated 18/05/2005, notary Raúl Iván Perry Pefaur, Santiago, published in the Official Gazette dated 04/06/2005 page N° 54, statutes were modified: the omission flaw regarding deadline to complete pending capital was corrected. It shall be completed by partners within a period of 1 year and according to the requirements of the company.-


INFORMATION SOURCES

On 13/12/2012 Miss. Daniela Beltrand, Accountant,  submitted the data shown in this report.

Note: Subject is located at Benjamín 2944, but its correct office is N° 13.
Office II-A does not correspond to it.-

-Other outside information sources.

Exchange rate

-As at 14/12/2012 $474,95 Per US$

INTERPRETATION OF RISK LEVEL AND CREDIT RECOMMENDATION

 


CREDIT RECOMMENDATION

Credit recommendation amounts are assigned according to criteria usually used in the commercial credit evaluation.

The amounts are based on the risk percentages'assignment to the following indicators:  Trade references, number of employees, legal structure, protested bills, labor & welfare infringements, unpaid bills, operations, insurances, net profit, net worth, working capital and liquidity variations.


 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.63

UK Pound

1

Rs.88.40

Euro

1

Rs.71.85

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.