MIRA INFORM REPORT

 

 

Report Date :

18.12.2012

 

IDENTIFICATION DETAILS

 

Name :

YAMANO MUSIC CO LTD

 

 

Registered Office :

4-5-6 Ginza Chuoku Tokyo 104-0061

 

 

Country :

Japan

 

 

Financials (as on) :

31.03.2012

 

 

Date of Incorporation :

December 1926

 

 

Com. Reg. No.:

(Tokyo-Chuoku) 059219

 

 

Legal Form :

Limited Company (Kabushiki Kaisha)

 

 

Line of Business :

Imports, wholesale, retail of musical instruments; operation of music classes

 

 

No. of Employees :

320 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory  

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

                                                   

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Japan

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

japan - ECONOMIC OVERVIEW

 

In the years following World War II, government-industry cooperation, a strong work ethic, mastery of high technology, and a comparatively small defense allocation (1% of GDP) helped Japan develop a technologically advanced economy. Two notable characteristics of the post-war economy were the close interlocking structures of manufacturers, suppliers, and distributors, known as keiretsu, and the guarantee of lifetime employment for a substantial portion of the urban labor force. Both features are now eroding under the dual pressures of global competition and domestic demographic change. Japan's industrial sector is heavily dependent on imported raw materials and fuels. A tiny agricultural sector is highly subsidized and protected, with crop yields among the highest in the world. Usually self-sufficient in rice, Japan imports about 60% of its food on a caloric basis. Japan maintains one of the world's largest fishing fleets and accounts for nearly 15% of the global catch. For three decades, overall real economic growth had been spectacular - a 10% average in the 1960s, a 5% average in the 1970s, and a 4% average in the 1980s. Growth slowed markedly in the 1990s, averaging just 1.7%, largely because of the after effects of inefficient investment and an asset price bubble in the late 1980s that required a protracted period of time for firms to reduce excess debt, capital, and labor. Measured on a purchasing power parity (PPP) basis that adjusts for price differences, Japan in 2011 stood as the fourth-largest economy in the world after second-place China, which surpassed Japan in 2001, and third-place India, which edged out Japan in 2011. A sharp downturn in business investment and global demand for Japan's exports in late 2008 pushed Japan further into recession. Government stimulus spending helped the economy recover in late 2009 and 2010, but the economy contracted again in 2011 as the massive 9.0 magnitude earthquake in March disrupted manufacturing. Electricity supplies remain tight because Japan has temporarily shut down almost all of its nuclear power plants after the Fukushima Daiichi nuclear reactors were crippled by the earthquake and resulting tsunami. Estimates of the direct costs of the damage - rebuilding homes, factories, and infrastructure - range from $235 billion to $310 billion, and GDP declined almost 0.5% in 2011. Prime Minister Yoshihiko NODA has proposed opening the agricultural and services sectors to greater foreign competition and boosting exports through membership in the US-led Trans-Pacific Partnership trade talks and by pursuing free-trade agreements with the EU and others, but debate continues on restructuring the economy and reining in Japan's huge government debt, which exceeds 200% of GDP. Persistent deflation, reliance on exports to drive growth, and an aging and shrinking population are other major long-term challenges for the economy.

 

Source : CIA

 

 

 


Company name

 

YAMANO MUSIC CO LTD

 

 

REGD NAME

 

KK Yamano Gakki (Gakki means musical instruments)

 

 

MAIN OFFICE

 

4-5-6 Ginza Chuoku Tokyo 104-0061 JAPAN

 

Tel: 03-3562-5051          Fax: 03-3862-8686    

 

* The is its accounting/operation divisions

 

URL:                             http://www.yamano-music.co.jp/

E-Mail address:                        info@yamano-music.co.jp

 

 

ACTIVITIES  

 

Imports, wholesale, retail of musical instruments; operation of music classes

 

 

SHOPS

 

Tokyo, Chiba, Saitama, Kanagawa, Osaka, Hiroshima, Fukuoka, other (Tot 35)

 

 

Music Classes

 

Tokyo (12), Hiroshima, other (Tot 20 (--Piano/electronic organ classes)

 

 

OFFICER(S)  

 

MASAHIKO YAMANO, PRES     Susumu Ikeda, v pres                

Kikutoshi Andoh, s/mgn dir         Takashi Nonomura, dir   

Masataka Hayasaka, dir

                      

Yen Amount:     In million Yen, unless otherwise stated

 

 

SUMMARY

 

FINANCES                    FAIR                             A/SALES          Yen 21,000 M

PAYMENTS      No Complaints          CAPITAL           Yen 200 M

TREND             SLOW                          WORTH            Yen 3,814 M

STARTED                     1926                             EMPLOYES      320

 

 

COMMENT

 

IMPORTER, WHOLESALER AND RETAILER OF MUSICAL INSTRUMENTS. 

 

FINANCIAL SITUATION CONSIDERED FAIR AND GOOD FOR ORDINARY BUSINESS ENGAGEMENTS.

 

 

HIGHLIGHTS

           

The subject company was established originally in 1892 by Seitaro Yamano for selling musical instruments, on his account.  Incorporated in 1926, the firm has been succeeded by his descendants.  Masahiko is the founder’s great grandson, who took the pres office in 2003.  Imports, wholesales and retails musical instruments, CD’s, DVD’s, AV software, other accessories.  Operates a total 35 retail shops, including in-shop stores in department stores, nationwide.   Goods are also widely retailed online.  Also operates a total 20 music classes/saloons centrally in Tokyo.  The given address is its international trading & administration divisions.  The firm is essentially owned by the Yamano family.

           

 

FINANCIAL INFORMATION

 

Financials are only partially disclosed as is the case with family-based companies.

 

The sales volume for Mar/2012 fiscal term amounted to Yen 21,000 million, a 5% down from Yen 22,000 million in the previous term.  Consumer spending was sluggish.  Closed down 6 music classes during the term.  The net profit is believed (or estimated) posted at Yen 130 million, compared with Yen 150 million a year ago.  These figures are only estimated as the firm stopped disclosing net profits as from Mar/2006 fiscal term.

 

For the current term ending Mar 2013 the net profit is projected at Yen 120 million, on a similar turnover, at Yen 21,000 million.

           

The financial situation is considered FAIR and good for ORDINARY business engagements. 


REGISTRATION

 

Date Registered: Dec 1926

Regd No.:         (Tokyo-Chuoku) 059219

Legal Status:      Limited Company (Kabushiki Kaisha)

Authorized:         16 million shares

Issued:                4 million shares

Sum:                   Yen 200 million

 

Major shareholders (%): Masahiko Yamano (36), Masamitsu Yamano (17), Kimiko Yamano                                  (12), Yamano Creates (7), Mari Yamano (4)

 

No. of shareholders: 85

Nothing detrimental is known as to the commercial morality of executives.

 

 

OPERATION

 

Activities: Imports, wholesales and retails (including online shops) musical instruments and                                    accessories; operates piano & electronic organ classes (--100%).

 

Operates a total 35 retail shops and 20 music classes nationwide.

 

(Handling items): pianos, electronic organs, guitars, ukulele, digital keyboards, flute, clarinet, trumpet, horn, other including accessories, CD’s DVD’s AV software, other.

 

Clients: Consumers, retail stores, other

Wholesaling clients: Mitsukoshi Isetan Department Store, Takashimaya, Sogo Department Store, Aeon Retail Co, Seibu Department Store, Odakyu Department Store, Parco Co, other

            No. of accounts: 500 (wholesale div)

            Domestic areas of activities: Nationwide

 

Suppliers: [Mfrs, wholesalers] Gibson Musical Instruments, Fender Musical Instruments,

Yamaha Corp, Sony Music Distribution, Toshiba EMI, Pony Canyon, Avex Marketing, Victor

Entertainment, Universal Music, EMI Music Japan, other.

 

Payment record: No Complaints 

 

Location: Business area in Tokyo.  Office premises at the caption address are owned and maintained satisfactorily.

 

Bank References:

Mizuho Bank (Ginza)

MUFG (Ginza)

Relations: Satisfactory

 


FINANCES

(In Million Yen)

 

 

 

31/03/2013

31/03/2012

31/03/2011

31/03/2010

Annual Sales

 

21,000

21,000

22,000

23,000

Recur. Profit

 

 

 

 

 

Net Profit

 

120

130

150

160

Total Assets

 

 

N/A

N/A

N/A

Net Worth

 

 

3,814

3,723

3,618

Capital, Paid-Up

 

 

200

200

200

Div.P.Share(¥)

 

 

0.00

0.00

0.00

<Analytical Data>

(%)

(%)

(%)

(%)

    S.Growth Rate

0.00

-4.55

-4.35

-8.00

    Current Ratio

 

 

..

..

..

    N.Worth Ratio

 

..

..

..

    N.Profit/Sales

0.57

0.62

0.68

0.70

 

Notes: Financials are not disclosed from Mar/2009 fiscal term.  The figures are all estimated by us only.

Forecast (or estimated) figures for the 31/03/2013 fiscal term.

 

 


 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.63

UK Pound

1

Rs.88.40

Euro

1

Rs.71.86

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.