MIRA INFORM REPORT

 

 

Report Date :

21.12.2012

 

IDENTIFICATION DETAILS

 

Name :

CHEMCO CHEMICAL TRADE AND SERVICE LTD

 

 

Registered Office :

Kén u. 8 1097, Budapest

 

 

Country :

Hungary

 

 

Financials (as on) :

2011

 

 

Date of Incorporation :

17.10.2002

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Wholesale of chemical products

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Hungary

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

HUNGARY - ECONOMIC OVERVIEW

 

Hungary has made the transition from a centrally planned to a market economy, with a per capita income nearly two-thirds that of the EU-25 average. The private sector accounts for more than 80% of GDP. Foreign ownership of and investment in Hungarian firms are widespread, with cumulative foreign direct investment worth more than $70 billion. In late 2008, Hungary's impending inability to service its short-term debt - brought on by the global financial crisis - led Budapest to obtain an IMF/EU/World Bank-arranged financial assistance package worth over $25 billion. The global economic downturn, declining exports, and low domestic consumption and fixed asset accumulation, dampened by government austerity measures, resulted in an economic contraction of 6.8% in 2009. In 2010 the new government implemented a number of changes including cutting business and personal income taxes, but imposed "crisis taxes" on financial institutions, energy and telecom companies, and retailers. The IMF/EU bail-out program lapsed at the end of the year and was replaced by Post Program Monitoring and Article IV Consultations on overall economic and fiscal processes. The economy began to recover in 2010 with a big boost from exports, especially to Germany, and achieved growth of approximately 1.4% in 2011. At the end of 2011 the government turned to the IMF and the EU to obtain a new loan for foreign currency debt and bond obligations in 2012 and beyond. Whether negotiations result in a loan depend on Hungary meeting EU and IMF requirements for ensuring the independence of monetary, judicial, and data privacy institutions. The EU also launched an Excessive Deficit Procedure and requested that the government outline measures to sustainably reduce the budget deficit to under 3% of GDP. Unemployment remained high, at nearly 11% in 2011. Ongoing economic weakness in Western Europe is likely to further constrain growth in 2012.

Source : CIA

 


COMPANY REPORTED

 

CHEMKO VEGYIPARI KERESKEDELMI ÉS SZOLGÁLTATÓ KORLÁTOLT FELELŐSÉSGŰ TÁRSASÁG
International Name: CHEMCO CHEMICAL TRADE AND SERVICE LTD
Aliases: CHEMKO Kft.


Principal Address:
Kén u. 8
1097 Budapest
Hungary
Telephone: +36-30-5207776, +36-30-4006828
Fax: +36-1-4566009
Email: info@chemko.hu
Web: www.chemko.hu

 

Former company addresses
Former Principal Address:
Kalocsai u. 11
1141 Budapest
02.12.2002 - 21.11.2006
Hungary

 

ICON number: 45674510
National ID: 12920383
International VAT number: HU12920383
VAT number: 12920383-2-43

 

Registration status: 02.12.2002 - registered company
Activity status: 17.10.2002 - active company

 

Date of Last Research:

18.12.2012

 

 

CREDIT INFORMATION SUMMARY

 

Insolvency Information:

According to available information sources the company is not in a insolvency/preliminary/debt regulation proceeding.

 

 

 

 

 

 

Payment Practices:

According to our experiences payments are made regularly.

 

 

 

 

Further Rating Information:

Researched company is categorized as a small company.
Turnover volume of HUF 222.222.000 in the year 2011 decreased by 0,99% compared with 2010. In previous period this change was 43,65%.
Fixed assets increased by HUF 1.538.000 and are 3,78% of total assets.
Working capital of HUF 50.189.000 increased for 7,74% compared with the last period.
Cash flow from results of HUF 12.439.000 increased by 73,22% compared with last year result.

 

 

Debt Collection:

There is no record of any debt collection action by Coface Hungary Credit Management Services Kft. against this company exceeding a single case volume of EUR 500.
Debt to state cases are always shown (Unknown debt amount).

 

 

 

COMPANY DETAILS         

 

 

 

Established:

17.10.2002

 

 

Registration:

No. 0109710044
02.12.2002
Budapest, Hungary

 

 

Legal Form:

02.12.2002
Limited Liability Company

 

 

Capital:

Nominal capital:

 

HUF 3.000.000,00

since 02.12.2002

 

 

Shareholders:

Full Name

Function

Address

Equity capital

DR Bodnár Géza
Nationality: HU

Partner
02.12.2002 - Present

Kalocsai utca 11
1141 Budapest

HORVÁTH Péter
Nationality: HU

Partner
02.12.2002 - Present

Ady Endre ut 109
1221 Budapest
Hungary

LABÓCZKI Julianna
Nationality: HU

Partner
02.12.2002 - Present

Kánai utca 5
1112 Budapest
Hungary

 

 

Management:

Full Name

Function

Address

PINTÉR Zoltán Gábor
Nationality: HU
01.05.2012 - Present

Managing director

Akácos út 84
2133 Sződliget
Hungary

HERKE Istvánné Sz. Szabadkai Irén
Nationality: HU
01.12.2009 - Present

Auditor

Benczúr u. 22
1194 Budapest
Hungary

 

 

Former Management:

Full Name

Function

Address

DR.BODNÁR Géza
Nationality: HU
02.12.2002 - 01.05.2012 (unknown)

Former Managing director

Kalocsai u. 11
1141 Budapest
Hungary

 

 

Person functions in other companies:

Function

Company

Other known functions of  Pintér Zoltán Gábor

Managing director

VARIACHEM Vegyipari Kereskedelmi és Szolgáltató Korlátolt Felelősségű Társaság (HU)
National ID: 10922956

Partner

VARIACHEM Vegyipari Kereskedelmi és Szolgáltató Korlátolt Felelősségű Társaság (HU)
National ID: 10922956

Managing director

ProPolimer Hungária Kereskedelmi és Szolgáltató Korlátolt Felelősségű Társaság (HU)
National ID: 13350525

Partner

SÁRI SZILIKON Gyártó-,Feldolgozó-,Kereskedelmi és Szolgáltató Korlátolt Felelöségű Társaság (HU)
National ID: 12443884

Partner

VH-Ingatlanhasznosító és Üzemeltető Korlátolt Felelősségű Társaság (HU)
National ID: 22774891

 

 

 

KEY DATA ON OPERATIONS      

 

 

 

Subject of Operation:

NACE
  4675 Wholesale of chemical products


NACE codes given are based on the most recent NACE Revision 2.

The company is active in the Coface sector 'Mineral products, chemicals, petroleum, plastics, pharmaceuticals and glass '.

 

 

Key Data:

Amounts shown in Hungarian Forint (HUF) Thousand

 

2011

2010

2009

2008

Net sales revenue

222.222

224.444

156.245

145.071

Fixed assets

3.385

1.847

3.016

4.104

Owner's equity

53.566

48.299

46.712

48.821

Liabilities

36.061

47.985

39.555

17.879

Profit after taxation

11.267

5.873

2.691

7.441

Operating result - profit

15.466

8.529

2.768

8.394

 

 

 

 

 

 

Industry average

 

2011

2010

2009

2008

 

2011

2010

2009

2008

Return on assets (ROA)
Profit after tax / Total assets * 100

12,57

6,08

3,11

10,84

 

0,03

0,03

0,02

0,04

Return on equity (ROE)
Profit after tax / Equity * 100

21,03

12,16

5,76

15,24

 

0,17

0,14

0,11

0,14


Industry average values are listed for the NACE branch: 4675 - Wholesale of chemical products

 

 

Workforce:

 

2012

2011

2010

2009

Total workforce

0

1

1

2

 

 

Imports:

2011

India, Turkey, Germany, Finland, Italy

 

 

 

FINANCIAL INFORMATION 

 

Financials:

Amounts shown in Hungarian Forint (HUF) Thousand 

2011

2010

2009

2008



BALANCE SHEET


ASSETS

 

FIXED ASSETS

3.385,00

1.847,00

3.016,00

4.104,00

 

Intangible assets

0,00

10,00

23,00

35,00

 

Tangible assets

3.385,00

1.837,00

2.993,00

4.069,00

 

Financial investments

0,00

0,00

0,00

0,00

 

CURRENT ASSETS

86.250,00

94.568,00

83.372,00

64.566,00

 

Inventories

56.342,00

57.381,00

51.019,00

45.672,00

 

Receivables

24.288,00

35.814,00

29.679,00

16.224,00

 

Securities

0,00

0,00

0,00

0,00

 

Cash and cash equivalents

5.620,00

1.373,00

2.674,00

2.670,00

 

PREPAYMENTS

27,00

123,00

13,00

0,00

 

TOTAL ASSETS

89.662,00

96.538,00

86.401,00

68.670,00


EQUITY AND LIABILITIES

 

OWNER'S EQUITY

53.566,00

48.299,00

46.712,00

48.821,00

 

Subscribed capital

3.000,00

3.000,00

3.000,00

3.000,00

 

Subscribed capital unpaid

0,00

0,00

0,00

0,00

 

Capital reserve

0,00

0,00

0,00

0,00

 

Accumulated profit reserve

45.299,00

43.712,00

43.712,00

38.380,00

 

Tied-up reserve

0,00

0,00

0,00

0,00

 

Revaluation reserve

0,00

0,00

0,00

0,00

 

Profit/Loss per balance sheet

5.267,00

1.587,00

0,00

7.441,00

 

PROVISIONS

0,00

0,00

0,00

0,00

 

LIABILITIES

36.061,00

47.985,00

39.555,00

17.879,00

 

Subordinate liabilities

0,00

0,00

0,00

0,00

 

Long term liabilities

0,00

0,00

0,00

0,00

 

Short term liabilities

36.061,00

47.985,00

39.555,00

17.879,00

 

ACCRUALS

35,00

254,00

134,00

1.970,00

 

TOTAL LIABILITIES

89.662,00

96.538,00

86.401,00

68.670,00



PROFIT AND LOSS

 

Net sales revenue

222.222,00

224.444,00

156.245,00

145.071,00

 

Value of capitalised own performance

0,00

0,00

0,00

0,00

 

Other income

4.051,00

8.474,00

158,00

38,00

 

Material type expenses

197.714,00

211.263,00

142.515,00

123.911,00

 

Personnel type expenses

8.313,00

7.836,00

7.369,00

6.977,00

 

Depreciation and amortization

1.172,00

1.308,00

2.402,00

2.152,00

 

Other expenses

3.608,00

3.982,00

1.349,00

3.675,00

 

OPERATING ( TRADING ) RESULT

15.466,00

8.529,00

2.768,00

8.394,00

 

Financial income

7.102,00

2.353,00

1.772,00

2.535,00

 

Expenses on financial transactions (financial expenditures)

10.048,00

4.016,00

1.400,00

1.753,00

 

RESULT OF FINANCIAL ACTIVITIES

-2.946,00

-1.663,00

372,00

782,00

 

ORDINARY PROFIT

12.520,00

6.866,00

3.140,00

9.176,00

 

Extraordinary income

0,00

0,00

0,00

0,00

 

Extraordinary expense

0,00

0,00

0,00

0,00

 

EXTRAORDINARY PROFIT

0,00

0,00

0,00

0,00

 

PROFIT BEFORE TAX

12.520,00

6.866,00

3.140,00

9.176,00

 

Tax charge

1.253,00

993,00

449,00

1.735,00

 

PROFIT AFTER TAX

11.267,00

5.873,00

2.691,00

7.441,00


Net sales revenue (expected) in 2011: HUF 230.000 thousand

 

 

 

 

 

Approximate Exchange Rates:

2011: 311,13 HUF = 1 EUR
2010: 278,75 HUF = 1 EUR
2009: 270,84 HUF = 1 EUR
2008: 264,78 HUF = 1 EUR
2007: 253,35 HUF = 1 EUR
2011: 240,68 HUF = 1 USD
2010: 208,65 HUF = 1 USD
2009: 188,07 HUF = 1 USD
2008: 187,91 HUF = 1 USD
2007: 172,61 HUF = 1 USD

 

 

Financial data source:

2011: Financials obtained from an official source
2010: Financials obtained from an official source
2009: Financials obtained from an official source
2008: Financials obtained from an official source

 

Bankers:

UniCredit Bank Hungary Zártkörűen Működő Részvénytársaság - Account no. 10918001-00000055-07750005

UniCredit Bank Hungary Zártkörűen Működő Részvénytársaság - Account no. 10918001-00000055-07750012

 

 

Ratios:

 

 

 

 

 

Industry average

 

2011

2010

2009

2008

 

2011

2010

2009

2008

 

LIQUIDITY

 

 

 

 

 

Current ratio
Current Assets / Short-term Liabilities **Note: 2 is an acceptable result, but even 1,8 is considered excellent in bank practice

2,39

1,97

2,11

3,61

 

2,18

2,30

2,33

2,48

Quick ratio
(Current Assets - Inventory) / Short-term Liabilities *Note: 1 is an excellent result, but anything above 0,8 is considered good

0,83

0,77

0,82

1,06

 

1,51

1,65

1,65

1,79

Dynamic Liquidity
Operating result /Short term liabilities

0,43

0,18

0,07

0,47

 

 

 

 

 

 

INDEBTNESS

 

 

 

 

 

Financial standing
Equity Capital / Balance sheet sum * 100

59,74

50,03

54,06

71,10

 

0,38

0,41

0,41

0,40

Debt Ratio (%)
Total Liabilities / Total Assets x100

40,22

49,71

45,78

26,04

 

0,61

0,58

0,59

0,59

Percent shareholder equity increase
Equity Capital / Share capital * 100

1.785,53

1.609,97

1.557,07

1.627,37

 

 

 

 

 

Dynamic indebtedness
(Profit after tax+Depreciation and amortization)/Total liabilities

0,34

0,15

0,13

0,54

 

0,18

0,15

0,17

0,16

 

PROFITABILITY

 

 

 

 

 

Return on assets (ROA)
Profit after tax / Total assets * 100

12,57

6,08

3,11

10,84

 

0,03

0,03

0,02

0,04

Return on equity (ROE)
Profit after tax / Equity * 100

21,03

12,16

5,76

15,24

 

0,17

0,14

0,11

0,14

Return on Sales (ROS), %
Net result *100 / Sales

5,07

2,62

1,72

5,13

 

0

-0,01

0

-0,01

Adjusted Operating Income on Sales (%)
(Operating ( trading ) result+Depreciation and amortization)/Net sales revenue

7,49

4,38

3,31

7,27

 

 

 

 

 

 

ACTIVITY

 

 

 

 

 

Payables turnover (in days)
Short term liabilities/(Material type expenses/365)

66,57

82,90

101,31

52,67

 

44,65

41,75

43,58

40,48

Collection Period (in days)
Accounts Receivable *365 / Sales

39,89

58,24

69,33

40,82

 

38,40

36,98

38,82

37,95

Rotation rate of inventory ( in days )
Inventory / Turnover * 365

92,54

93,32

119,18

114,91

 

39,84

37,30

43,75

39,52

 

OTHERS

 

 

 

 

 

Cash liquidity index
Liquid assets / Short-term liabilities * 100

15,58

2,86

6,76

14,93

 

 

 

 

 

Percent receivables
Receivables / Short term liabilities * 100

67,35

74,64

75,03

90,74

 

 

 

 

 

Percent current assets
(Current Assets - Receivables) / Short term liabilities * 100

171,83

122,44

135,74

270,38

 

 

 

 

 

Total liabilities to Net worth
Total liabilities/Owner's equity-Intangible assets

0,67

0,99

0,85

0,37

 

 

 

 

 

Covering of fixed assets
Equity Capital / Fixed assets * 100

1.582,45

2.615,00

1.548,81

1.189,60

 

 

 

 

 

Recovery index of assets
Turnover / Total assets * 100

247,84

232,49

180,84

211,26

 

 

 

 

 

Short term liabilities turnover
Short-term liabilities / Turnover * 100

16,23

21,38

25,32

12,32

 

 

 

 

 

Working capital turnover
(
- Short-term liabilities) / equity

0,23

0,21

0,28

0,32

 

 

 

 

 


Industry average values are listed for the NACE branch: 4675 - Wholesale of chemical products

 

 

ADDITIONAL INFORMATION        

 

 

 

Contact With Company:

The company was contacted, but as of this writing no answer has been received. If company responds, an updated report will be sent to you promptly.

 

 

Additional information:

Hungarian NSB keycode: 12920383-4675-113-01

 


 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.84

UK Pound

1

Rs.89.11

Euro

1

Rs.72.46

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.