MIRA INFORM REPORT

 

 

Report Date :

21.12.2012

 

IDENTIFICATION DETAILS

 

Name :

INDO JORDAN CHEMICAL COMPANY LTD (IJC)

 

 

Registered Office :

Dabbas Complex, Building No. 15, 3rd Floor, Abdullah Ibn Rawah Street, Al Rabieh Habibeh Circle, Shadieyeh Maan Industrial Area, P O Box 17028, Amman 11195

 

 

Country :

Jordan

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

02.04.1992

 

 

Com. Reg. No.:

2750

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacture and export of phosphoric acid and sulphuric acid

 

 

No. of Employees :

380 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory  

Payment Behaviour :

No Complaints

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

                                                   

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Jordan

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Jordan - ECONOMIC OVERVIEW

 

Jordan's economy is among the smallest in the Middle East, with insufficient supplies of water, oil, and other natural resources, underlying the government''s heavy reliance on foreign assistance. Other economic challenges for the government include chronic high rates of poverty, unemployment, inflation, and a large budget deficit. Since assuming the throne in 1999, King ABDALLAH has implemented significant economic reforms, such as opening the trade regime, privatizing state-owned companies, and eliminating some fuel subsidies, which in the last decade spurred economic growth by attracting foreign investment and creating some jobs. The global economic slowdown and regional turmoil, however, have depressed Jordan''s GDP growth, impacting export-oriented sectors, construction, and tourism. In 2011 the government approved two economic relief packages and a budgetary supplement, largely to improve the living conditions for the middle and poor classes. Jordan''s finances have also been strained by a series of natural gas pipeline attacks in Egypt, causing Jordan to substitute more expensive heavy fuel oils to generate electricity. An influx of foreign aid, especially from Gulf countries, has helped to somewhat offset these extrabudgetary expenditures, but the budget deficit is likely to remain high, at nearly 10% of GDP excluding grants. Amman likely will continue to depend heavily on foreign assistance to finance the deficit in 2012. Jordan''s financial sector has been relatively isolated from the international financial crisis because of its limited exposure to overseas capital markets. Jordan is currently exploring nuclear power generation to forestall energy shortfalls.

 

Source : CIA

 


sUMMARY

 

Company Name                                    : INDO JORDAN CHEMICAL COMPANY LTD (IJC)

Country of Origin                                   : Jordan

Legal Form                                           : Limited Liability Company

Registration Date                                  : 2nd April 1992

Commercial Registration Number           : 2750

Chamber Membership Number               : 7022

Issued Capital                                       : US$ 200,000,000

Paid up Capital                                     : US$ 200,000,000

Total Workforce                                     : 380

Activities                                               : Manufacture and export of phosphoric acid and sulphuric acid

Financial Condition                                : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Anil Balan, Administration Executive

 

 

 


COMPANY NAME

 

INDO JORDAN CHEMICAL COMPANY LTD (IJC)

 

 

company ADDRESS

 

Registered & Physical Address

Building            : Dabbas Complex, Building No. 15, 3rd Floor

Street               : Abdullah Ibn Rawah Street

Area                 : Al Rabieh Habibeh Circle, Shadieyeh Maan Industrial Area

PO Box                        : 17028

Town                : Amman 11195

Country : Jordan

Telephone         : (962-6) 5512872 / 5512873 / 5537218 / 5537214

Facsimile          : (962-6) 5512871 / 5537219

Email                : ijcamman@go.com.jo / ijcshdya@go.com.jo / mdoffice@ijcltd.com

 

Premises

Subject operates from a large suite of offices that are rented and located in the Industrial Area of Amman.

 

Branch Office (s)

 

     Location                                                                                          Description

·       PO Box: 254                                                                                                Owned factory premises

Maan

     Tel: (962-3) 2132798

     Fax: (962-3) 2132820

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

·       Ibrahim Al Rawasheda                                                                       Managing Director

·       Ganesh Puar                                                                                    Finance Manager

·       Avisnash Peshwe                                                                             Plant Manager

·       Anil Balan                                                                                         Administration Executive

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 2nd April 1992

 

Legal Form                  : Limited Liability Company

 

Commercial Reg. No.   : 2750

 

Chamber Member No.  : 7022

 

National ID No.             : 2000083833

 

Issued Capital              : US$ 200,000,000

 

Paid up Capital            : US$ 200,000,000

 

Name of Shareholder (s)                                               Percentage

·       Southern Petrochemicals Industries Co                          52.2%

     India

 

·       Jordan Phosphate Mines Co                                         34.8%

     Jordan

 

·       The Arab Investment Co                                                13.0%

Saudi Arabia

 

 

OPERATIONS

 

Activities: Engaged in the manufacture and export of phosphoric acid and sulphuric acid.

 

Production Capacity:    224,000 metric tonnes per annum of phosphoric acid

                                    660,000 metric tonnes per annum of sulphuric acid

 

Import Countries: Norway, France and India

 

Export Countries: India

 

Operating Trend: Steady

 

Subject has a workforce of approximately 380 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United States Dollars (US$)

 

                                                Year Ending 31/12/10:               Year Ending 31/12/11:

 

Total Sales                                US$ 258,500,000                       US$ 261,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Standard Chartered Grindlays Bank

Shmeisani Branch

PO Box: 9997

Amman

Tel: (962-6) 4660201

Fax: (962-6) 4679115

     Acc No. 408123

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                               April 2009

Amount overdue                                    0

Payment terms                                      60 days

Payment Method                                   Letters of Credit

Paying record                                       No Complaints

Currency                                               Euros

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.84

UK Pound

1

Rs.89.11

Euro

1

Rs.72.47

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.