MIRA INFORM REPORT

 

 

Report Date :

22.12.2012

 

IDENTIFICATION DETAILS

 

Name :

C.V. LENGTAT TANGERANG LEATHER

 

 

 

 

Registered Office :

Jalan Pembangunan No. 3 RT. 01/05 Mekarsari, Batu Ceper Tangerang 15129

Banten Province

 

 

Country :

Indonesia

 

 

Date of Incorporation :

1988

 

 

Legal Form :

Partnership with Sleeping Partner

 

 

Line of Business :

Leather Tanning Manufacturing

 

 

No. of Employees :

420 Persons

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew an estimated 6.1% and 6.4% in 2010 and 2011, respectively. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a small current account surplus, a fiscal deficit below 2%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2012 faces the ongoing challenge of improving Indonesia's insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of rising oil prices.

Source : CIA


Name of Company

 

C.V. LENGTAT TANGERANG LEATHER

 

 

Address

 

Head Office & Factory

Jalan Pembangunan No. 3 RT. 01/05

Mekarsari, Batu Ceper

Tangerang 15129

Banten Province

Indonesia

Phones - (62-21) 5521859, 5521845

Mobile Phone    - 85511072

Fax                   - (62-21) 5521839, 5589536

E-mail               - lengtat@cbn.net.id

                          info@lengtat@co.id

Website            - http://www.lengtat.co.id

Land Area         - 8,000 sq. meters

Building Space  - 5,000 sq. meters

Region              - Industrial Zone

Status               - Owned

 

 

Registration data

 

Date of Incorporation :

1988’s

 

Legal Form :

C.V. (Commanditaire Vennootschap) or Partnership with Sleeping Partner

 

Company Reg. No. :

Not Required

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 01.455.540.3-402.000

 

Related Company :

None

 

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                           : Rp. 1.0 billion

 

Owners :

a. Mr. Alex Kadarwin AKA Kadarwin Liong (Active Partner)

b. Mrs. Yennywati Ng (Silent Partner)

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Leather Tanning Manufacturing

 

Production Capacity :

Finished Leather                              - 12,000,000 sq. foot per annum

 

Total Investment :

a. Owned Capital                             - Rp. 1.0 billion

b. Loan Capital                                - Rp. 3.5 billion

c. Total Investment                          - Rp. 4.5 billion

 

Started Operation :

1988

 

Brand Name :

Lengtat Tangerang Leather

 

Technical Assistance :

None

 

Number of Employee :

420 persons

 

Marketing Area :

Export    - 80%

Local       - 20%

 

Main Customer :

Buyers in Italy, UK, South Korea, China, India

 

Market Situation :

Very Competitive

 

Main Competitors :

a. C.V. CISARUA

b. P.T. ECCO TANNERY INDONESIA

c. P.T. ELCO INDONESIA SEJAHTERA

d. P.T. KULITMURNI ASIATENGGARA

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a.   P.T. Bank NEGARA INDONESIA Tbk

      Jalan Roa Malaka Selatan No. 23-25

      Jakarta Barat

      Indonesia

b.   P.T. Bank CENTRAL ASIA Tbk

      Jalan Raya Batu Ceper

      Tangerang, Banten Province

      Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2009 – Rp. 35.0 billion

2010 – Rp. 36.5 billion

2011 – Rp. 37.6 billion

2012 – Rp. 19.0 billion (January – June)

 

Net Profit (estimated) :

2009 – Rp. 3.0 billion

2010 – Rp. 3.1 billion

2011 – Rp. 3.3 billion

2012 – Rp. 1.6 billion (January – June)

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 


KEY EXECUTIVES

 

Board of Management :

Director                                          - Mr. Alex Kadarwin AKA Kadarwing Liong

Manager                                         - Mr. Bino Liong

 

Board of Commissioners :

Commissioner                                 - Mrs. Yennywati Ng

 

Signatories :

Director (Mr. Alex Kadarwin AKA Kadarwin Liong) is only the authorized person to sing the loan on behalf of the company.

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

C.V. LENGTAT TANGERANG LEATHER (C.V. LTL) was established in Tangerang, Banten Province in 1988’s with the legal status of C.V. (Commanditaire Vennootschap) or Partnership with Sleeping Partner. The founding and owners of the company are Mr. Alex Kadarwin AKA Kadarwin Liong as active partner and his wife Mrs. Yennywati Ng as silent partner. As in common in cases of companies with C.V. status, there is no mention in the company’s notarial act of its capital structure. But going by the company’s conditions, we estimate its capital at some Rp. 1.0 billion.

 

C.V. LTL has been operating since 1989 dealing with leather tanning manufacturing by manages a plant located at Jalan Pembangunan No. 3, Mekarsari, Batu Ceper, Tangerang, Banten Province standing on a land of 8,000 sq. meters. Raw materials like wet salted sheep skin and salted goat skin using from locals from West Java and others. Meanwhile some of the raw materials like picklead goat skin, picklead sheep skin import from Ethiopia and others. The plant produces of finished leather of 12.0 million sq. foot per annum. The kinds of production are golf glove leather, batting glove leather and shoe leather. The construction of the plant has absorbed an investment of Rp. 4.5 billion come from owned capital of Rp. 1.0 billion and the balance from loans. Mr. Alex Kadarwin AKA Kadarwin Liong, Director of the company explained, some 80% of the products is exported to Italy, United Kingdom, South Korea, India, China and other countries. Meanwhile the rest 20% marketed locally to various industries such as shoe industries, furniture industries, bag industries and others. In the period between 1970 and 1995, the leather tannery industry underwent a rapid shift to technologies that convert raw hide and wet blue into finished leather, which in turn is used in leather products such as shoes, bags, gloves, garments etc. Economic benefits accrue to downstream actors as value added from hide and skin processing is high.

 

This has been proven by constant annual growth in exports of leather and leather products. In the wake of the 1997/1998 economic crisis, the tannery industry experienced a difficult period as seen in decreased production and manpower. Many tannery companies were even forced to close. The tannery industry has suffered further because post-crisis government policy failed to support the sector and in such a situation companies preferred to export wet blue leather. To guarantee domestic supply the government needs to encourage the leather tannery industry to improve quality in line with standards set by domestic consumers and increase production capacity and volume. It also needs to draw up a primary and secondary industry development strategy through synergy and the cluster approach and review various regulations on leather importation which have been hindering the secondary sector industry. We observe the operation of C.V. LTL has been growing and developing well in the last five years.

 

In overall we find the demand for leather sheets had been fluctuating within the last five years in line with the growth of local and international market demand. It is estimated that it will remains fluctuated within the coming two-three years. Leather production is a complex task, encompassing 23 distinct steps, starting with the flaying of raw hides or skins and finishing with embossing, which presses a chosen grain into the surface of the finished hide. During the past five years, domestic production of finished leather has significantly varied. For example, from 2004 to 2006, leather production for footwear increased 49% from 45 million square feet in 2002 to 67 million in 2004. However, in the past two years, production levels have decreased by 15%, from 67 million in 2004 to 57 million square feet in 2006. The level of domestic leather produced has not been enough to satisfy consumption. In 2006, domestic finished leather for footwear consumption was estimated to be 69 million square feet, while domestic leather production was only 57 million square feet. Of the 57 million square feet produced, 12 million was exported to foreign-owned footwear manufacturers, creating a deficit of 24 million square feet. This deficit was addressed through the import of finished leather, primarily from firms in India, Italy, Bangladesh and China.

 

C.V. LTL has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. We observed that total sales turnover of the company in 2009 amounted to Rp. 35.0 billion rose to Rp. 36.5 billion in 2010 increased to Rp. 37.6 billion in 2011. As from January to June 2012 the sales has reached at least Rp. 19.0 billion with a net profit of Rp. 1.6 billion and the sales revenue it’s projected to go on rising by at least 5% in 2013. The company has an estimated total networth of at least Rp. 8.6 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The payment habit of the company has been running smoothly ranging from 1 to 3 months.

 

The management of C.V. LTL is headed by Mr. Alex Kadarwin AKA Kadarwin Liong (52) a businessman and professional manager with experience in leather tanning manufacturing. The management is handled by experienced staff in this business, having maintained a wide business relation with private businessmen at home and abroad as well as with government sectors. So far, we did not hear that the company’s management involved in business malpractice or detrimental cases that settled in the country. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. We are convinced C.V. LENGTAT TANGERANG LEATHER is sufficiently fairly good for business transaction.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.08

UK Pound

1

Rs.89.53

Euro

1

Rs.72.77

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.