MIRA INFORM REPORT

 

 

 

 

Report Date :

24.12.2012

 

IDENTIFICATION DETAILS

 

Name :

PINUKIM FOOD INDUSTRIES (1998) LTD.

 

 

Registered Office :

P.O. Box 157 Ramat Gavriel Industrial Park Migdal Haemek 2310101

 

 

Country :

Israel

 

 

Date of Incorporation :

05.02.1998

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacturers and marketers of sweets

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

israel - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. It depends on imports of crude oil, grains, raw materials, and military equipment. Cut diamonds, high-technology equipment, and agricultural products (fruits and vegetables) are the leading exports. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals - following years of prudent fiscal policy and a resilient banking sector. The economy has recovered better than most advanced, comparably sized economies. In 2010, Israel formally acceded to the OECD. Natural gasfields discovered off Israel's coast during the past two years have brightened Israel's energy security outlook. The Leviathan field was one of the world's largest offshore natural gas finds this past decade. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands.

 

Source : CIA

 

 

 


INTERMEDIATE REPORT

 

Company name and address

 

PINUKIM FOOD INDUSTRIES (1998) LTD.

Telephone         972 4 604 24 44

Fax                   972 4 604 27 77

P.O. Box 157

Ramat Gavriel Industrial Park

MIGDAL HAEMEK         2310101            ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A private limited company incorporated as per file No. 51-259704-8 on the 05.02.1998.

 

Originally registered under the name GLOBE PRECISION INDUSTRIES LTD., which changed to the present name on the 19.06.2005.

 

Learning from the company's former name, we assume that subject dealt in a whole different area than today, and switch to the present line of activity in 2005. Since so far we could not speak with subject's officials, we cannot confirm this point.

 

Furthermore, based on our, a private limited company called ROSEBEN INDUSTRIES 94 LTD. used to operate from the same premises as subject (same telephone numbers). This company was incorporated in 1994 (continuing activities of a former company ROSEBEN LTD. incorporated in 1972) but both are currently dissolved. ROSEBEN, operated as manufacturers and marketers of marshmallow sweets, was owned by M.R.C HOLDINGD S.A (see below, also part of subject's Group), and managed by Benny Tennenbaum and Yaakov Chai, both directors in subject. It is likely that subject continues ROSEBEN's activities.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 34,000.00, divided into -

            34,000 ordinary shares of NIS 1.00 each,

of which 20,100 shares amounting to NIS 20,100.00 were issued.

 

 

SHAREHOLDERS

 

Subject is fully owned by PALM INTERNATIONAL HOLDINGS S.A, owned by GLOBE INTERNATIONAL HOLDINGS S.A (both foreign companies registered in Panama), controlled (87%, via M.R.C HOLDINGD S.A) by Yaakov and Mrs. Margaret Chai.

 

 

 

DIRECTORS

 

Binyamin (Benny) Tennenbaum, General Manager,

Arie Lev Carasso,

Yaakov Chai.

 

 

BUSINESS

 

Manufacturers and marketers of sweets, specializing in 3 main product categories:

Chocolate specialties, such as pralines and chocolate wafer balls.

Ice pops & drinks encased in toy shaped flexible packaging.

Marshmallow products & Toffee candies

Also provide O.E.M labeling, packing and product design.

 

Operating from premises, in Ramat Gavriel Industrial Park, Migdal Ha'emek.

According to our records dated some 10 years ago, the property where subject is operating from is owned by shareholders and lie on an area of 1,000 sq. meters.

 

Number of employees not forthcoming.

 

 

MEANS

 

Financial data not forthcoming.

 

There are 5 charges for unlimited amounts, as well as 2 charges for total sum of NIS 14,000,000.00 registered on the company's assets (various assets, including financial, real estate), in favor of Bank Leumi Le’Israel Ltd. Charges were placed between the years 2005 to November 2011, the latest charge placed.

 

 

REVENUES

 

Sales figures not forthcoming.

 

 

OTHER COMPANIES

 

GLOBE EXPLORATION (Y.C.D.), LIMITED PARTNERSHIP, and its general partner, GLOBE OIL EXPLORATION LTD., jointly referred to as GOE, incorporated in 2009, engaged in exploring for on-shore oil and gas in Israel. It is publicly traded on the Tel Aviv Stock Exchange (current market value US$ 6.8 million), and Yaakov and (spouse) Mrs. Margaret Chai hold 16.6% (via C.P.H. INVESTMENTS LTD.). Arie Lev Carasso serves as the Chairman.

TELEBILL (ISRAEL) LTD.

PRO-LINE ENGINEERING SERVICES LTD.

 

 

BANKERS

 

According to our records, working with:

Bank Leumi Le'Israel Ltd., branch data unavailable.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned on subject or its owner.

 

Subject's General Manager, Mr. Benny Tennenbaum, the only person authorized to disclose details on the company, is presently abroad and due back in about a week's time. The secretary we spoke to did not wish to tell anything, including subject's line of operation. We shall call Mr. Tennenbaum upon his return and update you accordingly.

 

GLOBE Group includes several companies/investments around the world, controlled by Yaakov Chai and managed by Arie Lev Carasso. GLOBE EXPLORATION, which explores oil in Israel, has experienced failure earlier this year, when its main drillings ceased due to technical problems, without results, leaving it short of cash (it raised this month further NIS 5.5 million).

 

The local market for food & beverages grew by 11.4% from 2008 to 2011, summing up to NIS 35.15 billion, around 4.5% increase (in money terms) in 2011 from 2010.

 

According to Central Bureau of Statistics (CBS) data, investments in machinery & equipment from import for the food industry in 2011 summed up to NIS 929.5 million, 47.7% rise from 2010 (after 15.4% increase in 2010), while investments in machinery & equipment from import for the beverage & tobacco industries rose by 2% to NIS 379.7 million (rose 9.7% in 2010).

 

The Central Bureau of Statistics data shows that import of raw food products to Israel in 2011 summed up to US$ 2,062.6 million, 23% increase from 2010 (a similar growth trend to 2010 from 2009, a year which witnessed a 20% decrease from 2008). Over 50% of import is from the EU.

 

According to the CBS, the total household expenditure for private consumption in 2011 on food, beverage and tobacco rose 3.7% from 2010, after 4% rise in 2010 from 2009, reflecting an improvement trend in the loacl market after the general slow-down in economy in 2009.

 

 

SUMMARY

 

Considering the lack of data from subject's officials, dealings are recommended on secured basis.

 

Note: Since the beginning of 2012 Israel Post started using a new area code method of 7 digits (the old method of 5 digits will still be valid till end of 2012).

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.08

UK Pound

1

Rs.89.53

Euro

1

Rs.72.77

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.