MIRA INFORM REPORT

 

 

Report Date :

28.12.2012

 

IDENTIFICATION DETAILS

 

Name :

AZZURRA NAPOLI TESSIL S.R.L.

 

 

 

 

Registered Office :

 

Via Livorno, 47

00100 – Roma (RM)

 

 

Country :

Italy

 

 

Financials (as on) :

31.12.2010

 

 

Date of Incorporation :

01.05.2011

 

 

Legal Form :

Sole-Member Limited Liability Company

 

 

Line of Business :

Wholesale of other textile goods

 

 

No. of Employees :

From 1 to 5

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

Payment Behaviour :

Slow

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Italy

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

ITALY - ECONOMIC OVERVIEW

 

Italy has a diversified industrial economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, welfare-dependent, agricultural south, with high unemployment. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors. Italy is the third-largest economy in the euro-zone, but exceptionally high public debt burdens and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, reaching 120% of GDP in 2011, and borrowing costs on sovereign government debt have risen to record levels. During the second half of 2011 the government passed a series of three austerity packages to balance its budget by 2013 and decrease its public debt burden. These measures included a hike in the value-added tax, pension reforms, and cuts to public administration. The government also faces pressure from investors and European partners to address Italy's long-standing structural impediments to growth, such as an inflexible labor market and widespread tax evasion. The international financial crisis worsened conditions in Italy's labor market, with unemployment rising from 6.2% in 2007 to 8.4% in 2011, but in the longer-term Italy's low fertility rate and quota-driven immigration policies will increasingly strain its economy. The euro-zone crisis along with Italian austerity measures have reduced exports and domestic demand, slowing Italy's recovery. Italy's GDP is still 5% below its 2007 pre-crisis level.

Source : CIA

Company name and address

 

Azzurra Napoli Tessil S.r.l.

 

Via Livorno, 47

00100 – Roma (RM) -IT-

 

 

Summary

 

Fiscal Code

:

06679131216

Legal Form

:

Sole-Member Limited Liability Company

start of Activities

:

01/05/2011

Equity

:

25.000

Turnover Range

:

150.000/200.000

Number of Employees

:

from 1 to 5

 

 

Activity

 

Wholesale of other textile goods

 

Legal Data

 

Legal Form : Sole-Member Limited Liability Company

Fiscal Code : 06679131216

 

Chamber of Commerce no. : 831564 of since 28/06/2010

 

Chamber of Commerce no. : 1351669 of since 07/11/2012

 

V.A.T. Code : 06679131216

 

Establishment date

: 21/06/2010

Start of Activities

: 01/05/2011

Legal duration

: 31/12/2050

Nominal Capital

: 10.000

 

Subscribed Capital

: 10.000

 

Paid up Capital

: 10.000

 

 

Members

 

 

Donnarumma

Salvatore

 

 

 

Born in Napoli

(NA)

on 04/11/1980

- Fiscal Code : DNNSVT80S04F839T

 

 

 

Residence:

 

Francesco Antonio Giordano

, 93

- 80027

Frattamaggiore

(NA)

- IT -

 

Position

Since

Shares Amount

% Ownership

Sole partner

 

 

 

 

 

No Prejudicial events are reported

 

 

No Protests registered

 

 

Rubbiani

Giorgio

 

 

 

Born in Modena

(MO)

on 14/12/1948

- Fiscal Code : RBBGRG48T14F257Y

 

 

 

Residence:

 

Della Pace

, 39

- 41100

Modena

(MO)

- IT -

 

Position

Since

Shares Amount

% Ownership

Sole Director

24/10/2012

 

 

 

 

Prejudicial events registered

 

 

The following Protests are registered:

 

 

 

RBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA FIORI LOC. CASINALBO 7

- FORMIGINE

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested cheque

12/02/2009

10.300

19.943.581

Stolen cheque

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA FIORI LOC. CASINALBO 7

- FORMIGINE

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested cheque

14/04/2009

2.700

5.227.929

Lack of funds

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA FIORI LOC. CASINALBO 7

- FORMIGINE

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested cheque

05/05/2009

3.600

6.970.572

Lack of funds

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA FIORI LOC. CASINALBO 7

- FORMIGINE

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested cheque

15/05/2009

3.000

5.808.810

Lack of funds

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA FIORI LOC. CASINALBO 7

- FORMIGINE

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested cheque

02/04/2009

3.600

6.970.572

Lack of funds

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA FIORI LOC. CASINALBO 7

- FORMIGINE

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested cheque

27/04/2009

2.500

4.840.675

Lack of funds

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA FIORI LOC. CASINALBO 7

- FORMIGINE

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested cheque

27/04/2009

3.500

6.776.945

Lack of funds

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA FIORI 7

- FORMIGINE

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested bill

04/08/2009

500

968.135

 

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA FIORI 7

- FORMIGINE

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested bill

02/09/2009

500

968.135

 

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA DELLA PACE 39

- MODENA

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested bill

17/09/2009

2.000

3.872.540

 

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA DELLA PACE 39

- MODENA

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested bill

19/10/2009

2.000

3.872.540

 

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA DELLA PACE 39

- MODENA

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested bill

18/11/2009

2.000

3.872.540

 

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA DELLA PACE 39

- MODENA

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested bill

17/12/2009

2.000

3.872.540

 

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA DELLA PACE 39

- MODENA

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested bill

19/01/2010

2.000

3.872.540

 

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA DELLA PACE 39

- MODENA

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested bill

17/03/2010

2.000

3.872.540

 

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA DELLA PACE 39

- MODENA

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested bill

23/03/2011

500

968.135

 

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA DELLA PACE 39

- MODENA

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested bill

22/04/2011

500

968.135

 

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA DELLA PACE 39

- MODENA

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested bill

24/05/2011

500

968.135

 

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA DELLA PACE 39

- MODENA

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested bill

22/06/2011

500

968.135

 

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA DELLA PACE 39

- MODENA

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested bill

22/07/2011

500

968.135

 

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA DELLA PACE 39

- MODENA

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested bill

22/09/2011

500

968.135

 

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA DELLA PACE 39

- MODENA

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested bill

24/10/2011

500

968.135

 

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA DELLA PACE 39

- MODENA

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested bill

23/11/2011

500

968.135

 

 

 

 

RUBBIANI GIORGIO (RBBGRG48T14F257Y)

VIA DELLA PACE 39

- MODENA

 

Type

Protest Date

Amount (in Euro)

Amount (in Lire)

Motivo

Protested bill

24/01/2012

500

968.135

 

 


Companies connected to members *

 

*checkings have been performed on a national scale.

In this module the companies in which members hold/held positions are listed.

 

The Members of the subject firm are not reported to be Members in other companies.

 

Capital Shareholders

 

Shareholders' list as at date of data collection:

 

Firm's Style / Name

Seat / Residence

Fiscal Code

Owned Shares

% Ownership

Donnarumma Salvatore

Frattamaggiore - IT -

DNNSVT80S04F839T

 

100,00

 

Direct Participations

 

The Company under review has no participations in other Companies.

 


Firm's location and structure

 

In order to carry out its activities the firm uses the following locations:

 

-

Legal and operative seat

 

since 07/11/2012

 

 

 

 

 

 

Livorno

, 47

- 00100

- Roma

(RM)

- IT -

 

-

Legal and operative seat

 

until 07/11/2012

 

 

 

 

 

 

Manzoni

, 113

- 80040

- Poggiomarino

(NA)

- IT -

 

-

Office not registered

 

 

 

 

 

 

 

Dante Alighieri

, 58

- 80100

- Napoli - Secondigliano

(NA)

- IT -

 

Stocks for a value of 1.200.000

Eur

 

 

Historical Information and/or Firm's Status

 

EX-MEMBERS / EX-POSITIONS:

 

 

Donnarumma

Salvatore

 

 

 

Born in Napoli

(NA)

on 04/11/1980

- Fiscal Code : DNNSVT80S04F839T

 

 

 

Residence:

 

Francesco Antonio Giordano

, 93

- 80027

Frattamaggiore

(NA)

- IT -

 

Ex-Postions

Sole Director

 

Protests

 

Protests checking on the subject firm has given a negative result.

 

Data Base Prejudicial Events Search

 

Search performed on a National Scale

 

 

 

Prejudicial Events Search Result: NEGATIVE

 

Search performed on a specialized data base.

 

Legal Procedures

 

None reported, standing to the latest received edition of the Official Publications.

 

Financial Data

 

 

 

Complete balance-sheet for the year

31/12/2010

(in Eur

x 1)

 

Item Type

Value

Sales

170.994

Profit (Loss) for the period

10.156



Balance Sheets

 

From our constant monitoring of the relevant Public Administration offices, no more recent balance sheets result to have been filed.

 

- Balance Sheet as at 31/12/2010 - 12 Mesi - Currency: - Amounts x 1

 

Years

2010

BALANCE SHEET ACCOUNTS

 

ASSETS

 

CREDITS VS PARTNERS

 

. Deposits not yet withdrawn

 

. Deposits already withdrawn

 

Total credits vs partners

 

FIXED ASSETS

 

. INTANGIBLE FIXED ASSETS

 

. . Start-up and expansion expenses

 

. . Research,develop. and advert.expens.

 

. . Industrial patent rights

 

. . Concessions,licenses,trademarks,etc.

 

. . Goodwill

 

. . Assets in formation and advance paymen.

 

. . Other intangible fixed assets

 

. Total Intangible Fixed Assets

1.440

. TANGIBLE FIXED ASSETS

 

. . Real estate

 

. . Plant and machinery

 

. . Industrial and commercial equipment

 

. . Other assets

 

. . Assets under construction and advances

 

. Total Tangible fixed assets

 

. FINANCIAL FIXED ASSETS

 

. . Equity investments

 

. . . Equity invest. in subsidiary companies

 

. . . Equity invest. in associated companies

 

. . . Equity invest. in holding companies

 

. . . Equity invest. in other companies

 

. . Financial receivables

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . . Receivab due from subsidiaries

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . . Receivables due from assoc.comp.

 

. . . . . Within 12 months

 

. . . . . Beyond 12 months

 

. . . Receivables due from holding comp.

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . . Receivables due from third parties

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . Other securities

 

. . Own shares

 

. . . Total nominal value

 

. Total financial fixed assets

 

Total fixed assets

1.440

CURRENT ASSETS

 

. INVENTORIES

 

. . Raw materials and other consumables

 

. . Work in progress and semimanufactured

 

. . Work in progress on order

 

. . Finished goods

 

. . Advance payments

 

. Total Inventories

1.195.033

. CREDITS NOT HELD AS FIXED ASSETS

 

. . Within 12 months

331.917

. . Beyond 12 months

 

. . Trade receivables

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . Receivables due from subsid. comp.

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . Receivables due from assoc. comp.

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . Receivables due from holding comp.

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . Fiscal Receivables

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . Receivables for anticipated taxes

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . Receivables due from third parties

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. Total Credits not held as fixed assets

331.917

. FINANCIAL ASSETS

 

. . Equity invest. in subsidiary comp.

 

. . Equity invest. in associated companies

 

. . Equity invest. in holding companies

 

. . Other equity investments

 

. . Own shares

 

. . . Total nominale value

 

. . Other securities

 

. Total Financial Assets

 

. LIQUID FUNDS

 

. . Bank and post office deposits

 

. . Checks

 

. . Banknotes and coins

 

. Total Liquid funds

9.460

Total current assets

1.536.410

ADJUSTMENT ACCOUNTS

 

. Discount on loans

 

. Other adjustment accounts

 

Total adjustments accounts

 

TOTAL ASSETS

1.537.850

 

 

LIABILITIES

 

STOCKHOLDERS' EQUITY

 

. Capital stock

10.000

. Additional paid-in capital

 

. Revaluation reserves

 

. Legal reserve

 

. Reserve for Own shares

 

. Statute reserves

 

. Other reserves

 

. Accumulated Profits (Losses)

 

. Profit( loss) of the year

10.156

. Advances on dividends

 

. Partial loss of the year Coverage

 

Total Stockholders'Equity

20.156

RESERVES FOR RISKS AND CHARGES

 

. . Reserve for employee termination indem.

 

. . Taxation fund, also differed

 

. . Other funds

 

Total Reserves for Risks and Charges

 

Employee termination indemnities

 

ACCOUNTS PAYABLE

 

. . . . Within 12 months

1.517.694

. . . . Beyond 12 months

 

. . Bonds

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . Convertible bonds repayable

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . Due to shareholders for financing

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . Due to banks

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . Due to other providers of finance

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . Advances from customers

1.507.865

. . . . Within 12 months

1.507.865

. . . . Beyond 12 months

 

. . Trade payables

4.958

. . . . Within 12 months

4.958

. . . . Beyond 12 months

 

. . Securities issued

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . Due to subsidiary companies

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . Due to associated companies

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . Due to holding companies

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . Due to the tax authorities

4.871

. . . . Within 12 months

4.871

. . . . Beyond 12 months

 

. . Due to social security and welfare inst.

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

. . Other payables

 

. . . . Within 12 months

 

. . . . Beyond 12 months

 

Total accounts payable

1.517.694

ADJUSTMENT ACCOUNTS

 

. Agio on loans

 

. Other adjustment accounts

 

Total adjustment accounts

 

TOTAL LIABILITIES

1.537.850

 

 

 

 

MEMORANDUM ACCOUNTS

 

Third party goods

 

Investment accounts

 

Risk accounts

 

Civil and fiscal norms relation

 

 

 

 

 

PROFIT AND LOSS ACCOUNTS

 

VALUE OF PRODUCTION

 

. Revenues from sales and services

170.994

. Changes in work in progress

825.352

. Changes in semi-manufact. products

 

. Capitalization of internal work

 

. Other income and revenues

200

. . Contributions for operating expenses

 

. . Different income and revenues

200

Total value of production

996.546

PRODUCTION COSTS

 

. Raw material,other materials and consum.

956.557

. Services received

23.994

. Leases and rentals

 

. Payroll and related costs

 

. . Wages and salaries

 

. . Social security contributions

 

. . Employee termination indemnities

 

. . Pension and similar

 

. . Other costs

 

. Amortization and depreciation

360

. . Amortization of intangible fixed assets

360

. . Amortization of tangible fixed assets

 

. . Depreciation of tangible fixed assets

 

. . Writedown of current receiv.and of liquid

 

. Changes in raw materials

 

. Provisions to risk reserves

 

. Other provisions

 

. Other operating costs

614

Total production costs

981.525

Diff. between value and cost of product.

15.021

FINANCIAL INCOME AND EXPENSE

 

. Income from equity investments

 

. . In subsidiary companies

 

. . In associated companies

 

. . In other companies

 

. Other financial income

32

. . Financ.income from receivables

 

. . . Towards subsidiary companies

 

. . . Towards associated companies

 

. . . Towards holding companies

 

. . . Towards other companies

 

. . Financ.income from secur. t.f.assets

 

. . Financ.income from secur. cur.assets

 

. . Financ.income other than the above

 

. . . - Subsidiary companies

 

. . . - Associated companies

 

. . . - Holding companies

 

. . . - Other companies

 

. Interest and other financial expense

-27

. . Towards subsidiary companies

 

. . Towards associated companies

 

. . Towards holding companies

 

. . Towards other companies

 

Total financial income and expense

5

ADJUSTMENTS TO FINANCIAL ASSETS

 

. Revaluations

 

. . Of equity investments

 

. . Of financ.fixed assets not repres.E.I.

 

. . Of securities incl.among current assets

 

. Devaluation

 

. . Of equity investments

 

. . Of financial fixed assets (no equity inv)

 

. . Of securities included among current ass

 

Total adjustments to financial assets

 

EXTRAORDINARY INCOME AND EXPENSE

 

. Extraordinary income

1

. . Gains on disposals

 

. . Other extraordinary income

1

. Extraordinary expense

 

. . Losses on disposals

 

. . Taxes relating to prior years

 

. . Other extraordinary expense

 

Total extraordinary income and expense

1

Results before income taxes

15.027

. Taxes on current income

4.871

. . current taxes

4.871

. . differed taxes(anticip.)

 

. Net income for the period

10.156

. Adjustments in tax regulations pursuance

 

. Provisions in tax regulations pursuance

 

. Profit (loss) of the year

10.156

 

RATIOS

Value Type

as at 31/12/2010

Sector Average

COMPOSITION ON INVESTMENT

 

 

 

Rigidity Ratio

Units

0,00

0,09

Elasticity Ratio

Units

1,00

0,89

Availability of stock

Units

0,78

0,26

Total Liquidity Ratio

Units

0,22

0,54

Quick Ratio

Units

0,01

0,03

COMPOSITION ON SOURCE

 

 

 

Net Short-term indebtedness

Units

74,83

3,95

Self Financing Ratio

Units

0,01

0,17

Capital protection Ratio

Units

0,00

0,62

Liabilities consolidation quotient

Units

n.c.

0,10

Financing

Units

75,30

4,85

Permanent Indebtedness Ratio

Units

0,01

0,29

M/L term Debts Ratio

Units

n.c.

0,07

Net Financial Indebtedness Ratio

Units

0,00

1,04

CORRELATION

 

 

 

Fixed assets ratio

Units

14,00

2,37

Current ratio

Units

1,01

1,18

Acid Test Ratio-Liquidity Ratio

Units

0,22

0,80

Structure's primary quotient

Units

14,00

1,48

Treasury's primary quotient

Units

0,01

0,04

Rate of indebtedness ( Leverage )

%

7629,74

602,26

Current Capital ( net )

Value

18.716

191.984

RETURN

 

 

 

Return on Sales (R.O.S.)

%

6,15

2,03

Return on Equity - Net- ( R.O.E. )

%

50,39

6,31

Return on Equity - Gross - ( R.O.E. )

%

74,55

17,00

Return on Investment ( R.O.I. )

%

0,98

4,18

Return/ Sales

%

8,78

3,46

Extra Management revenues/charges incid.

%

67,61

27,96

Cash Flow

Value

10.516

44.823

Operating Profit

Value

15.021

74.603

Gross Operating Margin

Value

15.381

111.383

MANAGEMENT

 

 

 

Credits to clients average term

Days

n.c.

113,70

Debts to suppliers average term

Days

1,82

118,14

Average stock waiting period

Days

2515,95

72,90

Rate of capital employed return ( Turnover )

Units

0,11

1,25

Rate of stock return

Units

0,14

4,88

Labour cost incidence

%

n.c.

8,14

Net financial revenues/charges incidence

%

0,00

-1,38

Labour cost on purchasing expenses

%

n.c.

8,25

Short-term financing charges

%

0,00

2,76

Capital on hand

%

899,36

79,85

Sales pro employee

Value

 

397.742

Labour cost pro employee

Value

 

33.267

 

 

 

SOURCES

 

Our Company collects data from public registers, lists, archives or contained in Acts and/or documents (held by the National Chamber of Commerce or Immovables Territorial Agency), users, reporters or however generally accessible (for example, from categorical lists, statistical institutes, press reports and from public inspection internet sites).

 

 

FOREIGN EXCHANGE RATES

 

Currency
Unit

Indian Rupees

US Dollar

1

Rs.54.84

UK Pound

1

Rs.88.55

Euro

1

Rs.72.63

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.