MIRA INFORM REPORT

 

 

Report Date :

28.12.2012

 

IDENTIFICATION DETAILS

 

Name :

BLUE ATLANTIC TRADING (PTY)LTD

 

 

Registered Office :

4 Vivra Road, Philippi, Cape Town

 

 

Country :

South Africa

 

 

Date of Incorporation :

13.03.1995

 

 

Com. Reg. No.:

M1995/002218/07

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Wholesale and retail markets

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No complaints

Litigation :

Clears

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

South Africa - ECONOMIC OVERVIEW

 

south Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors; a stock exchange that is the 18th largest in the world; and modern infrastructure supporting a relatively efficient distribution of goods to major urban centers throughout the region. Growth was robust from 2004 to 2007 as South Africa reaped the benefits of macroeconomic stability and a global commodities boom but began to slow in the second half of 2007 due to an electricity crisis and the subsequent global financial crisis' impact on commodity prices and demand. GDP fell nearly 2% in 2009 but recovered in 2010-11. Unemployment remains high and outdated infrastructure has constrained growth. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Daunting economic problems remain from the apartheid era - especially poverty, lack of economic empowerment among the disadvantaged groups, and a shortage of public transportation. South Africa''s economic policy is fiscally conservative focusing on controlling inflation and attaining a budget surplus. The current government largely follows these prudent policies but must contend with the impact of the global crisis and is facing growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 

 


Company name

 

Subject Name

BLUE ATLANTIC TRADING (PTY)LTD

Country

SOUTH AFRICA

Enquiry Terms

D/A

Account Review

Every 6 Months

Subject Contact person

TERENCE COTTLE - DIRECTOR

 

 

Assessment

 

 

 

 

 

 

 

 

On investigation we made contact with the subject and we were referred to the Director MR. TERENCE COTTLE.

MR. COTTLE requested that we send him a questionnaire.

MR. COTTLE requested more time to complete the questionnaire.

We still await further information on the subject.

Please see available information on the subject below.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Company Information

 

Registered Name

BLUE ATLANTIC TRADING (PTY)LTD

Trading as/ Division Name

BLUE ATLANTIC TRADING

Previous Name

None

Date of Name Change

None

Registration Number

M1995/002218/07

Registration Date

1995/03/13

Date Commenced Trading

2001/04/02

Age of Business

17 Years 4 Months

History of Business

Blue Atlantic Trading started trading on 02 April 2001 as a joint venture between Blue Continent Product (Pty) Ltd and Snoek Wholesalers (Pty) Ltd, two long established companies in the fishing industry, in order to better serve the domestic market. Due to the success of Blue Atlantic, a decision was made to transform this joint venture into a company as of October 2005, with each parent company, namely Oceana and Snoek Wholesalers, holding 50% equity.

History of Principals

There are 6 active directors within the company.

Shareholders and  % holding

Unavailable

Authorised Share Capital

Unavailable

Issued Share Capital

Unavailable

Status

In Business

Operations Assessment

Blue Atlantic Trading (BAT) specialises in the sourcing of a wide range of products and the production and distribution of value-added seafood’s to local wholesale and retail markets. Many of the retail lines are offered in the Ocean Catch brand and they also have exclusivity for other well-known brands such as Mikado and Marfrio.

Products include Cephalopods, Crustacea, Molluscs and a wide variety of Fin Fish including Herring, Mackerel, Salmon and Soles.

Industry/ Customers

local wholesale and retail markets

Export

Yes

Major Industry Code / SICC

13100

Definition of Code

OCEAN AND COASTAL FISHING

Head Office Physical Address

 

4 Vivra Road

PHILIPPI

CAPE TOWN

Head Office Postal Address

 

PO Box 42891

OTTERY

7808

Current Tel Number

021 6901400

Cell number

None

Current Fax Number

021 6901410

Current Email Address

info@blueatlantic.co.za

Web Site Address

www.blueatlantic.co.za

 

Auditors Information

 

Company Registered Name

DELOITE AND TOUCHE

Trading Name

DELOITE AND TOUCHE

Registration Number

Unavailable

Physical Address

1ST Floor The Square

Cape quarter ext

27 Somerset Road

GREENPOINT

Postal Address

PO Box 578

CAPE TOWN

8000

Contact Person

MARK HOLMES

Contact Number

021 4275300

Email

Unavailable

Principals

250 Partners Countrywide

Judgements Against Subject

Unavailable

Judgements Against Principals

Unavailable

Subject Verified as Client

Yes

SAICA number

904899E

VAT Number

Unavailable

Tax Number

Unavailable

BEE Status

Level 2

Financial Year End

May

Years With Auditors

1

Website

www.deloitte.com

 

Previous Auditors

Company Name

Phone Number

Time with previous auditors

JOSMAN AND SIDEL

Unavailable

16 Years

 

 

Tax Information

 

Vat Number

4770213777

Status

Active

Vat Liable Date

2004-09-20

Tax Number

9740988036

Tax Clearance Expire Date

Unavailable

Financial Year End

September

 

 

Black Economic Empowerment

 

Status

Unavailable

Score

 

Expire Date

 

BEE Certificate Available

 

 

 

ISO Status

 

Type of ISO Grade

Unavailable

ISO Certificate

 

ISO Certificate Available

 

Certified by an Accredited Agent

 

 

Workman’s compensation

 

Registered

Unavailable

Compliance Certified

Unavailable

 

 

Company Structure

Subsidiaries

 

Subsidiary Company

Unavailable

Shareholding

 

Registration Number

 

Import / Export

 

 

Number of Employees

Unavailable

  1. Salaried employees

 

  1. Waged employees

 

  1. Permanent employees

 

  1. Casual employees

 

  1. Contracted employees

 

 



Company Fleet

No of vehicles:

Owned/ Leased

Value

Outstanding Balance

Fleet Operations

Unavailable

 

 

 

The Fleet is made up of

 

  1. Cars

 

 

 

 

  1. Light Delivery Vehicles

 

 

 

 

  1. Trailers

 

 

 

 

  1. Busses

 

 

 

 

  1. Trucks

 

 

 

 

  1. Fork Lifts

 

 

 

 

  1. Other

 

 

 

 

 

Offices

Unavailable


Head Office Owned/ Rented

 

Rental Company

 

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

 

 

 


Branches Names

Country

Province

Unavailable

 

 

 


Branches Owned/ Rented

Unavailable

Rental Company

 

Owned

 

Value

 

Bank

 

Bond

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

 

Management Overview

 

Organisation chart

Level

Position

Name

Unavailable

 

 

 

Company Structure (Ownership)

Note: One level up and all levels down

Holding

Company

Sub

Unavailable

 

 

 

 

Trade References

 

Key deals signed within the past 12 months.

Company

Value

Contact

Unavailable

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

1

Unavailable

 

 

 

2

 

 

 

 

3

 

 

 

 

4

 

 

 

 

5

 

 

 

 

 

Trade References Detail

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

Unavailable

 

 

 

 

 

 

2

 

 

 

 

 

 

 

3

 

 

 

 

 

 

 

4

 

 

 

 

 

 

 

 

Adverse Information on Subject

 

Judgements

Judgements

None

Possible Judgements

None

Civil Court

None

RDs

None

 

Business Rescue

Date registered

Business rescue practitioner

Contact Information

Details

None

 

 

 

 

Default Listings

Date

Details

None

 

 

Notarial Bonds

Date

Details

None

 

 

Bank Information

 

Bank

Unavailable

Branch

 

Bank Account Number

 

Type of Account

 

Account Name

 

Overdraft Facilities

 

Date Opened

 

Bank Code

 

Bank Comment

 

 

 

Bank Codes History

Date requested

Bank Code

Enquiry Amount

Number of RD’s

RD amount

RD Date

Bank Comments

Years with bank

None

 

 

 

 

 

 

 

 

Previous Bank Accounts

Banker

Branch Code

Account Holder

Account number

Date opened

Years with bank

None

 

 

 

 

 

 

 

Deeds Information

 

Property Interests for Company

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

 

Financial Information

 

Financial Estimates

CURRENT ASSETS

Unavailable

Stock

 

Debtors

 

FIXED ASSETS

 

Plant, Equipment, Vehicles

 

Property

 

CURRENT LIABILITIES

 

Creditors

 

Loans/ From?

 

LONG TERM LIABILITIES

 

Morgage Bonds

 

Previous Year Turnover

 

Estimated Current Year Turnover

 

Current Turnover per month

 

Current Turnover per annum

 

 

Please note the following:

 

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

Principals

Number of Principals

5

Average Age of Active Principals

44

 

Active Principals

Principal 1 of 5: SIMONE CHANTEL MARAIS

Surname

MARAIS

First Name

SIMONE

Other Names

CHANTEL

Marital Status

Unavailable

ID Number

7208240146086

Verified ID Number

No

Current Age

40

Designation

Director

Status

Active

Appointment Date

2011-07-04

Physical Address (at time of Appointment)

9th Floor Oceana House

25 Jan Smuts Streets

FORESHORE

Postal Address

 

PO Box 7206

Rogge Bay

CAPE TOWN

Current Tel Number

021 6901400

Cell number

Unavailable

Current Fax Number

021 6901410

Current Email Address

info@blueatlantic.co.za

Shareholding

Unavailable

 

 

Adverse Information for: SIMONE CHANTEL MARAIS

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

Other

Default data

None

 

Business Information for: SIMONE CHANTEL MARAIS

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

FROBISHER TRADING 75 CC

2011/072490/23

In Business

1 Years 2 Months

0

No

OCEANA GROUP LTD

M1939/001730/06

In Business

73 Years

0

No

OCEANA LOBSTER LTD

M1944/018288/06

In Business

67 Years 7 Months

0

No

COMMERCIAL COLD STORAGE

GROUP LTD

M1946/021714/06

In Business

66 Years 2 Months

0

No

OCEANA BRANDS LTD

M1946/022718/06

In Business

65 Years 11 Months

0

No

 

Average Age of Previous Business Interests

54 Years

 

Previous Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

CHEVRON SOUTH AFRICA

(PTY)LTD

M1911/001154/07

In Business

101 Years 2 Months

0

No

CHEVRON AFRICA – PAKISTAN SERVICES (PTY)LTD

M2004/019993/07

In Business

8 Years

0

No

Deeds Information

 

Property Interests for: SIMONE CHANTEL MARAIS

 

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

Principal 2 of 5: TERENCE COTTLE

Surname

COTTLE

First Name

TERENCE

Other Names

None

Marital Status

Unavailable

ID Number

6809285136089

Verified ID Number

Yes

Current Age

44

Designation

Director

Status

Active

Appointment Date

2011-01-25

Physical Address (at time of Appointment)

3 Watsoniast

TYGERDAL

7460

Postal Address

 

PO Box 42891

OTTERY

7808

Current Tel Number

021 6901400

Cell number

082 4189698

Current Fax Number

021 6901410

Current Email Address

info@blueatlantic.co.za

Shareholding

Unavailable

 

Adverse Information for: TERENCE COTTLE

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

Other

Default data

None

 

Business Information for: TERENCE COTTLE

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

BLUE ATLANTIC TRADING

(PTY)LTD

M1995/002218/07

In Business

17 Years 4 Months

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

None

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

None

 

 

 

 

 

 

Deeds Information

 

Property Interests for: TERENCE COTTLE

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

Principal 3 of 5: RODNEY NICOL

Surname

NICOL

First Name

RODNEY

Other Names

None

Marital Status

Unavailable

ID Number

5505085003088

Verified ID Number

Yes

Current Age

57

Designation

Director

Status

Active

Appointment Date

2005-04-18

Physical Address (at time of Appointment)

15 Constantia Road

CONSTANTIA

Postal Address

 

PO Box 42891

OTTERY

7808

Current Tel Number

0217947165

Cell number

0825533559

Current Fax Number

021 6901410

Current Email Address

info@blueatlantic.co.za

Shareholding

Unavailable

 

Adverse Information for: RODNEY NICOL

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

Other

Default data

None

 

 

Business Information for: RODNEY NICOL

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

LAMBERTS BAY FOODS

(PTY)LTD

1995/004296/07

Deregistration Process

17 Years 2 Months

0

No

OCEANA SPV (PTY)LTD

2006/001050/07

In Business

6 Years 6 Months

0

No

OCEANA GROUP LTD

M1939/001730/06

In Business

73 Years

0

No

COMMERCIAL COLD STORAGE

GROUP LTD

M1946/021714/06

In Business

66 Years 2 Months

0

No

COMMERCIAL COLD STORAGE (PTY)LTD

M1971/008523/07

In Business

41 Years

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

71 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

NORTH BAY FISHING

COMPANY LTD

1913/001273/06

Deregistration Process

99 Years 6 Months

0

No

NAMAQUA FISHING COMPANY

LTD

1925/002776/06

Deregistration Process

87 Years

0

No

COAST TRADING COMPANY

(PTY)LTD

1949/035011/07

Deregistration Process

62 Years 9 Months

0

No

SANDY POINT CANNING

COMPANY LTD

1952/000879/06

Deregistration Final

60 Years 4 Months

0

No

SUNGLADE HOLDINGS

(PTY)LTD

1963/002910/07

Deregistration Final

49 Years 1 Months

0

No

 

Deeds Information

 

Property Interests for: RODNEY NICOL

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

Principal 4 of 5: PATRICK BURTON

Surname

BURTON

First Name

PATRICK

Other Names

None

Marital Status

Unavailable

ID Number

5212185143084

Verified ID Number

Yes

Current Age

60

Designation

Director

Status

Active

Appointment Date

2004-07-07

Physical Address (at time of Appointment)

1 Riverton Road

RONDEBOSCH

Postal Address

 

PO Box 32020

OTTERY

7808

Current Tel Number

021 6919952

Cell number

0832311429

Current Fax Number

021 6901410

Current Email Address

info@blueatlantic.co.za

Shareholding

Unavailable

 

Adverse Information for: PATRICK BURTON

 

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

 

Default data

None

 

Business Information for: PATRICK BURTON

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

SNOEK WHOLESALERS

(PTY)LTD

1964/008906/07

In Business

47 Years 8 Months

0

No

GOURMET FISH PRODUCTS

1968/001448/07

In Business

44 Years 5 Months

0

No

SANBOURNE INVESTMENTS CC

1990/019766/23

In Business

22 Years 1 Months

0

No

TALHADO FISHING

ENTERPRISES (PTY)LTD

1992/005077/07

In Business

19 Years 10 Months

0

No

RGS FISHING CC

1995/002787/23

In Business

17 Years 6 Months

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

36 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

JOHNNIC HOLDINGS LTD

1889/000429/06

In Business

122 Years 10 Months

0

No

SOUTH CAPE OYSTERS

(PTY)LTD

1995/002582/07

In Business

17 Years 4 Months

0

No

SINIB INVESTMENTS HOLDING

(PTY)LTD

1996/003342/07

Deregistration Final

16 Years 4 Months

0

No

CHAMPAGNE OYSTER BAR CC

1997/001278/23

Deregistration Final

15 Years 6 Months

0

No

SAGITTARIUS FISHERIES

(PTY)LTD

1999/026265/07

In Business

12 Years 8 Months

0

No

 

Deeds Information

Property Interests for: PATRICK BURTON

Title Deed No.

T76316/2003

Erf/Site No.

 

Deeds Office

CAPE TOWN

Physical Address

3 ST JULIAN SUNNYSIDE ATHLONE

Property Type

Freehold / Ervin

Extent / Size

385.0SQM

Purchase Date

2003-06-23

Purchase price

R 164 000

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

Title Deed No.

T42332/2001

Erf/Site No.

 

Deeds Office

CAPE TOWN

Physical Address

11A RIVERTON RONDEBOSCH SOUTHERN SUBURBS

Property Type

Freehold / Ervin

Extent / Size

750.0SQM

Purchase Date

2001-03-15

Purchase price

R 470 000

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

Principal 5 of 5: BERNARD ZIVE

Surname

ZIVE

First Name

BERNARD

Other Names

None

Marital Status

Married

ID Number

5001125029002

Verified ID Number

Yes

Current Age

62

Designation

Director

Status

Active

Appointment Date

1995-03-15

Physical Address (at time of Appointment)

8L The Breakers

100 Bay Road

MOUILLE POINT

Postal Address

 

Landsdowne Road

PHILIPPI

7780

Current Tel Number

021 4919950

Cell number

083 2796234

Current Fax Number

021 6901410

Current Email Address

info@blueatlantic.co.za

Shareholding

Unavailable

 

Adverse Information for: BERNARD ZIVE

 

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

Other

Default data

None

 

Business Information for: BERNARD ZIVE

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

SNOEK WHOLESALERS

(PTY)LTD

1964/008906/07

In Business

47 Years 8 Months

0

No

 

RALBERSTAN INV (PTY)LTD

1966/009158/07

In Business

45 Years 9 Months

0

No

GOURMET FISH PRODUCTS

(PTY)LTD

1968/001448/07

In Business

44 Years 5 Months

0

No

SOUTH CAPE OYSTERS CC

1985/007029/23

Deregistration Process

27 Years 1 Months

0

No

WILLOW SPRINGS POULTRY

(PTY)LTD

1990/006008/07

In Business

21 Years 9 Months

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

12 Years

 

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

SOUTH CAPE OYSTERS

(PTY)LTD

1995/002582/07

In Business

17 Years 4 Months

0

No

GEORGE QINGA AND

ASSOCIATES CC

1997/003514/23

Deregistration Final

15 Years 6 Months

0

No

HILDALON PROPERTY

INVESTMENTS (PTY)LTD

1997/009273/07

Deregistration Final

15 Years 1 Months

0

No

ROBBERG SEA FREEZE

(PTY)LTD

M1997/004814/07

In Business

15 Years 3 Months

0

No

 

 

Deeds Information

 

Property Interests for: BERNARD ZIVE

Title Deed No.

T13323/2009

Erf/Site No.

 

Deeds Office

CAPE TOWN

Physical Address

9 LE SUEUR FRESNAYE CAPE TOWN

Property Type

Freehold / Ervin

Extent / Size

892.0SQM

Purchase Date

2008-09-12

Purchase price

R 5 700 000

% Ownership

 

Bond Holder

INVESTEC BANK LTD

Bond Number

B84292009

Bond Amount

R 5 700 000

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.84

UK Pound

1

Rs.88.54

Euro

1

Rs.72.63

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.