MIRA INFORM REPORT

 

 

Report Date :

29.12.2012

 

IDENTIFICATION DETAILS

 

Name :

P.T. LOTUS INDAH TEXTILE INDUSTRIES

 

 

 

 

Registered Office :

30th Floor Gedung Artha Graha Sudirman Central Business District Jalan Jend. Sudirman Kav. 52-53 Jakarta Pusat, 12190

 

 

Country :

Indonesia

 

 

Date of Incorporation :

03.03.1988

 

 

Com. Reg. No.:

No. AHU-25385.AH.01.02.TH.2010

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Textile (Spinning Mills) Industry

 

 

No. of Employees :

1,252 persons  

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew an estimated 6.1% and 6.4% in 2010 and 2011, respectively. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a small current account surplus, a fiscal deficit below 2%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2012 faces the ongoing challenge of improving Indonesia's insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of rising oil prices.

Source : CIA


Name of Company

 

P.T. LOTUS INDAH TEXTILE INDUSTRIES

 

 

Address

 

Head Office

30th Floor Gedung Artha Graha

Sudirman Central Business District

Jalan Jend. Sudirman Kav. 52-53

Jakarta Pusat, 12190

Indonesia

Phones - (62-21) 515 3081, 515 3083

Fax                   - (62-21) 515 3084

E-mail               - patil@lotusindah.com

Website            - http://www.lotusindah.com

Building Area    - 32 storey

Office Space    - 200 sq. meters

Region              - Commercial Building

Status               - Rent

 

Factory 

Jalan Raya Kedung Asem No. 1

Keduk Baruk, Sungkut

Surabaya 60298

East Java

Indonesia

Phones             - (62-31) 8706348 (Hunting)

Fax                   - (62-31) 8706352

Land Area         - 80,000 sq. meters

Building Space  - 67,000 sq. meters

Region              - Industrial Zone

Status               - Owned

 

 

Registration data

 

Date of Incorporation :

3 March 1988

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

- No. C2-4659.HT.01.01.TH.88

  Dated 30 May 1988

- No. W10-HT.01.10-253

  Dated 3 November 2006

- No. AHU-25385.AH.01.02.TH.2010

  Dated 19 May 2010

 

Company Status :

Foreign Investment (PMA) Company

 

Permit by the Government Department :

a. The Department of Finance

    NPWP No. 1.061.720.7-609.000

b. The Capital Investment Coordinating Board

    - No. 35/I/PMA/1987

      Dated 7 July 1987

-  No. 299/III/PMA/1990

  Dated 24 July 1990

-  No. 144/II/PMA/1990

  Dated 11 September 1990

-  No. 504/III/PMA/1992

  Dated 9 September 1992

-  No. 03/II/PMA/1993

  Dated 25 January 1993

-  No. 137/II/PMA/2000

  Dated 10 August 2000

-  No. 1237/III/PMA/2000

  Dated 10 August 2000

 

Related Company :

A Member Company of the TOLARAM Group, Singapore (See Attachment)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                           : US$ 8,500,000.-

Issued Capital                                 : US$ 7,800,000.-

Paid up Capital                               : US$ 7,800,000.-

 

Shareholders/Owners :

a. FIBERS TECHNOLOGY CORPORATION Pte., Ltd.         - US$ 7,650,000.-

    Address : Singapore      

b. Mr. Rajeshlal M. Vaswani                                              - US$    150,000.-

    Address : Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Textile (Spinning Mills) Industry

 

Production Capacity :

a. Spun Yarns                                 - 18,500,000 bales p.a.

b. Embroidery                                 -   2,540,000 yards p.a.

c. Synthetic Yarns                           -          7,000 bales p.a.

d. Non Woven Fabrics                     -   2,000,000 meters p.a.

e. Dyeing & Finishing                      -   1,700,000 yards p.a.

 

Total Investment :

a. Equity Capital                              - US$   6.8 million

b. Loan Capital                                - US$ 32.7 million

c. Total Investment                          - US$ 39.5 million

 

Started Operation :

1989

 

Brand Name :

LITI

 

Technical Assistance :

Fibers Technology Corporation Pte., Ltd., Singapore

 

Number of Employee :

1,252 persons                                

 

Marketing Area :

Export    - 94.19%

Local       -   5.81%

 

Main Customer :

Buyers in Europe Union and the USA, Asian Countries

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. ASIA COTTON INDUSTRY

b. P.T. BUDI MUARATEX

c. P.T. MERMAID TEXTILE INDUSTRIES

d. P.T. VASTEX PRIMA INDUSTRIES

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a.   P.T. Bank CENTRAL ASIA Tbk

      Jalan Veteran No. 28

      Surabaya, East Java

      Indonesia

b.   P.T. Bank MANDIRI Tbk

      Jalan Raya Darmo No. 95-A

      Surabaya, East Java

      Indonesia

c.   P.T. Bank SUMITOMO MITSUI INDONESIA

      Wisma BII, 8th Floor

      Jalan Pemuda No. 60-70

      Surabaya, East Java

      Indonesia

d.   P.T. Bank DBS INDONESIA

      Plaza Permata, 8th – 9th and 12th Floor

      Jalan M.H. Thamrin Kav. 57

      Jakarta Pusat, 10350

 

Auditor :

Hadori, Sugiarto Adi & Rekan (HLB)

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales :

2009 – US$ 29.1 million

2010 – US$ 36.2 million

2011 – US$ 38.0 million (estimated)

2012 – US$ 20.0 million (January – June) estimated

 

Net Profit :

2009 – US$   94,834

2010 – US$ 139,272

2011 – US$ 150,000 (estimated)

2012 – US$ 158,000 (January – June) estimated

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                           - Mr. Pradeep Sainani

Directors                                         - a. Mr. Madan Pal Sing

                                                        b. Mr. Ravidra B. Patil

                                                        c. Mr. Satya Prakash Garg

General Manager                             - Mr. R.K. Sharma

 

Board of Commissioners :

President Commissioner                  - Mr. Sajen Aswani

Commissioners                               - a. Mr. Mohan K. Vaswani

                                                        b. Mr. Vishamkar T. Adnani

 

Signatories :

President Director (Mr. Pradeep Sainani) or one of the Directors (Mr. Madan Pal Singh, Mr. Ravidra B. Patil or Mr. Satya Prakash Garg) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

P.T. LOTUS INDAH TEXTILE INDUSTRIES (P.T. LITI) was established 1988 with the authorized capital of US$ 3,000,000 of which US$ 1,000,000 was issued and fully paid up. The founding shareholders of P.T. LITI are P.T. MULTIBIS AGUNG PRIMA of Indonesia and ASEAN INTEREST Ltd of Hong Kong. In 1990, into the company entered CALT INVESTMENT Ltd of Hong Kong as a new shareholder and concurrently the authorized capital was raised to US$ 5,000,000 of which US$ 3,000,000 was issued and fully paid up. In 1996, CALT INVESTMENT Ltd and P.T. MULTIBIS AGUNG PRIMA withdrew and replaced by Mr. Rajeshlal Mohanlal Vaswani, Mr. Yogeshlal Mohanlal Vaswani and Mr. Deep Bhoraj Kundhani, the three are Indonesian businessmen of Indian extraction. In July 2001, the authorized capital was raised to US$ 8,500,000 of which US$ 6,800,000 was issued and fully paid up. Since that time, whole shares of P.T. LITI have been controlled by FIBERS TECHNOLOGY CORPORATION Pte., Ltd of Singapore (97.8%) and Mr. Rajeshlal M Vaswani (2.2%). The deed of amendment was made by Mrs. Dyah Ambarwaty Setyoso, SH., was approved by the Ministry of Law and Human Right in its Decision Letter No. W10-HT.01.10-253, dated November 03, 2006. Later according to the latest revision of notary documents of Mrs. Siti Nurul Yuliami, SH., M.Kn., No. 31 dated 22 January 2010 the company issued capital was increased to US$ 7,800,000 entirely paid up. With this development the composition of its shareholders has been changed to become FIBERS TECHNOLOGY CORPORATION PTE, LTD., Singapore (98.08%) and Mr. Rajeshlal Mohanlal Vaswani (1.92%). The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-25385.AH.01.02.TH.2010 dated May 19, 2010.

 

We observe FIBERS TECHNOLOGY Corp. Pte., Ltd., is a member of the TOTALARAM Group, a large sized company group in Singapore led by Mr. Mohan K. Vaswani (71) and his family members such as Mr. Sajen Aswani (52) and Mr. Rajeshlal M. Vaswani (41).

P.T. LITI has been in operation since 1989 dealing with spinning mills industry by taking over a textile plant of P.T. HORISON SYNTEN bankrupted in 1988. Its plant is located at Jalan Raya Kedung Asem No. 1, Kedung Baruk Rungkut, Surabaya, East Java on a land of 8 hectares. P.T. LITI has gathered experience in textile field spanning more than 25 years. Following a strategy of growth and diversification, the Company has extended its activities from production of Synthetics Stitch-Bonded Non Woven, Embroidery, Ring Spun Yarn to fabric along with Dyeing/finishing fabric, multifold yarn for industrial use. Today the Company has made tremendous progress and is well established as an integrated manufacturer of a wide range of products from yarn to fabric to meet the demands of various industrial sectors. Keeping pace with technological developments in the field of textiles, P.T. LITI went in for the modification and modernization of its key sectors in 2002. This helped the company to achieve a high level of productivity also assuring a high standard of quality to meet the customer requirements.

 

 

P.T. LITI Products :

 

ü  Spun Yarn


About 18,000 metric tonnes / annum of ring-spun synthetic yarn with special focus on polyester
Count range

 

Single - Ne 6/1 - Ne 40/1
Double - Ne 6/2 - Ne 40/2
Multifold - 3 ply to 12 ply
in counts Ne 6 - Ne 30

Application - Knitting and weaving of apparels an non apparels. Industrial Sewing Threads, Carpet warp, Firehose, Coated fabrics, Braiding and other industrial usage.

 

ü  Embroidery

 

Production set-up 1,800,000 meters / annum and equipped with fifth generation Saurer Unica on 16.3 and 22 yarn Pentamant.

Products:

-

Poly cotton trims

-

Poly cotton Allovers on 44", 58" and wide width

-

Guipurelace, Allover and Motifs

-

Net Lace and Allover

-

Guipure Macrame for curtains

-

Embroidered Bedlinen

 

ü  Non Woven-Stitch Bondeed

 

Market leader in delivering high quality, high performance structural component solutions for the global footwear industry as well as engineered applications for other industries.

Production Capacity - 250,000 meters per month. Fabrics are made from either 100% polyester or blended polyester and Viscose

Stitch bonded fabrics are raw white in luster and generally solid in grey stage with 120 cms and 240 cms width or dyed 120 cms width

Fabrics are made in 7,10,14,18 and 22 gauge structure

End use:

 

o    Shoe interlining

o    Lamination

o    Printed curtains

o    Bed Covers

o    Vertical blinds

o    Dust sheets, etc.

 

 

The main products of the company include spun yarns, synthetic yarns, embroidery and non woven fabrics. The company has a production capacity of 18,500,000 bales of spun yarns, 2,540,000 yards of embroidery, 7,000 bales of synthetic yarns and 2,000,000 tons of non-woven fabrics and 1,700,000 yards dyeing and finishing fabrics per year. Development of the plant has used up an estimated investment of US$ 39.5 million, with US$ 6.8 million having come from company’s capital and US$ 32.7 million from loans. Mr. R.K. Sharma, a General Manager of P.T. LITI when contacted disclosed that some 94.19% of the company’s products are exported to various countries including Middle East, Canada, the USA, Belgium, France, the UK, the Netherlands, Italy, South Korea, Malaysia, Middle East, Africa and others while the rest is locally marketed especially to textile industries such as P.T. INDO BHARAT RAYON, P.T. SOUTH PACIFIC VISCOSE and others.

 

The global economic slowdown followed by fast rising local bank interest rates has also had a negative impact on the company's finances for having resulted in a swelling of the company’s debts out of control. Meanwhile, the local TPT (Textile and Textile Products) industries and other factors causing the declining competitive ability of the national TPT products are the increasing production costs, high interest rates, expensive customs office costs, illegal retributions, textile and garment machinery restructuring costs and the rising prices of production components (oil fuel prices and electric base tariffs). P.T. LITI is classified as a large sized company of its kind in the country of which the operation has been running smoothly and growing steadily in the last three years.

 

      The demand for textile chemicals tended to be fluctuating within the last five years in line with the fluctuating of Indonesian textile industry in general. According to the Central Bureau of Statistics (BPS) the Indonesian garments export in 2002 amounted to 333,100 tons (US$ 3,887.2 million) to 339,000 tons (US$ 4,037.9 million) in 2003 to 327.300 tons (US$ 4,351.9 million) in 2004 to 369.500 tons (US$ 4,967.0 million) in 2005 to 399,600 tons (US$ 5,608.1 million) in 2006, to 399,800 tons (US$ 5,712.9 million) in 2007 rose to 417,600 tons (US$ 6,092.2 million) in 2008 declined to 393.400 tons (US$ 5,735.6 million) in 2009 and 445,200 tons (US$ 6,598.0 million) in 2010 rose to 450.9 ton (7,801.5 million) in 2011.. The Indonesia textile products export in 2002 amounted to 1,425.9 tons (US$ 3,075.9 million) to 1,307.5 tons (US$ 3,064.6 million) in 2003 to 1,300.4 tons (US$ 3,354.6 million) in 2004 to 1,427.3 tons (US$ 3,704.0 million) in 2005 to 1,477.8 tons (US$ 3,908.6 million) in 2006 to 1,473.6 tons (US$ 4,178.0 million) in 2007 decrease to 1,312.2 tons (US$ 4,127.9 million) in 2008 rose to 1,369.6 tons (US$ 3,602.8 million) in 2009 and to 1,525.9 tons (US$ 4,721.8 million) in 2010 decreased to 1,493.3 tons (5,563.3 million) in 2011.

 

The domestic textile producers are pessimism the textile export in 2009 could match the export numbers in 2008. The blow of the global economic crisis is resulted in the reduced of demand from the export destination countries like the United States (U.S.), Japan, and European Union region. While this year’s the exports expected fall into US$ 9.7 billion. The Chairman of the Indonesian Textile Association (API), Mr. Benny Soetrisno said that the decline in global purchasing power caused of the demand in the Indonesian textile products could not be able to grow as tight as 2008. The export volume and value of the national TPT products in 2002 to 2011 are pictured on the following table.

 

 

      Year

Garment

Textile Products

(Thousand Ton)

(US$ Million)

(Thousand Ton)

(US$ Million)

2002

2003

2004

2005

2006

2007

2008

2009

2010

2011

333.1

339.9

327.3

369.5

399.6

399.8

417.6

393.4

445.2

450.9

3,887.2

4,037.9

4,351.9

4,967.0

5,608.1

5,712.9

6,092.2

5,735.6

6,598.0

7,801.5

1,425.9

1,307.5

1,300.4

1,427.3

1,477.8

1,473.6

1,312.2

1,369.6

1,525.9

1,493.3

3,075.9

3,064.6

3,354.6

3,704.0

3,908.6

4,178.0

4,127.9

3,602.8

4,721.8

5,563.3

Source: Central Bureau of Statistic     

 

P.T. LITI has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. According to Financial Statement which audited by Hadori Sugiarto Adi & Rekan (HLB) which ended 31 December 2009 amounted US$ 29.1 million with a net profit of US$ 94,834 increased to US$ 36.2 million with a net profit of US$ 139,272 in 2010. We estimated the sales turnover in 2011 amounted at US$ 38.0 million with a net profit of US$ 150,000 and as from January to June 2012 the sales turnover has reached at least US$ 20.0 million with a net profit of US$ 158,000. It is projected the sales revenue will be higher by at least 5% in 2013. We observe that P.T. LITI is supported by foreign partner with has financially strong and sound behind it. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers. Financial condense per 31 December 2009 and 2010 is attached below.  

                                                                                    (In US$)

 

Descriptions

As per 31 December

2010

2009

A.  ASSETS

 

 

a. Current Assets

7,599,595

5,420,921

b. Non Current Assets

14,445,531

11,929,790

c. Other Assets

-

-

TOTAL ASSETS = TOTAL

LIABILITIES & EQUITY

22,045,126

17,350,711

B. LIABILITIES

&STOCKHOLDERS EQUITY

 

 

a. Current Liabilities

11,227,010

8,402,090

b. Non Current Liabilities

3,997,932

2,267,709

c. Stockholders Equity :

-       Paid Up Capital

-       Translation adjustment

-       Retained Earnings

Total Stock holders Equity

 

7,800,000

(1,317,197)

337,381

6,820,184

 

7,800,000

(1,317,197)

198,109

6,680,912

C. INCOME STATEMENT

 

 

a. Sales Net

36,238,744

29,155,544

b. Gross Profit

5,185,796

4,440,223

c. Net Profit

139,272

94,834

           Notes: Ended 31 March 2010 and 2009 Audited by Hadori Sugiarto Adi & Rekan

 

 

The management of the company is led by Mr. Pradeep Sainani (50), a businessman of India. In his daily activities, he is assisted by Mr. Madan Pal Singh (63) and Mr. Ravidra B. Patil (42) and Mr. Satya Prakash Garg (44), respectively as director. The management has more than 17 years experience in textile industry. The company is backed up by its sister company based in Singapore. The management has wide relation with wide private businessmen of home and overseas as well as with the government sectors. So far, we did not hear that the company’s management involved in a dirty business practice or detrimental cases that settled in the country. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. LOTUS INDAH TEXTILE INDUSTRIES is sufficiently fairly good for business transaction.

 

 

Attachment:

 

 

List of the TOLARAM Group Members

 

 

1.     AS QUALITEX LTD., Estonia (Textile Industries)

2.     BITRATEX INDUSTRIES, P.T. (Textile Industries)

3.     DE-UNITED FOOD INDUSTRIES LTD., Nigeria (Instant Noodle Processing)

4.     HORIZON PULP & PAPER, Estonia (Sack Kraft Paper Manufacturing)

5.     INSIGNIA PRINT TECHNOLOGY, Nigeria (Printed Flexible Packaging)

6.     LUCKY FIBER (NIGERIA) LTD., (Carpet Manufacturing)

7.     LOTUS INDAH TEXTILE INDUSTRIES, P.T. (Spinning Mills)

8.     NIKKO INDUSTRIES (NIGERIA) LTD., (Fishing Net Manufacturing)

9.     MULTIPRO ENTERPRISE LTD., (Trading and Distribution of Food)

10.  TASTE of ASIA (Trading of Food)

11.  Etc.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.85

UK Pound

1

Rs.88.39

Euro

1

Rs.72.63

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.