%20LTD%20%20167573%2002-Feb-2012_files/image002.jpg){kind=small}
MIRA
INFORM REPORT
|
Report Date : |
02.02.2012 |
IDENTIFICATION DETAILS
|
Name : |
K CARRIM BUILDERS HARDWARE (PTY) LTD |
|
|
|
|
Registered Office : |
159 UP to 171 Street Pretoria Gauteng |
|
|
|
|
Country : |
South Africa |
|
|
|
|
Date of Incorporation : |
10.08.1976 |
|
|
|
|
Com. Reg. No.: |
1976/002783/07 |
|
|
|
|
Legal Form : |
Private Company |
|
|
|
|
Line of Business : |
Wholesale trade in construction materials, hardware, plumbing and heating equipment and supplies |
|
|
|
|
No. of Employees : |
Not Available |
RATING & COMMENTS
|
MIRAs Rating : |
B |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
Status : |
Moderate |
|
Payment Behaviour : |
No Complaints |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made on
e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List September 30, 2011
|
Country Name |
Previous Rating (30.06.2011) |
Current Rating (30.09.2011) |
|
South Africa |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
Assessment
|
Total
Credit Limit Exposure: R 400 000 On
investigation we made contact with the financial manager Mr. Irfaan Mia. We
have sent the questionnaire and await their response with further
information. We
have also contacted trade references and obtained a BEE certificate. On
contact with the suppliers we have found that the client has only had
exposure of R400 000
and in relation to such we believe your figure is too high. Please
see below the information that we have. |
Company Information
|
Registered Name |
K CARRIM BUILDERS HARDWARE (PTY) LTD |
|
Trading as/ Division Name |
Unavailable |
|
Previous Name |
Unavailable |
|
Date of Name Change |
Unavailable |
|
Registration Number |
1976/002783/07 |
|
Registration Date |
1976-08-10 |
|
Date Commenced Trading |
1976-08-10 |
|
Age of Business |
35 Years 5 Months |
|
History of Business |
The company was founded in 1964 |
|
History of Principals |
Unavailable |
|
Shareholders and % holding |
Unavailable |
|
Authorised Share Capital |
Unavailable |
|
Issued Share Capital |
Unavailable |
|
Status |
In Business |
|
Operations Assessment |
Selling of building material |
|
Industry/ Customers |
Unavailable |
|
Export |
Unavailable |
|
Major Industry Code / SICC |
6143 |
|
Definition of Code |
Wholesale trade in construction materials,
hardware, plumbing and heating equipment and supplies |
|
Head Office Physical Address |
159 UP to 171 Street Pretoria Gauteng |
|
Head Office Postal Address |
P O Box 46036 Belle Ombre 0142 |
|
Current Tel Number |
012 3231316 |
|
Cell number |
Unavailable |
|
Current Fax Number |
012 3232173 |
|
Current Email Address |
|
|
Web Site Address |
Auditors Information
|
Company Registered Name |
Unavailable |
Previous Auditors
|
Company Name |
Phone Number |
Time with previous auditors |
|
MOGANI AND
ASSOCIATES |
|
Unknown |
|
GORDEN AND
PARTNERS |
|
18 |
Tax Information
|
Vat Number |
4050102872 |
|
Status |
Active |
|
Vat Liable Date |
1991-09-30 |
|
Tax Number |
9430078643 |
|
Tax Clearance Expire Date |
February |
|
Financial Year End |
February |
Black Economic Empowerment
|
Status |
Yes |
|
Score |
Lvl 5 |
|
Expire Date |
29-05-2012 |
|
BEE Certificate Available |
Yes, see attached |
ISO Status
|
Type of ISO Grade |
Unavailable |
|
ISO Certificate |
|
|
ISO Certificate Available |
|
|
Certified by an Accredited Agent |
|
Workmans compensation
|
Registered |
Unavailable |
|
Compliance Certified |
|
Company Structure
Subsidiaries
|
Subsidiary Company |
Unavailable |
|
Shareholding |
|
|
Registration Number |
|
|
Import / Export |
|
|
Subsidiary Company |
Unavailable |
|
Shareholding |
|
|
Registration Number |
|
|
Import / Export |
|
|
Number of
Employees |
Unavailable |
|
1. Salaried
employees |
|
|
2. Waged
employees |
|
|
3. Permanent
employees |
|
|
4. Casual
employees |
|
|
5. Contracted
employees |
|
Company Fleet |
No of vehicles: |
Owned/ Leased |
Value |
Outstanding Balance |
|
Fleet Operations |
Unavailable |
|
|
|
|
The Fleet is made up of |
|
|||
|
1. Cars |
|
|
|
|
|
Offices |
Unavailable |
|
Branches Names |
Country |
Province |
|
Unavailable |
|
|
Branches Owned/ Rented |
Unavailable |
Management Overview
Organisation chart
|
Level |
Position |
Name |
|
Unavailable |
|
|
|
|
|
|
Company Structure (Ownership)
Note: One level up and
all levels down
|
Holding |
Company |
Sub |
|
Unavailable |
|
|
Trade References
Key deals signed within the past 12 months.
|
Company |
Value |
Contact |
|
Unavailable |
|
|
|
|
|
|
|
Trade Reference nr |
Supplier |
Contact |
Surety Value |
Notarial Bonds |
|
1 |
IDM |
012 3749300 |
|
|
|
2 |
SABRIX |
012 3729502/3 |
|
|
|
3 |
PPC CEMENT |
011 6263150 |
|
|
Trade References
Detail
|
Nr |
Age of Acc |
Credit Limit |
Max Credit |
Terms |
Average Purchases |
Terms Taken |
Comment |
|
1 |
Do |
Not |
Give |
Trade |
References |
|
K CARRIM
BUILDERS HARDWARE (PTY) LTD are big clients and pay very well |
|
2 |
8 Years |
R 450 000 |
R 400 000 |
7 Days |
R 400 000 |
7 Days |
SABRIX have no
problems with payments |
|
3 |
10 Years |
Confidential |
Confidential |
30 Days |
Confidential |
30 Days |
Good Account |
Adverse Information on Subject
Judgements
|
Judgements |
1 |
|
Possible
Judgements |
None |
|
Civil Court |
None |
|
RDs |
None |
Judgements
|
Case Number |
55540/2011 |
|
Amount |
R 10 513,00 |
|
Reason |
SERVICES RENDERED |
|
Court Name |
PRETORIA M |
|
Judgement Type |
JUDGEMENT BY DEFAULT |
|
Judgement Date |
2011-09-06 |
|
Plaintiff
(Multiple) |
LINDOL HYGIENE SERVICES PTY |
Business Rescue
|
Date registered |
Business rescue practitioner |
Contact Information |
Details |
|
None |
|
|
|
Default Listings
|
Date |
Details |
|
None |
|
Notarial Bonds
|
Date |
Details |
|
None |
|
Bank Information
|
Bank |
Unavailable |
Bank Codes History
|
Date requested |
Bank Code |
Enquiry Amount |
Number of RDs |
RD amount |
RD Date |
Bank Comments |
Years with bank |
|
Unavailable |
|
|
|
|
|
|
|
Previous Bank
Accounts
|
Banker |
Branch Code |
Account Holder |
Account number |
Date opened |
Years with bank |
|
Unavailable |
|
|
|
|
|
Deeds Information
Property Interestsfor Company
|
Title Deed No. |
None |
Erf/Site No. |
|
|
Deeds Office |
|
Physical Address |
|
|
Property Type |
|
Extent / Size |
|
|
Purchase Date |
|
Purchase price |
|
|
% Ownership |
|
Bond Holder |
|
|
Bond Number |
|
Bond Amount |
|
Financial Information
Financial
Estimates
|
CURRENT ASSETS |
Unavailable |
Please note the
following:
|
Turnover and assets less than R 1,000,000.00 |
The subject falls within the National Credit Act |
|
Turnover and assets less than R 2,000,000.00 |
The subject falls within the Consumer Protection Act |
Principals
|
Number of Principals |
4 |
|
Average Age of Active Principals |
51 |
Active Principals
Principal 1 of 4: ABOO BAKER CARRIM
|
Surname |
CARRIM |
|
First Name |
ABOO BAKER |
|
Other Names |
Unavailable |
|
Marital Status |
Unavailable |
|
ID Number |
740104 |
|
Verified ID Number |
No |
|
Current Age |
38 |
|
Designation |
Director |
|
Status |
Active |
|
Appointment Date |
1992-01-03 |
|
Physical Address (at time of Appointment) |
372 Lime Street Laudium Pretoria |
|
Postal Address |
PO Box 46036 BELLE OMBRE 0142 |
|
Current Tel Number |
Unavailable |
|
Cell number |
Unavailable |
|
Current Fax Number |
Unavailable |
|
Current Email Address |
Unavailable |
|
Shareholding |
0.0000 |
Adverse
Information for: ABOO BAKER CARRIM
Judgement
|
Number of
Judgements |
None |
Debt
Review
|
Debt review |
None |
Other
|
Default data |
None |
Business Information for: ABOO BAKER
CARRIM
Current
Business Interests
|
Company Name |
Registration No |
Status |
Age of Business |
Judgements |
Liquidation |
|
K CARRIM BUILDERS HARDWARE (PTY) LTD |
1976/002783/07 |
In Business |
35 Years 5
Months |
1 |
0 |
Previous
Business Interests
|
Average Age of
Previous Business Interests |
22 Years 7 Months |
|
Company Name |
Registration No |
Status |
Age of Business |
Judgements |
Liquidation |
|
VERONE
INVESTMENTS (PTY) LTD |
1989/003161/07 |
Deregistration
Final |
22 Years 7
Months |
0 |
No |
Deeds Information
Property
Interests for: ABOO BAKER CARRIM
|
Title Deed No. |
None |
Erf/Site No. |
|
|
Deeds Office |
|
Physical Address |
|
|
Property Type |
|
Extent / Size |
|
|
Purchase Date |
|
Purchase price |
|
|
% Ownership |
|
Bond Holder |
|
|
Bond Number |
|
Bond Amount |
|
Principal
2 of 4: ZAHEED EBRAHIM CARRIM
|
Surname |
CARRIM |
|
First Name |
ZAHEED |
|
Other Names |
EBRAHIM |
|
Marital Status |
Unavailable |
|
ID Number |
6506245218086 |
|
Verified ID Number |
Yes |
|
Current Age |
47 |
|
Designation |
Director |
|
Status |
Active |
|
Appointment Date |
1992-01-03 |
|
Physical Address (at time of Appointment) |
4 Tala Street Eldoglen 0171 |
|
Postal Address |
4 Tala Street Eldoglen 0171 |
|
Current Tel Number |
012 3233925 |
|
Cell number |
Unavailable |
|
Current Fax Number |
Unavailable |
|
Current Email Address |
Unavailable |
|
Shareholding |
0.0000 |
Adverse Information for: ZAHEED EBRAHIM
CARRIM
Judgement
|
Number of
Judgements |
None |
Debt
Review
|
Debt review |
None |
Other
|
Default data |
None |
Business Information for: ZAHEED EBRAHIM
CARRIM
Current
Business Interests
|
Company
Name |
Registration No |
Status |
Age of Business |
Judgements |
Liquidation |
|
K CARRIM BUILDERS HARDWARE (PTY) LTD |
1976/002783/07 |
In Business |
35 Years 5
Months |
1 |
No |
|
K CARRIM INDUSTRIAL PROPERTY (PTY) LTD |
1980/011313/07 |
In Business |
31 Years 1
Months |
0 |
No |
|
AL-RAQEEB INVESTMENTS CC |
1988/005699/23 |
Conversion CO/CC
or CC/CO |
23 Years 11
Months |
0 |
No |
|
MOHAMED FAAIZ INVESTMENTS CC |
1995/052852/23 |
Conversion CO/CC
or CC/CO |
16 Years 1
Months |
0 |
No |
|
K CARRIM RESIDENTIAL PROPERTIES (PTY) LTD |
1996/002675/07 |
In Business |
15 Years 10 Months |
0 |
No |
|
K CARRIM COMMERCIAL PROPERTIES (PTY) LTD |
1996/002858/07 |
In Business |
15 Years 10
Months |
0 |
No |
|
K CARRIM PROPERTY MANAGEMENT (PTY) LTD |
1998/004153/07 |
In Business |
13 Years 10
Months |
0 |
No |
|
TILE MECCA FRANCHISING CC |
1999/060080/23 |
Conversion CO/CC
or CC/CO |
12 Years 3
Months |
0 |
No |
|
K CARRIM TILES AND SANITARYWARE (PTY) LTD |
2002/007710/07 |
In Business |
9 Years 9 Months |
0 |
No |
|
SAPPHIRE BLUE INVESTMENTS (PTY) LTD |
2004/022947/07 |
In Business |
7 Years 5 Months |
0 |
No |
|
K CARRIM ARCHITECTUAL LIGHTING DESIGN CC |
2005/179335/23 |
In Business |
6 Years 1 Months |
0 |
No |
|
PLANET WAVES 187 (PTY) LTD |
2006/000126/07 |
In Business |
6 Years |
0 |
No |
|
FAIZAN PROPERTIES (PTY) LTD |
2006/026419/07 |
In Business |
5 Years 5 Months |
0 |
No |
|
K CARRIM SPECTRA ROOF TRUSSES (PTY) LTD |
2006/026428/07 |
In Business |
5 Years 5 Months |
0 |
No |
|
K CARRIM DOOR MANUFACTURING (PTY) LTD |
2006/036468/07 |
In Business |
5 Years 2 Months |
0 |
No |
|
K CARRIM CONSTRUCTION (PTY)LTD |
2007/004695/07 |
In Business |
4 Years 11
Months |
0 |
No |
|
K CARRIM PROPERTY DEVELOPEMENT (PTY) LTD |
2007/009117/07 |
In Business |
4 Years 10
Months |
0 |
No |
|
KEEP THE DREAM 289 |
2010/001985/08 |
In Business |
1 Years 11
Months |
0 |
No |
|
CADOZA INVESTMENTS (PTY) LTD |
2010/004347/07 |
In Business |
1 Years 10
Months |
0 |
No |
|
K CARRIM SECTIONAL TITLE PROPERTIES (PTY)
LTD |
M1996/013035/07 |
In Business |
15 Years 4
Months |
0 |
No |
|
K CARRIM TRADING JOINT VENTURES (PTY)LTD |
M1997/008854/07 |
In Business |
14 Years 7
Months |
0 |
No |
|
K CARRIM WIRE INDUSTRIES (PTY) LTD |
M2006/021669/07 |
In Business |
5 Years 6 Months |
0 |
No |
|
CELTIC MANOR HOME OWNERS ASSOCIATION |
M2007/019779/08 |
In Business |
4 Years 6 Months |
0 |
No |
|
K CARRIM CEILING MATRIX (PTY) LTD |
M2008/017066/07 |
In Business |
3 Years 6 Months |
0 |
No |
|
K CARRIM MRC FIBRE CEMENT PRODUCTS
(PTY)LTD |
M2008/017245/07 |
In Business |
3 Years 6 Months |
0 |
No |
Previous
Business Interests
|
Average Age of
Previous Business Interests |
10 Years |
|
Company
Name |
Registration No |
Status |
Age of Business |
Judgements |
Liquidation |
|
TILE MECCA (VRYBERG) CC |
1999/013616/23 |
Deregistration Final |
12 Years 10
Months |
0 |
No |
|
TILE MECCA (RUSTENBURG) CC |
1999/054655/23 |
Deregistration
Final |
12 Years 4
Months |
0 |
No |
|
TILE MECCA (POTCH) CC |
1999/065058/23 |
Deregistration
Final |
12 Years 2
Months |
0 |
No |
|
SECTION 6 RIDGEPROP CC |
2000/007488/23 |
Deregistration
Final |
11 Years 11
Months |
0 |
No |
|
FLIMWELL INVESTMENTS CC |
2000/075249/23 |
Deregistration
Final |
11 Years 1 Month |
0 |
No |
|
ABERFORD INVESTMENTS CC |
2001/001054/23 |
Deregistration
Final |
11 Years |
0 |
No |
|
CHALCEDONE INVESTMENTS CC |
2001/005085/23 |
Deregistration
Final |
10 Years 11
Months |
0 |
No |
|
DEBARA INVESTMENTS CC |
2001/006121/23 |
Deregistration
Final |
10 Years 11
Months |
0 |
No |
|
DEMAS INVESTMENTS CC |
2001/006125/23 |
Deregistration
Final |
10 Years 11
Months |
0 |
No |
|
DALI INVESTMENTS CC |
2001/006254/23 |
Deregistration
Final |
10 Years 11
Months |
0 |
No |
|
CARELSBERG INVESTMENTS CC |
2001/011799/23 |
Deregistration
Final |
10 Years 11
Months |
0 |
No |
|
EBUSI INVESTMENTS CC |
2001/027133/23 |
Deregistration
Final |
10 Years 8
Months |
0 |
No |
|
EGNET INVESTMENTS CC |
2001/027134/23 |
Deregistration
Final |
10 Years 8
Months |
0 |
No |
|
FOXCROFT INVESTMENTS CC |
2001/027641/23 |
Deregistration
Final |
10 Years 8
Months |
0 |
No |
|
ETOSHA INVESTMENTS CC |
2001/027662/23 |
Deregistration
Final |
10 Years 8
Months |
0 |
No |
|
ELAME INVESTMENTS CC |
2001/027687/23 |
Deregistration
Final |
10 Years 8
Months |
0 |
No |
|
FRELON INVESTMENTS CC |
2001/027688/23 |
Deregistration
Final |
10 Years 8
Months |
0 |
No |
|
HANMAG 154 (PTY) LTD |
2002/005649/07 |
Deregistration
Final |
9 Years 10
Months |
0 |
No |
|
DOUBLE RING TRADING 77 (PTY) LTD |
2004/008824/07 |
Deregistration
Final |
7 Years 10
Months |
0 |
No |
|
IMEO DESIGN AND DECOR CC |
2004/086840/23 |
Deregistration
Final |
7 Years 5 Months |
0 |
No |
|
EAST ROCK INVESTMENTS 20 (PTY) LTD |
2005/024547/07 |
Deregistration
Final |
6 Years 6 Months |
0 |
No |
|
EAST ROCK INVESTMENTS 21 (PTY) LTD |
2005/024723/07 |
Deregistration
Final |
6 Years 6 Months |
0 |
No |
|
NORTHLAKE INVESTMENTS 22 (PTY) LTD |
2005/026028/07 |
Deregistration
Final |
6 Years 6 Months |
0 |
No |
|
HENTIQ 2144 CC |
2006/205374/23 |
In Business |
5 Years 2 Months |
0 |
No |
|
EVERPROOF CC |
B1997/065441/23 |
In Business |
14 Years 1 Month |
0 |
No |
Deeds Information
Property
Interests for: ZAHEED EBRAHIM CARRIM
|
Title Deed No. |
T60788/2008 |
Erf/Site No. |
|
|
Deeds Office |
PRETORIA |
Physical Address |
66 SOSHANGUVE-Y SOSHANGUVE |
|
Property Type |
Freehold / Ervin |
Extent / Size |
450.0SQM |
|
Purchase Date |
2008-05-09 |
Purchase price |
R
325 000,00 |
|
% Ownership |
0.0000 |
Bond Holder |
|
|
Bond Number |
|
Bond Amount |
R 0,00 |
Principal 3 of 4: KHAIROON CARRIM
|
Surname |
CARRIM |
|
First Name |
KHAIROON |
|
Other Names |
Unavailable |
|
Marital Status |
Unavailable |
|
ID Number |
441029 |
|
Verified ID Number |
No |
|
Current Age |
68 |
|
Designation |
Director |
|
Status |
Active |
|
Appointment Date |
1978-06-22 |
|
Physical Address (at time of Appointment) |
365 Gem Street Laudium 0037 |
|
Postal Address |
365 Gem Street Laudium 0037 |
|
Current Email Address |
Unavailable |
|
Shareholding |
0.0000 |
Adverse
Information for: KHAIROON CARRIM
Judgement
|
Number of
Judgements |
None |
Debt Review
|
Debt review |
None |
Other
|
Default data |
None |
Business
Information for: KHAIROON CARRIM
Current Business Interests
|
Company Name |
Registration No |
Status |
Age of Business |
Judgements |
Liquidation |
|
K CARRIM BUILDERS HARDWARE (PTY) LTD |
1976/002783/07 |
In Business |
35 Years 3
Months |
1 |
0 |
Previous Business Interests
|
Average Age of
Previous Business Interests |
None |
|
Company Name |
Registration No |
Status |
Age of Business |
Judgements |
Liquidation |
|
None |
|
|
|
|
|
Deeds Information
Property Interests for: KHAIROON CARRIM
|
Title Deed No. |
None |
Erf/Site No. |
|
|
Deeds Office |
|
Physical Address |
|
|
Property Type |
|
Extent / Size |
|
|
Purchase Date |
|
Purchase price |
|
|
% Ownership |
|
Bond Holder |
|
|
Bond Number |
|
Bond Amount |
|
Principal 4 of 4: ZAHEED EBRAHIM CARRIM
|
Surname |
CARRIM |
|
First Name |
ZAHEED |
|
Other Names |
EBRAHIM |
|
Marital Status |
Unavailable |
|
ID Number |
650624 |
|
Verified ID Number |
No |
|
Current Age |
47 |
|
Designation |
Director |
|
Status |
Active |
|
Appointment Date |
Unavailable |
|
Physical Address (at time of Appointment) |
Unavailable |
|
Postal Address |
PO Box 46036 BELLE OMBRE 0142 |
|
Current Tel Number |
Unavailable |
|
Cell number |
Unavailable |
|
Current Fax Number |
Unavailable |
|
Current Email Address |
Unavailable |
|
Shareholding |
0.0000 |
Adverse
Information for: ZAHEED EBRAHIM CARRIM
Judgement
|
Number of Judgements |
None |
Debt Review
|
Debt review |
None |
Other
|
Default data |
None |
Business
Information for: ZAHEED EBRAHIM CARRIM
Current Business Interests
|
Company Name |
Registration No |
Status |
Age of Business |
Judgements |
Liquidation |
|
K CARRIM BUILDERS HARDWARE (PTY) LTD |
1976/002783/07 |
In Business |
35 Years 3
Months |
1 |
0 |
Previous Business Interests
|
Average Age of
Previous Business Interests |
22 Years 7 Months |
|
Company Name |
Registration No |
Status |
Age of Business |
Judgements |
Liquidation |
|
VERONE INVESTMENTS (PTY) LTD |
1989/003161/07 |
Deregistration
Final |
22 Years 7
Months |
0 |
No |
Deeds Information
Property Interests for: ZAHEED EBRAHIM CARRIM
|
Title Deed No. |
None |
Erf/Site No. |
|
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.49.53 |
|
|
1 |
Rs.77.95 |
|
Euro |
1 |
Rs.64.66 |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SCs credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.