MIRA INFORM REPORT
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Report Date : |
07.02.2012 |
IDENTIFICATION DETAILS
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Name : |
TEXTECHNO HERBERT STEIN GMBH & CO. KG |
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Registered Office : |
Dohrweg 65, D 41066 Mönchengladbach |
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Country : |
Germany |
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Financials (as on) : |
31.12.2010 |
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Date of Incorporation : |
01.03.1978 |
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Com. Reg. No.: |
HRA 1263 |
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Legal Form : |
Ltd partnership
with priv. ltd. company as general partner |
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Line of Business : |
Manufacture of
instruments and appliances for measuring, testing and navigation |
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No. of Employees
: |
48 |
RATING & COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
164,000 EUR |
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Status : |
Satisfactory |
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Payment
Behaviour : |
No Complaints |
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Litigation : |
Clear |
NOTES:
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30th, 2011
|
Country Name |
Previous Rating (30.06.2011) |
Current Rating (30.09.2011) |
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Germany |
a1 |
a1 |
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Risk Category |
ECGC
Classification |
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Insignificant |
A1 |
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Low |
A2 |
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Moderate |
B1 |
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High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
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Off-credit |
D |
Company name
Textechno Herbert Stein GmbH & Co. KG
Company address
Dohrweg 65
D 41066 Mönchengladbach
Telephone: 02161/65990
Telefax: 02161/659910
Homepage: www.textechno.com
E-mail: info@textechno.com
Synthesis
LEGAL FORM Ltd
partnership with priv. ltd. company as general partner
Registered on: 01.03.1978
Register of
companies: Local
court 41061 Mönchengladbach
under: HRA
1263
Total cap.
contribution: EUR 1,641,246.94
Limited partner
Stein Beteiligungs-Gesellschaft mbH
Dohrweg 65
D 41066 Mönchengladbach
Legal form: Private limited company
Share capital: EUR 26,075.88
Share: EUR 613,550.26
Registered on: 29.12.1977
Reg. data: 41061 Mönchengladbach, HRB 981
Limited partner:
Dr. Wolfgang Stein
Im Hag 4
D 41239 Mönchengladbach
born: 04.04.1938
Share: EUR 401,875.42
Limited partner:
Jürgen Stein
Max-Roeder-Weg 7
D 41063 Mönchengladbach
Share: EUR 386,536.66
Limited partner:
Oliver Stein
Bergerend 19
D 41068 Mönchengladbach
Share: EUR 79,761.53
Limited partner:
Jennifer Stein
Hermann-Hesse-Str. 100
D 41068 Mönchengladbach
Share: EUR 79,761.53
Limited partner:
Jörn Stein
Martinstr. 15
D 52062 Aachen
born: 01.06.1971
Share: EUR 79,761.53
General partner
Stein Verwaltungsgesellschaft mit
beschränkter Haftung
Dohrweg 65
D 41066 Mönchengladbach
Legal form: Private limited company
Share capital: EUR 25,564.60
Registered on: 21.12.1970
Reg. data: 41061 Mönchengladbach, HRB 374
Shareholder
Jürgen Stein
Max-Roeder-Weg 7
D 41063 Mönchengladbach
Share: EUR 8,947.61
Shareholder:
Dr. Wolfgang Stein
Im Hag 4
D 41239 Mönchengladbach
born: 04.04.1938
Share: EUR 8,947.61
Shareholder:
Oliver Stein
Bergerend 19
D 41068 Mönchengladbach
Share: EUR 2,556.46
Shareholder:
Jennifer Stein
Hermann-Hesse-Str. 100
D 41068 Mönchengladbach
Share: EUR 2,556.46
Shareholder:
Jörn Stein
Martinstr. 15
D 52062 Aachen
born: 01.06.1971
Share: EUR 2,556.46
Manager
Dr. Ulrich Mörschel
Fahlenberg 59
D 52441 Linnich
having sole power of representation
Profession: Fully qualified physicist
BUSINESS ACTIVITIES
Sectors
26512 Manufacture of instruments and appliances
for measuring, testing and navigation
4643 Wholesale of electrical household
appliances and radio and televisiongoods
BRANCHES AND FACTORIES
Works:
Textechno Herbert Stein
GmbH & Co. KG -
Niederlassung -
Schulstr. 38
D 09125 Chemnitz
TEL.: 0371/5430107
PARTICIPATIONS
Shareholder:
Stein
Beteiligungs-Gesellschaft mbH
Dohrweg 65
D 41066 Mönchengladbach
Legal form: Private
limited company
Company Status: active
Share capital: EUR 26,075.88
Share: EUR 5,215.18
Reg. data: 29.12.1977
Local court
41061
Mönchengladbach
HRB 981
FINANCIAL INFORMATION
Payment experience: within agreed terms
Negative
information: We have no negative
information at hand.
Maximum credit: 164,000
EUR
Balance sheet
year: 2010
REAL ESTATE
Type of
ownership: proprietor
Share: 100.00 %
Address Dohrweg 65
D 41066 Mönchengladbach
Land register
documents were not available.
BANKERS
COMMERZBANK VORMALS DRESDNER BANK, MÖNCHENGLADBACH
Sort. code:
31080015, BIC: DRESDEFF310
COMMERZBANK, MÖNCHENGLADBACH
Sort. code: 31040015,
BIC: COBADEFF310
FINANCIAL FIGURES
Turnover: 2010 EUR 8,200,000.00
Ac/ts receivable:
EUR 1,785,870.00
Liabilities:
EUR 1,423,116.00
Employees: 48
The aforementioned
business figures may partly be estimated information based on average values in
the line of business.
BALANCE SHEETS
Balance sheet ratios 01.01.2010 - 31.12.2010
Equity ratio [%]: 65.88
Liquidity ratio:
10.00
Balance sheet ratios 01.01.2009 - 31.12.2009
Equity ratio [%]:
66.43
Liquidity ratio:
10.00
Balance sheet ratios 01.01.2008 - 31.12.2008
Equity ratio [%]: 58.08
Liquidity ratio:
3.80
Balance sheet ratios 01.01.2007 - 31.12.2007
Equity ratio [%]:
55.28
Liquidity ratio:
7.05
Equity ratio
The equity ratio indicates
the portion of the equity as compared to the total capital. The higher the
equity ratio, the better the economic stability (solvency) and thus the
financial autonomy of a company.
Liquidity ratio
The liquidity ratio shows
the proportion between adjusted receivables and net liabilities. The higher the
ratio, the lower the company's financial dependancy from external creditors.
Balance sheet grade
The balance sheet
grade is based on the following ratios: equity ratio, liquidity ratio and
return on total capital from the balance sheets published in the Federal
Gazette.
Type of balance
sheet: Company
balance sheet
Financial year: 01.01.2010 -
31.12.2010
ASSETS
EUR 7,703,367.16
Fixed assets EUR 3,149,757.03
Intangible assets EUR 27,582.00
Other / unspecified intangible
assetsEUR 27,582.00
Tangible assets EUR
1,451,675.00
Other / unspecified tangible
assets EUR 1,451,675.00
Financial assets EUR 1,670,500.03
Other / unspecified financial
assets EUR 1,670,500.03
Current assets EUR 4,535,671.02
Stocks EUR 1,315,192.59
Accounts receivable EUR 1,785,869.92
Other debtors and assets EUR 1,785,869.92
Liquid means EUR 1,434,608.51
Remaining other assets EUR 17,939.11
Accruals (assets) EUR 17,939.11
LIABILITIES
EUR 7,703,367.16
Shareholders' equity EUR 4,065,015.67
Capital EUR 1,764,015.67
Capital of the fully liable
partner
(LP, general partnership) EUR 107,429.98
Capital contribution of gen.
partner/accounts of the pers.
liable
shareholder EUR 107,429.98
Limited partner's capital /
capital
of partially liable partner
(LP) EUR 1,656,585.69
Reserves EUR 2,301,000.00
Items between shareholders' equity
and
debt capital EUR 796,734.00
Special items with reserve
funds EUR 792,114.00
Allowances / bonuses EUR 4,620.00
Provisions EUR 1,417,809.60
Liabilities EUR 1,423,116.22
Other liabilities EUR 1,423,116.22
Unspecified other
liabilities EUR 1,423,116.22
Other liabilities EUR 691.67
Deferrals (liabilities) EUR 691.67
Type of balance
sheet: Company
balance sheet
Financial year: 01.01.2009 -
31.12.2009
ASSETS
EUR 7,417,055.81
Fixed assets EUR 3,191,761.46
Intangible assets EUR 37,362.00
Other / unspecified intangible
assetsEUR 37,362.00
Tangible assets EUR 1,528,577.00
Other / unspecified tangible
assets EUR 1,528,577.00
Financial assets EUR 1,625,822.46
Other / unspecified financial
assets EUR 1,625,822.46
Current assets EUR 4,215,893.30
Stocks EUR 1,383,506.90
Accounts receivable EUR 1,596,632.70
Other debtors and assets EUR 1,596,632.70
Liquid means EUR 1,235,753.70
Remaining other assets EUR 9,401.05
Accruals (assets) EUR 9,401.05
LIABILITIES EUR 7,417,055.81
Shareholders' equity EUR 4,059,422.71
Capital EUR 1,758,422.71
Capital of the fully liable
partner
(LP, general partnership) EUR 101,837.02
Capital contribution of gen.
partner/accounts of the pers.
liable
shareholder EUR 101,837.02
Limited partner's capital /
capital
of partially liable partner
(LP) EUR 1,656,585.69
Reserves EUR 2,301,000.00
Items between shareholders' equity
and
debt capital EUR 802,321.00
Special items with reserve
funds EUR 793,073.00
Allowances / bonuses EUR 9,248.00
Provisions EUR 1,308,764.00
Liabilities EUR 1,245,857.35
Other liabilities EUR 1,245,857.35
Unspecified other
liabilities EUR 1,245,857.35
Other liabilities EUR 690.75
Deferrals (liabilities)
EUR 690.75
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.48.68 |
|
UK Pound |
1 |
Rs.76.75 |
|
Euro |
1 |
Rs.63.57 |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NB |
New Business |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this report.
The assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any risk
and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its
officials.