MIRA INFORM REPORT
|
Report Date : |
08.02.2012 |
Company name
KiK Textilien und Non-Food GmbH
Company address
Siemensstr. 21
D 59199 Bönen
Post Box:
12 04 33, Dortmund
Telephone: 02383/954456
Telefax: 02383/954479
Homepage: www.kik-textilien.com
E-mail: info@kik-textilien.de
VAT no
DE811671397
CONCLUSION
Business relations are permissible.
Synthesis
LEGAL FORM Private limited company
Date of foundation: 25.04.1994
Begin of business
activities: 25.04.1994
Shareholders'
agreement: 25.04.1994
Registered on: 24.09.2001
Commercial Register: Local
court 59065 Hamm
under: HRB 4085
Share capital:
EUR 15,338,756.44
Shareholder
Tengelmann International Gesellschaft mit
beschränkter Haftung
Wissollstr. 5-43
D 45478 Mülheim
Legal form: Private limited company
Share capital: EUR 400,000.00
Share: EUR 12,582,381.90
Registered on: 17.01.2000
Reg. data: 47051 Duisburg, HRB 14461
Profit transfer agreement
Shareholder:
H. H.
Holding GmbH
Edisonstr. 1
D
59199 Bönen
Legal
form: Private limited company
Share capital: EUR 25,000.00
Share: EUR 2,300,813.47
Registered on: 20.09.2011
Reg.
data: 59065 Hamm, HRB 7285
Shareholder:
Heinz Speet
Bawinkeler Str. 7
D
49838 Gersten
born:
02.11.1958
Share: EUR 151,853.69
Shareholder:
Manfred Schröder
D
40474 Düsseldorf
Share: EUR 151,853.69
Shareholder:
Hans
Dieter Schral
Deiringser Weg 73
D
59494 Soest
Share: EUR 151,853.69
President of the Board of Management
Jost Stefan Heinig
Hollmannstr. 30
D 44229 Dortmund
having sole power of representation
born: 02.08.1962
Profession: Businessman
Manager
Heinz Speet
Bawinkeler Str. 7
D 49838 Gersten
having sole power of representation
born: 02.11.1958
Marital status: married
Manager:
Dr.
Michael Arretz
D
22179 Hamburg
born:
08.10.1960
Profession: Businessman
Manager:
Burkhard Schültken
Schmetterlingsweg 6
D
59199 Bönen
born:
21.11.1963
Marital status: married
Manager:
Mechthild Gottkehaskamp
Kronprinzenstr. 11c
D
48153 Münster
born:
07.10.1963
Profession: Businessman
Manager:
Darius
Kauthe
D 59199 Bönen
born:
06.01.1968
Manager:
Ralph-Steffen Rosenbauer
D
59199 Bönen
born:
30.10.1972
Proxy
Mike Adams
Schattweg 124a
D 59174 Kamen
authorized to jointly represent the company
born: 27.10.1969
Proxy:
Jörg
Blöß
D
44137 Dortmund
authorized to jointly represent the company
born:
26.05.1966
Proxy:
Bettina Börstinghaus
D
33813 Oerlinghausen
authorized to jointly represent the company
born:
28.02.1967
Proxy:
Stefanie Artmann
D
59199 Bönen
authorized to jointly represent the company
born:
01.12.1970
Further
functions/participations of Jost Stefan Heinig (President of the Board of Management)
Limited partner:
TEDi
GmbH & Co. KG
Brackeler Hellweg 301
D
44309 Dortmund
Legal
form: Ltd partnership with priv. ltd.
company as general partner
Total
cap. EUR
13,000,000.00
contribution:
Share: EUR 1,755,000.00
Registered
on: 24.09.2004
Reg.
data: 44135 Dortmund, HRA 15612
Shareholder:
H. H.
Holding GmbH
Edisonstr. 1
D
59199 Bönen
Legal
form: Private limited company
Share
capital: EUR 25,000.00
Share: EUR 25,000.00
Registered
on: 20.09.2011
Reg.
data: 59065 Hamm, HRB 7285
Shareholder:
H.H. Beteiligungsgesellschaft mbH
Dorfstr. 52
D
44143 Dortmund
Legal
form: Private limited company
Share
capital: EUR 25,000.00
Share: EUR 25,000.00
Registered
on: 01.02.2002
Reg.
data: 44135 Dortmund, HRB 15216
Shareholder:
TURNHALLE die fitnesslounge GmbH
Glückaufsegenstr. 82-86
D
44265 Dortmund
Legal
form: Private limited company
Share
capital: EUR 50,000.00
Share: EUR 25,000.00
Registered
on: 10.08.2010
Reg.
data: 44135 Dortmund, HRB 23203
Shareholder:
TEDi
Verwaltungs- und Beteiligungs-GmbH
Brackeler
Hellweg 301
D
44309 Dortmund
Legal
form: Private limited company
Share
capital: EUR 25,000.00
Share: EUR 3,400.00
Registered
on: 29.07.2004
Reg.
data: 44135 Dortmund, HRB 18380
Manager:
B. H.
Holding GmbH
Hollmannstr. 30
D
44229 Dortmund
Legal
form: Private limited company
Share
capital: EUR 100,000.00
Registered
on: 21.02.2008
Reg.
data: 44135 Dortmund, HRB 21020
Manager:
H. H.
Holding GmbH
Edisonstr. 1
D
59199 Bönen
Legal
form: Private limited company
Share
capital: EUR 25,000.00
Registered
on: 20.09.2011
Reg.
data: 59065 Hamm, HRB 7285
Manager:
H.H.
Beteiligungsgesellschaft mbH
Dorfstr. 52
D 44143 Dortmund
Legal
form: Private limited company
Share
capital: EUR 25,000.00
Registered
on: 01.02.2002
Reg. data: 44135 Dortmund, HRB 15216
Further
functions/participations of Heinz Speet (Manager)
Limited partner:
MEDITOR Grundstücksverwaltungsgesellschaft
mbH
& Co. KG
Lähdener Str. 16
D 49740 Haselünne
Legal
form: Ltd partnership with priv. ltd.
company as general partner
Total
cap. EUR 200,000.00
contribution:
Share: EUR 50,000.00
Registered
on: 27.12.2005
Reg.
data: 49074 Osnabrück, HRA 121682
Limited partner:
MEP
GmbH & Co. KG
Mahle
6
D
49774 Lähden
Legal
form: Ltd partnership with priv. ltd.
company as general partner
Total
cap. EUR 3,000.00
contribution:
Share: EUR 1,000.00
Registered
on: 01.09.2009
Reg.
data: 49074 Osnabrück, HRA 201698
Shareholder:
Woolworth GmbH
Formerstr. 6
D
59425 Unna
Legal
form: Private limited company
Share
capital: EUR 10,000,000.00
Share: EUR 500,000.00
Registered
on: 07.06.2010
Reg.
data: 59065 Hamm, HRB 6863
Shareholder:
IMEGA
GmbH
Mahle 6
D
49774 Lähden
Legal
form: Private limited company
Share
capital: EUR 2,000,000.00
Share: EUR 100,000.00
Registered
on: 21.09.2011
Reg.
data: 49074 Osnabrück, HRB 205598
Shareholder:
MEP
Verwaltungsgesellschaft mbH
Mahle
6
D 49774
Lähden
Legal
form: Private limited company
Share
capital: EUR 45,000.00
Share: EUR 8,500.00
Registered
on:
10.08.2009
Reg.
data: 49074 Osnabrück, HRB 203326
Shareholder:
MEDITOR Verwaltungs- und
Beteiligungsgesellschaft mbH
Lähdener Str. 16
D 49740 Haselünne
Legal
form: Private limited company
Share
capital: EUR 25,000.00
Share: EUR 6,250.00
Registered
on: 06.12.2005
Reg.
data: 49074 Osnabrück, HRB 122392
Further
functions/participations of Burkhard Schültken (Manager)
Manager:
KiK
Logistik I GmbH
Siemensstr. 21
D
59199 Bönen
Legal
form: Private limited company
Share
capital: EUR 50,000.00
Registered
on: 07.11.2000
Reg. data:
59065 Hamm, HRB 4226
COMPANY HISTORY
25.04.1994 - 10.05.1994 KiK
Textilien und Nonfood GmbH
Alfred-Krupp-Str. 21
D
48291 Telgte
Private limited company
10.05.1994 -
17.11.1994 Kik Textilien und Non-Food
GmbH
Stehfenstr. 8
D
59439 Holzwickede
Private limited company
17.11.1994 -
30.08.1996 Kik Textilien und Non-Food
GmbH
Heßlingsweg 44
D
44309 Dortmund
Private limited company
RESIGNED ACTING PERSONS AND
SHAREHOLDERS
25.06.2002 -
26.07.2010 Manager
Hans-Dieter Schindel
D 59494 Soest
05.12.2003 -
24.02.2010 Manager
Manfred Schreder
D
40474 Düsseldorf
BUSINESS ACTIVITIES
Main industrial sector
4641 Wholesale of textiles
47710 Retail sale of
clothing
BRANCHES AND FACTORIES
Works:
KiK
Textilien und Non-Food GmbH
Nevinghoff 14
D
48147 Münster
Works:
KiK
Textilien und Non-Food GmbH
Kamener Str. 105
D
59077 Hamm
Works:
KiK
Textilien und Non-Food GmbH
Neugasse 11
D
35781 Weilburg
TEL.:
kein Eintrag
Works:
KiK Textilien und Non-Food GmbH
D
42651 Solingen
Branch:
KiK
Textilien und Non-Food GmbH
Marktstr. 163-165
D
46045 Oberhausen
TEL.:
0208/203111
Branch:
KiK
Textilien und Non-Food GmbH
Heßlingsweg 44
D
44309 Dortmund
PARTICIPATIONS
Shareholder:
KiK
Logistik I GmbH
Siemensstr. 21
D
59199 Bönen
Legal
form: Private limited company
Company Status: active
Share
capital: EUR 50,000.00
Share: EUR 50,000.00
Reg.
data: 07.11.2000
Local court 59065 Hamm
HRB 4226
FINANCIAL INFORMATION
Payment experience: cash
discount/within agreed terms
Negative information: We have no negative information at hand.
Maximum credit: 250,000
EUR
REAL ESTATE
Type of ownership: Tenant
Address Siemensstr.
21
D 59199 Bönen
Real Estate of: Heinz
Speet
Type of ownership: proprietor
Share: 100.00 %
Address Bawinkeler
Str. 7
D 49838 Gersten
Land register documents were not available.
BANKERS
Principal bank
COMMERZBANK VORMALS DRESDNER BANK, DORTMUND
Sort. code: 44080050, BIC: DRESDEFF440
Further banks
COMMERZBANK, DORTMUND
Sort. code: 44040037, Account no.: 340022300, BIC: COBADEFF440
DEUTSCHE BANK, HAMM, WESTF
Sort. code: 41070049, BIC: DEUTDEDE410
FINANCIAL FIGURES
Financial year: 01.01. - 31.12.
Turnover: 2010 EUR 1,630,000,000.00
2011 EUR 1,660,000,000.00
further business figures:
Share capital: EUR 15,338,756.44
Total numbers of vehicles: 125
-
Lorries:
75
-
Passenger cars:
50
Employees:
5,000
Profit transfer
agreement to:
Tengelmann International Gesellschaft mit
beschränkter Haftung
Wissollstr. 5-43
D 45478 Mülheim
The aforementioned business figures may partly be estimated
information based on average values in the line of business.
MIRA INFORM REPORT
|
Prepared for : |
Indian Overseas Bank – Bandra |
|
|
|
|
Your Ref. No.: |
India Connection Impex Pvt. Ltd |
|
Report No. : |
159988 |
|
Inquiry Date : |
11.11.2011 |
INQUIRY DETAILS
|
Given Name : |
Kik Textilien Und Non Food Gmbh |
|
|
|
|
Given Address : |
Siemensstrasse ID-Bofenen, Germany |
IDENTIFICATION DETAILS
|
Name : |
KIK TEXTILIEN UND NON-FOOD GMBH |
|
|
|
|
Registered Office : |
Siemensstr. 21, D 59199 Bönen, Post Box 12 04 33, Dortmund |
|
|
|
|
Country : |
Germany |
|
|
|
|
Date of Incorporation : |
24.09.2001 |
|
|
|
|
Com. Reg. No.: |
HRB 4085 |
|
|
|
|
Legal Form : |
Private Limited Company |
|
|
|
|
Line of Business : |
Wholesale of textiles |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Maximum Credit Limit : |
250,000 EUR |
|
|
|
|
Status : |
Good |
|
|
|
|
Payment
Behaviour : |
No Complaints |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30th, 2011
|
Country Name |
Previous Rating (30.06.2011) |
Current Rating (30.09.2011) |
|
Germany |
a1 |
a1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
Company name & address
KiK Textilien und Non-Food GmbH
Main
address:
Siemensstr. 21
D 59199 Bönen
Post Box:
12 04 33, Dortmund
Telephone: 02383/954456
Telefax: 02383/954479
Homepage: www.kik-textilien.com
E-mail: info@kik-textilien.de
VAT no
DE811671397
CONCLUSION
Business relations are permissible.
Synthesis
LEGAL FORM Private limited company
Date of foundation: 25.04.1994
Begin of business
activities: 25.04.1994
Shareholders'
agreement: 25.04.1994
Registered on: 24.09.2001
Commercial Register: Local
court 59065 Hamm
under: HRB 4085
Share capital:
EUR 15,338,756.44
Shareholder
Tengelmann International Gesellschaft mit
beschränkter Haftung
Wissollstr. 5-43
D 45478 Mülheim
Legal form: Private limited company
Share capital: EUR 400,000.00
Share: EUR 12,582,381.90
Registered on: 17.01.2000
Reg. data: 47051 Duisburg, HRB 14461
Profit transfer agreement
Shareholder:
H. H. Holding GmbH
Edisonstr. 1
D 59199 Bönen
Legal form: Private limited company
Share capital: EUR 25,000.00
Share: EUR 2,300,813.47
Registered on: 20.09.2011
Reg. data: 59065 Hamm, HRB 7285
Shareholder:
Heinz Speet
Bawinkeler Str. 7
D 49838 Gersten
born: 02.11.1958
Share: EUR 151,853.69
Shareholder:
Manfred Schröder
D 40474 Düsseldorf
Share: EUR 151,853.69
Shareholder:
Hans Dieter Schral
Deiringser Weg 73
D 59494 Soest
Share: EUR 151,853.69
President of the Board of Management
Jost Stefan Heinig
Hollmannstr. 30
D 44229 Dortmund
having sole power of representation
born: 02.08.1962
Profession: Businessman
Manager
Heinz Speet
Bawinkeler Str. 7
D 49838 Gersten
having sole power of representation
born: 02.11.1958
Marital status: married
Manager:
Dr. Michael Arretz
D 22179 Hamburg
born: 08.10.1960
Profession: Businessman
Manager:
Mechthild Gottkehaskamp
Kronprinzenstr. 11c
D 48153 Münster
born: 07.10.1963
Profession: Businessman
Manager:
Darius Kauthe
D 59199 Bönen
born: 06.01.1968
Manager:
Ralph-Steffen Rosenbauer
D 59199 Bönen
born: 30.10.1972
Proxy
Mike Adams
Schattweg 124a
D 59174 Kamen
authorized to jointly represent the company
born: 27.10.1969
Proxy:
Jörg Blöß
D 44137 Dortmund
authorized to jointly represent the company
born: 26.05.1966
Proxy:
Bettina Börstinghaus
D 33813 Oerlinghausen
authorized to jointly represent the company
born: 28.02.1967
Proxy:
Stefanie Artmann
D 59199 Bönen
authorized to jointly represent the company
born: 01.12.1970
Further functions/participations of Jost Stefan Heinig
(President of the Board of
Management)
Limited partner:
TEDi
GmbH & Co. KG
Brackeler Hellweg 301
D 44309 Dortmund
Legal
form: Ltd partnership with priv. ltd.
company as general partner
Total
cap. EUR 13,000,000.00
contribution:
Share: EUR 1,755,000.00
Registered
on: 24.09.2004
Reg.
data: 44135 Dortmund, HRA 15612
Shareholder:
H. H. Holding
GmbH
Edisonstr. 1
D
59199 Bönen
Legal
form: Private limited company
Share
capital: EUR 25,000.00
Share: EUR 25,000.00
Registered
on: 20.09.2011
Reg.
data: 59065 Hamm, HRB 7285
Shareholder:
TURNHALLE die fitnesslounge GmbH
Glückaufsegenstr. 82-86
D
44265 Dortmund
Legal
form: Private limited company
Share
capital: EUR 50,000.00
Share: EUR 25,000.00
Registered
on: 10.08.2010
Reg.
data: 44135 Dortmund, HRB 23203
Shareholder:
H.H.
Beteiligungsgesellschaft mbH
Dorfstr. 52
D 44143
Dortmund
Legal
form: Private limited company
Share
capital: EUR 25,000.00
Share: EUR 25,000.00
Registered
on: 01.02.2002
Reg.
data: 44135 Dortmund, HRB 15216
Shareholder:
TEDi
Verwaltungs- und Beteiligungs-GmbH
Brackeler Hellweg 301
D
44309 Dortmund
Legal form: Private limited
company
Share
capital: EUR 25,000.00
Share: EUR 3,400.00
Registered
on: 29.07.2004
Reg.
data: 44135 Dortmund, HRB 18380
Manager:
B. H.
Holding GmbH
Hollmannstr. 30
D
44229 Dortmund
Legal
form: Private limited company
Share capital: EUR 100,000.00
Registered
on: 21.02.2008
Reg.
data: 44135 Dortmund, HRB 21020
Manager:
I.P.E.
Immobilien und Projektentwicklung
GmbH
Mozartstr. 33
D
59423 Unna
Legal
form: Private limited company
Share
capital: EUR 25,000.00
Registered
on: 10.06.2010
Reg.
data: 59065 Hamm, HRB 6867
Manager:
H.H.
Beteiligungsgesellschaft mbH
Dorfstr. 52
D
44143 Dortmund
Legal
form: Private limited company
Share
capital: EUR 25,000.00
Registered
on: 01.02.2002
Reg.
data: 44135 Dortmund, HRB 15216
Manager:
H. H.
Holding GmbH
Edisonstr. 1
D
59199 Bönen
Legal
form: Private limited company
Share
capital: EUR 25,000.00
Registered
on: 20.09.2011
Reg.
data: 59065 Hamm, HRB 7285
Further functions/participations of
Heinz Speet (Manager)
Limited partner:
MEDITOR
Grundstücksverwaltungsgesellschaft
mbH
& Co. KG
Lähdener Str. 16
D
49740 Haselünne
Legal
form: Ltd partnership with priv. ltd.
company as general partner
Total
cap. EUR 200,000.00
contribution:
Share: EUR 50,000.00
Registered
on: 27.12.2005
Reg.
data: 49074 Osnabrück, HRA 121682
Limited partner:
MEP
GmbH & Co. KG
Mahle
6
D
49774 Lähden
Legal
form: Ltd partnership with priv. ltd.
company as general partner
Total
cap. EUR 3,000.00
contribution:
Share: EUR 1,000.00
Registered
on: 01.09.2009
Reg.
data: 49074 Osnabrück, HRA 201698
Shareholder:
Woolworth GmbH
Formerstr. 6
D
59425 Unna
Legal form: Private limited
company
Share
capital: EUR 10,000,000.00
Share: EUR 500,000.00
Registered
on: 07.06.2010
Reg.
data: 59065 Hamm, HRB 6863
Shareholder:
IMEGA
GmbH
Mahle
6
D
49774 Lähden
Legal
form: Private limited company
Share capital: EUR 2,000,000.00
Share: EUR 100,000.00
Registered
on: 21.09.2011
Reg.
data: 49074 Osnabrück, HRB 205598
Shareholder:
MEP
Verwaltungsgesellschaft mbH
Mahle
6
D
49774 Lähden
Legal
form: Private limited company
Share
capital: EUR 45,000.00
Share: EUR 8,500.00
Registered
on: 10.08.2009
Reg.
data: 49074 Osnabrück, HRB 203326
Shareholder:
MEDITOR
Verwaltungs- und
Beteiligungsgesellschaft mbH
Lähdener Str. 16
D
49740 Haselünne
Legal
form: Private limited company
Share
capital: EUR 25,000.00
Share: EUR 6,250.00
Registered
on: 06.12.2005
Reg.
data: 49074 Osnabrück, HRB 122392
COMPANY HISTORY
25.04.1994 -
10.05.1994 KiK Textilien und Nonfood
GmbH
Alfred-Krupp-Str. 21
D
48291 Telgte
Private limited company
10.05.1994 -
17.11.1994 Kik Textilien und Non-Food
GmbH
Stehfenstr. 8
D
59439 Holzwickede
Private limited company
17.11.1994 -
30.08.1996 Kik Textilien und Non-Food
GmbH
Heßlingsweg 44
D
44309 Dortmund
Private limited company
RESIGNED ACTING PERSONS AND
SHAREHOLDERS
25.06.2002 -
26.07.2010 Manager
Hans-Dieter Schindel
D
59494 Soest
05.12.2003 -
24.02.2010 Manager
Manfred Schreder
D
40474 Düsseldorf
BUSINESS ACTIVITIES
Main industrial
sector
4641 Wholesale of textiles
47710 Retail sale of
clothing
BRANCHES AND FACTORIES
Works:
KiK Textilien und Non-Food GmbH
Kamener Str. 105
D
59077 Hamm
Works:
KiK
Textilien und Non-Food GmbH
Neugasse 11
D
35781 Weilburg
TEL.: kein Eintrag
Branch:
KiK
Textilien und Non-Food GmbH
Marktstr. 163-165
D
46045 Oberhausen
TEL.:
0208/203111
Branch:
KiK
Textilien und Non-Food GmbH
Heßlingsweg 44
D
44309 Dortmund
PARTICIPATIONS
Shareholder:
KiK
Logistik I GmbH
Siemensstr. 21
D
59199 Bönen
Legal form: Private limited company
Company Status: active
Share
capital: EUR 50,000.00
Share: EUR 50,000.00
Reg.
data: 07.11.2000
Local court 59065 Hamm
HRB 4226
FINANCIAL INFORMATION
Payment experience: cash
discount/within agreed terms
Negative information: We
have no negative information at hand.
Maximum credit: 250,000 EUR
REAL ESTATE
Type of ownership: Tenant
Address Siemensstr.
21
D 59199 Bönen
Real Estate of: Heinz
Speet
Type of ownership: proprietor
Share: 100.00 %
Address Bawinkeler
Str. 7
D 49838 Gersten
Land register documents were not available.
BANKERS
Principal bank
COMMERZBANK VORMALS DRESDNER BANK, DORTMUND
Sort. code: 44080050, BIC: DRESDEFF440
Further banks
COMMERZBANK, DORTMUND
Sort. code: 44040037, Account no.: 340022300, BIC: COBADEFF440
DEUTSCHE BANK, HAMM, WESTF
Sort. code: 41070049, BIC: DEUTDEDE410
FINANCIAL FIGURES
Financial year: 01.01. - 31.12.
Turnover: 2009 EUR 1,339,600,000.00
2010 EUR 1,630,000,000.00
further business figures:
Share capital: EUR 15,338,756.44
Total numbers of vehicles: 125
-
Lorries:
75
-
Passenger cars:
50
Employees:
5,000
Profit transfer
agreement to:
Tengelmann International Gesellschaft mit
beschränkter Haftung
Wissollstr. 5-43
D 45478 Mülheim
The
aforementioned business figures may partly be estimated information based on
average values in the line of business.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.48.92 |
|
UK Pound |
1 |
Rs.77.31 |
|
Euro |
1 |
Rs.64.12 |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
---- |
NB |
New Business |
---- |
This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.