MIRA INFORM REPORT

 

 

Report Date :

13.02.2012

 

IDENTIFICATION DETAILS

 

Name :

MAY  LAM  INTERNATIONAL  TRADING  CO.

 

 

Registered Office :

Room 221, 2/F., Shing Win Factory Building, 15-17 Shing Yip Street, Kwun Tong, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

01.12.2005

 

 

Com. Reg. No.:

36290564-000-12

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Importer, Exporter and Manufacturer of all kinds of moulds, hardware, metal products, glassware, etc.

 

 

No. of Employees :

2

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name and address

 

MAY  LAM  INTERNATIONAL  TRADING  CO.

 

 

Address:           Room 221, 2/F., Shing Win Factory Building,

                        15-17 Shing Yip Street, Kwun Tong,

                        Kowloon, Hong Kong.

 

 

(Formerly located at:

Room 210, 2/F. of the same building.)

 

PHONE:            9187 7708

 

FAX:                 2178 2382

 

 

MANAGEMENT

 

Manager:  Mr. Chiu Yick Fong  (alias Billy Yau)

 

 

SUMMARY

 

Establishment:                          1st December, 2005.

 

Organization:                  Sole Proprietorship.

 

Capital:                         Not disclosed.

 

Business Category:        Importer, Exporter and Manufacturer.

 

Employees:                   2.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.


ADDRESS

 

Head Office:-

Room 221, 2/F., Shing Win Factory Building, 15-17 Shing Yip Street, Kwun Tong, Kowloon, Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER 

 

36290564-000-12

 

 

MANAGEMENT

 

Manager:  Mr. Chiu Yick Fong  (alias Billy Yau)

 

 

SOLE PROPRIETOR

 

Name:  Mr. CHIU Yick Fong

Residential Address:      Flat 2307, 23/F., Kwong Ning House, Kwong Ming Court, Tseung Kwan O, Kowloon, Hong Kong.

 

 

HISTORY

 

The subject was established on 1st December, 2005 as a sole proprietorship concern owned by Mr. Chiu Yick Fong under the Hong Kong Business Registration Regulations.

Initially the subject was located at Unit 13, 9/F., Block A, Focal Industrial Building, 21 Man Lok Street, Hung Hom, Kowloon, Hong Kong, moved to Room 210, 2/F., Shing Win Factory Building, 15-17 Shing Yip Street, Kwun Tong, Kowloon, Hong Kong in December 2007; and further to Room 221 of the same floor and building in December 2011.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Manufacturer.

 

Lines:                           All kinds of moulds, hardware, metal products, glassware, etc.

 

Employees:                   2.

 

Raw Materials:               Imported from China, etc.

 

Markets:                       India, Japan, Europe, North America, etc.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

 

FINANCIAL INFORMATION

 

Capital:                         Not disclosed.

 

Profit or Loss:                Making a small profit every year.

 

Condition:                      Keeping in a normal manner.

 

Facilities:                       Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Small.

 

 

GENERAL

 

May Lam International Trading Co. is a sole proprietorship set up and owned by Mr. Chiu Yick Fong (alias Billy Yau) who is a Hong Kong merchant.

Business commenced in December 2005, the subject is trading in the following products: moulds, metal hardware, metal components, glassware, etc.  Most of the products are sourced from China or acquired from local suppliers.  Prime markets are India, Japan, Europe, North America, etc.  Business is fairly active.

The subject shares its operating office with another firm located at the present address.  Business in Hong Kong is over six years.  Just making a very small profit every year.

The subject’s business is chiefly handled by Chiu Yick Fong himself.  He can be reached at your given phone number 852-9187 7708.

On the whole, consider the subject good for normal business engagements in small credit amounts.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.64

UK Pound

1

Rs.78.35

Euro

1

Rs.65.79

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.