MIRA INFORM REPORT

 

 

Report Date :

14.02.2012

 

IDENTIFICATION DETAILS

 

Name :

P.T. INDOFRESH

 

 

Registered Office :

Jl. Parang Tritis Raya No. 3 Ancol Barat Jakarta Utara 14430

 

 

Country :

Indonesia

 

 

Date of Incorporation :

08.03.2005

 

 

Com. Reg. No.:

No. AHU-23871.AH.01.02.Tahun 2010

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading, Supplier and Importer of Fresh Fruits

 

 

No. of Employees :

36 persons       

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 490,000

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Name of Company

 

P.T. INDOFRESH

 

 

Address

 

Head Office

Jl. Parang Tritis Raya No. 3

Ancol Barat

Jakarta Utara 14430

Indonesia

Phone               - (62-21) 6909590 (Hunting), 6909483-5

Fax.                  - (62-21) 6908497

Building Area     - 3 storey

Office Space      - 260 sq. meters

Region              - Commercial

Status               - Owned

 

 

Registration data

 

Date of Incorporation :

8 March 2005

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

                                                       

Company Reg. No. :

The Ministry of Law and Human Rights

a. No. C-01433.HT.01.04.TH.2007

    Dated 26 October 2007

b. No. AHU-23871.AH.01.02.Tahun 2010

    Dated 11 May 2010

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance 

NPWP No.  02.186.538.1-044.000

 

Affiliated/Associated Companies :

a. P.T. ANUGERAH BUANA UTAMA (Trading and Supplier of fresh fruits)

b. P.T. KAPUAS MEKAR JAYA (Ocean Going Shipping Services)

c. Etc.

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                   - Rp.  5,000,000,000.-

Issued Capital                         - Rp.  5,000,000,000.-

Paid up Capital                       - Rp.  5,000,000,000.-

 

Shareholders/Owners :

a. Mr. Agus Setiawan Ang                    - Rp.     500,000,000.- (10%)

   Address : Jl. Agung Tengah No. 2,

      RT.010 / RW. 018

                   Jakarta Pusat, Indonesia

b. Mr. Tony Ang                                   - Rp.     500,000,000.- (10%)

   Address : Jl. Balik Papan I/46

                   Kelurahan Gambir

                   Jakarta Pusat, Indonesia

c. Mr. Abu Hasan alias Ang Tjiu Bu      - Rp.  4,000,000,000.- (80%)

   Address : Jl. Daan Mogot Km. 14

                   RT. 009 RW. 003

                   Jakarta Barat, Indonesia

 

 

BUSINESS ACTIVITIES

                             

Lines of Business :

Trading, Supplier and Importer of Fresh Fruits

 

Production Capacity :

None


Total Investment :

a. Owned Capital                 - Rp. 12.0 billion

b. Loan Capital                    - Rp.      0 billion

c. Total Investment               - Rp. 12.0 billion

 

Started Operation :

April 2005

 

Brand Name :

None

 

Technical Assistance :

None

 

Number of Employee :

36 persons                                       

 

Marketing Area :

Domestic    - 100%

Main Customers :

a. Fresh Fruits Hypermarkets and Supermarket

b. Traditional Markets

c. Fruits Shops

d. Hotel and Restaurants

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. AGRO MULTI SARANA

b. P.T. BAROKAH JAYA

c. P.T. MARUMAN JAYA

d. P.T. MOENAPUTRA NUSANTARA

e. P.T. SALITROSA AUSASIA

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a. P.T. Bank CENTRAL ASIA Tbk

    Jalan Asemka No. 27-30

    Jakarta Barat

    Indonesia

b. P.T. Bank LIPPO Tbk.

    Jalan Raya Jembatan II No. 82

    Jakarta Pusat

    Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2009 – Rp. 24.0 billion

2010 – Rp. 32.0 billion

2011 – Rp. 36.0 billion

 

Net Profit (estimated) :

2005 – Rp.  1.7 billion

2006 – Rp.  2.3 billion

2011 – Rp.  2.6 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                     - Mr. Agus Setiawan Ang

 

Board of Commissioners :

President Commissioner - Mr. Abu Hasan alias Ang Tjiu Bu

Commissioner                           - Mr. Tony Ang

 

Signatories :

Director (Mr. Agust Setiawan Ang) which must be approved by the Board of Commissioner (Mr. Abu Hasan alias Ang Tjiu Bu and Mr. Tony Ang)

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

Maximum Credit Limit :

US$ 490,000.- on the 90 days of payments

 

 

 

 

 

 

 

OVERALL PERFORMANCE

 

P.T. INDOFRESH was established on March 2005 with an authorized of Rp. 800,000,000.- which of Rp. 550,000,000.- was issued and fully paid up.  The founding shareholders of the company are Mr. Abu Hasan AKA Ang Tjiu Bu and his sons Mr. Agus Sestiawan Ang and Mr. Tony Ang, they are Indonesian family businessmen of Chinese extraction.  Its Articles of Association has subsequently been revised for several times.  In July 2007, its authorized capital was increased to Rp. 5,000,000,000.- wholly was issued and paid up.  The latest shareholders of P.T. INDOFRESH are Mr. Abu Hasan alias Ang Tjiu Bu (80%) and the rest Mr. Agust Setiawan Ang (10%) and Mr. Tony Ang (10%).  The latest amendment to Articles of Association was made by Mr. Fulgensius Jimmy Hardjo Lukito, SH., a public notary in Jakarta and the deed was approved by the Ministry of Law and Human rights in its decision letter No. AHU-23871.AH.01.02.Tahun 2010, dated May 11, 2010. No changes have been effected in term of its shareholding composition and capital structures to date.

 

      We note that shareholders of P.T. INDOFRESH have relation with the ownership of P.T. ANUGERAH BUANA UTAMA (Trading and Supplier of fresh fruits) and P.T. KAPUAS MEKAR JAYA (Ocean Going Shipping Services).

 

      P.T. INDOFRESH has been in operation since early 2005 in trading, supplier and importing of fresh fruits.  The products sole by P.T INDOFRESH are pears, apples, oranges, grapes, peaches, kiwi and others imported the USA, People’s Republic of China, Hong Kong, Thailand, New Zealand, Australia and other countries.  The fruits are supplier to fresh fruit supermarket like TOTAL Fruit, GIANT hypermarket, CARREFOUR, LOTTE, INDOGROSIR hypermarkets, fruits shops, traditional markets in Jakarta and its surrounding as well as to hotels and restaurant management. We observe that P.T. INDOPRESH is classified as a small sized company of its kind in the country of which the operation has been growing in the last three years.

 

Generally, the demand for fresh fruits, food and beverage in the country had significantly rising by 8% to 10% per year in the last five years, in line with the growth of fresh food supermarkets, hypermarkets, fruit shops, hotels, restaurants and increasing purchasing power in Indonesia. But, as from October 2008, the demand growth for flexible packaging and printing has kept on dwindling as an impact of global economic crisis as told above.  Beside, the competition is very tight on account many similar companies operating in the country.  P.T. INDOFRESH is considered to be in a favorable business position in view of the company's experience in the above business.

 

Until this time P.T. INDOFRESH has not been registered with Indonesian Stock Exchange, so that they shall not oblige to announce their financial statement. We observed that total sales turnover of the company in 2009 amounted to Rp. 24.0 billion increased to Rp. 32.0 billion in 2010 and rose again to Rp. 36.0 billion in 2011.   The operation in 2011 yielded an estimated net profit by at least Rp. 2.6 billion and the company has an estimated total net worth at Rp. 18.0 billion.   It is projected that total sales turnover of the company will be higher by at least 12% in 2012.   We observe that P.T. INDOFRESH is supported by financially fairly strong behind it.    So far, we have never heard of the company having been black listed by the Central Bank (Bank Indonesia). The company disclosed that the company usually pays its debts punctually to suppliers.   

 

The management of P.T. INDOFRESH is headed by Mr. Agus Setiawan Ang (34) as director and assisted by Mr. Tony Ang (29) as director.  But we believe that the prime mover of the company is Mr. Abu Hasan alias Ang Tjiu Bu (63), a businessman with more than 30 years of experience in trading, supplier and importing of fresh fruits.   We observed that management’s reputation in that business is fairly good.   The management of the company is handled by experienced professional manager having wide relation with private businessmen of home and overseas as well as with the government sectors. So far, we have never heard that the company’s management involved in the business malpractices or detrimental cases that settled in the country. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.   We believe that PT. INDOFRESH is considered to be good for business transaction.



FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.32

UK Pound

1

Rs.77.84

Euro

1

Rs.65.35

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.