MIRA INFORM REPORT

 

 

Report Date :

14.02.2012

 

IDENTIFICATION DETAILS

 

Name :

PUNJABI  TRADING  ASIA  LTD.

 

 

Registered Office :

Unit 1703-1706, 17/F., Multifield Plaza, 3-7A Prat Avenue, Tsimshatsui, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

28.12.1993

 

 

Com. Reg. No.:

17740611

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler of Tea, snacks, other foodstuffs, cookware, etc.

 

 

No. of Employees :

10.

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name and address

 

PUNJABI  TRADING  ASIA  LTD.

(Business names:

ENDURANCE TRADE SERVICES COMPANY

GRAND OCEAN COMPANY

HEALTH BEVERAGES COMPANY

PTAL FOODS COMPANY

SUPREME TRUST FOODS COMPANY

SYMPA TRADING COMPANY    )

 

 

Address:           Unit 1703-1706, 17/F., Multifield Plaza,

                        3-7A Prat Avenue, Tsimshatsui,

                        Kowloon, Hong Kong.

 

PHONE:                        2723 2221

 

FAX:                 2723 6151

 

E-MAIL:                        info@punjabihk.com

punjabi@punjabihk.com

 

 

MANAGEMENT

 

Managing Director:  Mr. Suresh Hemandas Punjabi

 

 

SUMMARY

 

Incorporated on:                         28th December, 1993.

 

Organization:                             Private Limited Company.

 

Capital:                                     Nominal:           HK$5,000,000.00

Issued:              HK$5,000,000.00

 

Business Category:                    Foodstuff Trader.

 

Annual Turnover:                        US$25~30 million.

 

Employees:                               10.

 

Main Dealing Banker:                 The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:                       Satisfactory.


ADDRESS

 

Registered Head Office:-

Unit 1703-1706, 17/F., Multifield Plaza, 3-7A Prat Avenue, Tsimshatsui, Kowloon, Hong Kong.

 

Business Names:-

Endurance Trade Services Company, Hong Kong.

Grand Ocean Company, Hong Kong.

Health Beverages Company, Hong Kong.

PTAL Foods Company, Hong Kong.

Supreme Trust Foods Company, Hong Kong.

Sympa Trading Company, Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER

 

17740611

 

 

COMPANY FILE NUMBER

 

0458815

 

 

MANAGEMENT

 

Managing Director:  Mr. Suresh Hemandas Punjabi

 

 

CAPITAL

 

Nominal Share Capital: HK$5,000,000.00 (Divided into 5,000,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$5,000,000.00

 

 

SHAREHOLDERS

(As per registry dated 28-12-2011)

 

Name

 

No. of shares

Suresh Hemandas PUNJABI

 

3,250,000

Kiran Suresh PUNJABI

 

1,500,000

Yoshwin Suresh PUNJABI

 

125,000

Yogesh Suresh PUNJABI

 

125,000

 

 

––––––––

 

Total:

5,000,000

=======

 

 

DIRECTORS

(As per registry dated 28-12-2011)

 

Name

(Nationality)

 

Address

Kiran Suresh PUNJABI [Also alternate director to Suresh Hemandas PUNJABI and Yoshwin Suresh PUNJABI]

Flat 18A, Tower 17, Laguna Verde, 8 Laguna Verde Avenue, Hunghom, Kowloon, Hong Kong.

 

Suresh Hemandas PUNJABI [Also alternate director to Kiran Suresh PUNJABI and Yoshwin Suresh PUNJABI]

Flat 18A, Tower 17, Laguna Verde, 8 Laguna Verde Avenue, Hunghom, Kowloon, Hong Kong.

 

Yoshwin Suresh PUNJABI [Also alternate director to Suresh Hemandas PUNJABI and Kiran Suresh PUNJABI]

Flat 18A, Tower 17, Laguna Verde, 8 Laguna Verde Avenue, Hunghom, Kowloon, Hong Kong.

 

Beena Heman PUNJABI [Alternate director to Suresh Hemandas PUNJABI, Kiran Suresh PUNJABI and Yoshwin Suresh PUNJABI]

Flat 18A, Tower 17, Laguna Verde, 8 Laguna Verde Avenue, Hunghom, Kowloon, Hong Kong.

 

Heman Jeramdas PUNJABI [Alternate director to Suresh Hemandas PUNJABI, Kiran Suresh PUNJABI and Yoshwin Suresh PUNJABI]

Flat 18A, Tower 17, Laguna Verde, 8 Laguna Verde Avenue, Hunghom, Kowloon, Hong Kong.

 

Yogesh Suresh PUNJABI [Alternate director to Suresh Hemandas PUNJABI, Kiran Suresh PUNJABI and Yoshwin Suresh PUNJABI]

Flat 18A, Tower 17, Laguna Verde, 8 Laguna Verde Avenue, Hunghom, Kowloon, Hong Kong.

 

 

SECRETARY

(As per registry dated 28-12-2011)

 

Name

Address

Co. No.

K. H. Ng & Partners Ltd.

Unit A, 22/F., Full Win Commercial Centre,
573 Nathan Road, Kowloon, Hong Kong.

1583148

 

 

HISTORY

 

The subject was incorporated on 28th December, 1993 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           Tea, snacks, other foodstuffs, cookware, etc.

 

Employees:                   10.

 

Commodities Imported:   India, China, other Asian countries, etc.

 

Markets:                       Hong Kong, Southeast Asia, China, Japan, etc.

 

Annual Turnover:             US$25~30 million.

 

Terms/Sales:                 As per contracted.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

 

MEMBERSHIP

 

The Hong Kong General Chamber of Commerce, Hong Kong.
[Membership No. HKP0461]

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$5,000,000.00 (Divided into 5,000,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$5,000,000.00

 

Indebtedness:                HK$11,485,813.00  (Total amount outstanding on all mortgages and charges as per last Annual Return dated 28-12-2011)

 

Mortgage or Charge (since 2008):  (See attachment)

 

Profit or Loss:                Making a small profit every year.

 

Condition:                      Keeping in an active condition.

 

Facilities:                      Making active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.


Bankers:-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Indian Overseas Bank, Hong Kong Branch.

China Construction Bank (Asia) Corporation Ltd., Hong Kong.

 

Standing:  Normal.

 

 

GENERAL

 

Having issued 5 million ordinary shares of HK$1.00 each, Punjabi Trading Asia Ltd. is wholly owned by the Punjabi family.  The largest shareholder is Mr. Suresh Hemandas Pubjabi who is holding 55% interest.  The other shareholders are: Mr. Heman Jeramdas Punjabi, holding 35%; Mr. Beena Heman Punjabi, 5%; and Mr. Kiran Suresh Punjabi, also 5%.  Most of the family members are Hong Kong ID Card holders and have got the right to reside in Hong Kong permanently.

The business names of the subject are the following six:-

Endurance Trade Services Company

Grand Ocean Company

Health Beverages Company

PTAL Foods Company

Supreme Trust Foods Company

SYMPA Trading Company

The subject is trading in the following commodities:-

·         Cookware

·         Vacuum Flasks

·         Kitchen Utensils – Metal

·         Kitchen Utensils – Miscellaneous

·         Household Products – Metal (Enamelware, Enamelware)

·         Tea and Teabag

·         Snack (Including Potato and Shrimp Chip) (From Australia and New Zealand)

The above-mentioned products are traded under the subject’s different business names.  Commodities are sourced from India, China, other Asian countries, Australia, New Zealand and acquired from local suppliers.  Prime markets are Hong Kong, China, Japan, other Asian countries, Europe, North America, Africa, Australia, etc.  Overall business is active.

It was reported that the Punjabi family had set up their firm in India in 1933.  Commodities can be shipped to worldwide customers via the shipping company Maersk Line.

The annual sales turnover of the subject ranges from US$25 to 30 million.  Regular suppliers and clients have been maintained.

Mr. Suresh Hemandas Punjabi, representing Senegal, is also a member of The Association of Honorary Consuls in Hong Kong and Macau SAR, China.

The history of the subject in Hong Kong is over eighteen years and a month.

On the whole, consider the subject good for normal business engagements.

 


MORTGAGE OR CHARGE

(Since 2008)

 

Date

Particulars

Amount

30-01-2008

Instrument:        Charge Over Account

Property:

The Chargor as sole beneficial owner and as security for the payment of all Secured Liabilities charges the Credit Balance to the Bank

Mortgagee:        China Construction Bank (Asia) Corporation Ltd., Hong Kong.

All present and future obligations and liabilities

11-12-2008

Instrument:        Security Over Deposits

Property:

A deposit with chargee in the amount of HK$2,100,000 under Deposit A/C No. 511‑666208, whatever currency it may subsequently be denominated in, any renewal of such deposit and the interest thereon together with any further monies in any deposit account with the chargee at any of its offices

Mortgagee:        The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Amount secured – (i) all monies in any currency owing by the Company to the chargee at any time, actually or contingently, in any capacity, alone or jointly with any other person; (ii) interest on such monies, to the date on which the chargee receives payment, at the rates payable by the Company or which would have been payable but for any circumstance which restricts payment and (iii) all expenses of the chargee in perfecting or enforcing the charge


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.32

UK Pound

1

Rs.77.84

Euro

1

Rs.65.35

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.