MIRA INFORM REPORT

 

 

Report Date :

14.02.2012

 

IDENTIFICATION DETAILS

 

Name :

TISHARKIAT AL ZAHOOR

 

 

Registered Office :

Sharah E Ruwaisat, Missurata

 

 

Country :

Libya

 

 

Year of Establishment :

2006

 

 

Legal Form :

--

 

 

Line of Business :

Wholesale of grain, un-manufactured tobacco, seeds and animal feeds

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Undetermined

Payment Behaviour :

Unknown

Litigation :

--

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Libya

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name          

 

TISHARKIAT AL ZAHOOR

 

Payment Record:                                   UNDETERMINED

 

                                                             

 

Registration Briefing

 

      Registration Number:                       N/A

 

      Registration Date:                            N/A

 

      Legal Form:                                     LEGAL STRUCTURE NOT ASCERTAINED

 

      Latest Financials:                            N/A

 

 

Financial Briefing

 

      Nominal Capital:                              N/A

 

      Issued Capital:                                 N/A

 

      Turnover:                                         N/A

 

      Net Profit:                                        N/A

 

      Net Worth:

 

 

Company Details

 

      Company Name:                                    TISHARKIAT AL ZAHOOR

      Headquarter Address:                             ?Sharah E Ruwaisat,

                                                                  Missurata?,

                                                                  Libya

 

      Telephone:                                            +218 512624536

                                                                  +218 912109024

 

      E‑Mail:                                                  s.d_attary@yahoo.com

 

        Company was originally started on 2006

 

Registration & Legal Details

 

      Current Legal Form:                             LEGAL STRUCTURE NOT ASCERTAINED

      Year/Date Company Established:          2006

 

Shareholders

 

 

          Information on Shareholders is not available/applicable

 

 

 

Principals

 

        Name:                                               Mr Saddik Youssef

        Position within the company:              General Manager

        Additional Information:                        Owner

        Nationality:                                        Libyan

 

 

Company Activities

 

        NACE Codes:  4621           Wholesale of grain, un-manufactured tobacco, seeds and animal feeds

 

        The company grains, herbs and spices.

 

        Wholesalers

 

        Local Reporters consider the investigated company to be SMALL in their field of concern.

 

Operations

 

         HQ Premises                                   Operates from:     Office

                                                                Location:             Central Business Area, Main Road

 

         Imports

 

                                                              Import % and type of product:     100% Finished Goods

                                                              Imports From:                            Far East, Middle East

                                                              Importing Terms:                        Cash

 

          Trading & Selling

 

                                                               Territory:                                   100% Nationally

                                                              Type of Customer:                     General Public, retailers, wholesalers

Related Companies

 

         Subsidiaries

         Affiliates

                                  Information on Related Companies is not available/applicable

 

 

Bankers

 

        Information on Bankers is not available/applicable

 

 

Payments

 

       Subject's payments reported to be: UNDETERMINED

 

 

Interview & Reporter Comments

 

            Name/Title:        Mr. Seddik Youssef General Manager

            Comment:         Subject has confirmed the general details shown in the report.

 

            Reporter Comment:        We have contacted Subject Company and talked to Mr. Seddik Youssef, General

            Manager, who advised us that subject company, was founded around 6 years ago.

 

            The company is involved in the import and trade of grains, herbs, and spices. 

            Subject business is based on cash terms mainly.

 

            Mr. Youssef asked us to send him written request for the information in order

            discuss it with his partners and then company back to us with their reply. However,

            until today we didn't receive any reply, although we have contacted them again

            several times.

            In case any additional information is provided we shall send it to you at once.

 

            Local company’s registry is inaccessible to inspect subject's file, therefore, all the

            information shown in the report is obtained from a direct contact with the subject

            you are investigating.

 

 


Conclusions

 

Accounts Comments:     Full Financial Statements were unavailable to local analysts so a complete and

accurate picture of the financial strength of the company could not be ascertained.

Our assessment and ratings are therefore based on non‑financial data.

 

Local Reputation:           The company being investigated is believed by local reporters to be a Medium Trade Risk.

 

General Conclusion:       Subject not legally obliged to produce or publish accounts

 

Owner/Shareholders Comments: Some of the owners / shareholders have an active participation in the running of the business.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.32

UK Pound

1

Rs.77.84

Euro

1

Rs.65.35

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.