MIRA INFORM REPORT

 

 

Report Date :

15.02.2012

 

IDENTIFICATION DETAILS

 

Name :

BADER AL MULLA & BROS COMPANY WLL

 

 

Registered Office :

Plot D, Block 15/18/22/25 Shuwaikh Free Zone PO Box 177 Safat 13002

 

 

Country :

Kuwait

 

 

Financials (as on) :

31.12.2011

 

 

Year of Establishment :

1947

 

 

Com. Reg. No.:

6631, Safat

 

 

Legal Form :

With Limited Liability – WLL

 

 

Line of Business :

Subject operates several divisions like Automotive Division, Office & Audio Visual Division, General Trading Division

 

 

No. of Employees :

550

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 1,000,000

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Kuwait

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SUMMARY

 

Company Name                                     : BADER AL MULLA & BROS COMPANY WLL

Country of Origin                                    : Kuwait

Legal Form                                            : With Limited Liability – WLL

Start Date                                             : 1947

Registration Date                                   : 9th February 1960

Commercial Registration Number                        : 6631, Safat

Chamber Membership Number                : 497

Issued Capital                                        : KD 2,850,000

Paid up Capital                                      : KD 2,850,000

Total Workforce                                     : 550

Activities                                               : Subject operates several divisions (see below for details)

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Recommended Credit Limit                     : US$ 1,000,000

 

COMPANY NAME

 

BADER AL MULLA & BROS COMPANY WLL

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : Plot D, Block 15/18/22/25

Area                 : Shuwaikh Free Zone

 

PO Box             : 177

 

Town                 : Safat 13002

Country             : Kuwait

 

Telephone         : (965) 22250888 / 22250999

Facsimile          : (965) 22250880 / 22250990

Email                : bas@almullagroup.com

 

Premises

 

Subject operates from a large suite of offices and a warehouse that are rented and located in the Shuwaikh Free Zone of Safat.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Al Rai                                                                                               Showroom premises

Safat

     Tel: (965) 24730167

 

·       Shuwaikh                                                                                         Showroom premises

Safat

     Tel: (965) 24815077

     Fax : (965) 24839725

 

·       Fahaheel                                                                                          Showroom premises

       Safat

     Tel: (965) 23912441

 

·       Al Mulla Building                                                                               Office premises

Omar Bin Al Khattab Street

Al Sharq

Safat

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Najeeb Abdullah Al Mulla                                                                   Chairman

 

·       Anwar Abdullah Al Mulla                                                                    Managing Director

 

·       Nabeel Abdullah Al Mulla                                                                   Director

 

·       Akpar Clifford Hovaguimian                                                                 General Manager

 

·       Essam Al Othman                                                                             Assistant General Manager

 

·       Mina Patel                                                                                        Finance Manager

 

·       Mohamed Yahya Al Ayoub                                                                 Sales Manager

 

·       Ali Al Shlawish Al Harshani                                                                Administration Manager

 

·       Abdullah Najeeb Al Mulla                                                                   Human Resources Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1947

 

History                         : Subject’s operations date back to 1947, however it was registered on 9th February 1960 as a General Partnership under the name of “Bader Al Mulla & Bros” between the following partners:

 

                                      1. Bader Abdullah Al Mulla

                                      2. Anwar Abdullah Al Mulla

                                      3. Najeeb Abdullah Al Mulla

                                      4. Nabeel Abdullah Al Mulla

  5. Lutfi Abdullah Al Mulla

 

  In 1981, and following the demise of Mr Bader Abdullah Al Mulla his shares in the business  were distributed amongst the remaining partners.

 

  On 9th August 1981 the business was re-registered as a With Limited Liability – WLL under  the current name of “Bader Al Mulla & Bros Company WLL”

 

Legal Form                  : With Limited Liability - WLL

 

Commercial Reg. No.  : 6631, Safat

 

Chamber Member No. : 497

 

Issued Capital              : KD 2,850,000

 

Paid up Capital            : KD 2,850,000

 

Name of Shareholder (s)

 

·       Anwar Abdullah Al Mulla

 

·       Najeeb Abdullah Al Mulla

 

·       Nabeel Abdullah Al Mulla

 

 

AFFILIATED COMPANIES

 

Subject belongs to the Al Mulla group of companies that consists of the following concerns:

 

·       Saleh Jamal & Co WLL

Khalid Bin Walid Street

PO Box: 179

Safat 13002

Tel: (965) 24815077

 

·       Maseelah Trading Co WLL

177 Sharq Sour Street

PO Box: 2702

Safat 13028

Tel: (965) 22445040

Fax: (965) 22437285 / 22436079

 

·       Al Mulla Rental & Leasing of Vehicles & Equipment Co WLL

PO Box: 177

Safat 13002

Tel: (965) 22457019

 

·       Al Mulla Cleaning & Maintenance Services Co WLL

PO Box: 23211

Safat 13093

Tel: (965) 24730733

 

·       Al Mulla International Trading & Contracting Co WLL

PO Box: 177

Safat 13002

Tel: (965) 22445467

 

·       Al Mulla Environmental Systems WLL

PO Box: 177

Safat 13002

Tel: (965) 9035061

 

·       Al Mulla Real Estate Co WLL

PO Box: 177

Safat 13002

Tel: (965) 9035061

 

·       Al Mulla Consultancy Co WLL

PO Box: 177

Safat 13002

Tel: (965) 22405626

 

·       Gulf Trading Group WLL

PO Box: 177

Safat 13002

Tel: (965) 9035061

 

·       Al Mulla Insurance & Re-Insurance Co WLL

PO Box: 177

Safat 13002

Tel: (965) 22405626

 

 

OPERATIONS

 

Activities: Subject’s operations are performed through the following divisions:

 

·       Automotive Division

 

Engaged in the retail of passenger cars, delivery vans, and commercial distributors.

 

Agents for Chrysler Motors Corp of the USA, and Mitsubishi Motors Corp of Japan.

 

·       Office & Audio Visual Division

 

This division specialises in the distribution and retail of office equipment and audio visual goods.

 

·       General Trading Division

 

This division operates with a general trade licence and distributes general merchandise, including boats, computers, fax machines, photocopiers, air conditioning equipment, safety products and general foodstuff.

 

Import Countries: Europe, India, South Africa, Japan and the United States of America

 

International Suppliers:

 

·       Aggregatebau-Nord KG                      Germany

·       A. Loacker SpA                                Italy

·       Aetech                                             Italy

·       Intro AG                                           Switzerland

·       Commercial Ufesa SA                       Spain

·       Frigiking France SA                           France

·       Andrex Radiation Products AS           Denmark

·       Danir International Ltd.                       Denmark

·       Buveco Instruments B.V                    Netherlands

·       Artson Engineering Ltd                      India

·       Air India                                            India

·       Allen Tank Limited                             United States of America

·       Daimler Chrysler                               United States of America

·       Aberdare Telecom Networks               South Africa

·       Kansai Paint Co                                Japan

·       Minolta Co Ltd                                  Japan

 

Operating Trend: Steady

 

Subject has a workforce of approximately 550 employees. The Al Mulla group of companies employs approximately 2,500 people.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Kuwaiti Dinars (KD)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                KD 9,750,000                            KD 10,300,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       National Bank of Kuwait

Ali Awadi Tower

Ahmed Al Jaber Street

PO Box: 95

Safat 13001

Tel: (965) 23981188 / 23981189

Fax: (965) 23985643

 

·       Bank of Kuwait & the Middle East KSC

Abdullah Al Salem Street

Darwaza Abdul Razzak

PO Box: 71

Safat 13001

Tel: (965) 22459771

Fax: (965) 22461430

 

·       Burgan Bank

PO Box: 5875

Safat 13054

Tel: (965) 22410818

Fax: (965) 22410819

 

·       Commercial Bank of Kuwait

     Mubarak Al Kabir Street

     PO Box: 2861

     Safat 13029

     Tel: (965) 22411001

     Fax: (965) 22450150

 

·       The Gulf Bank KSC

Mubarak Al Kabir Street

PO Box: 3200

Safat 13033

Tel: (965) 22449501

Fax: (965) 22445212

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                  August 2004                 November 2006                        February 2008

Credit amount                            96,489                          150,000             131,576

Amount overdue             0                                  0                                  0

Payment terms                          60 days                         60 days                         60 days

Payment Method                       Letters of Credit             Letters of Credit             Letters of Credit

Paying record                            No Complaints               No Complaints               No Complaints

Currency                                   Canadian Dollars            US Dollars                     Canadian Dollars

 

 

GENERAL COMMENTS

 

Bader Al Mulla & Bros Company WLL is very well established in the Kuwaiti market with operations dating back to 1947. The company operates several divisions with activities covering automotive distribution, retail of domestic appliances and the distribution of general merchandise.

 

The company is run in a professional manner and is owned by members of the Al Mulla family who have many years experience in the business.

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.33

UK Pound

1

Rs.77.41

Euro

1

Rs.64.84

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.