MIRA INFORM REPORT

 

 

Report Date :

15.02.2012

 

IDENTIFICATION DETAILS

 

Name :

EMIRATES SPECIALITIES CO LLC (ESCO)

 

 

Registered Office :

Plot No. 671B Sheikh Zayed Road Al Quoz Industrial Area PO Box 3880 Dubai

 

 

Country :

United Arab Emirates

 

 

Financials (as on) :

31.12.2011

 

 

Year of Establishment :

1967

 

 

Com. Reg. No.:

40415, Dubai

 

 

Legal Form :

Limited Liability Company - LLC

 

 

Line of Business :

Import and distribution of building materials.

 

 

No. of Employees :

180

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

UAE

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SUMMARY

 

Company Name                                     : EMIRATES SPECIALITIES CO LLC (ESCO)

Country of Origin                                    : Dubai, United Arab Emirates

Legal Form                                            : Limited Liability Company - LLC

Start Date                                             : 1967

Registration Date                                   : 26th October 1983

Commercial Registration Number                        : 40415, Dubai

Trade Licence Number                            : 204317

Chamber Membership Number                : 11049

Issued Capital                                        : UAE Dh 20,000,000

Paid up Capital                                      : UAE Dh 20,000,000

Total Workforce                                     : 180

Activities                                               : Import and distribution of building materials.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Jean Saade, Finance Manager

 

COMPANY NAME

 

EMIRATES SPECIALITIES CO LLC (ESCO)

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : Plot No. 671B

Street               : Sheikh Zayed Road

Area                 : Al Quoz Industrial Area

 

PO Box             : 3880

 

Town                 : Dubai

Country             : United Arab Emirates

 

Telephone         : (971-4) 3470767

Facsimile          : (971-4) 3470765

Email                : ecscodub@eirates.net.ae / dubai@esco.ae

 

Premises

 

Subject operates from a large suite of offices and a warehouse that are owned and located in the Industrial Area of Dubai.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Tourist Club Area                                                                              Office and warehouse premises

PO Box: 46564

Abu Dhabi

Tel: (971-2) 6784800

Fax: (971-2) 6778366

 

·       PO Box: 36156                                                                                 Office and warehouse premises

Sharjah

Tel: (971-6) 5431716

Fax: (971-6) 5431909

 

 


KEY PRINCIPALS

 

     Name                                                           Nationality                     Position

 

·       Fouad Phillip Bardawil                                     British                         Managing Director

 

·       Mohamed Saeed Khalf Al Ghaith                      Emirati                        Director

 

·       Mohamed Al Fandi Ghanim Al Mazroei             Emirati                        Director

 

·       Abdulla Yousuf Ahmed Al Ghanem                   Kuwaiti                        Director

 

·       Phillip Fouad Bardawil                                     British                         Director

 

·       Marwan Fouad Bardawil                                   British                         Director

 

·       Sumaya Bardawil                                            British                         Director

 

·       Albert Fouad Bardawil                                      British                         Director

 

·       Yousuf Ibrahim Al Ghanem                               Kuwaiti                        Director

 

·       Jassim Abdulaziz Abdulwahab Al Qatami          Kuwaiti                        Director

 

·       Iskandar Bendaly                                                 -                            Sales Manager

 

·       Mohamed Shafique                                               -                            Business Development Manager

 

·       Geoff Bayes                                                         -                            Business Manager

 

·       Johnny Jabbour                                                    -                            Contracts Manager

 

·       Jean Saade                                                         -                            Finance Manager

 

·       Elias Bardawil                                                      -                            Commercial Manager

 

·       Khadija Oumani                                                   -                            Customer Service Manager

 

·       Riad Natour                                                         -                            Abu Dhabi Branch Manager

 

·       Reji Abraham                                                       -                            Sharjah Branch Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : Subject’s operations date back to 1967, however it was registered on 26th October 1983

 

Legal Form                  : Limited Liability Company - LLC

 

Commercial Reg. No.  : 40415, Dubai

 

Trade Licence No.       : 204317 (Expires 16/10/2012)

 

Chamber Member No. : 11049

 

Issued Capital              : UAE Dh 20,000,000

 

Paid up Capital            : UAE Dh 20,000,000

 

Name of Shareholder (s)                                     Percentage

 

·       Fouad Phillip Bardawil                                                            19.50%

 

·       Gibca Ltd Co LLC                                                         17.10%

     Sharjah

 

·       Mohamed Saeed Khalf Al Ghaith                                   14.75%

 

·       Abdulla Yousuf Ahmed Al Ghanem                                  9.15%

 

·       Mohamed Al Fandi Ghanim Al Mazroei                                      9.10%

 

·       Mazrui Holding Company LLC                                                   9.05%

     Dubai          

 

·       Yousuf Ibrahim Al Ghanem                                              8.20%

 

·       Jassim Abdulaziz Abdulwahab Al Qatami                         8.15%

 

·       Phillip Fouad Bardawil                                                              1.25%

 

·       Marwan Fouad Bardawil                                                  1.25%

 

·       Sumaya Bardawil                                                           1.25%

 

·       Albert Fouad Bardawil                                                     1.25%

 

 

AFFILIATED COMPANIES

 

·       Bardawil & Co CEM Sarl

Beirut

Lebanon

Tel: (961-1) 879900

Fax: (961-1) 884187

 

 

·       Al Bahar & Bardawil Specialities WLL

Safat 13064

Kuwait

Tel: (965) 24347363

Fax: (965) 24346813

 

·       Bardawil Specialities Qatar WLL

Doha

Qatar

Tel: (974) 44699436

Fax: (974) 44699435

 

·       Al Bahar & Bardawil WLL

Dubai

United Arab Emirates

Tel: (971-4) 2823933

Fax: (971-4) 2821970

 

·       Speciality Engineering Chemicals FZE

Dubai

United Arab Emirates

Tel: (971-4) 8836662

Fax: (971-4) 8837696

 

·       Bardawil Aviation Company Sal

Beirut

Lebanon

Tel: (961-1) 894533

Fax: (961-1) 884187

 

·       Building Chemical Research Ltd

Manchester

United Kingdom

Tel: (44-161) 7232237

Fax: (44-161) 7247699

 

·       Bardawil Aviation Co (Offshore) Sal

Dubai

United Arab Emirates

Tel: (971-4) 2995885

Fax: (971-4) 2995858

 

·       Juffali Chemical Product Ltd

Jeddah

Saudi Arabia

Tel: (966-2) 6633516

Fax: (966-2) 6606508

 

·       Bardawil Specialities Sal

Beirut

Lebanon

Tel: (961-1) 872200

Fax: (961-1) 879917

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of building materials, construction materials, architectural products, tools and industrial equipment, shelving & storage and environmental products for all types of engineering projects. In addition, the company also undertakes application of specialised systems such as industrial and decorative flooring, concrete repair, and coloured renders.

 

Import Countries: United States of America, Singapore, Belgium, Switzerland and Germany.

 

International Suppliers:

 

·       C.I.M. Industries Inc                          United States of America

·       The Expanded Metal Group Pte Ltd    Singapore

·       Besaplast Kunststoffe GmbH             Germany

·       Dow Corning Europe                          Belgium

·       Saint Gobain Performance Plastics     Belgium

·       Fritz Landolt AG                                Switzerland

 

Operating Trend: Steady

 

Subject has a workforce of approximately 180 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United Arab Emirates Dirham (UAE Dh)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                UAE Dh 108,500,000                  UAE Dh 115,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Jean Saade, Finance Manager

 

 

BANKERS

 

·       United Arab Bank

Deira Branch

Dubai

Tel: (971-4) 2220181

 

·       Emirates Bank International Ltd

PO Box: 52088

Dubai

Tel: (971-4) 2220266

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                              March 2006

Credit amount                                        206,000

Amount overdue                         0

Payment terms                                      90 days

Payment Method                                   Letters of Credit

Paying record                                        No Complaints

Currency                                               Pounds Sterling

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.33

UK Pound

1

Rs.77.41

Euro

1

Rs.64.84

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.