MIRA INFORM REPORT

 

 

Report Date :

15.02.2012

 

IDENTIFICATION DETAILS

 

Name :

MSS PRODUCTS LIMITED

 

 

Registered Office :

BANKFIELD ROAD, TYLDESLEY, MANCHESTER, M29 8QH.

 

 

Country :

United Kingdom

 

 

Financials (as on) :

30.09.2010

 

 

Date of Incorporation :

28.01.2002

 

 

Com. Reg. No.:

04361302

 

 

Legal Form :

Private Limited

 

 

Line of Business :

The stocking of copper and other non ferrous metals.

 

 

No. of Employees :

13

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

GBP 73,000

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 Company Identification Details

 

Subject Reported on

MSS PRODUCTS LIMITED

Registration Number

04361302

VAT Number

GB876325496

Address

BANKFIELD ROAD, TYLDESLEY, MANCHESTER, LANCS, M29 8QH.

Telephone

0161 703 9990

Facsimile

0161 703 9911

Email

info@themssgroup.co.uk

Web Address

www.mssproducts.com

 

Creditline Recommendations

 

Monthly Credit Guide

GBP 73,000

 

 

 

 

 

Official Company Data

 

 

Legal Form

Private Limited

Registration Number

04361302

VAT Number

GB876325496

Subject Status

Trading

Date of Incorporation

28/01/2002

Registered Office

BANKFIELD ROAD, TYLDESLEY, MANCHESTER, M29 8QH.

History

10/03/2006 : The Registered Office address changed from KINGFISHER CENTRE, FUTURES PARK, BACUP, LANCA.

 

18/06/2005 : The Registered Office address changed from BANKFIELD ROAD, TYLDESLEY, MANCHESTER, M29 8.

 

5/08/2003 : The Registered Office address changed from ST JAMESS COURT BROWN STREET, MANCHESTER, GRE.

 

4/02/2002 : Change of name from HALLCO 700 LIMITED.

Date of Last Annual Return to Registry

28/01/2011

Accounts

The last filed accounts at Companies House are those to 30/09/2010

Accounting Reference Date

30/09

 

 

Operations

 

 

Activities

The stocking of copper and other non ferrous metals.

Nace Code

5152

Premises

Leased,Offices,Warehouse

Staff Employed

13

Trade Names

MSS

Import Countries

EUROPE, FAR EAST

Export Countries

EUROPE, FAR EAST

Bankers

LLOYDS TSB BANK PLC

Address

B+C SC MANCHESTER.

Sort Code

301679

Auditors

Mazars LLP

Associated Companies

M.S.S. (NORTH WEST) LIMITED (Dissolved)

 

MSS INDIA (PVT) LTD

Subsidiaries

ACR SOURCING LIMITED

 

 

 

 

Previous Searches

 

 

Search History Summary

 

Last 3 Months

Last 6 Months

Last 12 Months

2

6

8

 

Search History Details

 

The Search History Details shows details of the most recent 40 searches

 

Date

Description

10/02/2012

Miscellaneous

05/12/2011

Miscellaneous

01/11/2011

Miscellaneous

25/08/2011

Miscellaneous

17/08/2011

Miscellaneous

17/08/2011

Miscellaneous

28/04/2011

Miscellaneous

13/04/2011

Miscellaneous

12/01/2011

Miscellaneous

 

 

Public Record Information

 

 

 

Summary of CCJ's/Scottish Decrees

 

No CCJs/Scottish Decrees are recorded in our file.

 

 

Summary of Mortgages, Charges and Satisfactions

 

 

Total Number of Mortgages/Charges Registered

6

Number Outstanding

3

Number Partially Satisfied

0

Number Satisfied

3

 

 

Date of Latest Mortgage Created

07/11/2008

Date of Latest Satisfaction

19/05/2011

 

 

Details of most recent Mortgages, Charges and Satisfactions

 

 

Date Fully
Satisfied

Date
Registered

Date
Created

Charge
Description

Form Type

Lender

 

11/11/2008

07/11/2008

Deed Of Admission To An Omnibus Guarantee And Set Off Agreem....

395

Lloyds Tsb Bank Plc

19/05/2011

09/05/2007

01/05/2007

An Omnibus Guarantee And Set-Off Agreement (Ogsa)

395

Lloyds Tsb Bank Plc

 

11/04/2007

04/04/2007

Debenture

395

Lloyds Tsb Bank Plc

 

11/04/2007

04/04/2007

An Omnibus Guarantee And Set-Off Agreement

395

Lloyds Tsb Bank Plc

01/07/2006

06/04/2002

05/04/2002

Fixed Charge On Purchased Debts Which Fail To Vest

395

Hsbc Invoice Finance (Uk) Limited

25/07/2009

04/04/2002

02/04/2002

Debenture

395

Hsbc Bank Plc

 

It should be noted that there is no legal requirement to file satisfaction details of mortgages/charges at Companies House.

 

 

Other Filings and Notices

 

 

Date

Source

Description

 

07/07/2009

Companies House Gazette

Change among directors of a company

19/12/2006

Companies House Gazette

Alteration in memorandum or articles of association

08/12/2006

Companies House Gazette

Alteration in memorandum or articles of association

25/11/2006

Companies House Gazette

Change among directors of a company

04/04/2006

Companies House Gazette

Change among directors of a company

17/07/2004

Companies House Gazette

Alteration in memorandum or articles of association

04/04/2003

Companies House Gazette

Alteration in memorandum or articles of association

04/04/2003

Companies House Gazette

Resolutions or agreements to which section 380 applies (relating to shares rights or names)

23/07/2002

Companies House Gazette

Alteration in memorandum or articles of association

23/07/2002

Companies House Gazette

Resolutions which give vary

27/02/2002

Companies House Gazette

Change among directors of a company

05/02/2002

Companies House Gazette

Change among directors of a company

 

 

Company Secretary

 

 

Secretary

JUDITH ANNE DUNN

Service Address

57 THE MOORLANDS, WEIR, BACUP, LANCASHIRE, OL13 8BT.

Country of Origin

UNITED KINGDOM

Date of Birth

27/11/1953

Appointment Date

01/04/2006

 

 

 

Directors

 

 

Director

ROY PHILIP CALVIN

Service Address

THE LYMES, PRIORY ROAD BOWDEN, ALTRINCHAM, CHESHIRE, WA14 3BS.

Country of Origin

UNITED KINGDOM

Date of Birth

25/01/1965

Appointment Date

20/11/2006

Other Directorships

MSS INDIA PRIVATE LIMITED, G. CORNER ELECTRICAL SYSTEMS LTD, EECO DEVELOPMENTS LIMITED, ELECTROWINNING RESOURCES LIMITED


Director


BRIAN JOSEPH HALL

Service Address

WHITE PADDOCKS, HARWOOD ROAD TOTTINGTON, BURY, LANCASHIRE, BL8 3PT.

Country of Origin

UNITED KINGDOM

Date of Birth

27/11/1946

Appointment Date

20/11/2006

Other Directorships

MSS INDIA PRIVATE LIMITED, BRYDEN (UK) LIMITED, LOGISTICS & DISTRIBUTION SERVICES LIMITED, ONE ELECTRICAL LTD, G. CORNER ELECTRICAL SYSTEMS LTD, MSS SOUTH AFRICA LIMITED, MSS GLOBAL SOURCING LIMITED, M I B A LIMITED, BRYDEN CAPITAL LTD, ELECTROWINNING RESOURCES LIMITED


Director


MICHAEL CAMILUS DINNEEN

Service Address

27 GREENWOOD, KENDAL, CUMBRIA, LA9 5ED.

Country of Origin

UNITED KINGDOM

Date of Birth

20/11/1969

Appointment Date

30/01/2002

Other Directorships

BRYDEN (UK) LIMITED, BRYDEN CAPITAL LTD


Director


LIAM GREGORY HALL

Service Address

SANDHOLE FARM, WASH LANE, ALLOSTOCK, CHESHIRE, WA16 9LH.

Country of Origin

UNITED KINGDOM

Date of Birth

14/06/1969

Appointment Date

30/01/2002

Other Directorships

MSS SOUTH AFRICA LIMITED, MSS GLOBAL SOURCING LIMITED

 

 

Share Capital

 

 

Shares

Ordinary A GBP 0.01

Issued Number

20,000

Shares

Ordinary B GBP 1.00

Issued Number

20

Principal Shareholder

7,520 B.J. Hall 1997 Settlement

 

7,520 Liam Gregory Hall

 

4,960 Brian Joseph Hall

 

20 Brian Joseph Hall

 

The above reflects the principle shareholder(s) by number of shares held, irrespective of share classification type.

 

 

 

General Information

 

 

02/11/2011 

 

The directors do not appear to be connected with any insolvent limited companies nor do they appear as disqualified directors. 

 

During the year ended 30.9.2010, the subject acquired the trades of: MIBA Limited and MSS Global Sourcing Limited. 

 

These acquisitions are included in the 2010 accounts. 

 

 

Financial Data– Statutory Accounts

 

 

For annual accounts images, view the Document Image list

 

Profit and Loss

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

52

52

Accounts Date

30/09/2010

30/09/2009

30/09/2008

30/09/2007

Currency

GBP

GBP

GBP

GBP

SALES

12567

7564

10986

9741

Cost of goods sold

11132

6686

9875

8694

GROSS PROFIT

1435

878

1111

1047

Wages and Salaries

498

299

210

139

Directors Emoluments

109

52

 

 

Auditors Fees

9

12

9

13

Trading Profit

387

294

365

444

Depreciation

24

13

14

12

OPERATING PROFIT

363

281

351

432

Non Trading Income

 

(40)

 

1

Interest Payable

24

22

135

118

PRE TAX PROFIT

339

219

216

315

Taxation

104

76

73

120

PROFIT AFTER TAX

235

143

143

195

RETAINED PROFITS

235

143

143

195

 

Balance Sheet

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

52

52

Accounts Date

30/09/2010

30/09/2009

30/09/2008

30/09/2007

Currency

GBP

GBP

GBP

GBP

TOTAL FIXED ASSETS

50

67

41

34

Tangible Assets

39

57

27

16

Fixed Assets

39

57

27

16

Intangible Assets

11

10

14

18

TOTAL CURRENT ASSETS

7868

3588

4907

4117

Trade debtors

3632

1290

2176

1776

Stocks

3202

1532

2470

2163

Other Current Assets

1034

766

261

178

Misc Current Assets

91

196

136

139

Due From Group

274

532

125

39

Cash

669

38

 

 

TOTAL ASSETS

7918

3655

4948

4151

TOTAL CURRENT LIABILITIES

6601

2073

3509

2854

Trade creditors

5868

1613

1995

925

Short Term Loans

139

 

632

1009

Bank Overdraft

 

 

539

168

Due To Group

139

 

93

841

Other Liabilities

594

460

882

920

WORKING CAPITAL

1267

1515

1398

1263

TOTAL LONG TERM LIABS

 

500

500

500

Long Term Loans

 

500

500

500

Other Finance

 

500

500

500

NET ASSETS/(LIABILITIES)

1317

1082

939

797

SHARE CAPITAL + RESERVES

1317

1082

939

797

Share Cap + Sundry Res

600

100

100

100

Sundry Reserves

600

100

100

100

Profit and Loss account

717

982

839

697

SHAREHOLDERS FUNDS

1317

1082

939

797

CAPITAL EMPLOYED

1317

1582

1439

1297

 

Financial Comparison

 

The following figures are shown in units of 1000

 

Number of Weeks

52

52

52

52

Accounts Date

30/09/2010

30/09/2009

30/09/2008

30/09/2007

Currency

GBP

GBP

GBP

GBP

Net Cashflow from Oper.

1285

791

(93)

74

Increase in Cash

631

577

(371)

(66)

Directors Remuneration

109

52

 

 

Auditors Remuneration

9

12

9

13

Liquid Assets

4301

1328

2176

1776

Net Working Capital

1267

1515

1398

1263

Long Term Debt(>12 Months)

 

500

500

500

Tangible Net Worth(T.N.W)

1306

1072

925

779

Equity

1317

1082

939

797

Number of Years Trading

8

7

6

5

Number of Employees

13

9

7

4

Profit per Employee

26076.9

24333.3

30857.1

78750

Sales per Employee

966692.3

840444.4

1569428.6

2435250

 

Key Credit Ratios

 

The following figures are shown as Ratios or Percentages

 

Accounts Date

30/09/2010

30/09/2009

30/09/2008

30/09/2007

Current Ratio

1.2

1.7

1.4

1.4

Long Term Debt/T.N.W

 

0.5

0.5

0.6

Pre Tax Profit Margin%

2.7

2.9

2

3.2

Gross Profit%

11.4

11.6

10.1

10.7

Debtors Days (D.S.O)

105

62

72

67

Creditors Days (D.P.O)

170

78

66

35

Quick Ratio

0.7

1

0.7

0.7

W.I.P/Inventory Days

105

83.6

91.3

90.8

Return on Investment%

24.9

15.2

16.9

18.8

Return on Assets%

4.3

6

4.4

7.6

T.N.W/Total Assets%

16.5

29.3

18.7

18.8

Return on Capital%

25.7

13.8

15

24.3

Rtn on Shareholders Funds%

25.7

20.2

23

39.5

Working Capital/Sales%

10.1

20

12.7

13

Borrowing Ratio%

10.6

46.6

122.4

193.7

Equity Gearing%

20

42.1

23.4

23.8

Stock Turnover

3.9

4.9

4.4

4.5

Days Purchases Outstanding

192.4

88.1

73.7

38.8

Sales/Fixed Assets

322.2

132.7

406.9

608.8

Debt Gearing

 

46.6

54.1

64.2

 

 

Key Industry Sector Trends

 

 

Year

2011

2010

2009

2008

Sample Size

2341

6292

6352

6455

Pre-Tax Profit Margin

4.4

3.4

2.5

3.5

Current Ratio

1.6

1.6

1.7

1.6

Borrowing Ratio

88.7

101

98.4

104.6

Return on Capital

25.6

22.1

21.2

26.8

Creditors Days

52

89

105

50

 

Above figures relate to companies in 2003 Standard Industry Classification (Nace) sector : Wholesale of non-agricultural intermediate products, waste and scrap

 

 

Financial Summary

 

 

Auditors Qualification

The Auditors have expressed a clean opinion (i.e. unqualified with no referrals) on the accounts for the period ended 30/09/2010.

 

Turnover

Turnover increased by 66 % in the period and now totals GBP 12,567,000.

 

Operating Profit

Totalled GBP 363,000. In the year prior a Profit of GBP 281,000 was achieved.

 

Pre Tax Profit

The subject's profit increased by 54 % in the year.

 

Working Capital

The subject's working capital decreased by 16 % in the period but remains positive.



 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.33

UK Pound

1

Rs.77.41

Euro

1

Rs.64.83

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.