MIRA INFORM REPORT

 

 

Report Date :

15.02.2012

 

IDENTIFICATION DETAILS

 

Name :

RUBBER VULK LDA

 

 

Registered Office :

Zona Industrial De Oliveira De Frades, Lote 21 Oliveira De Frades

 

 

Country :

Portugal

 

 

Financials (as on) :

31.12.2010

 

 

Date of Incorporation :

04.09.2001

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Wholesale of parts and accessories for motor vehicles

 

 

No. of Employees :

5

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

Euros 24.940,00

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Portugal

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Identification

 

 

Name

RUBBER VULK LDA

 

 

V.A.T. Number / NIF

505516519

 

Address

Zona Industrial de Oliveira de Frades, Lote 21

 

 

Locality

OLIVEIRA DE FRADES

Postal Code

3680-323-SOUTO DE LAFOES

Municipality

OLIVEIRA DE FRADES

District

VISEU

Telephone

939733602, 232763109

 

 

Fax

234522260, 232763110

 

 

E-Mail

info@rubbervulk.com

 

 

Web Site

www.rubbervulk.com

 

 

 

 

 

 

C.A.E.(Rev 3)

45310- Wholesale of parts and accessories for motor vehicles

 

 

 

The classification of economic activities used is CAE Revision 3, adopted on 14 November 2007, which came to replace CAE Revision 2.1

 

All the amounts are express in Euros, otherwise you will be advised

 

 

 

Summary

 

 

Legal Form

Private Limited Company

 

 

Constitution

04-09-2001

V.A.T. Number / NIF

505516519

Employees

5

Capital

50.000,00

Sales in : 31-12-2010

1.356.079,81

Shareholders Funds in: 31-12-2010

323.956,52

Credit

Recommended

Credit Limit

24.940,00

Condition

Normal

Tendency

Stationary

Financing

Guaranteed

Payments

Good

Actual Condition

In activity

 

 

 

 

Management Bodies

 

 

BRUNO MIGUEL PORTELA DE CARVALHO

Managing-Partner

HENRIQUE RODRIGUEZ LEIVA

Manager

 


Banks and Financial Institutions

 

 

CAIXA GERAL DE DEPOSITOS, SA

Αgueda

 

 

Historical

 

 

Registed on the Register Record Office of Oliveira de Frades with the Register Number 505516519 in 27-12-2006

Constitution celebrated in 04-09-2001 published on Diαrio da Repϊblica number 241 of 17-10-2001

To oblige the company it is necessary 1 signatures

 

 

Changes to Society

 

 

In 17-09-2007 on Portal MJ of 24-09-2007 increase of capital Clique para ver detalhes

para 50.000€ e alteraηγo ao objecto social.

In 27-12-2006 on Portal MJ of 02-01-2007 denomination change Clique para ver detalhes

de Rubber Vulk-Pneus e Acessσrios Lda para Rubber Vulk Lda e alteraηγo da sede social

 

 

Capital

 

 

The Capital is 50.000,00

 

 

with the following distribution

 

BRUNO MIGUEL PORTELA DE CARVALHO

12.500,00

25%

REVIPAL ESPANA SL

37.500,00

75%

 

 

Biographies

 

 

 

Name

BRUNO MIGUEL PORTELA DE CARVALHO

Funtion

Managing-Partner

Address

Rua da Quinta Nova, Serιm de Cima

Locality

AGUEDA

Civil State

Married

Consort

Catarina Mafalda Carvalho S. Fonseca

 

Name

HENRIQUE RODRIGUEZ LEIVA

Funtion

Manager

 

 

Shareholders / Partners Companies

 

 

 

NAME

REVIPAL ESPANA SL

Funtion

Partner

Address

Polνgno Industrial Las Hervencias, 19 - Αvila

Locality

Espanha

 

 

Activities

 

 

Line of Business

Percentage

Import, export and wholesale and retail accessories for motor vehicles, office supplies and other consumables, and related services and training.

100%

 

 

 

Type of Clients

Private Companies

 

 

Sales Conditions

Cash/credit

 

 

Sales Area

 

 

 

Country

100%

 

 

 

 

Employees

 

 

Total

5

 

 

 

 

Head Office and Installations

 

 

Has head office Zona Industrial de Oliveira de Frades, Lote 21 , SOUTO DE LAFOES, 3680-323, OLIVEIRA DE FRADES, Tel:232763109, Fax:232763110

Had head office Rua Quinta da Nora, Serιm de Cima , MACINHATA DO VOUGA, 3750-000, AGUEDA

 

 

 

 

Incidents

 

 

There are no of incidents on our database

 

 

Business Concept

 

 

Consulted sources say that the subject has been respecting its payments and commercial commitments, so credit connections with this company are recommended.

 

 

Financial Demonstration SNC

 

Balance Sheet SNC

CoinEURO

 

Date31-12-2010

 

 

Closing Date

31-12-2010

31-12-2009

--

Variaηγo (%)

 

 

 

ASSET

 

 

 

 

 

Non-current assets

 

Tangible fixed assets

406.307,04

379.686,68

 

7,01

Total

406.307,04

379.686,68

 

7,01

 

 

 

 

 

Current assets

 

 

Inventories

251.544,61

244.705,35

 

2,79

Costumers

281.257,64

190.470,28

 

47,66

State and other public entities

5.078,05

10.954,55

 

(53,64)

Other accounts receivable

8.704,33

 

 

 

Deferrals

1.310,82

644,81

 

103,29

Cashier and bank deposits

27.680,65

25.017,75

 

10,64

Total

575.576,10

471.792,74

 

22,00

TOTAL ASSET

981.883,14

851.479,42

 

15,31

 

 

 

 

 

SHAREHOLDERS FUNDS AND LIABILITIES

 

 

 

 

 

 

 

SHAREHOLDERS FUNDS

 

 

Capital

50.000,00

50.000,00

 

 

Other shareholders funds instruments

10.500,00

10.500,00

 

 

Legal reserves

12.924,67

11.355,57

 

13,82

Other reserves

143.139,11

119.476,29

 

19,81

Net retained

26.098,44

26.298,45

 

(0,76)

Other shareholders funds changes

2.607,01

4.207,61

 

(38,04)

Total

245.269,23

221.837,92

 

10,56

Net income for the period

78.687,29

25.031,91

 

214,35

TOTAL OF SHAREHOLDERS FUNDS

323.956,52

246.869,83

 

31,23

 

 

 

 

 

LIABILITY

 

 

 

 

 

 

 

Non-current liiabilities

 

 

Financing obtained

123.367,82

137.618,34

 

(10,36)

Total

123.367,82

137.618,34

 

(10,36)

 

 

 

 

 

Current liabilities

 

 

Suppliers

229.155,40

232.532,95

 

(1,45)

State and other public entities

37.829,36

9.523,84

 

297,21

Shareholders/partners

23.682,34

22.182,34

 

6,76

Financing obtained

197.288,36

158.595,99

 

24,40

Other payable accounts

46.603,34

44.156,13

 

5,54

Total

534.558,80

466.991,25

 

14,47

TOTAL LIABILITIES

657.926,62

604.609,59

 

8,82

TOTAL SHAREHOLDERS FUNDS AND LIABILITIES

981.883,14

851.479,42

 

15,31

 

 

 

 

 

INCOME STATEMENT

 

 

 

 

 

 

 

INCOME AND EXPENSES

 

 

Sales and services

1.356.079,81

1.053.739,49

 

28,69

Cost of goods sold and materials consumed

845.019,01

746.783,06

 

13,15

Suppliers and external services

132.987,53

94.587,56

 

40,60

Personnel costs

205.260,14

118.385,96

 

73,38

Other income and gains

34.625,65

50.741,72

 

(31,76)

Other expenses and losses

34.510,80

33.966,38

 

1,60

Result before depreciation, financing costs and taxes

172.927,98

110.758,25

 

56,13

Expenses/reversals of depreciation and amortization

64.260,13

64.086,57

 

0,27

Operating result (before financing costs and taxes)

108.667,85

46.671,68

 

132,83

Interest and similar income obtained

1.602,38

18,50

 

8.561,51

interest and similar expenses incurred

13.983,49

17.450,90

 

(19,87)

Net before taxes

96.286,74

29.239,28

 

229,31

Income tax of the period

17.599,45

4.207,37

 

318,30

Net profit for the period

78.687,29

25.031,91

 

214,35

 

 

 

 

 

Financial Elements

 

 

 

31-12-2009

 

Intangible Assets

1.679,00

 

Tangible Assets

379.686,00

 

Stocks

244.705,00

 

Short Term Receivable

338.683,00

 

Banks and Cash

25.018,00

 

Accruals and Deferrals

645,00

 

Total Assets

990.416,00

 

Shareholder's Funds

250.491,00

 

Medium and Long Term Payable

137.618,00

 

Short Term Payable

581.473,00

 

Accruals and Deferrals

20.834,00

 

Total Liabilities and Shareholder's Funds

990.416,00

 

Cost of Goods and Consumable Materials

746.783,00

 

Outside Supplies and Services

94.288,00

 

Personnel Costs

112.236,00

 

Sales

1.053.740,00

 

 

 

Comparatives POC

 

 

 

 

31-12-2008

31-12-2009

Net Sales

 

685.111,00

1.053.740,00

Net Income For the Year

 

10.663,00

31.382,00

Current Assets

 

367.380,00

609.051,00

Short Term Payables

 

371.007,00

581.473,00

Cash Flow

 

(3.627,00)

27.578,00

Total Assets

 

757.915,00

990.416,00

Total Liabilities

 

532.656,00

739.925,00

Shareholders Funds

 

225.259,00

250.491,00

Personnel Costs

 

115.555,00

112.236,00

 

 


Ratios POC

 

 

 

31-12-2007

31-12-2008

31-12-2009

FINANCIAL SITUATION

 

 

 

General Liquidity

 

0,99

1,05

Immediate Liquidity

 

0,63

0,63

Financial Autonomy

 

0,30

0,25

Solvency

 

0,42

0,34

RENTABILITY

 

 

 

Sales Rentability

 

1,56 %

2,98 %

Sales Rate Increase

 

 

53,81 %

EFFICIΚNCY

 

 

 

Assets Turnover

 

0,90

1,06

 

 

Balance Sheet and Income Statement

 

Balance Sheet

CoinEURO

 

Date31-12-2009

 

 

 

Gross Assets

Depreciations / Provisions

Net Assets

 

Intangible Assets

 

Subtotal

35.112,00

33.433,00

1.679,00

 

Tangible Assets

 

Subtotal

633.337,00

253.651,00

379.686,00

 

Stocks

 

Subtotal

244.705,00

 

244.705,00

 

Short Term Receivable

 

Subtotal

341.380,00

2.697,00

338.683,00

 

Bank Deposits and Cash

 

Cash

6.080,00

 

6.080,00

Bank Deposites

18.938,00

 

18.938,00

Subtotal

25.018,00

 

25.018,00

 

Accruals and Deferrals

 

Deferred Cost

645,00

 

645,00

Subtotal

645,00

 

645,00

 

 

 

Total Assets

1.280.197,00

289.781,00

990.416,00

 

Shareholders Funds and Liabilities

Shareholders Funds

 

Capital

50.000,00

 

Treasury Stock:

 

 

Other Sup.

10.500,00

 

Reserves :

 

 

Free

130.832,00

 

Net Retained

27.778,00

 

Net Income For the Year

31.382,00

 

Total

250.491,00

 

 

Short Term Payable

 

Bank Loans

156.097,00

 

Supliers Fixed Asset

3.705,00

 

State and Other Public Bodies

9.504,00

 

Other Creditors

157.451,00

 

Trade Creditors

232.533,00

 

Shareholders

22.182,00

 

Subtotal

581.473,00

 

 

Medium and Long Term Payable

 

Bank Loans

137.618,00

 

Subtotal

137.618,00

 

 

Accruals and Deferrals

 

Accrued Charges

16.626,00

 

Diferred Income

4.208,00

 

Subtotal

20.834,00

 

 

TOTAL LIABILITIES

739.925,00

 

TOTAL LIABILITIES AND SHAREHOLDERS FUNDS

990.416,00

 

 

Income Statement

Costs and Losses

 

Cost of Materials Consumed and Goods Sold:

 

 

Subtotal

746.783,00

 

Outside Supplies and Services

94.288,00

 

Personnel Costs

 

 

Subtotal

112.236,00

 

Depreciation

64.187,00

 

Subtotal

64.187,00

 

Other Operating Costs

5.485,00

 

Int. and Similar Costs:

 

 

Subtotal

45.733,00

 

Ext. Costs and Losses

199,00

 

Taxation Over Income

4.207,00

 

Net Income For the Year

31.382,00

 

 

Income and Profits

 

Sales of :

 

 

Products

1.053.564,00

 

Services Provided

176,00

 

Subtotal

1.053.740,00

 

Other Operating Income and Gains

23.279,00

 

Subtotal

23.279,00

 

Trading Securities Income

 

 

Int. and Similar Costs

 

 

Other

2.098,00

 

Extra Income and Gains

25.383,00

 

Net Income For the Year

31.382,00

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.33

UK Pound

1

Rs.77.41

Euro

1

Rs.64.84

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.