x

MIRA INFORM REPORT

 

 

Report Date :

16.02.2012

 

 

 

 

Tel. No.:

91-22-24445809

Fax No.:

91-22-24445609

 

 

IDENTIFICATION DETAILS

 

Name :

KGB ENGINEERING PRIVATE LIMITED

 

 

Registered Office :

2, Madhuban, 1st Floor, P D Hinduja Marg, Khar West, Mumbai – 400052, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

02.05.2005

 

 

Com. Reg. No.:

11-152949

 

 

Capital Investment / Paid-up Capital :

Rs.0.590 Million

 

 

CIN No.:

[Company Identification No.]

U28900MH2005PTC152949

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Trader of Petroleum and Specialty Oils, Cutting Tools, and Industrial Compounds.

 

 

No. of Employees :

35 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (27)

 

RATING

STATUS

PROPOSED CREDIT LINE

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

 

Maximum Credit Limit :

USD 5500

 

 

Status :

Small Company

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is a small company in its field. Its scale of activities are limited. However trade relations are reported as fair. Business is active. Payments are reported to be slow but correct.

 

The company can be considered for business dealings with some caution.

 

 

NOTES:

 

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

 

 

 

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INFORMATION PARTED BY (General Details)

 

Name :

Mr. Ghanshyam

Designation :

Managing Director

Contact No.:

91-22-24445809

Date :

14.02.2012

 

 

LOCATIONS

 

Registered Office :

2, Madhuban, 1st Floor, P D Hinduja Marg, Khar West, Mumbai – 400052, Maharashtra, India

Tel. No.:

91-22-26485752

Fax No.:

91-22-26485752

E-Mail :

kgenggco@yahoo.co.in

Location :

Owned

 

 

Branch Office :

No.126, Hammersmith Industrial Estate, Premises, Co-operative Society Limited, Off Sitladevi Temple Road, Mahim West, Mumbai – 400016, Maharashtra. India

Tel. No.:

91-22-24445809

Fax No.:

91-22-24445609

 

 

DIRECTORS

 

(AS ON 30.09.2011)

 

Name :

Mr. Ghanshyam Menghraj Bhambhvani

Designation :

Director

Address :

302, Morumal Mansion, 10th Road, Khar, Mumbai – 400052, Maharashtra, India

Date of Birth/Age :

20.08.1941

Date of Appointment :

02.05.2005

DIN No.:

01004463

 

 

Name :

Mr. Kishore Ghanshyam Bhambhvani

Designation :

Director

Address :

302, Morumal Mansion, 3rd Floor, Plot No.213, 10th Road, Khar (West), Mumbai – 400052, Maharashtra, India

Date of Birth/Age :

30.03.1974

Date of Appointment :

02.05.2005

DIN No.:

01083534

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

(AS ON 30.09.2011)

 

Names of Shareholders

 

 

No. of Shares

 

 

 

Ghanshyam Menghraj Bhambhvani

 

29500

Kishore Ghanshyam Bhambhvani

 

29500

 

 

 

Total

 

 

59000

 

 

(AS ON 30.09.2011)

Equity Shares Break – up

 

Category

 

Percentage

 

 

 

Directors or relatives of directors

 

100.00

 

 

 

Total

 

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Trader of Petroleum and Specialty Oils, Cutting Tools, and Industrial Compounds.

 

 

Terms :

 

Selling :

Cash and Credit

 

 

Purchasing :

Cash and Credit

 

 

GENERAL INFORMATION

 

Suppliers :

·         Bharat Asbestos and Rubber Company

·         Kansai Nerolac

·         D. N. Enterprises

·         Noble Gasket and Engg

·         Moludual Gmbh

·         Pooja Enterprises

·         Savita Chemicals Limited (Savita Oil Tech Limited)

·         Seco Tools (India) Private Limited

·         Valency Compunds Services

·         S.K. Agency

 

 

Customers :

End Users

 

·         Ajanta Paper and General Products

·         Asiatic Enterprises

·         Bhushan Steel

·         Deflon International Traders[Advance Received]

·         Electromatic Industries

·         Formac Engineers Limited  

·         Gala Precision Technologies Limited  

·         Hilton Metal Forging Private Limited  

·         Hindalco Inds Limited  

·         Hydril Jindal Intl Private Limited  

·         Indryani Construction Company

·         Hindustan Construction Company

·         Indage Develpoment Const Private Limited  

·         Jsw Steel Limited  

·         Lakshya Enterprises

·         Liberty Oil Mills

·         K. G. Engg Company

·         K.K. Borthers

·         Krupa Chaton Manufacturing Company Private Limited  

·         Maharashtra Seamless Limited  

·         Microtech Products Private Limited  

·         Maruti Petro Chem

·         Mukund Limited  

·         Mural Buldozing Private Limited

·         Ochharlal Chotalal and Company  

·         Omprakash Engg

·         Oricon Enterprises

·         Orinetal Containers Limited

·         Palanpur Engg and Fab Limited

·         Piramal Healthcare Limited

·         Pretech Corporation

·         Plus Paper Food Prods Limited

·         Prithipal Enterprises

·         R.K. Sales Corporation

·         Rahul Agencies

·         Reliable Industrial Services

·         Selram Earth Movers

·         Shree Bhagwati Enterprises

·         Shree Ganesh Enterprises

 

 

No. of Employees :

35 (Approximately)

 

 

Bankers :

·         Karnataka Bank

Rose Manor Garden School, Central Avenue, Santacruz (West), Mumbai – 400054, Maharashtra, India

 

·         Canara Bank

·         ICICI Bank

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Jain Kothari and Associates

Chartered Accountant

Address :

D-9/ 206, Yogi Nagar, Borivali (West), Mumbai – 400091, Maharashtra, India

Tel No.:

91-22-28984933/ 28984955

Mobile No.:

91-9869040341

PAN No.:

AAAFJ6276H

Email :

skkca@hotmail.com

 

 

Membership :

Federation of Indian Export Organizations.

 

 

CAPITAL STRUCTURE

 

(AS ON 30.09.2011)

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

100000

Equity Share

Rs.10/- each

Rs.1.000 Million

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

59000

Equity Share

Rs.10/- each

Rs.0.590 Million

 

 

 

 

 

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

0.590

0.590

0.980

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

0.795

0.719

0.227

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

1.385

1.309

1.207

LOAN FUNDS

 

 

 

1] Secured Loans

0.000

0.000

0.000

2] Unsecured Loans

2.036

1.916

1.924

TOTAL BORROWING

2.036

1.916

1.924

DEFERRED TAX LIABILITIES

0.001

0.018

0.005

 

 

 

 

TOTAL

3.422

3.243

3.136

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

0.451

0.593

0.658

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

1.926

1.411

1.259

 

Sundry Debtors

1.811

1.972

3.139

 

Cash & Bank Balances

0.072

0.186

0.079

 

Other Current Assets

0.101

0.143

0.163

 

Loans & Advances

0.000

0.000

0.000

Total Current Assets

3.910

3.712

4.640

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditor

0.664

0.782

1.620

 

Other Current Liabilities

0.065

0.065

0.065

 

Provisions

0.223

0.230

0.495

Total Current Liabilities

0.952

1.077

2.180

Net Current Assets

2.958

2.635

2.460

 

 

 

 

MISCELLANEOUS EXPENSES

0.013

0.015

0.018

 

 

 

 

TOTAL

3.422

3.243

3.136

 

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Turnover/ Other Income

6.831

9.141

12.606

 

 

TOTAL                                     (A)

6.831

9.141

12.606

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

TOTAL                                     (B)

6.275

8.657

12.164

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

0.556

0.484

0.442

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

0.331

0.257

0.226

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

0.225

0.227

0.216

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

0.165

0.107

0.082

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

0.060

0.120

0.134

 

 

 

 

 

Less

TAX                                                                  (H)

(0.015)

0.019

0.056

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

0.075

0.101

0.078

 

 

 

 

 

 

Earnings Per Share (Rs.)

1.28

1.72

3.95

 

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

1.10

1.10

0.62

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

1.38

2.79

2.53

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.04

0.09

0.11

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

2.16

2.29

3.40

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

4.11

3.45

2.13

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Check list by info Agents

Available in Report

(Yes/ No)

 

 

Year of Establishment

Yes

Locality of the Firm

Yes

Constitution of the Firm

Yes

Premises details

Yes

Type of Business

Yes

Line of Business 

Yes

Promoter’s Background 

-----

No. of Employees

Yes

Name of Person Contacted

Yes

Designation of Contact person

Yes

Turnover of Firm for last three years

No

Profitability for last three years

No

Reasons for variation <> 20%

No

Estimation for coming financial year

No

Capital in the business

No

Details of sister concerns

-----

Major Suppliers

No

Major Customers

No

Payments Terms

Yes

Export/ Imports Details (If applicable)

No

Market Information

-----

Litigations that the firm/ Promoters Involved in

-----

Banking details

Yes

Banking Facility Details

-----

Conduct of the Banking Account

-----

Buyer visit details

-----

Financials, if provided

No

Incorporation details is applicable

-----

Last Accounts filed at ROC

-----

Major Shareholders, if available

-----

 

 

REVIEW OF OPERATIONS

 

The turnover of the company has decreased by 24.36% as compared to previous year, due to overall sluggishness in the industry. The company has earned profit before tax of Rs.0.060 Million as compared to Rs.0.121 Million earned during the previous year. The management of the company is hopeful to do better in the future.

 

 

FORM 8:

 

Corporate identity number of the company

U28900MH2005PTC152949

Name of the company

KGB ENGINEERING PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

2, Madhuban, 1st floor, P d Hinduja Marg, Khar West, Mumbai – 400052, Maharashtra, India

This form is for

Creation of charge

Type of charge

Movable Property

Others: Surgical Items and Health Care Products.  

Particular of charge holder

·         Karnataka Bank

Rose Manor Garden School, Central Avenue, Santacruz (West), Mumbai – 400054, Maharashtra, India

mum.santacruz@ktkbank.com

Nature of description of the instrument creating or modifying the charge

Hypothecation Agreement

Date of instrument Creating the charge

16.07.2011

Amount secured by the charge

Rs.6.000 Millions

Brief particulars of the principal terms an conditions and extent and operation of the charge

Rate of Interest

Not Applicable

 

Terms of Repayment

Import LC (DP/DA) L On Presentation, Usance – on Maturity date.

 

Margin

Margin to be maintained @ 20% (Cash Margin) or at such other rate as may be stipulated by the Bank from time to time

 

Extent and Operation of the charge

Security Created in respect of Import LC (DP/DA)

 

Others

Commission for Import LC (DP/DA) As per HO circular.

 

Short particulars of the property charged

Surgical Items and Other Health Care Products.  

 

 

FIXED ASSETS:

 

·         Computer

·         Furniture and Fixture

·         Car

·         LCD TV

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.33

UK Pound

1

Rs.77.41

Euro

1

Rs.64.84

 

 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

2

--CREDIT LINES

1~10

3

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

27

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

 

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.