MIRA INFORM REPORT

 

 

Report Date :

17.02.2012

 

IDENTIFICATION DETAILS

 

Name :

NUMINOR - CHEMICAL INDUSTRIES LTD.

 

 

Registered Office :

P.O. Box 92 (21010), Sharira Street, Industrial Zone Ma’a lot, Maalot-Tarshiha 24952

 

 

Country :

Israel

 

 

Date of Incorporation :

08.08.1977

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacturers, marketers, recyclers and exporters of zinc-based chemicals and by-products

 

 

No. of Employees :

10 Employees

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

US$ 50,000.

Status :

Moderate

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name and address       

 

NUMINOR - CHEMICAL INDUSTRIES LTD.

Telephone    972 4 997 87 17; 997 82 20

Fax             972 4 997 60 62

P.O. Box 92 (21010)

Sharira Street

Industrial Zone Ma’alot

MAALOT-TARSHIHA 24952 ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-076382-4 on the 08.08.1977.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 30,000,000.00, divided into -

300,000 ordinary shares of NIS 100.00 each,

of which 7,200 shares amounting to NIS 720,000.00 were issued.

 

 

SHAREHOLDERS

 

Subject is fully owned by O.E.T.1 LTD. 75%, owned by Erez Harpaz (85%) and Oded Valper (15%).

 

We learn from the Register of Companies’ that on 21.12.2007 O.E.T.1 LTD. took over the shares of former shareholder Markus Edelstein, and half the share of Eli Fishbein. At a later stage O.E.T.1 took over all of Eli Fishbein's shares as well.

We are informed that Erez Harpaz also left subject (though he is still registered as a shareholder in parent company O.E.T.1.

 

 

SOLE DIRECTOR

 

Erez Harpaz.

 

 

GENERAL MANAGER

 

Nick Lanir Brown.

 

BUSINESS

 

Manufacturers, marketers, recyclers and exporters of zinc-based chemicals and by-products.

Also importers and marketers of chemicals for the rubber industry.

70% of sales are for export.

 

Amongst clients: ALLIANCE TIRE CO., EIN SHEMER RUBBER, TAMBOUR, HARSA, BAR MAGEN, KOFFOLK, etc.

 

Among suppliers: PACHMAS, MIDDLE EAST TUBES, PACKER YADPAZ STEEL, etc.

 

Local representatives of MIPL, of France.

 

Operating from owned premises (offices, plant), on an area of 8,000 sq. meters (4,000 sq. meters built), Sharira Street, Industrial Zone Ma’alot, Maalot-Tarshiha, a town in the Upper Galilee in the country’s north. Premises shared with sister company.

 

Having 17 employees, as of the end of 2009. Current number not forthcoming.

 

 

MEANS

 

Financial data not forthcoming.

 

There are 8 charges for unlimited amounts registered on the company's assets, in favor of the State of Israel, Mizrahi Tefahot Bank Ltd., Bank of Jerusalem Ltd., The First International Bank of Israel Ltd. and Bank Leumi Le'Israel Ltd. (last charge placed August 2011).

 

 

REVENUES

 

2004 sales claimed to be NIS 21,000,000.

Later sales figures not forthcoming.

 

 

OTHER COMPANIES

 

METOX LTD., sister company, established in 1983, importers and marketers of raw materials for zinc oxides for the chemical industries. Having 10 employees (as of 2009).

 

 

BANKERS

 

Mizrahi Tefahot Bank Ltd., Nahariya Branch (No. 443), Nahariya.

The First International Bank of Israel Ltd., Maalot Branch (No. 091), Maalot-Tarshiha.

Bank Leumi Le'Israel Ltd., Hamifratz Business Branch (No. 898), Kiryat Bialik.

                                                                                                                           

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

 

Subject's officials refused to disclose any data.

 

Subject is a long established company.

 

In 2005 we received very positive opinions on subject’s payment morality from couple of local suppliers, indicating subject enjoys very good reputation in the market.

In 2011 the above opinion was reconfirmed: we spoke with the Plant Manager of MIDDLE EAST TUBES, local largest manufacturers of steel pipes, who supplies subject with zinc waste. He told us they have been working with subject over 25 years, selling them for NIS hundreds thousands per annum, and that their payment morality is very well (despite the change in ownership).

 

The local Chemical industry is considered one of the strongest in the market, with impressive growth trend in recent years. The chemical industry includes minerals extracted, refinery and petrochemical industry, manufacturing of pesticides for agriculture, pharmaceuticals and bio-technology industries, as well as other consumer products related industries, including paints, cosmetics, cleaning materials and others. The industry employs over 30,000 employees.

 

Total turnover of the local Chemical Industry in 2008 amounted to US$ 26 billion, comprising some 30% of Israel’s total industrial turnover. Sales for export recorded US$ 14 billion, comprising some 35% of Israel’s total export, continuing years of constant growth. Growth trend reversed in 2009, due to the economic crisis in the global markets. The Chemicals (incl. Pharmaceuticals) and Oil Refinery production in 2009 marked 7% decrease from 2008. Export of Industrial Chemicals plunged by 23.5% in 2009 from 2008, totaling US$10.4 billion.

The Chemical sector recovered in 2010, where export of Industrial Chemicals rose by 34.3% from 2009, reflecting the recovery in global markets, and kept the upward trend in 2011, reaching US$ 16.5 billion (of which US$ 7.3 billion were of pharmaceuticals), 18.6% up from 2010.

 

According to Central Bureau of Statistics data, investments in imported machinery and equipment from for the Chemical Industries (incl. Pharmaceuticals) in 2010 summed up to NIS 1,045 million, representing a 24.4% decrease in real terms from 2009 (after 0.5% decrease in 2009 from 2008 and 18.7% increase in 2008 from 2007).

 

 

SUMMARY

 

Notwithstanding the refusal to disclose details, considered good for trade engagements.

Maximum unsecured credit recommended US$ 50,000.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.25

UK Pound

1

Rs.77.45

Euro

1

Rs.64.89

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.