MIRA
INFORM REPORT
|
Report Date : |
18.02.2012 |
IDENTIFICATION DETAILS
|
Name : |
CREDIT DU NORD |
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|
|
|
Registered Office : |
28, Place Rihour Lille, 59000 |
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Country : |
France |
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|
Financials (as on) : |
31.12.2009 |
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Date of Incorporation : |
15.01.1976 |
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Com. Reg. No.: |
456504851 |
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Legal Form : |
Public Subsidiary |
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Line of Business : |
Other monetary intermediation |
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No. of Employees : |
8,831 |
RATING & COMMENTS
|
MIRA’s Rating : |
A |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
Status : |
Good |
|
Payment Behaviour : |
Regular |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30, 2011
|
Country Name |
Previous Rating (30.06.2011) |
Current Rating (30.09.2011) |
|
France |
A1 |
A1 |
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Risk Category |
ECGC Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
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Moderate |
B1 |
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High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
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Off-credit |
D |
Company name and address
Credit Du Nord
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Business
Description
|
Credit Du Nord S.A., via its branches, provides banking and financial
services. The company offers depository, lending, and related financial services.
It is also involved in banking transactions; providing investments or related
services; and acts as an insurance broker, providing insurance policies
covering buildings, including contents, loss or damages to information
technology-related equipment, and liability insurance. The company is
headquartered in Lille, France. Credit Du Nord S.A. is a part of Societe
Generale Group. |
Industry
|
Industry |
Commercial Banks |
|
ANZSIC 2006: |
6221 - Banking |
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NACE 2002: |
6512 - Other monetary intermediation |
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NAICS 2002: |
522190 - Other Depository Credit
Intermediation |
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UK SIC 2003: |
65121 - Banks |
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US SIC 1987: |
6029 - Commercial Banks, Not Elsewhere
Classified |
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Key
Executives
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News
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Corporate Overview
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Corporate Structure News
|
Credit Du Nord |
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|
Company Name |
Company Type |
Location |
Country |
Industry |
Sales |
Employees |
|
Parent |
Paris |
France |
Commercial Banks |
61,263.0 |
157,000 |
|
|
Subsidiary |
Leeds |
United Kingdom |
|
|
160,704 |
|
|
Subsidiary |
London |
United Kingdom |
|
|
885 |
|
|
Subsidiary |
Stanford Le Hope |
United Kingdom |
Business Services |
24.6 |
310 |
|
|
Subsidiary |
Edinburgh |
United Kingdom |
Construction Services |
8.4 |
|
|
|
Subsidiary |
Lille |
France |
Commercial Banks |
465.8 |
8,831 |
|
|
Subsidiary |
Marseille |
France |
Commercial Banks |
|
1,499 |
|
|
Subsidiary |
Monte Carlo |
Monaco |
Commercial Banks |
|
|
|
|
Branch |
Paris |
France |
Commercial Banks |
|
|
|
|
Subsidiary |
Grenoble |
France |
Commercial Banks |
|
749 |
|
|
Subsidiary |
Toulouse |
France |
Commercial Banks |
79.7 |
640 |
|
|
Subsidiary |
Limoges |
France |
Commercial Banks |
139.6 |
566 |
|
|
Subsidiary |
Annecy |
France |
Commercial Banks |
26.9 |
374 |
|
|
Subsidiary |
Clermont Ferrand |
France |
Commercial Banks |
|
149 |
|
|
Subsidiary |
Mirecourt |
France |
Commercial Banks |
|
80 |
|
|
Subsidiary |
Paris |
France |
Miscellaneous Financial Services |
10.0 |
|
|
|
Subsidiary |
Paris |
France |
Investment Services |
|
34 |
|
|
Subsidiary |
Paris |
France |
Miscellaneous Financial Services |
247.9 |
28 |
|
|
Subsidiary |
Paris |
France |
Consumer Financial Services |
64.7 |
7 |
|
|
Subsidiary |
Paris |
France |
Commercial Banks |
|
2 |
|
|
Subsidiary |
Lille |
France |
Investment Services |
20.4 |
|
|
|
Subsidiary |
Paris |
France |
Investment Services |
6.3 |
|
|
|
Subsidiary |
Paris |
France |
Miscellaneous Financial Services |
|
|
|
|
Subsidiary |
Paris |
France |
Miscellaneous Financial Services |
|
|
|
|
Subsidiary |
Paris |
France |
Miscellaneous Financial Services |
|
|
|
|
Subsidiary |
Prague 1 |
Czech Republic |
Commercial Banks |
45,942.0 |
8,624 |
|
|
Branch |
Bratislava |
Slovakia |
Commercial Banks |
|
67 |
|
|
Subsidiary |
Praha |
Czech Republic |
Investment Services |
|
61 |
|
|
Subsidiary |
Praha |
Czech Republic |
Miscellaneous Financial Services |
|
38 |
|
|
Subsidiary |
Bucharest |
|
Commercial Banks |
5,033.6 |
8,048 |
|
|
Banca
Romana Pentru Dezvoltare SA (BRD) Group Société Générale |
Subsidiary |
Bucharest |
Romania |
Commercial Banks |
|
4,365 |
|
Subsidiary |
Cairo |
Egypt |
Commercial Banks |
4,792.3 |
4,114 |
|
|
Subsidiary |
Casablanca |
Morocco |
Commercial Banks |
|
3,800 |
|
|
Subsidiary |
Casablanca |
Morocco |
Consumer Financial Services |
|
64 |
|
|
Subsidiary |
Moscow |
Russian Federation |
Commercial Banks |
296.0 |
2,000 |
|
|
Subsidiary |
Split |
Croatia |
Commercial Banks |
|
1,656 |
|
|
Subsidiary |
Athens |
Greece |
Commercial Banks |
230.4 |
1,618 |
|
|
Subsidiary |
Varna |
Bulgaria |
Commercial Banks |
|
1,535 |
|
|
Société Générale
Corporate & Investment Banking - Asia Pacific |
Subsidiary |
Central, Hong Kong Island |
Hong Kong |
Commercial Banks |
86.0 |
1,500 |
|
Subsidiary |
Rueil Malmaison |
France |
Consumer Financial Services |
|
1,499 |
|
|
Subsidiary |
Wuppertal |
Germany |
Consumer Financial Services |
|
705 |
|
|
Subsidiary |
Herzberg Am Harz, Niedersachsen |
Germany |
Business Services |
224.4 |
380 |
|
|
Subsidiary |
Warsaw |
Poland |
Rental and Leasing |
|
85 |
|
|
Subsidiary |
Zürich |
Switzerland |
Rental and Leasing |
|
29 |
|
|
Subsidiary |
Budapest |
Hungary |
Rental and Leasing |
|
25 |
|
|
Subsidiary |
Wien |
Austria |
Rental and Leasing |
1.0 |
15 |
|
|
Subsidiary |
Paris |
France |
Consumer Financial Services |
|
3 |
|
|
Subsidiary |
Wuppertal |
Germany |
Rental and Leasing |
|
80 |
|
|
Subsidiary |
Milano, Milano |
Italy |
Consumer Financial Services |
|
33 |
|
|
Subsidiary |
Rueil Malmaison |
France |
Rental and Leasing |
0.0 |
4 |
|
|
Subsidiary |
Rueil Malmaison |
France |
Rental and Leasing |
642.4 |
|
|
|
Subsidiary |
Rueil Malmaison |
France |
Miscellaneous Financial Services |
25.5 |
|
|
|
Subsidiary |
Rueil Malmaison |
France |
Rental and Leasing |
0.1 |
|
|
|
Subsidiary |
Rueil Malmaison |
France |
Rental and Leasing |
0.0 |
|
|
|
Subsidiary |
Paris |
France |
Commercial Banks |
|
1,499 |
|
|
Subsidiary |
Paris |
France |
Miscellaneous Financial Services |
1.2 |
4 |
|
|
Subsidiary |
Tunis |
Tunisia |
Commercial Banks |
181.2 |
1,450 |
|
|
Subsidiary |
Belgrade |
Serbia |
Commercial Banks |
|
1,281 |
|
|
Subsidiary |
Beirut |
Lebanon |
Commercial Banks |
433,119.0 |
1,086 |
|
|
Subsidiary |
AMMAN |
Jordan |
Commercial Banks |
23.9 |
217 |
|
|
Subsidiary |
Beirut |
Lebanon |
Insurance (Life) |
|
29 |
|
|
Subsidiary |
Beirut |
Lebanon |
Commercial Banks |
|
|
|
|
Subsidiary |
Beirut |
Lebanon |
Consumer Financial Services |
|
|
|
|
Subsidiary |
Beirut |
Lebanon |
Investment Services |
|
|
|
|
Subsidiary |
Courbevoie |
France |
Miscellaneous Financial Services |
14.6 |
1,082 |
|
|
Subsidiary |
Los Angeles, CA |
United States |
Miscellaneous Financial Services |
175.0 |
600 |
|
|
Subsidiary |
Los Angeles, CA |
United States |
Miscellaneous Financial Services |
|
45 |
|
|
Subsidiary |
Paris La Défense Cedex |
France |
Miscellaneous Financial Services |
75.0 |
|
|
|
Subsidiary |
Rueil Malmaison |
France |
Commercial Banks |
|
|
|
|
Subsidiary |
Sintra |
Portugal |
Consumer Financial Services |
|
24 |
|
|
Subsidiary |
Ciudad De Buenos Aires, Ciudad De Buenos Aires |
Argentina |
Miscellaneous Capital Goods |
1,299.5 |
1,000 |
|
|
Subsidiary |
Tbilisi |
Georgia |
Commercial Banks |
|
1,000 |
|
|
Subsidiary |
Algiers |
Algeria |
Commercial Banks |
|
1,000 |
|
|
Subsidiary |
Ljubljana |
Slovenia |
Commercial Banks |
|
915 |
|
|
Subsidiary |
Ljubljana |
Slovenia |
Miscellaneous Financial Services |
|
|
|
|
Subsidiary |
Antananarivo |
Madagascar |
Commercial Banks |
|
870 |
|
|
Subsidiary |
Boulogne Billancourt |
France |
Investment Services |
240.4 |
814 |
|
|
Subsidiary |
Cologne |
Germany |
Investment Services |
5.9 |
102 |
|
|
Subsidiary |
Köln, Nordrhein-Westfalen |
Germany |
Computer Services |
|
100 |
|
|
Subsidiary |
Clichy |
France |
Rental and Leasing |
824.8 |
749 |
|
|
Subsidiary |
Upplands Väsby, Stockholm |
Sweden |
Rental and Leasing |
587.8 |
50 |
|
|
Subsidiary |
Upplands Väsby, Stockholm |
Sweden |
Rental and Leasing |
201.3 |
6 |
|
|
Subsidiary |
TÃ¥strup |
Denmark |
Business Services |
450.0 |
|
|
|
Subsidiary |
Milano, Milano |
Italy |
Consumer Financial Services |
|
708 |
|
|
Subsidiary |
Accra |
Ghana |
Commercial Banks |
107.0 |
671 |
|
|
Subsidiary |
Abidjan |
Cote d'Ivoire |
Commercial Banks |
|
665 |
|
|
Subsidiary |
Dakar |
Senegal |
Commercial Banks |
|
590 |
|
|
Subsidiary |
Douala |
Cameroon |
Commercial Banks |
|
580 |
|
|
Subsidiary |
Marcq En Baroeul |
France |
Consumer Financial Services |
1,750.0 |
500 |
|
|
Subsidiary |
Marcq En Baroeul |
France |
Investment Services |
37.8 |
4 |
|
|
Subsidiary |
Marcq En Baroeul |
France |
Miscellaneous Financial Services |
|
|
|
|
Subsidiary |
Marcq En Baroeul |
France |
Investment Services |
|
|
|
|
Subsidiary |
Puteaux |
France |
Computer Services |
54.7 |
379 |
|
|
Subsidiary |
Puteaux |
France |
Computer Services |
47.6 |
149 |
|
|
Subsidiary |
Rueil Malmaison |
France |
Insurance (Accident and Health) |
133.3 |
374 |
|
|
Subsidiary |
St Denis |
France |
Consumer Financial Services |
82.1 |
374 |
|
|
Joint Venture |
Paris |
France |
Investment Services |
|
374 |
|
|
Subsidiary |
|
United Kingdom |
Investment Services |
|
805 |
|
|
Subsidiary |
Singapore |
Singapore |
Miscellaneous Financial Services |
1.0 |
100 |
|
|
Subsidiary |
London |
United Kingdom |
Investment Services |
29.1 |
95 |
|
|
Subsidiary |
London |
United Kingdom |
Investment Services |
24.3 |
73 |
|
|
Subsidiary |
San Francisco, CA |
United States |
Investment Services |
30.2 |
75 |
|
|
Subsidiary |
Montreal, QC |
Canada |
Commercial Banks |
23.2 |
50 |
|
|
Subsidiary |
Singapore |
Singapore |
Investment Services |
|
50 |
|
|
Subsidiary |
Singapore |
Singapore |
Investment Services |
86.2 |
34 |
|
|
Subsidiary |
Sydney, NSW |
Australia |
Investment Services |
15.0 |
20 |
|
|
Subsidiary |
Montreal, QC |
Canada |
Miscellaneous Financial Services |
4.0 |
6 |
|
|
Subsidiary |
Calgary, AB |
Canada |
Electric Utilities |
6.0 |
5 |
|
|
Subsidiary |
Sydney, NSW |
Australia |
Commercial Banks |
|
|
|
|
Subsidiary |
Ohrid |
Macedonia |
Commercial Banks |
1,219.6 |
352 |
|
|
Affiliates |
Sharjah |
United Arab Emirates |
Commercial Banks |
350.0 |
350 |
|
|
Subsidiary |
Puteaux |
France |
Miscellaneous Financial Services |
179.6 |
325 |
|
|
Subsidiary |
Puteaux |
France |
Miscellaneous Financial Services |
226.8 |
34 |
|
|
Subsidiary |
São Paulo, SP |
Brazil |
Commercial Banks |
|
295 |
|
|
Subsidiary |
Puteaux |
France |
Insurance (Life) |
|
275 |
|
|
Subsidiary |
Praha |
Czech Republic |
Insurance (Life) |
|
149 |
|
|
Subsidiary |
Casablanca |
Morocco |
Insurance (Life) |
|
|
|
|
Subsidiary |
Podgorica |
MonteNegro |
Commercial Banks |
|
273 |
|
|
Subsidiary |
Sydney, NSW |
Australia |
Commercial Banks |
15.0 |
270 |
|
|
Subsidiary |
Hamburg |
Germany |
Rental and Leasing |
|
260 |
|
|
Car Professional
Fuhrparkmanagement und Beratungsgesellschaft mbH & Co. KG |
Subsidiary |
Hamburg, Hamburg |
Germany |
Miscellaneous Financial Services |
15.5 |
140 |
|
Subsidiary |
Hamburg, Hamburg |
Germany |
Business Services |
|
2 |
|
|
Subsidiary |
Bristol |
United Kingdom |
Rental and Leasing |
|
|
|
|
Subsidiary |
Frankfurt am Main |
Germany |
Commercial Banks |
|
250 |
|
|
Branch |
Singapore |
Singapore |
Investment Services |
75.0 |
247 |
|
|
Subsidiary |
Central, Hong Kong Island |
Hong Kong |
Investment Services |
43.0 |
750 |
|
|
Subsidiary |
Warsaw |
Poland |
Commercial Banks |
150.0 |
240 |
|
|
Subsidiary |
Bruxelles |
Belgium |
Rental and Leasing |
361.2 |
239 |
|
|
Subsidiary |
Vantaa |
Finland |
Rental and Leasing |
195.8 |
100 |
|
|
Subsidiary |
Vantaa |
Finland |
Rental and Leasing |
57.3 |
10 |
|
|
Subsidiary |
Gent |
Belgium |
Commercial Banks |
3.3 |
225 |
|
|
Subsidiary |
Hamburg, Hamburg |
Germany |
Commercial Banks |
|
218 |
|
|
Subsidiary |
Hamburg, Hamburg |
Germany |
Business Services |
|
3 |
|
|
Subsidiary |
Conakry |
Guinea |
Commercial Banks |
|
205 |
|
|
Subsidiary |
London |
United Kingdom |
Commercial Banks |
|
202 |
|
|
Subsidiary |
Nassau |
Bahamas |
Commercial Banks |
|
100 |
|
|
Subsidiary |
London |
United Kingdom |
Commercial Banks |
0.9 |
|
|
|
Subsidiary |
London |
United Kingdom |
Business Services |
0.3 |
|
|
|
Subsidiary |
London |
United Kingdom |
Investment Services |
|
|
|
|
Subsidiary |
Casablanca |
Morocco |
Consumer Financial Services |
|
200 |
|
|
Subsidiary |
Puteaux |
France |
Commercial Banks |
|
200 |
|
|
Subsidiary |
Cotonou |
Benin |
Commercial Banks |
|
195 |
|
|
Subsidiary |
Milano, Milano |
Italy |
Commercial Banks |
|
191 |
|
|
Subsidiary |
Milano, Milano |
Italy |
Commercial Banks |
|
532 |
|
|
Subsidiary |
Ouagadougou |
Burkina Faso |
Commercial Banks |
|
189 |
|
|
Branch |
Warszawa |
Poland |
Commercial Banks |
|
180 |
|
|
Subsidiary |
N'Djaména |
Chad |
Commercial Banks |
|
165 |
|
|
Subsidiary |
Chisinau |
Moldova, Republic of |
Commercial Banks |
|
164 |
|
|
Subsidiary |
Tokyo |
Japan |
Miscellaneous Financial Services |
2,110.7 |
162 |
|
|
Subsidiary |
Singapore |
Singapore |
Miscellaneous Financial Services |
39.0 |
40 |
|
|
Subsidiary |
Split |
Croatia |
Commercial Banks |
9.0 |
160 |
|
|
Subsidiary |
Puteaux |
France |
Miscellaneous Financial Services |
61.7 |
150 |
|
|
Subsidiary |
Nicosia |
Cyprus |
Commercial Banks |
|
140 |
|
|
Subsidiary |
Taastrup |
Denmark |
Rental and Leasing |
1,420.0 |
119 |
|
|
Subsidiary |
Taastrup |
Denmark |
Rental and Leasing |
359.5 |
15 |
|
|
Branch |
Sydney, NSW |
Australia |
Investment Services |
350.0 |
100 |
|
|
Subsidiary |
Maharashtra |
India |
Commercial Banks |
6.0 |
100 |
|
|
Subsidiary |
Lima |
Peru |
Commercial Banks |
4.0 |
100 |
|
|
Subsidiary |
Clichy |
France |
Miscellaneous Financial Services |
|
74 |
|
|
Subsidiary |
Madrid |
Spain |
Rental and Leasing |
406.0 |
330 |
|
|
Subsidiary |
Bristol, GBR |
United Kingdom |
Rental and Leasing |
175.2 |
240 |
|
|
Subsidiary |
Praha |
Czech Republic |
Consumer Financial Services |
2,635.4 |
70 |
|
|
Subsidiary |
Vantaa |
Finland |
Rental and Leasing |
184.0 |
|
|
|
Subsidiary |
Clichy |
France |
Rental and Leasing |
75.0 |
|
|
|
Subsidiary |
Paris |
France |
Real Estate Operations |
|
70 |
|
|
Subsidiary |
London |
United Kingdom |
Investment Services |
11.0 |
65 |
|
|
Subsidiary |
Richmond |
United Kingdom |
Consumer Financial Services |
215.5 |
54 |
|
|
Subsidiary |
Richmond |
United Kingdom |
Consumer Financial Services |
17.9 |
|
|
|
Subsidiary |
Richmond |
United Kingdom |
Consumer Financial Services |
6.9 |
|
|
|
Subsidiary |
Richmond |
United Kingdom |
Consumer Financial Services |
4.1 |
|
|
|
Subsidiary |
Richmond |
United Kingdom |
Consumer Financial Services |
2.3 |
|
|
|
Société
Générale (S A) Paris Merkezi Fransa Istanbul Turkiye Merkez Subesi |
Subsidiary |
Etiler-Besiktas, Istanbul |
Turkey |
Commercial Banks |
30.0 |
50 |
|
Subsidiary |
Lysaker |
Norway |
Rental and Leasing |
397.0 |
35 |
|
|
Subsidiary |
Puteaux |
France |
Miscellaneous Financial Services |
|
34 |
|
|
Subsidiary |
São Paulo, SP |
Brazil |
Commercial Banks |
|
30 |
|
|
Subsidiary |
Milano, MI |
Italy |
Consumer Financial Services |
|
28 |
|
|
Subsidiary |
Rueil Malmaison |
France |
Miscellaneous Financial Services |
|
21 |
|
|
Subsidiary |
Toronto, ON |
Canada |
Commercial Banks |
|
20 |
|
|
Subsidiary |
Cairo |
Egypt |
Consumer Financial Services |
|
19 |
|
|
Subsidiary |
Hamburg, Hamburg |
Germany |
Miscellaneous Financial Services |
|
17 |
|
|
Subsidiary |
Hamburg, Hamburg |
Germany |
Rental and Leasing |
|
1 |
|
|
Subsidiary |
Hamburg, Hamburg |
Germany |
Commercial Banks |
|
454 |
|
|
Subsidiary |
Hamburg, Hamburg |
Germany |
Commercial Banks |
|
|
|
|
Subsidiary |
Roma |
Italy |
Rental and Leasing |
682.6 |
456 |
|
|
Subsidiary |
Hoofddorp, Noord-Holland |
Netherlands |
Retail (Specialty) |
|
135 |
|
|
Subsidiary |
Madrid |
Spain |
Consumer Financial Services |
|
15 |
|
|
Subsidiary |
Puteaux |
France |
Miscellaneous Capital Goods |
|
14 |
|
|
Subsidiary |
Puteaux |
France |
Miscellaneous Financial Services |
17.4 |
4 |
|
|
Subsidiary |
Puteaux |
France |
Miscellaneous Financial Services |
|
4 |
|
|
Subsidiary |
Almaty |
Kazakhstan |
Commercial Banks |
|
4 |
|
|
Subsidiary |
Wuppertal, Nordrhein-Westfalen |
Germany |
Commercial Banks |
|
3 |
|
|
Subsidiary |
Wuppertal, Nordrhein-Westfalen |
Germany |
Miscellaneous Financial Services |
|
|
|
|
Subsidiary |
Milano, Milano |
Italy |
Consumer Financial Services |
|
61 |
|
|
Subsidiary |
Cesena, Forli'-Cesena |
Italy |
Consumer Financial Services |
|
33 |
|
|
Subsidiary |
Amersfoort, Utrecht |
Netherlands |
Rental and Leasing |
|
7 |
|
|
Subsidiary |
Frankfurt Am Main, Hessen |
Germany |
Business Services |
|
2 |
|
|
Subsidiary |
Paris |
France |
Business Services |
|
1 |
|
|
Subsidiary |
Amsterdam, Noord-Holland |
Netherlands |
Miscellaneous Financial Services |
|
1 |
|
|
Subsidiary |
Paris-La Défense |
France |
Investment Services |
4,140.7 |
|
|
|
Subsidiary |
New York, NY |
United States |
Investment Services |
148.0 |
2,200 |
|
|
Subsidiary |
New York, NY |
United States |
Commercial Banks |
|
2,000 |
|
|
Branch |
Hong Kong |
Hong Kong |
Commercial Banks |
53.1 |
600 |
|
|
Branch |
Montreal, QC |
Canada |
Commercial Banks |
|
130 |
|
|
Subsidiary |
Sao Paulo, Sao Paulo |
Brazil |
Commercial Banks |
|
80 |
|
|
Branch |
Madrid |
Spain |
Investment Services |
10.0 |
50 |
|
|
Subsidiary |
Zürich |
Switzerland |
Commercial Banks |
|
|
|
|
Subsidiary |
Moscow |
Russian Federation |
Commercial Banks |
53,701.0 |
|
|
|
Branch |
Moscow |
Russian Federation |
Commercial Banks |
|
100 |
|
|
Subsidiary |
Minsk |
Belarus |
Commercial Banks |
|
|
|
|
Subsidiary |
Paris |
France |
Computer Services |
189.9 |
|
|
|
Subsidiary |
Puteaux |
France |
Miscellaneous Financial Services |
75.4 |
|
|
|
Subsidiary |
Paris |
France |
Investment Services |
37.1 |
|
|
|
Subsidiary |
Paris |
France |
Business Services |
27.1 |
|
|
|
Subsidiary |
Paris |
France |
Miscellaneous Financial Services |
23.2 |
|
|
|
Subsidiary |
Paris |
France |
Business Services |
6.8 |
|
|
|
Subsidiary |
Paris |
France |
Business Services |
2.5 |
|
|
|
Subsidiary |
Paris |
France |
Business Services |
2.4 |
|
|
|
Subsidiary |
Paris |
France |
Computer Services |
1.5 |
|
|
|
Subsidiary |
Paris |
France |
Miscellaneous Financial Services |
1.5 |
|
|
|
Subsidiary |
Paris |
France |
Investment Services |
1.4 |
|
|
|
Subsidiary |
Paris |
France |
Business Services |
1.4 |
|
|
|
Subsidiary |
Paris |
France |
Business Services |
28.3 |
|
|
|
Subsidiary |
Puteaux |
France |
Miscellaneous Financial Services |
1.4 |
|
|
|
Subsidiary |
Tokyo |
Japan |
Investment Services |
1.0 |
|
|
|
Subsidiary |
Donetsk |
Ukraine |
Commercial Banks |
|
|
|
|
Subsidiary |
Praha |
Czech Republic |
Commercial Banks |
|
|
|
|
Subsidiary |
Seoul |
Korea, Republic of |
Commercial Banks |
|
|
|
|
Subsidiary |
Taipei |
Taiwan |
Commercial Banks |
|
|
|
|
Subsidiary |
Amsterdam, Noord-Holland |
Netherlands |
Consumer Financial Services |
|
|
|
|
Subsidiary |
Amsterdam, Noord-Holland |
Netherlands |
Miscellaneous Financial Services |
|
|
|
|
Subsidiary |
Johannesburg |
South Africa |
Commercial Banks |
|
|
|
|
Subsidiary |
Paris |
France |
Commercial Banks |
|
|
|
|
Subsidiary |
Paris |
France |
Commercial Banks |
|
|
|
|
Subsidiary |
Moscow |
Russian Federation |
Commercial Banks |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Miscellaneous Financial Services |
|
|
|
|
Subsidiary |
London |
United Kingdom |
Miscellaneous Financial Services |
2.3 |
|
|
|
Subsidiary |
London |
United Kingdom |
Miscellaneous Financial Services |
2.2 |
|
|
|
Subsidiary |
Puteaux |
France |
Commercial Banks |
|
|
|
|
Subsidiary |
Seoul, Seoul |
Korea, Republic of |
Investment Services |
|
|
|
|
Subsidiary |
Kyiv |
Ukraine |
Commercial Banks |
|
|
|
|
Subsidiary |
Paris La Defense Cedex |
France |
Investment Services |
|
|
|
|
Subsidiary |
Madrid |
Spain |
Investment Services |
10.0 |
190 |
|
|
Subsidiary |
Paris |
France |
Investment Services |
75.0 |
70 |
|
|
Subsidiary |
Central, Hong Kong Island |
Hong Kong |
Investment Services |
|
|
|
|
Subsidiary |
Seoul |
Korea, Republic of |
Commercial Banks |
|
|
|
|
Branch |
Frankfurt am Main |
Germany |
Investment Services |
|
|
|
|
Subsidiary |
Marcq-en-Baroeul |
France |
Consumer Financial Services |
|
|
|
|
Subsidiary |
Paris |
France |
Commercial Banks |
|
|
|
|
Subsidiary |
Luxembourg |
Luxembourg |
Commercial Banks |
|
2,138 |
|
|
Subsidiary |
Geneva |
Switzerland |
Commercial Banks |
|
545 |
|
|
Subsidiary |
Lugano |
Switzerland |
Commercial Banks |
|
48 |
|
|
Subsidiary |
Puteaux |
France |
Miscellaneous Financial Services |
|
|
|
|
Subsidiary |
Puteaux |
France |
Miscellaneous Financial Services |
|
|
|
|
Subsidiary |
Paris |
France |
Investment Services |
|
|
|
|
Subsidiary |
Puteaux |
France |
Computer Services |
|
|
|
|
Subsidiary |
Paris |
France |
Computer Services |
|
|
|
|
Subsidiary |
Buenos Aires |
Argentina |
Commercial Banks |
|
|
|
|
Subsidiary |
Paris |
France |
Miscellaneous Financial Services |
|
|
|
|
Subsidiary |
Puteaux |
France |
Business Services |
13.5 |
149 |
|
|
Subsidiary |
Puteaux |
France |
Business Services |
0.3 |
1 |
|
|
Subsidiary |
Puteaux |
France |
Business Services |
47.6 |
|
|
|
Subsidiary |
Paris |
France |
Business Services |
0.6 |
4 |
|
|
Subsidiary |
Amsterdam |
Netherlands |
Commercial Banks |
|
|
|
|
Subsidiary |
Malabo |
Equatorial Guinea |
Commercial Banks |
|
|
|
|
Subsidiary |
Nouméa |
New Caledonia |
Commercial Banks |
|
|
|
|
Subsidiary |
Cairo |
Egypt |
Commercial Banks |
|
|
|
|
Subsidiary |
Tehran |
Iran |
Commercial Banks |
|
|
|
|
Subsidiary |
Seoul |
Korea, Republic of |
Commercial Banks |
|
|
|
|
Subsidiary |
Moscow |
Russian Federation |
Consumer Financial Services |
|
|
|
|
Subsidiary |
Fontenay Sous Bois |
France |
Commercial Banks |
|
|
|
|
Subsidiary |
Nouakchott |
Mauritania |
Commercial Banks |
|
|
|
|
Subsidiary |
Puteaux |
France |
Miscellaneous Financial Services |
|
|
|
|
Subsidiary |
Amsterdam, Noord-Holland |
Netherlands |
Miscellaneous Financial Services |
|
|
|
|
Subsidiary |
Puteaux |
France |
Miscellaneous Financial Services |
|
|
|
|
Subsidiary |
Zürich |
Switzerland |
Commercial Banks |
|
|
Executives Report
|
Annual Profit
& Loss
|
|
31-Dec-2009 |
31-Dec-2008 |
|
Period Length |
12 Months |
12 Months |
|
Filed Currency |
EUR |
EUR |
|
Exchange Rate (Period
Average) |
1 |
1 |
|
Consolidated |
No |
No |
|
|
|
|
|
Total income |
613.4 |
621.4 |
|
Net sales |
465.8 |
483.0 |
|
Supplementary operating income |
32.1 |
24.9 |
|
Other operating income |
115.5 |
113.5 |
|
Other external charges |
281.5 |
285.4 |
|
Taxes and social security costs |
53.9 |
52.2 |
|
Social charges |
119.4 |
114.0 |
|
Total payroll costs |
291.2 |
278.7 |
|
Cost of stock depreciation and amortisation |
34.3 |
30.0 |
|
Fixed asset depreciation and amortisation |
59.8 |
59.2 |
|
Other operating costs |
34.9 |
50.0 |
|
Total operating costs |
874.9 |
869.5 |
|
Total financial income |
1,640.6 |
2,475.4 |
|
Interest payable on loans |
857.3 |
1,663.4 |
|
Other expenses |
258.7 |
390.6 |
|
Total expenses |
1,116.0 |
2,054.0 |
|
Profit before tax |
263.1 |
173.2 |
|
Extraordinary income |
149.0 |
6.7 |
|
Extraordinary expenses |
45.7 |
1.5 |
|
Extraordinary result |
103.3 |
5.2 |
|
Total taxation |
37.1 |
14.6 |
|
Profit distributed to employees |
4.8 |
- |
|
Net profit |
324.4 |
163.9 |
|
|
|
Annual Balance
Sheet |
|
Financials in:
EUR (mil) |
|
|
|
|
|
31-Dec-2009 |
31-Dec-2008 |
|
Filed Currency |
EUR |
EUR |
|
Exchange Rate |
1 |
1 |
|
Consolidated |
No |
No |
|
|
|
|
|
Issued capital |
740.3 |
740.3 |
|
Share premium account |
10.4 |
10.4 |
|
Surplus of revaluation |
0.9 |
1.2 |
|
Legal reserves |
0.8 |
0.9 |
|
Total reserves |
628.0 |
590.0 |
|
Profits for the year |
324.4 |
163.9 |
|
Profit brought forward from previous year(s) |
0.9 |
0.2 |
|
Total stockholders equity |
1,705.7 |
1,506.8 |
|
Provisions and allowances |
131.1 |
129.0 |
|
Trade creditors |
11.9 |
11.8 |
|
Bank loans and overdrafts |
5,208.1 |
5,405.4 |
|
Current bank debts |
705.2 |
877.0 |
|
Debenture loans |
305.3 |
557.7 |
|
Other loans |
19,283.4 |
22,172.8 |
|
Other liabilities |
584.4 |
670.3 |
|
Debts on fixed assets |
4.6 |
5.4 |
|
Income stated in advance |
487.9 |
471.2 |
|
Taxation and social security |
261.3 |
261.3 |
|
Total current liabilities |
20,195.8 |
- |
|
Total debts |
26,147.0 |
29,555.9 |
|
Regularisation account |
38.2 |
- |
|
Total liabilities (including net worth) |
28,022.0 |
31,191.8 |
|
Goodwill |
18.4 |
17.8 |
|
Other intangibles |
104.5 |
101.8 |
|
Land |
26.2 |
26.2 |
|
Buildings |
97.8 |
98.6 |
|
Other fixed assets |
77.5 |
76.1 |
|
Long-term investments |
834.1 |
755.5 |
|
Other financial assets |
18,715.9 |
21,246.4 |
|
Total non-current assets |
19,874.2 |
22,322.3 |
|
Other receivables |
235.7 |
616.2 |
|
Prepaid expenses |
470.3 |
482.1 |
|
Cash and liquid assets |
1,516.3 |
976.5 |
|
Marketable securities |
5,858.9 |
6,751.6 |
|
Total current assets |
8,081.2 |
8,826.3 |
|
Prepaid expenses and deferred costs |
66.5 |
43.2 |
|
Total assets |
28,022.0 |
31,191.8 |
|
|
|
Annual Ratios |
|
Financials in:
EUR (mil) |
|
|
|
|
|
31-Dec-2009 |
31-Dec-2008 |
|
Period Length |
12 Months |
12 Months |
|
Filed Currency |
EUR |
EUR |
|
Exchange Rate |
1 |
1 |
|
Consolidated |
No |
No |
|
|
|
|
|
Current ratio |
0.40 |
- |
|
Quick ratio |
0.40 |
- |
|
Total liabilities to net worth |
17.24% |
21.99% |
|
Net worth to total assets |
0.05% |
0.04% |
|
Asset turnover |
0.02% |
0.02% |
|
Profit margin |
0.57% |
0.36% |
|
Return on assets |
0.01% |
0.01% |
|
Shareholders' return |
0.17% |
0.13% |
|
Net worth |
1,705.7 |
1,506.8 |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.49.21 |
|
|
1 |
Rs.77.75 |
|
Euro |
1 |
Rs.64.58 |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.