MIRA INFORM REPORT

 

 

Report Date :

18.02.2012

 

IDENTIFICATION DETAILS

 

Name :

YUE PAK CO. LTD.

 

 

Formerly Known As :

LUCKY PLAN ENTERPRISES LTD

 

 

Registered Office :

Room 1601-1603, 16/F., Nathan Centre, 580G-580K Nathan Road, Mongkok, Kowloon, Hong Kong

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

23.12.1981

 

 

Com. Reg. No.:

07602849

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer and Exporter of all kinds of Chinese metals and chemicals

 

 

No. of Employees :

13.

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name

 

YUE  PAK  CO.  LTD.

 

 

ADDRESS

 

Room 1601-1603, 16/F., Nathan Centre, 580G-580K Nathan Road, Mongkok, Kowloon, Hong Kong.

 

PHONE:                        2780 1257

 

FAX:                 2780 7399

 

E-MAIL:                        yuepak@yuepak.com

 

 

MANAGEMENT

 

Managing Director:  Mr. Yu Keung

 

 

SUMMARY

 

Incorporated on:                         23rd December, 1981.

 

Organization:                             Private Limited Company.

 

Capital: Nominal:                       HK$500,000.00

Issued:                                      HK$500,000.00

 

Business Category:                    Metal and Chemical Merchant.

 

Annual Turnover:                        HK$120-150 million.

 

Employees:                               13.

 

Main Dealing Banker:                 Bank of Communications Co. Ltd., Hong Kong Branch.

 

Banking Relation:                       Satisfactory.


Company name

 

YUE  PAK  CO.  LTD.

 

 

ADDRESS

 

Registered Head Office:-

Room 1601-1603, 16/F., Nathan Centre, 580G-580K Nathan Road, Mongkok, Kowloon, Hong Kong.

 

Parent Company:-

Yue Pak Groups Ltd., Hong Kong.

 

Associated/Affiliated Companies:-

Goldmart Chemicals Ltd., Hong Kong.  [Dissolved]

Paddy Chemicals Ltd., Hong Kong.

Paddy Garment Manufactory Ltd., Hong Kong.

Tomorrow Paint Ltd., Hong Kong.

Xiu Chuan Ltd., Hong Kong.

Yue Jing Co. Ltd., Hong Kong.

Yue Pak Chemical Ltd., Hong Kong.

Yue Pak Commodities Ltd., Hong Kong.  [Dissolved]

Yue Pak Textiles Ltd., Hong Kong.  [Dissolved]

Zhongshan Yue Pak Paintings Co. Ltd., China.

 

 

BUSINESS REGISTRATION NUMBER 

 

07602849

 

 

COMPANY FILE NUMBER 

 

0107009

 

 

MANAGEMENT

 

Managing Director:  Mr. Yu Keung

Contact Person:  Mr. Kenneth Leung

 

 


CAPITAL

 

Nominal Share Capital: HK$500,000.00 (Divided into 50,000 shares of HK$10.00 each)

 

Issued Share Capital: HK$500,000.00

 

 

SHAREHOLDERS

 

(As per registry dated 23-12-2011)

Name

 

No. of shares

Yue Pak Groups Ltd., Hong Kong.

 

49,999

YU Keung

 

1

 

 

––––––

 

Total:

50,000

=====

 

 

DIRECTORS  

 

(As per registry dated 23-12-2011)

Name

(Nationality)

 

Address

LAW Yuk Ling

Flat 19B, Block 5, King’s Park Villa, 1 King’s Park Rise, Kowloon, Hong Kong.

 

YU Keung

Flat C, 12/F., Tower 18, Laguna Grande, Laguna Verde, 8 Laguna Verde Avenue, Kowloon, Hong Kong.

 

 

SECRETARY

 

(As per registry dated 23-12-2011)

Name

Address

CHIU Soo Mai, Souman

Flat C, 12/F., Tower 18, Laguna Grande, Laguna Verde, 8 Laguna Verde Avenue, Kowloon, Hong Kong.

 

 

HISTORY

 

The subject was incorporated on 23rd December, 1981 as a private limited liability company under the Hong Kong Companies Ordinance.

It was originally registered under the name of Lucky Plan Enterprises Ltd., name changed to the present style on 16th July, 1982.

Apart from these, neither material change nor amendment has been ever traced and noted.

OPERATIONS

 

Activities:                      Importer and Exporter.

 

Lines:                           All kinds of Chinese metals and chemicals which include antimony, antimony trioxide, arsenic, bismuth, cadmium, ferro alloys, gallium, germanium, indium, magnesium, manganese, selenium, silicon, tungsten, vanadium pentoxide, etc.

 

Employees:                   13.

 

Commodities Imported:   Mainly bought from China.

 

Markets:                       Europe, North and South America, Asia, Australia and Africa, etc.

 

Annual Turnover:            HK$120-150 million.

 

Terms/Sales:                 L/C, T/T, etc.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$500,000.00 (Divided into 50,000 shares of HK$10.00 each)

 

Issued Share Capital:     HK$500,000.00

 

Mortgage or Charge:       (See attachment)

 

Profit & Loss:                Operation is profitable.

 

Condition:                      Keeping in a normal condition.

 

Facilities:                      Making active use of general banking facilities.

 

Payment:                      Met as required.

 

Commercial Morality:     Satisfactory.

 

Bankers:                       Bank of Communications Co. Ltd., Hong Kong Branch.

Industrial & Commercial Bank of China (Asia) Ltd., Hong Kong.

Bank of China (Hong Kong) Ltd., Hong Kong.

JPMorgan Chase Bank N.A., Hong Kong Branch.

Citibank N.A., Hong Kong Branch.

 

Standing:                      Normal.

 

 

GENERAL

 

Yue Pak Co. Ltd. was incorporated on 23rd December, 1981 as an international trading company based in Hong Kong.  It is a wholly-owned subsidiary of Yue Pak Groups Ltd. which is jointly owned by Mr. Yu Keung, holding 37% interest; Mr. Albert Law Yuk Ling, holding 32%; Ms. Heung Cheuk Kuen, 18%; and Ms. Souman Chiu Soo Mai, 13%.

 

The subject is trading in non-ferrous metals, ferro alloys and chemicals.  It has a good network and strong ties with many China corporations, smelters and manufacturers.

 

Presently, the products handled by the subject include the followings:-

 

Non-Ferrous Metal

Antimony metal, Antimony Sulphide Lumps/Powder, Antimony Trioxide, Arsenic metal, Bismuth, Cadmium, Ferro alloys, Germanium metal, Indium metal, Magnesium Metal, Manganese metal, Silicon metal, Tungsten & Vanadium Pentoxide mainly to India

 

Industrial Chemicals

Ammonium Chloride, Antimony Trioxide, Barium Carbonate, Barium Chloride, Barium Hydroxide, Barium Nitrate, Beta Haphthol, Lactic Acid, Lithopone, Manganese Carbonate, Manganese Chloride, Maganese Sulphate, Melamine, Oxalic Acid, Phosphoric Acid, Polyvinyl Alcohol, Potassium Permanganate, Sebacic Acid, Strontium Carbonate, Titanium Dioxide, Trisodium Phosphate, Zinc Carbonate, Zinc Oxide, etc. mainly to India

 

Most of the products are marketed in China, exported to Japan, South Korea, India, North America, Taiwan, Southeast Asia, other Asian countries, Western Europe, Africa, etc.  Currently it has had over 200 customers throughout the world.

 

The subject also imports base metal scraps and precious metal scraps such as Cd, Se Te, Cu, Al and plastic.  It offers flexible contractual and delivery terms to satisfy different customers’ needs.  After many years of development, it has established its reputation in the worldwide market.

 

In addition, the subject is also engaged in manufacturing and marketing paints through its associate, Yue Pak Chemical Ltd.  The associate was set up in Hong Kong on 27th January, 1984.  With a factory in Zhongshan City, Guangdong Province, China known as known as Zhongshan Yue Pak Paints Co. Ltd., the associate sells a wide range of paints for wooden products, furniture, kitchen cabinets, guitars, pianos, consumer electronics, sport goods, stationery, packaging, metal, computers, toys, etc.  The subject and Yue Pak Chemical Ltd. are located at the same operating office in Hong Kong.

 

The famous brands of the factory are “Yulian Paint” and “Bicai Coatings”.  Covering an area of over 26,000 sq.m., the China factory has been ISO 9001 certified.

 

The annual sales turnover of the subject ranges from HK$120 to 150 million.  Making a small profit every year.

On the whole, consider the subject good for normal business engagements.

 

 


REMARKS

 

Court case:-

Date

Plaintiff

Defendant

Cause

Amount

Apr. 1992

New Future Office Supplies Co.

Yue Pak Co. Ltd.

Goods Sold and Delivered

Not stated

Apr. 1992

New Future Office Supplies Co.

Yue Pak Co. Ltd.

Goods Sold and Delivered

Not stated

 

Property information of the company, affiliate and secretary:-

1.Property Location: Unit 1205-1206 on 12/F., Nathan Centre,580G-580K Nathan Road, Kowloon, Hong Kong.

Owner:  Yue Pak Co. Ltd.

Date of Purchase:  n.a.

Purchased Price:  n.a.

Incumbrances:-

Date of Mortgage

Amount Consideration

Mortgagee

Nature

02-08-2011

-

Citibank N.A., Hong Kong Branch.

Legal charge to secure general banking facilities

 

2.Property Location: Unit 1601-1603 on 16/F., Nathan Centre, 580G-580K Nathan Road, Kowloon, Hong Kong.

Owner:  Yue Jing Co. Ltd.

Date of Purchase:  31-12-1990

Purchased Price:  HK$4,038,450

Incumbrances:-

Date of Mortgage

Amount Consideration

Mortgagee

Nature

31-12-1990

-

Bank of Communications, Hong Kong Branch.  [Now known as Bank of Communications Co. Ltd.]

Legal charge to secure general banking facilities

24-01-1992

-

- ditto -

Second legal charge to secure banking facilities

 

3.Property Location: Flat C on 12/F. of Tower 18, (Phase IVA), Laguna Grande,Laguna Verde, 8 Laguna Verde Avenue, Kowloon, Hong Kong.

Owner:  Chiu Soo Mai, Souman

Date of Purchase:  31-12-2001

Purchased Price:  HK$9,566,000

Incumbrances:-

Date of Mortgage

Amount Consideration

Mortgagee

Nature

31-12-2001

-

Bank of Communications, Hong Kong Branch.  [Now known as Bank of Communications Co. Ltd.]

Mortgage to secure general banking facilities

 


MORTGAGE OR CHARGE

 

Date

Particulars

Amount

18-03-2003

Instrument:        Charge

Property:

1)         By way of first fixed charge: the Deposit A/C No. 630‑571442-044 and the right to repayment and other rights and benefits accruing to or arising in connection with the Deposit to the intent that such charge shall operate as a release of the Deposit to the Bank until the Secured Liabilities have been unconditionally and irrevocably paid and discharged in full

2)         By way of set-off: (i) the Borrower authorises the Bank at any time to apply the Deposit or the part which has matured in accordance; and (ii) the Bank is authorised to use all or any part of the Deposit to buy such other currencies as may be necessary to effect the application

Mortgagee:        Fortis Bank Asia HK, Hong Kong Branch.  [Name changed to Belgian Bank but the business was taken over by Industrial & Commercial Bank of China (Asia) Ltd.]

As security for the payment and discharge of the Secured Liabilities

30-10-2009

Instrument:        Deposit Deed

Property:

By way of a first fixed charge and as a continuing security for the Obligations, the Company charges and assigns absolutely all its rights, title to and interest in the Accounts and all Deposits from time to time in the Accounts

Mortgagee:        Citibank N.A., Hong Kong Branch.

All moneys now or at any time in the future owing by the Company under any banking, derivative, foreign exchange, trade, margin, guarantee or other facility or facilities or any account and all other liabilities

02-08-2011

Instrument:        Legal Charge/Mortgate

Property:

14/3,038th parts or shares of and in Kowloon Inland Lot No. 7047, Kowloon Inland Lot No. 7048, Kowloon Inland Lot No. 7049 and Kowloon Inland Lot No. 7050 (Unit 1205 & 1206 on 12/F. of Nathan Centre, 580G-580K Nathan Road, Kowloon, Hong Kong.)

Mortgagee:        Citibank N.A., Hong Kong Branch.

All monies

02-08-2011

Instrument:        Rental Assignment

Property:

14/3,038th parts or shares of and in Kowloon Inland Lot No. 7047, Kowloon Inland Lot No. 7048, Kowloon Inland Lot No. 7049 and Kowloon Inland Lot No. 7050 (Unit 1205 & 1206 on 12/F. of Nathan Centre, 580G-580K Nathan Road, Kowloon, Hong Kong.)

Mortgagee:        Citibank N.A., Hong Kong Branch.

All monies


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.21

UK Pound

1

Rs.77.75

Euro

1

Rs.64.58

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.