MIRA INFORM REPORT

 

 

Report Date :

20.02.2012

 

IDENTIFICATION DETAILS

 

Name :

WHITEX INDUSTRIES (NIGERIA) LIMITED

 

 

Registered Office :

2, Catholic Mission Street, Lagos Island, Lagos State

 

 

Country :

Nigeria

 

 

Date of Incorporation :

03.06.1981

 

 

Com. Reg. No.:

RC: 39175

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Engaged in Importation and Sales of Industrial Chemical

 

 

No. of Employees :

About 5

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Nigeria

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name

 

WHITEX INDUSTRIES (NIGERIA) LIMITED

 

 

OPERATIONS

 

The company is engaged in Importation and Sales of Industrial Chemical

 

 

COMPANY LOCATION

 

The company address located at 28, Ladoke Akintola Street, GRA, Ikeja, Lagos State, Nigeria.

 

 

IDENTIFICATION

 

COMPANY NAME:                                 WHITEX INDUSTRIES NIGERIA LIMITED

REGISTERED NAME:                            WHITEX INDUSTRIES NIGERIA LIMITED

REGISTERED ADDRESS:                      2, Catholic Mission Street, Lagos Island, Lagos State, Nigeria

HEAD OFFICE ADDRESS:                     28, Ladoke Akintola Street, GRA, Ikeja, Lagos State, Nigeria

TELEPHONE:                                        234-706-400-090 (INCOMPLETE)

Currency: All monetary quoted in this report are in Nigerian Naira, the local currency or unless otherwise stated. The exchange rate is N148 to 1 US $.

  

 

SUMMARY

 

NATURE OF PREMISES:                       Leased office space approximately 500 square meters

DATE INCORPORATED:                        3rd June, 1981

YEAR BEGAN OPERATIONS:                1981

LEGAL FORM:                                      Private Limited Company

REGISTRATION NO:                             RC: 39175

SHARE CAPITAL:                                 5,500,000

ISSUED CAPITAL:                                5,500,000

PAID-UP CAPITAL:                               5,500,000

STAFF STRENGHT:                              About 5

 

 

OWNERSHIP/SHAREHOLDING STRUCTURE

 

Names                                                                                                                                     %Held

  1. Desai Akshaya                                                                                                              77.3%

28, Ladoke Akintola Street, GRA, Ikeja, Lagos State, Nigeria

 

  1. Ivory Goody F.                                                                                                               0%

15, Commercial Road, Akoka, Yaba, Lagos State, Nigeria

 

  1. Anil Amulakhrai                                                                                                             4.5%

28, Ladoke Akintola Street, GRA, Ikeja, Lagos State, Nigeria

 

  1. Bharatiben Desai                                                                                                           18.2%

Flat 1301-1B, Green Acres, Lekhandwala Complex, Andheri (W) Mumbai, India

 

  1. Olanrewaju Musliu                                                                                                          0%

15, Alhaji Gatar Street, Ogudu, Lagos State, Nigeria

 

 

DIRECTORS  

                                                                                               

  1. Desai Akshaya
  2. Ivory Goody F.
  3. Anil Amulakhrai
  4. Bharatiben Desai
  5. Olanrewaju Musliu

 

 

BACKGROUND

 

Whitex Industries (Nigeria) Limited was incorporated on 3rd June, 1981 with Registration Number (RC: 39175). The corporate head office is located at 28, Ladoke Akintola Street, GRA, Ikeja, Lagos State, Nigeria (Tel: 234-706-400-090). It is a storey building painted orange. It is well fenced and has an iron gate painted blue.

The company is engaged in Importation and Sales of Industrial Chemicals.

 

During our visit on 15th February, 2012, Mr. Dele the security personnel stated that the company is engaged in Importation and Sales of Industrial Chemicals. According to him, none of the management team was available as they have all gone for marketing and other business discussions. He declined to supply further information as he is not in best position to supply the needed information; he acknowledged our document and promised to forward it to the appropriate authority. Meanwhile, the telephone number (234-706-400-090) supplied is incomplete.

 

Conclusion:  Based on our visit and brief discussion with Mr. Dele, we are of the opinion that the company that the company is legal entity that is engaged in legitimate business. As such, any business relationship with the company should be mutually beneficial.

 

 

TYPES OF CUSTOMERS

 

·        General Public

·        Group of Companies

 

 

PERFORMANCE RANKING

 

* Quality of Management:          GOOD

* Ethics & Integrity:                     GOOD

* Ownership Structure:               GOOD

 

 

FINANCES 

 

Subject Audited Accounts was not available as at the time of compiling this report. However, based on the services the company renders and the sector it belongs to, the Company’s estimated turnover could be put at $1 Million (One Million Dollars).

 

 

INDUSTRIAL OVERVIEW/ OPERATING ENVIRONMENT

 

The company is operating in an industry with very great potentials. This sector has a lot to explore when it comes to the need for expansion, improvement of product quality, work force development and general technical expertise. Mainly private individuals dominate this sector. Despite the huge capital required for setting up this investment, it has grown in its leaps and bounds over the decades in the nation, although, the efforts of the Federal Government cannot be ruled out. The government has put in place different policies that support private individuals to secure loans/ mortgages from banks and other financial institutions. However, to record a groundbreaking record in this sector, foreign investors are inevitable. They facilitate the importation of high-tech equipment, which will boost quality services. 

 

This sector of the economy has great potentials for intending investors.

 

 

CMT REPORT (Corruption, Money Laundering & Terrorism)

 

Public Notice from various sources including but not limited to: The Courts, Nigerian Prison Service, Economic & Financial Crimes Commission (EFCC), National Drug Law Enforcement Agency (NDLEA), National Agency for Food & Drugs Administration and Control (NAFDAC), Independent Corrupt Practices and other related offences Commission (ICPC) Etc.

 

No negative information on subject from the above agencies.

 

 

OFFICIAL REMARKS

 

Having carried out all necessary verifications on the company, our investigations revealed that Whitex Industrial Nigeria Limited is duly registered in Nigeria with a registered address is located at 2, Catholic Mission Street, Lagos Island, Lagos State, Nigeria, while its operational address is located at 28, Ladoke Akintola Street, GRA, Ikeja, Lagos State, Nigeria.

 

Information contained in the report is mostly from secondary sources.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.21

UK Pound

1

Rs.77.75

Euro

1

Rs.64.58

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.