MIRA INFORM REPORT

 

Report Date :

21.02.2012

 

IDENTIFICATION DETAILS

 

Name :

MAC WORLD INDUSTRIES SDN. BHD.

 

 

Formerly Known As :

MAC WORLD INCORPORATION SDN. BHD.

 

 

Registered Office :

3A-11, Block B Phileo Damansara II 15, Jalan 16/11 Off Jalan Damansara Petaling Jaya Selangor Darul Ehsan 46350

 

 

Country :

Malaysia

 

 

Financials (as on) :

31.12.2010

 

 

Date of Incorporation :

23.05.2001

 

 

Com. Reg. No.:

548445-V

 

 

Legal Form :

Private Company Limited By Shares

 

 

Line of Business :

Import & export of palm oil and palm oil products.

 

 

No. of Employees :

14 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 110,000

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Malaysia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

IDENTIFICATION DETAILS

 

 

Verified Address

 

Subject name                :           MAC WORLD INDUSTRIES SDN. BHD.

 

Business address          :           3A-11, Block B Phileo Damansara II

15, Jalan 16/11

Off Jalan Damansara

 

Town                             :           Petaling Jaya

Province                        :           Selangor Darul Ehsan

Zip/postal code              :           46350

Country                         :           Malaysia

Tel                                :           +60 3 79547059

Fax                               :           +60 3 79540059

Email                            :           products@macworldinc.com

Website                                    :           www.macworldinc.com

 

 

Registered address        :           C/o NEWSCOPE SECRETARIAL SERVICES SDN BHD Suite 1207, 12th Floor

Kompleks Selangor

Jalan Sultan

Town                             :           Kuala Lumpur

Province                        :           Wilayah Persekutuan

Zip/postal code              :           50000

Country                                                           :                       Malaysia

 

 

SUMMARY DETAILS

 

Executive Summary

 

Date founded or registered          :   23/05/2001

 

Legal form                                 :   Private Company Limited By Shares

 

Chief executive                          :   Abraham Thomas

 

Issued & paid up capital             :   MYR 2,415,370

 

Sales turnover                            :   MYR 219,132,261 (Non-consolidated 12 months, 31/12/2010)

Net income                                :   MYR 738,148 (Non-consolidated 12 months, 31/12/2010)

Total fixed assets                       :   MYR 11,206,898 (Non-consolidated 12 months, 31/12/2010)

Line of business             :   Import & export of palm oil and palm oil products.

Staff employed                                                                        :   14 employees

 

 

CREDIT RISK OPINION

 

Company Analysis

 

Country risk                               :   Country risk is minimal

Operation trend                          :   Operational trend is progressing

Management experience :   Management is reasonably experienced

Financial performance                :   Financial performance is fair

Organization structure                :   Organizational structure is stable

Detrimental                    :   No detrimental records found

Payment history                                    :   No payment delays noted

 

Credit amount suggestion     :   USD 110,000

 

Credit amount asked                  :   Not described.

 

Comments                    :   As the Subject is a trading company, it is very likely the Subject will have a large turnover however the profit margin will be small.

 

 

STATUTORY DETAILS

 

 

Registry Data

 

Registration date                                :   23/05/2001

 

Legal form                                          :   Private Company Limited By Shares

 

Registration no                                       548445-V

 

Registered authority                            :   Companies Commission of Malaysia

 

Registry status                                   :   Live/Active

 

Previous name                                    :   The Subject was established under the name MAC WORLD INCORPORATION SDN. BHD. and changed to the current style on 21-2-2008.

Change of legal form                                                                              :   None reported.

 

 

MANAGEMENT / DIRECTORS

 

Key Management

 

Name                :           Abraham Thomas

Designation       :           Managing Director

 

Name                :           Shamsiah Binti Samli

Designation       :           Human Resources & Operation Manager

 

Name                :           Praseed Varma

Designation    :                       Financial Manager

 

 

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

 

Name                            :           Sosheel Kumar A/l Tirathram Sharma

Designation                   :           Director

Identification no              :           520518-10-5253

Appointment date           :           23/05/01

Address                        :           No.1, Jalan Tempinis 4 (Lucky Gardens) Bangsar Baru

Kuala Lumpur 59100

Wilayah Persekutuan

Malaysia

 

Name                            :           Abraham Thomas

Designation                   :           Director

Identification no              :           591205-75-5069

Appointment date           :           23/05/01

Address                        :           A-08-06, Vista Kiara Condominium

No.7, Jalan 1/61A Bukit Kiara 50480

Kuala Lumpur Wilayah Persekutuan Malaysia

 

Name                            :           Madonna A/p A M Francis

Designation                   :           Company Secretary

Identification no              :           580924-10-5026

Appointment date           :           31/05/04

Address                        :           No.3, Jalan Dua Taman Sri Bukit Jalan Bukit

43000 Kajang Selangor Darul Ehsan Malaysia

 

Name                                                              :                       Khaw Bee Ling

Designation                   :           Company Secretary

Identification no              :           630722-10-6154

Appointment date           :           31/05/04

Address                        :           No.39, Jalan Hujan Emas 4

Overseas Union Garden

58200 Kuala Lumpur Wilayah Persekutuan Malaysia

Staff employed               :           14 employees

 

Key Advisors

 

Auditors                        :           LLOYDS EARLE PANICKER INTERNATIONAL INC Suite 1.00, 6th Floor

Wisma Yakin

Jalan Masjid India

50100 Kuala Lumpur

Malaysia

 

 

SHARE CAPITAL

 

Composition

 

Authorized Capital                              :   MYR 5,000,000

 

No of shares                                       :   5,000,000 Ordinary Shares

 

Share par value                                   :   MYR 1

 

Issued capital                                     :   MYR 2,415,370

 

Paid up capital                                   :   MYR 2,415,370

 

Changed in capital                              :   The Subject increased its share capital from MYR 1,000,000 to MYR 5,000,000 on 13-01-2011.

 

 

OWNERSHIP / SHAREHOLDERS

 

How listed                     :   Full List

 

Composition

 

Shareholder name          :   Abraham Thomas

 

Address                        :   A-08-06, Vista Kiara Condominium

No.7, Jalan 1/61A Bukit Kiara 50480

Kuala Lumpur Wilayah Persekutuan Malaysia

No. of shares                 :   1,690,759 Ordinary Shares

 

Shareholder name          :   Shamsiah Binti Samli

Address                        :   No. 15, Jalan AU 2C/2

Taman Desa Keramat

54200 Ampang Kuala Lumpur Wilayah Persekutuan Malaysia

No. of shares                 :   120,768 Ordinary Shares

 

Shareholder name          :   Sosheel Kumar A/l Tirathram Sharma

Address                        :   No.1, Jalan Tempinis 4 (Lucky Gardens) Bangsar Baru

Kuala Lumpur 59100

Wilayah Persekutuan

Malaysia

No. of shares                          :   603,843 Ordinary Shares

 

 


RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

 

Related companies and corporate affiliations comments:   None reported.

 

 

BANK & MORTGAGES

 

Bank Details

 

Name of bank    :   Standard Chartered Bank Malaysia Berhad

Address            :   Malaysia

Account details  :   Current Account

 

 

Name of bank    :   Deutsche Bank Malaysia Berhad

Address            :   Malaysia

Account details  :   Current Account

 

 

Name of bank    :   Malayan Banking Berhad

Address            :   Malaysia

Account details  :   Current Account

 

 

Name of bank    :   HSBC Bank Malaysia Berhad

Address            :   Malaysia

Account details  :   Current Account

 

 

Comments        :   It is generally not the policy of local banks to provide credit status information to non related parties, however interested parties would be advised to consult first with the Subject if banker's references are required.

 

Mortgages     :   None reported.

 

Legal Fillings

 

Bankruptcy fillings          :   None reported.

Court judgements           :   None reported.

Tax liens                       :   None reported.

Others                          :   None reported.

 

 

FINANCIAL DATA

 

Description

 

Source of financial statement               :   Commercial Registry Filings

 

Financial statement date                     :   31/12/10

 

Type of accounts                                :   Full audited

 

Currency                                            :   Malaysia, Ringgit (MYR)

 

Exchange rate                                    :   1 USD = MYR 3.02 as of 20-02-2012

 

Summarized Financial Information

 

Consolidation type                              :

Non Consolidated

Non Consolidated

Currency                                            :

Malaysia, Ringgit (MYR)

Malaysia, Ringgit (MYR)

Denomination                                     :

(x1) One

(x1) One

Date of financial year end                    :

31/12/10

31/12/09

Length of accounts                             :

12 months

12 months

Sale turnover / Income                         :

219,132,261

88,228,795

Gross profit                                        :

1,899,714

1,898,918

Operating profit                                   :

947,240

352,498

Profit before tax                                  :

901,844

322,749

Net income                                        :

738,148

247,487

Non current assets                             :

157,944

216,179

Current assets                                    :

11,048,954

8,838,696

Inventories                                          :

370,240

652,175

Total assets                                       :

11,206,898

9,054,875

Current liabilities                                 :

9,066,989

7,626,117

Non current liabilities                           :

83,901

110,898

Total liabilities                                    :

9,150,890

7,737,015

Share equity                                       :

2,056,008

1,317,860

Retained earning                                 :

1,056,008

317,860

 

 


OPERATION DETAILS

 

Main activities                :   The Subject is engaged in import & export of chemicals, soft oil, commodities (such as palm oil, sugar and timber) and food products.

Product & services         :   

1) Palm Oil & Palm Products (Edible) RBD Palm Olein

RBD Palm Oil

RBD Palm Stearin

RBD Palm Kernel Olein

RBD Palm Kernel Oil

 

2) Industrial Grade Palm Oil (Non Edible Soap Manufacturing Industries) Palm Fatty Acid Distillate

Palm Kernel Fatty Acid Distillate Coconut Fatty Acid Distillate Palm Kernel Acid Oil

Crude Palm Stearin

Soap Noodle of different Grades

Palm Acid Oil

 

3) Soft Oil (In consumer packs) Sunflower Oil

Soybean Oil Corn Oil Canola Oil Blended Oil

Crude Coconut Oil (CCNO) RBD Coconut Oil (RBD CNO)

 

4) Oleo Chemicals

Stearic Acid (Rubber & Cosmetic Grade) Refined Glycerine

Lauric Acid

Cetyl Alcohol

 

5) Confectionary & Bakery applications

Desiccated Coconut - High Fat/Medium Fat/Low Fat

Vegetable Shortening

Margarine (Cake/Pastry/Croissant) Bakery Fats

Vegetable Ghee

Cocoa Butter Substitutes Cocoa Butter Replacer Cocoa Butter Equivalent Chocolate Fat

Blended Butter

Ice Cream Fat

 

6) Building Materials - Timber Red Meranti/Yellow Meranti Merbau

Keruing

Yellow Balao

Teak Wood Plywood Particle Board Kempas

 

7) Flavor & Colors

 

8) Commodities

Rice - Raw White & Parboiled Rice Natural Whitish Sesame Seeds Crushing Quality Sesame Seeds Hulled Sesame Seeds

Refined Sugar

 

9) Chemicals

Sodium Tripolyphospate

Sodium Sulphate

Soda Ash (dense/light) Calcium Carbonate

 

10) Canned Foods Raw/Roasted Cashew Nuts Tomato Paste

Evaporated Milk

Condensed Milk

 

11) Cattle & Poultry Feeds

Energizer Fat for Cattle/Poultry(Vegetable Oil based) Soybean Meal

Rape Seed Meal

Safflower Meal

Sesame Oil Seed Meal Palm Kernel Cake Ground Nut Oil Cake Lysine

DCP DDGS

Corn Gluten Meal/Feed

 

Brand    :   Mac World Goldstar Mr. Mac

Golden Farm

 

Purchases

 

Local    :   Yes

 

International       :   Indonesia, Thailand, China

 

Sales

 

Local    :   None

 

International    :   Mainly to India, Pakistan, Europe, Middle East, Africa

 

Property & Assets

 

Premises          :   The Subject operates from premises located at the verified heading address consisting of administrative office.

Branches          :   None reported.

 

Other property   :   Total NBV of property, plant and equipment as of 31-12-2010 was MYR

157,944.

 

SUMMARIZED COUNTRY RISK

 

 

Gross Domestic Products (GDP) & Economic Overview

 

Central bank                                          :   Central Bank of Malaysia

 

Reserve of foreign exchange & gold         :   US$ 133.7 billion as of 13 January 2012

 

Gross domestic product – GDP               :   US$ 247.781 billion

 

GPP (Purchasing power parity)               :   US$ 442.01 billion of International dollars

 

GDP per capita - current prices               :   US$ 8,624

 

GDP - composition by sector                  :   agriculture: 9.4% industry: 40.9% services: 49.7%

 

Inflation                                                 :   2008: 5.4%

2009: 0.6%

2010: 1.7%

 

Unemployment rate                                :   2008: 3.3%

2009: 3.6%

2010: 3.3%

 

Public debt

(General Government gross debt as a % GDP) :   2008: 42.8%

2009: 55.4%

2010: 54.2%

 

Government bond ratings                        :   Standard & Poor's: A-/Stable/A-2

Moody's rating: A3

Moody's outlook: STA

 

Market value of publicly traded shares      :   US$420 billion

 

Largest companies in the country            :   CIMB Group Holdings (Banking), Sime Darby (Conglomerates), Public Bank Berhad (Banking), Maybank (Banking), Tenaga Nasional Berhad(Utilities), Petronas Chemicals, Maxis Berhad

 

 

Trade & Competitiveness Overview

 

Total exports                 :   US$210.3 billion

 

Exports commodities     :   electronic equipment, petroleum and liquefied natural gas, wood and wood products, palm oil, rubber, textiles, chemicals

Total imports                 :   US$156.2 billion

 

Imports commodities      :   electronics, machinery, petroleum products, plastics, vehicles, iron and steel products, chemicals

Export - major partners   :   US 15.6%, Singapore 14.6%, Japan 9.1%, China 8.8%, Thailand 5%, Hong

Kong 4.6%

 

Import - major partners   :   Japan 13%, China 12.9%, Singapore 11.5%, US 10.8%, Taiwan 5.7%, Thailand 5.3%, South Korea 4.9%, Germany 4.6%, Indonesia 4.2%

 

FDI Inflows                    :   2007: US$8,538 million

2008: US$7,318 million

2009: US$1,381 million

 

 

 

FDI Outflows                  :   2007: US$11,280 million

2008: US$14,988 million

2009: US$8,038 million

 

Best countries for doing business:   21 out of 183 countries

 

Global competitiveness ranking   :   26 (ranking by country on a basis of 133, the first is the best)

 

 

Country and Population Overview

 

 

Total population :   28.23 million

 

Total area          :   329,847 km2

 

Capital              :   Kuala Lumpur

 

Currency         :   Malaysia Ringgits (MYR)

 

Internet users as % of total population:   57.61%

 

PAYMENT HISTORY

 

Purchase Term

 

Local                                                 :   Prepayment, Cash

 

International                                       :   L/C, Cash against document

 

 

Sales Term

 

International                                       :   L/C, Cash against document

 

 

Trade Reference/ Payment

Behaviour

 

Comments                                         :   As local and international trade references were not supplied, the Subject's payment track record history cannot be appropriately determined but based on our research, payments are believed to be met without delay.

 

 

Investigation Note

 

Sources                                             :   Interviews and material provided by the Subject

 

:   Other official and local business sources

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.21

UK Pound

1

Rs.77.75

Euro

1

Rs.64.58

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.