MIRA INFORM REPORT

 

 

Report Date :           

22.02.2012

 

IDENTIFICATION DETAILS

 

Name :

INTOUCH ULTIMA PTY LTD

 

 

Registered Office :

Unit 3, 103 Colin Street, West Perth , Western Australia , Zip/postal code  6005

 

 

Country :

Australia

 

 

Date of Incorporation :

29.09.2004

 

 

Com. Reg. No.:

111179269

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Development, support & sales of business management software and related

hardware such as printers, scanners etc.

 

 

No. of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 90,000

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

Australia

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 Bottom of Form

Identification details

 

Verified Address

 

Subject name                :           INTOUCH ULTIMA PTY LTD

 

Business address          :           22 Prowse Street

Town                             :           West Perth

Province                        :           Western Australia

Zip/postal code              :           6005

Country                         :           Australia

Tel                                :           +61 8 93229099

Fax                               :           +61 8 93229022

Email                            :           p.broberg@intouchultima.com 

Website                        :           www.intouchultima.com 

 

Registered address        :           Unit 3, 103 Colin Street

Town                             :           West Perth

Province                        :           Western Australia

Zip/postal code              :           6005

Country                                                           :                       Australia

 

 

Summary details

 

Executive Summary

Date founded or registered          :   29/09/2004

Legal form                                 :   Australian Proprietary Company

Chief executive                          :   Christopher John Heberle

Issued & paid up capital             :   AUD 2

Sales turnover                            :   AUD 1,300,000 (Estimated Non-consolidated 12 months, 30/06/2011)

Line of business             :   Development, support & sales of business management software and related

hardware such as printers, scanners etc.

Staff employed                                                                        :   10 employees

 

 

Credit risk opinion

 

Company Analysis

Country risk                               :   Country risk is minimal

Operation trend                          :   Operational trend is steady

Management experience :   Management is modestly experienced

Financial performance                :   Financial performance is fair

Organization structure                :   Organizational structure is acceptable

Detrimental                    :   No detrimental records found

Payment history                                    :   No payment delays noted

Credit amount suggestion           :   USD 90,000

Credit amount asked                                      :   Not described.

Statutory details

 

Registry Data

Registration date                        :   29/09/2004

Legal form                                 :   Australian Proprietary Company

Registration no                          :  Australian Company Number: 111179269

Registered authority                   :   Australian Securities and Investments Commission

Fiscal/ Tax no                            :   Australian Business Number: 23111179269

Registry status                          :   Live/Active

Previous name                           :   None reported.

Change of legal form                   :   None reported.

 

 

Management / directors

 

Key Management

Name                :           Christopher John Heberle

Designation       :           Managing Director

 

Name                :           Klaas Sybranda

Designation       :           Director

 

Name                :           Peter Broberg

Designation    :                       Business Manager

 

 

Board of directors / other appointments

 

Appointments

 

Name                            :           Christopher John Heberle

Designation                   :           Director and Company Secretary

Appointment date           :           29/09/04

Address                        :           Unit 3, 103 Colin Street

West Perth, WA 6005

Australia

 

Biography                     :      Born on 30-06-1965 Myrtleford, Victoria, Australia.

 

After graduating with the highest academic average of the class of

’82 at Mt Beauty High School Chris commenced a degree in computer science and focused his sporting career on cross country skiing.

 

Having already attained Australian National Champion for 9 consecutive years, his sporting career was played out on an international scale spending northern winters competing on the International cross country circuit. He competed at the World Championships, World Cup and Olympic Games and attained the best-ever Olympic result for an Australian in cross country skiing at the 1988 Calgary Winter Olympics. During his years as a skier he refined his computer skills by designing and building race timing systems; thus “raising the bar” on the quality of ski races in Australia.

 

With a degree in computer science from the Australian National University Chris funded his sporting career with contract programming. He also provided business services in Mt. Beauty and Falls Creek implementing hardware and software solutions in an environment where the PC was just beginning to mature and becoming available to smaller businesses.

 

In 1991 Chris met Klaas Sybranda, who shared a mutual interest in business systems development. Talking about the right development tools and comparing programming notes led to the development of various software packages and a prototype for a Windows based POS system.

 

 

 

Name                            :           Klaas Sybranda

Designation                   :           Director

Appointment date           :           29/09/04

Address                        :           64 Basildon Road

Lesmurdie, WA 6076

Australia

 

Biography                   :      Born on 26-07-1953 in Netherlands.

 

Klaas attended University of Western Australia, Claremont studying

an arts degree and diploma of education. After a few years working in various sales and marketing positions he started an advertising agency. Clients initially included shopping centers, car dealerships and plant nurseries requiring merchandising. In the early 80?s the agency created W.A’s first buy and sell magazine, Auto Shopper. Klaas specialized in corporate image design, annual reports and exhibition displays.

 

From 1986, living in North East, Victoria, Klaas’s time was focused on business interests in desktop publishing, a computer retailing operation and a restaurant.

 

Klaas and Chris met in 1991 and worked together informally sharing their interest in software development where their complementary skill sets created various business systems for restaurant point of sale, bus bookings and property management.

 

By 1993 the success of this casual collaboration led to the formation of Intouch Technology and a contract to develop and install a ticketing system at Falls Creek Ski Resort, Victoria, Australia.

 

Staff employed                                              :             10 employees

 

 

Share capital

 

Composition

Authorized Capital                                 :   AUD 2

No of shares                                         :   2 Ordinary Shares

Share par value                                     :   AUD 1

Issued capital                                       :   AUD 2

Paid up capital                                                                                              :   AUD 2

 

 

 

ownership / shareholders

 

How listed                                            :   Full List

 

 

Composition

Shareholder name          Christopher John Heberle

Address                        Unit 3, 103 Colin Street

West Perth, WA 6005

Australia

 

No. of shares                 1 Ordinary Share

% of shares                   50%

 

Shareholder name          HEILAND PTY. LTD.

Address                        111-113 Hume Street

Wodonga, VIC 3690

Australia

No. of shares                 1 Ordinary Share

% of shares                            50%

 

 

Related companies & corporate Affiliations

 

Structure

 

Related companies and corporate affiliations comments : None Reported

 

Bank & mortgages

 

Bank Details

Name of bank    :   Commonwealth Bank Of Australia

Address            :   Australia

Account details  :   Current Account

Comments                                            :   It is generally not the policy of local banks to provide credit status information to non related parties, however interested parties would be advised to consult first with the Subject if banker's references are required.

 

 

Mortgages         :  None reported.

 

 

Legal Fillings

Bankruptcy fillings          :   None reported.

Court judgements           :   None reported.

Tax liens                       :   None reported.

Others                          :   None reported.

 

 

financial data

 

Description

Source of financial statement                 :   Provided by the Subject

Financial statement date                        :   30/06/11

Type of accounts                                   :   Estimated key figures

Currency                                              :   Australia Dollar (AUD)

Exchange rate                                      :   1 USD = AUD 0.93 as of 20-02-2012

 

Summarized Financial Information

Consolidation type                     :   Non Consolidated

Currency                                   :   Australia Dollar (AUD)

Denomination                            :   (x1) One

Date of financial year end            :   30/06/11

Length of accounts                     :   12 months

Sale turnover / Income                :   1,300,000

 

Comments                                            :   The estimated turnover was provided by Mr. Peter Broberg.

 

The Subject is classified as a small proprietary company by the Australian Securities & Investments Commission hence is not required to disclose their financial statement.

 

A proprietary company is defined as small for a financial year if it satisfies at least two of the following:

- The consolidated revenue for the financial year of the company and any entities it controls is less than $25 million;

-The value of the consolidated gross assets at the end of the financial year of the company and any entities it controls is less than $12.5 million, and

-The company and any entities it controls have fewer than 50 employees at the end of the financial year.

 

 

Operation details

 

Main activities                                    :   The Subject is mainly engaged in the development, support and sales of Intouch Ultima, an intergrated business management software that can perform Point of Sale for ticketing, retail, food service and rentals to more specialized CRM functions, e-commerce and content management. It provides a complete business suite for any large, medium or small sized business wanting to deliver a high level of customer service.

Product & services                                :   - Intouch Ultima business management software

- Ticket printer, scanner, ROKPOS Terminal, Receipt Printer, Card Printer, RFID Reader, Cash drawers, Wireless Networking

Brand                                                    :   Intouch

 

 

Purchases

Local                                                    :   Yes

International                                          :   Taiwan, China, Austria, United States

 

Sales

 

Local                                                    :   Yes

International                                           :   United States, New Zealand, Singapore, Hong Kong

 

Property & Assets

 

Premises                                              :   The Subject operates from premises located at the verified heading address consisting of administrative office.

Branches                                                                                                       :   None reported.

 

 

Summarized country risk

 

Central bank                                          :   Reserve Bank of Australia

Reserve of foreign exchange & gold         :   US$ 43.879 billion

Gross domestic product – GDP               :   US$ 1.448 trillion

 

GPP (Purchasing power parity)               :   918.529 billion of International dollars

 

GDP per capita - current prices               :   US$ 64,351

 

GDP - composition by sector                  :   agriculture: 4.1% industry: 26% services: 70%

 

Inflation :                                               2008: 4.4%

2009: 1.8%

2010: 2.8%

 

Unemployment rate                                2008: 4.2 %

2009: 5.6 %

2010:5.2  %

Public debt

(General Government gross

debt as a % GDP)                                  2008:  11.6%

2009:  17.6%

2010:    22.3 %

 

Government bond ratings                        Standard & Poor's: AAA-/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

 

Market value of publicly traded shares      US$ 1.258 trillion

 

Largest companies in the country           :   Westpac Banking Group (Major Banks), BHP Billiton (Diversified Metals & Mining), Commonwealth Bank (Major Banks), National Australia Bank (Major Banks), ANZ Banking (Major Banks), Telstra (Telecommunications services), Wesfarmers (Food Retail)

 

Trade & Competitiveness Overview

 

Total exports                                         US$210.7 billion

 

Exports commodities                             coal, iron ore, gold, meat, wool, alumina, wheat

 

Total imports                                         US$187.2 billion

 

Imports commodities                             machinery and transport equipment, computers and office machines, telecommunication equipment and parts, crude oil and petroleum products

 

Export - major partners                           Japan 18.9%, China 14.2%, South Korea 8%, US 6%, NZ 5.6%, India

5.5%, UK 4.2%

 

Import - major partners                           China 15.5%, US 12.8%, Japan 9.6%, Singapore 5.6%, Germany

5.2%, UK 4.3%, Thailand 4.2%

 

FDI Inflows                                            2008: US$46,722 million

2009: US$22,572 million

2010: US$32,472 million

 

 

 

FDI Outflows                                                                          2008: US$32,819 million

2009: US$18,426 million

2010: US$26,431 million

 

 

Best countries for doing business           :   10 out of 183 countries

Global competitiveness ranking               :   20 (ranking by country on a basis of 142, the first is the best)

 

 

Country and Population Overview

Total population                                    : 22.23 million

Total area                                             : 7,692,024 km2

Capital                                                 :  Canberra

Currency                                                                                                      :   Australian Dollars (AUD)

Internet users as % of total population     : 76.00%

 

 

Payment history

 

Purchase Term

Local                                                    :   Credit 30 days, Prepayment

International                                          :   Credit 30 days, Telegraphic transfer

 

 

Sales Term

Local                                                    :   Credit 30 days, Prepayment

International                                          :   Credit 30 days, Telegraphic transfer

 

 

Trade Reference/ Payment Behaviour

 

Comments                                            :   As local and international trade references were not supplied, the Subject's payment track record history cannot be appropriately determined but based on our research, payments are believed to be met without delay.

 

Investigation Note

Sources                                               :   Interviews and material provided by the Subject

 

:   Other official and local business sources

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.08

UK Pound

1

Rs.77.79

Euro

1

Rs.65.17

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.