MIRA INFORM REPORT

 

 

Report Date :           

22.02.2012

 

IDENTIFICATION DETAILS

 

Name :

P.T. AGRO RESTU

 

 

Registered Office :

Jalan Kayu Putih Selatan Raya No. 226, Jakarta Pusat, 13260

 

 

Country :

Indonesia

 

 

Date of Incorporation :

01.06.2005

 

 

Com. Reg. No.:

No. AHU-44996.AH.01.02.TH.2010

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Crude Palm Oil, Crude Coconut Oil, Palm & Coconut Charcoal, Furniture, Handicraft Manufacturing

 

 

No. of Employees :

16

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

US$ 789,000

 

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

Indonesia

b1

b1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Name of Company

 

P.T. AGRO RESTU

 

 

company Address

 

Head Office

Jalan Kayu Putih Selatan Raya No. 226

Jakarta Pusat, 13260

Indonesia

Phones             - (62-21) 4752451, 4786 7854

Fax                   - (62-21) 4788 1932

E-mail               - wahyu@agrorestu.com

Website            - http://www.agrorestu.com

Building Area     - 1 storey

Office Space      - 100 sq. meters

Region              - Commercial

Status               - Rent

 

Plantation Site (Plasma & PIR)

Losmakon

Aceh                                                   - 10,000 hectare

 

Palm Oil Refinery

Des aKuala Simpang

Aceh                                                  

 

Coconut Refinery

Jalan Taruna No. 25

Pulogadung

Jakarta Timur

Indonesia

 

 

Date of Incorporation

 

1 June 2005

 

 

Legal Form

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No.

 

The Ministry of Law and Human Rights

- No. C-19200 HT.01.01.TH.2005

  Dated 12 July 2005

- No. AHU-44996.AH.01.02.TH.2010

  Dated 22 September 2010

 

 

Company Status

 

National Private Company

 

           

Permit by the Government Department

 

The Department of Finance

NPWP No. 02.436.325.1-003.000

 

 

Related Company

 

None

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            : Rp. 10,500,000,000.-

Issued Capital                                  : Rp. 10,500,000,000.-

Paid up Capital                                : Rp. 10,500,000,000.-

 

Shareholders/Owners :

a. Mrs. Wahyu Meilina Chandra                            - Rp. 5,250,000,000.-

    Address : Jl. Kayu Putih Selatan Raya No. 226

                    Jakarta Timur

                    Indonesia 

b. Mr. Daniel                                                          - Rp. 5,250,000,000.-

    Address : Jl. Kebon Jeruk Dalam 6

                    Jakarta Barat

                    Indonesia

 


BUSINESS ACTIVITIES

 

Lines of Business :

Crude Palm Oil, Crude Coconut Oil, Palm & Coconut Charcoal, Furniture, Handicraft Manufacturing

 

Production Capacity :

a.   Crude Palm Oil (CPO)                - 15,000 tons per month

b.   Desiccated Coconut (Flour)         -   2,000 ton per month

c.   Crude Coconut Oil                      - based on job orders

 

Total Investment :

Owned Capital                                 - Rp. 10.5 billion

 

Started Operation :

August 2005

 

Brand Name :

Agro Restu

 

Technical Assistance :

None

 

Number of Employee :

16 persons                                     

 

Marketing Area :

Export    - 100%

 

Main Customer :

Buyers in Europe Union, India, China, Malaysia, Philippine, Vietnam, UEA, Saudi Arabia, Syria, Etc

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. AGRO JAYA PERDANA

b. P.T. INDO FURNITAMA RAYA

c. C.V. SAMUDERA ALAM NUSANTARA

d. P.T. TANJUNG RAYA INTIGA

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers :

a.   P.T. Bank COMMENWEALTH

      Wisma Metropolitan III A Floor

      Jalan Jend. Sudirman Kav. 29-31

      Jakarta Selatan, 12920

      Indonesia

b.   P.T. Bank NEGARA INDONESIA Tbk

      Jalan Matraman No. 55

      Jakarta Pusat

      Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2009 – Rp. 51.0 billion

2010 – Rp. 56.4 billion

2011 – Rp. 60.0 billion

 

Net Profit (estimated) :

2009 – Rp. 4.8 billion

2010 – Rp. 5.0 billion

2011 – Rp. 5.4 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                           - Mrs. Wahyu Meilina Chandra

 

Board of Commissioners :

Commissioner                                 - Mr. Daniel

 

Signatories :

Director (Mrs. Wahyu Meilina Chandra) which must be approved by Board of Commissioner


CAPABILITIES

 

Management Capability :

Satisfactory

 

Business Morality :

Satisfactory

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

Maximum Credit Limit :

US$ 789,000 on 90 days D/A

 

 

OVERALL PERFORMANCE

 

Based on investigation result that the subject address located at Jalan Kayu Putih Selatan Raya No. 226, East Jakarta not Jalan Melawai Raya No. 110, South Jakarta as stated in your order Ref. No. 169933 dated 18 February 2012.

 

P.T. AGRO RESTU (P.T. AR) was established in Jakarta based on notary deed of Mrs. Ingrid Lannywaty, SH., No. 15 dated 1 June 2005 with the authorized capital of Rp. 500,000,000 wholly issued and paid up. The company was founded by Mrs. Wahyu Meilina Chandra and Mr. Daniel; both are Indonesian businessmen of Chinese origins. The company notary deed was approved by the Ministry of Law and Human Rights in its decision letter No. C-19200 HT.01.01.TH.2005 dated July 12, 2005. The company notary deed has been changed and according to the revision of notary documents of Mr. Warman, SH., No. 93 dated 24 August 2010 the authorized capital was increased to Rp. 10,500,000,000 wholly issued and paid up. With this development the composition of its shareholders has been changed to become Mrs. Wahyu Meilina Chandra (50%) and Mr. Daniel (50%). The latest revision of notary documents was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-44996.AH.01.02,TH.2010 dated September 22, 2010.

Crude Palm Oil, Coconut Oil, Palm & Coconut Charcoal, Furniture, Handicraft Manufacturing

 

P.T. AR is a national private company in crude palm oil, coconut oil manufacturing. The company is also manages a oil palm plantation in Losmakon, Aceh of 10,000 hectares cooperation with farmers in the areas. P.T. AR is also operates a refinery near to the estates Kuala Simpang village, Aceh with a capacity of 15,000 tons of crude palm oil per month. Then P.T. AR is also manages and operates a coconut processing located at Jalan Taruna No. 25, Pulagadung, East Java and produces of coconut cooking oil and desiccated coconut (coconut flour). The basic material like coconut is obtained from Java islands and others. Mrs. Wahyu Meilina Chandra disclosed the company is also export of Crude Palm Oil, RBD Palm Oil, RBD Palm Olein, Palm Fatty Acid Distillate, Palm Kernel, Copra, Crude Coconut Oil, Coconut Cake, Coconut Sugar, Desiccated Coconut and others. P.T. AR produces hardwood flooring from kind of wood that we already choose to produce the best quality. To fulfill the market for furniture and parquette, we have modern tools & professional human resources for produce good quality of product. P.T. AR also have charcoal store with latest technology, the charcoal will having maximum function. The Essential Oil product already been consumed in UAE, Saudi Arabia, Syria, Vietnam, Malaysia, Philippines and Turkey. Further Mrs. Wahyu Meilina Chandra said the crude coconut oil and crude palm oil and others derivative is exported to India, China, United Kingdom and the USA. 

 

To produce high quality of Palm & Coconut oil, P.T. AR use high quality of machinery that make production line is more efficient, produce more yield, and environmentally friendly. Mrs. Wahyu Meilina Chandra went on to say P.T. AGRO RESTU products are Akasia Flooring, Antislipery Flooring, Bamboo Flooring, Bamboo Curtain, Batique Flooring, Coconut Flooring, Jabon Flooring, Kemiri Flooring, Manii Flooring, Rosewood Flooring, Rubber Flooring, Teak Flooring, Coconut Shell Charcoal, Harwood Charcoal, Briquette Charcoal, Modern Charcoal, Metal Charcoal and furniture and handicrafts wholly made from locals. The company manages a workshop located in Klender, East Jakarta and Sumatera. Mr. Wahyu Meilina Chandra, director of P.T. AR went on to say that the whole raw material likes coconut, palm coconut, jabon coconut, acacia coconut and other trees owned by the coconut farmers, they cut the coconut and other timber with the technical specifications that must be met by coconut /acacia trees which will cut. Among them, the coconut trees aged over 40 years should be filled with fiber and because they want to send quality timber to their consumers.

 

P.T. AR has made products from palm and coconut plant. Their products already consumed in lots of country. They produce hardwood flooring from kind of wood that already choose to produce the best quality. To fulfill the market for furniture and parquette, P.T. AR has modern tools & professional human resources for produce good quality of product. They are also has charcoal store with latest technology, the charcoal will having maximum function. The whole product already been consumed in UAE, Saudi Arabia, Syria, Vietnam, Malaysia, Philippine and other countries. We observe the operation of P.T. AR in trading and export of charcoal, palm & coconut furniture, handicraft has been growing and developing well in the last three years.

 

Generally outlook, the demand for CPO and PKO products has kept on rising well within the last five years in line with the increasingly growing demand for CPO and PKO products both from the local and foreign market. From the production sector, Indonesian CPO and PKO production has kept on rising significantly. The increase in production is caused by the increasingly growing wider of new oil palm estate development and production in Indonesia within the last several years. Besides, the national cooking oil production has kept on increasing in the last five years in line with the changing of the publics’ consumption patterns from using coconut cooking oil to palm cooking oil. Palm oil may tumble as much as 7.4 percent by the end of October 2010 as Malaysian production rebounds and Indonesian growers speed up shipments because of an export tax, according to Godrej International Ltd. Indonesia said August 2010 that production may fall to 19.0 million and 20 million tons, from 21 million in 2009. Global vegetable-oil demand will increase by 4.5 million tons in the year beginning Oct. 1, 2010 exceeding the 3.8 million tons increase in supply, Ministry said. The national crude palm oil, palm kernel oil production has kept on increasing in the last five years in line with the changing of the publics’ consumption patterns from using coconut cooking oil to palm cooking oil.

 

Indonesia’s Production, Consumption, Export of CPO, 2006-2010*

 

Year

Production (Thousand Ton)

Consumption

(Thousand Ton)

Export

(Thousand Ton)

2006

16,05

3,7

12,54

2007

17,27

4,0

12,65

2008

19,20

4,5

14,61

2009

21,14

4,9

16,94

  2010*

22,30

5,1

17,15

     Source: Agriculture Ministry, GAPKI

     *) Estimated by GAPKI (Indonesian Pal Oil Association)

 

Until this time P.T. AR has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. AR is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2009 amounted to Rp. 51.0 billion rose to Rp. 56.0 billion in 2010 increased to Rp. 60.0 billion in 2011 and projected to go on rising by at least 4% in 2012. The operation in 2011 yielded an estimated net profit of at least Rp. 5.4 billion and the company has an estimated total net worth of at least Rp. 21.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. AR is led by Mrs. Wahyu Meilina Chandra (55) a businesswoman and professional manager with experience in crude palm oil and crude coconut oil processing, trading and export of palm & coconut charcoal, furniture, handicraft, flooring etc. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. AGRO RESTU is sufficiently fairly good for business transaction.

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.08

UK Pound

1

Rs.77.79

Euro

1

Rs.65.17

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.