MIRA INFORM REPORT

 

 

Report Date :

22.02.2012

 

IDENTIFICATION DETAILS

 

Name :

SARI TRADING STORE

 

 

Registered Office :

Building 392A Road No. 1205 Salmabad Area PO Box 32906 Issa Town

 

 

Country :

Bahrain

 

 

Financials (as on) :

31.12.2011

 

 

Year of Establishment :

1989

 

 

Com. Reg. No.:

29741-2, Manama

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Distributors of rice, honey, prawns and general foodstuffs.

 

 

No. of Employees :

18

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 150,000

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Bahrain

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

 

 

SUMMARY

 

Company Name                         : SARI TRADING STORE

Country of Origin                                    : Bahrain

Legal Form                                            : Sole Proprietorship

Start Date                                             : 1989

Registration Date                                   : 22nd November 1998

Commercial Registration Number            : 29741-2, Manama

Chamber Membership Number                : 5296

Invested Capital                                     : BD 10,000

Total Workforce                                     : 18

Activities                                               : Distributors of rice, honey, prawns and general foodstuffs.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                         : Steady

Recommended Credit Limit                     : US$ 150,000

 

 

 

COMPANY NAME

 

SARI TRADING STORE

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : Building 392A

Street               : Road No. 1205

Area                 : Salmabad Area

 

PO Box             : 32906

 

Town                 : Issa Town

Country             : Bahrain

 

Telephone         : (973-17) 874126

Facsimile          : (973-17) 874136

Mobile               : (973-39) 665252 / (973-36) 362450

Email                : saritrad@batelco.com.bh

 

Premises

 

Subject operates from a small suite of offices that are rented and located in the Central Business Area of Issa Town.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Issa Town                                                                                         Warehouse premises

Tel: (973-17) 681552

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Batool Hussain Qambar Abdullah                                                       Proprietor

 

·       Sari Hussain Nasserullah                                                                   General Manager

 

·       Abdulaziz Hassan                                                                             Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : Subject’s operations date back to 1989 however it was registered on 22nd November 1998

 

Legal Form                  : Sole Proprietorship

 

Commercial Reg. No.  : 29741-2, Manama

 

Chamber Member No. : 5296

 

Invested Capital           : BD 10,000

 

Mrs Batool Hussain Qambar Abdullah is the sole proprietor of the business.

 

 

AFFILIATED COMPANIES

 

·       Sari for Packing Grains

Manama

 

·       Sari Furniture Store

Manama

 

·       Sari General Trading Est

Manama

 

·       Sari Cargo Centre

Manama

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of rice, honey, prawns and general foodstuffs.

 

Import Countries: Pakistan, Iran and Lebanon

 

Operating Trend: Steady

 

Subject has a workforce of 18 employees.

 

 


FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Bahraini Dinar (BD)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                BD 1,150,000                            BD 1,275,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Arab Bank Plc

Government Avenue

PO Box: 395

Manama

Tel: (973-17) 229988

Fax: (973-17) 210443

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the business is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.08

UK Pound

1

Rs.77.80

Euro

1

Rs.65.17

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25