MIRA INFORM REPORT

 

 

Report Date :           

23.02.2012

 

IDENTIFICATION DETAILS

 

Correct Name :

GADID IMPORT & MARKETING

 

 

Registered Office :

17/14 Rashbi Street, Ashdod 77650        

 

 

Country :

Israel

 

 

Year of Establishment :

2001

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Importers and marketers of textile goods: fabrics, towles, mattresses protectors, etc.

 

 

No. of Employees :

04

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

US$ 50,000.

Status :

Small Concern

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

Israel

a2

a2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name & address 

 

GADID IMPORT & MARKETING

Telephone                972 8 865 88 96

Fax                         972 8 865 74 58

Mobile                     972 54 411 31 77 (Dov Gerlitz)

17/14 Rashbi Street

ASHDOD                 77650 -ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A sole proprietorship, established in 2001.

 

Operating under License Dealer No. 321329278.

 

The business is registered the Tax Authorities under the name of "GERLITZ HANDEL".

 

 

OWNERSHIP

 

Handel (Ellen) Gerlitz.

 

 

GENERAL MANAGER

 

Handel (Ellen) Gerlitz, born in 1979.

 

 

BUSINESS

 

Importers and marketers of textile goods: fabrics, towles, mattresses protectors, etc.

 

Sales are to many private customers, mainly from the ultra-orthodox community.

 

Among corporate clients: AMINACH FURNITURE AND MATTRRESS INDUSTRIES (leading local sleeping solutions chain).

 

Sole local representatives of (main one):

COTOBLAU, of Spain.

 

Operating from an office at the owned private residence of the Gerlitz couple, in 17/14 Rashbi Street, Ashdod, and from a rented warehouses, on an area of 250 sq. meters, in 17 Yosef Bar-Halfata Street, Ashdod.

 

Having 4 employees, including the Gerlitz couple (which the only employees in subject in mid 2009).

 

 

MEANS

 

Current stock is valued at NIS 800,000 (was valued at NIS 600,000 in mid 2010, same as in 2008).

 

Other financial data not forthcoming.

 

 

sales

 

2006 sales claimed to be NIS 700,000.

2007 sales claimed to be NIS 1,408,000.

2008 sales claimed to be NIS 1,500,000.

2009 sales claimed to be NIS 1,600,000.

2010 sales claimed to be NIS 2,500,000.

2011 sales claimed to be NIS 3,500,000.

 

 

BANKERS

 

Bank Poalei Agudat Israel Ltd., Ashdod Branch (No. 186), Ashdod, account No. 879630.

 

A check with the Central Banks’ database did not reveal any negative information regarding subject’s a/m account.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavourable learned.

 

According to Central Bureau of Statistics (CBS), import of fabrics and yarns rose in 2010 by 16.6%, parallel to the recovery in general in the local economy in 2010 (import fell in 2009 by 17.2% from 2008 due to the slow-down in economy). The trend continued in 2011, though in a much lower pace: import rose 2.1% comparing to 2010 to US$ 698.6 million. That reflects the current market conditions which point on a stagnation in general in the local economy since mid 2011, after a stronger first half of 2011.

 

Chinese production comprises the largest portion of imported textile goods followed by France, Italy, Hong Kong and Turkey. The increase in imports emanates from the exposure to foreign markets policy by the State.

 

From Central Bureau of Statistics data, import of Household Utensils in 2011 rose by 7.3% from 2010, summing up to US$ 589.4 million. This comes after in 2010 import rose by 15.8% from 2009 (2009 level was similar to 2008).

 

The local household products market is considered highly competitive after reaching market saturation. It includes household textile, tableware and kitchenware and utensils, bath accessories and ornaments &decorative items, ceramic and glass ware, etc. According to estimations, the local household products market volume reaches NIS 2.5 – 3 billons annually (of which circa NIS 1 billion for “home textile”), and includes retail, wholesale, institutional markets (Retail chains capture 30% of the market share, specialization stores 20%, while the institutional and workers unions sector has 50% share).

 

 

SUMMARY

 

Good for trade engagements.

Maximum unsecured credit recommended US$ 50,000.

 

Note: the phone number you provided (972 54 451 06 20) belongs to Meir Lipman, who is the local representative of an Indian company, and subject buys also through him.

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.25

UK Pound

1

Rs.76.75

Euro

1

Rs.65.16

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.