MIRA INFORM REPORT

 

 

Report Date :

23.02.2012

 

IDENTIFICATION DETAILS

 

Name :

GEMBLUE BVBA

 

 

Registered Office :

Hoveniersstraat 30 Antwerpen 2018

 

 

Country :

Belgium

 

 

Financials (as on) :

30.06.2011

 

 

Date of Incorporation :

26.07.1994

 

 

Com. Reg. No.:

453084327

 

 

Legal Form :

Private Limited Company (BL/LX)

 

 

Line of Business :

Wholesale of diamonds and other precious stones

 

 

No. of Employees :

1

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Belgium

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


REGISTERED NAME & COMPANY SUMMARY

 

Business number

453084327

Company name

GEMBLUE BVBA

Safe number

BE00315850

Telephone number

032269543

Address

HOVENIERSSTRAAT 30 ANTWERPEN

Fax number

032269543

Post code

2018

Number of staff

1

Date of establishment

26/07/1994

 

 

Business number

453084327

Company name

GEMBLUE BVBA

Fax number

032269543

Date founded

26/07/1994

Company status

active

Company type

Private Limited Company (BL/LX)

Currency

Euro (€)

Date of latest accounts

30/06/2011

Activity code

46761

liable for VAT

yes

Activity description

Wholesale of diamonds and other precious stones

VAT Number

BE.0453.084.327

Belgian Bullettin of Acts Publications

moniteur belge

 

 

 

DIRECTORS/MANAGEMENT

 

Current director details

Name

JITENDRA ODHAVAJI BAGADIA

Position

Principal Manager

Street

42 VAN EYCKLEI ANTWERPEN

Post code

2018

Country

Belgium

 

Name

BAGADIA JITANDRA ODHAVAJI

Position

Principal Manager

Street

42 VAN EYCKLEI ANTWERPEN

Post code

2018

Country

Belgium

 

 

Name

DHARMESH KUVARJIBHAI DONDA

Position

Principal Manager

Street

 

Post code

 

Country

India

 

Former director details

Name

RAMYAVADAN ODHAVJI BAGADIA

Position

Principal Manager

Street

42 VAN EYCKLEI ANTWERPEN

Post code

2018

Country

Belgium

Name

BAGADIA RAMYAVADAM ODHAVJI

Position

Principal Manager

Street

42 VAN EYCKLEI ANTWERPEN

Post code

2018

Country

Belgium

 

NEGATIVE INFORMATION

 

Court data summary

Bankruptcy details

Court action type

no

Protested bills

Bill amount

-

NSSO details

Date of summons

-

 

Contractor details Check Article 30 Bis

Registered contractor number

-

Contractor description

-

Date struck off register

 

 

Personnel limit NSSO

Code

-

Description

-

 

Joint Industrial Committee (JIC)

JIC Code

218

Description

Additional national joint committee for the employees

category

 

NSSO details

Business number

453084327

Name of defendant

-

Legal form of defendant

-

Date of summons

-

Labour court

-

 

Bankruptcy details

 

There is no bankruptcy data against this company

 

 

court data

there is no data for this company

 

 

SHARE & SHARE CAPITAL INFORMATION

 

Minority Shareholders

No minority shareholders found

 

PAYMENT INFORMATION

 

Payment expectations

Payment expectation days

12.51

Day sales outstanding

77.22

 

Industry comparison

Activity code

46761

Activity description

Wholesale of diamonds and other precious stones

Industry average payment expectation days

189

Industry average day sales outstanding

143.21

 

Industry quartile analysis

Company result

12.51

Lower

133.90

Median

88.52

Upper

47.10

Company result

77.22

Lower

115.33

Median

61.01

Upper

27.27

 

GROUP STRUCTURE & AFFILIATED COMPANIES

 

Ultimate holding company

Safe number

Company name

 

Company Number

View linked companies from outside this company's group structure

-

-

 

-

No linked companies have been found.

 

Summary

Group - Number of Companies

0

Linkages - Number of Companies

0

Number of Countries

0

 

FINANCIAL INFORMATION

 

Accounts & ratios

Date of latest accounts

Turnover

Profit Before Tax

Net worth

30/06/2011

122,019,674

179,640

5,326,782

30/06/2010

113,905,542

175,760

5,208,895

30/06/2009

76,606,583

130,801

5,089,426

 

Accounts & ratios

Date of latest accounts

Balance Total

Investments

Capital

Cash Flow

Number of Employees

30/06/2011

30,644,070

2,380

5,000,000

1,750,796

1

30/06/2010

46,495,420

2,380

5,000,000

3,510,550

1

30/06/2009

44,657,735

2,380

18,592

1,034,305

0

 

 


Profit & loss

 

Annual accounts

30-06-2011

%

30-06-2010

%

30-06-2009

Industry average
2011

%

Weeks

52

 

52

 

52

 

 

Currency

EUR

 

EUR

 

EUR

 

 

Turnover

122,019,674

7.12

113,905,542

48.69

76,606,583

57,109,292

113

Total operating expenses

120,851,670

7.15

112,782,769

50.73

74,823,156

56,477,505

113

Operating result

1,168,005

4.03

1,122,773

-37.04

1,783,427

330,253

253

Total financial income

51,793

7461

685

-66.91

2,070

145,991

-64.52

Total financial expenses

1,040,157

9.76

947,698

-42.73

1,654,696

355,757

192

Results on ordinary operations before taxation

179,640

2.21

175,760

34.37

130,801

108,719

65.23

Taxation

61,753

9.70

56,292

26.57

44,476

36,914

67.29

Results on ordinary operations after taxation

117,887

-1.32

119,468

38.39

86,325

84,919

38.82

Extraordinary items

0

-

0

-

0

-2,663

0

Other appropriations

0.00

-

0

-

0

-

-

Net result

117,887

-1.32

119,468

38.39

86,325

82,457

42.97

other information

Dividends

-

-

-

-

-

39,179

-

Director remuneration

64,299

-

-

-

-

105,028

-38.78

Employee costs

24,238

0.91

24,020

108

11,512

149,061

-83.74

      Wages and salary

18,405

-11.29

20,749

99

10,394

123,428

-85.09

      Employee pension costs

-

-

-

-

-

0

-

      Social security contributions

4,719

63.02

2,895

244

841

31,050

-84.80

      Other employee costs

1,113

196

376

35.74

277

3,411

-67.36

Amortization and depreciation

57,770

-5.89

61,383

7.36

57,175

29,063

98.78

 

balance sheet

 

Annual accounts

30-06-2011

%

30-06-2010

%

30-06-2009

Industry average
2011

%

Weeks

52

 

52

 

52

 

 

Currency

EUR

 

EUR

 

EUR

 

 

Intangible fixed assets

0

-

0

-

0

6,299

-100

Tangible fixed assets

490,391

-9.78

543,521

1.03

538,005

250,470

95.79

      Land & building

423,006

-8.92

464,410

-8.96

510,111

539,918

-21.65

      Plant & machinery

1,402

-21.24

1,780

-39.70

2,952

43,158

-96.75

      Other tangible assets

65,982

-14.68

77,331

210

24,942

35,667

85.00

Financial fixed assets

2,380

-0.01

2,380

0

2,380

42,435

-94.39

Total fixed assets

492,770

-9.73

545,901

1.02

540,385

280,097

75.93

Inventories

2,350,564

2.12

2,301,776

-65.47

6,666,332

3,730,522

-36.99

      Raw materials & consumables

-

-

-

-

-

-

-

      Work in progress

0

-

0

-

0

0

-

      Finished goods

2,350,564

2.12

2,301,776

-65.47

6,666,332

2,387,900

-1.56

      Other stocks

0

-

0

-

0

508,163

-100

Trade debtors

25,814,548

-35.40

39,962,881

10.10

36,298,493

8,819,795

192

Cash

1,750,796

-50.13

3,510,550

239

1,034,305

434,132

303

other amounts receivable

235,391

35.04

174,312

47.45

118,220

230,655

2.05

Miscellaneous current assets

0

-

0

-

0

14,669

-100

Total current assets

30,151,300

-34.38

45,949,519

4.15

44,117,350

12,389,602

143

current liabilities

Trade creditors

4,143,224

-62.84

11,149,081

-38.61

18,160,982

3,875,137

6.92

Short term group loans

-

-

-

-

-

-

-

Other short term loans

17,059,837

-30.96

24,709,332

49.38

16,541,089

4,367,960

290

Miscellaneous current liabilities

132,817

12.78

117,770

205

38,576

-86.36

- -

Total current liabilities

21,335,878

-40.69

35,976,183

3.56

34,740,647

9,013,006

136

Long term debts

Long term group loans

-

-

-

-

-

-

- -

Other long term loans

3,981,410

-25.03

5,310,342

10.00

4,827,662

87.49

- -

Other long term liabilities

0

-

0

-

0

301,541

-100

Total long term debts

3,981,410

-25.03

5,310,342

10.00

4,827,662

1,363,318

192

shareholders equity

Issued share capital

5,000,000

0

5,000,000

26793

18,592

1,705,759

193

Share premium account

-

-

-

-

-

131,145

-

Reserves

326,782

56.43

208,895

-95.88

5,070,834

528,064

-38.12

Revaluation reserve

-

-

-

-

-

674,279

-

Total shareholders equity

5,326,782

2.26

5,208,895

2.35

5,089,426

2,263,890

135

Working capital

8,815,422

-11.61

9,973,336

6.36

9,376,703

3,376,595

161

Net worth

5,326,782

2.26

5,208,895

2.35

5,089,426

2,257,591

135

 

 

 

 

 

 

 

RATIO ANALYSIS

 

Annual accounts

30-06-2011

change(%)

30-06-2010

change(%)

30-06-2009

Industry average
2011

%

Trading performance

Profit Before Tax

0.15

0

0.15

-11.76

0.17

0,00

-

Return on capital employed

1.93

15.57

1.67

26.52

1.32

9,00

-78.56

Return on total assets employed

0.59

55.26

0.38

31.03

0.29

1,00

-41.00

Return on net assets employed

3.37

0

3.37

31.13

2.57

8,00

-57.88

Sales / net working capital

13.84

21.19

11.42

39.78

8.17

29,00

-99

Stock turnover ratio

1.93

-4.46

2.02

-76.78

8.70

16,00

-87.94

Debtor days

77.22

-39.70

128.06

-25.96

172.95

105,00

-26.46

Creditor days

12.51

-65.33

36.08

-59.27

88.59

59,00

-78.80

short term stability

Current ratio

1.41

10.16

1.28

0.79

1.27

3,00

-89.93

Liquidity ratio / acid ratio

1.30

7.44

1.21

12.04

1.08

3,00

-56.67

Current debt ratio

4.01

-41.97

6.91

1.17

6.83

14,00

-71.36

Liquidity ratio reprocessed

-

-

-

-

-

-

-

long term stability

Gearing

395.01

-31.46

576.32

37.26

419.87

385,00

2.60

Equity in percentage

17.38

55.18

11.20

-1.75

11.40

17,00

2.24

Total debt ratio

4.75

-40.10

7.93

2.06

7.77

16,00

-70.31

 

FOREIGN EXCHANGE RATES

 

Na

ADDITIONAL INFORMATION

 

Industry comparison

Activity code

46761

Activity description

Wholesale of diamonds and other precious stones

 

Minority Interests

No minority interests found

 

Companies that match this address

 

Business number

Company name

Date of accounts

404950056

EASTERN DIAMOND NV

31/12/2010

406822849

KEVORK OSKANIAN 'DJANIK' BVBA

31/12/2010

407183729

ARSLANIAN FRÈRES NV

31/12/2010

412001065

LAYAN GEMS BVBA

31/12/2010

412507940

UNIGEMS BVBA

31/12/2010

413765178

BELGO ASIAN DIAMOND COMPANY BVBA

31/12/2010

414865337

DIAROUGH NV

31/12/2010

416906493

HOLLANDER BROS BVBA

31/12/2008

417236293

THE STAR OF ANTWERP IN VEREFFENING BVBA

-

417512150

DIAMSTAR BVBA

31/12/2010

417710605

NOVA-DIAMOND BVBA IN VEREFFENING BVBA

-

418862529

BELTAJ NV

31/12/2010

420534887

UNI-DESIGN EUROPE BVBA

31/12/2010

421359783

MALCA-AMIT ANTWERP BVBA

31/12/2010

421359783

MALCA-AMIT ANTWERP BVBA

31/12/2010

422385510

ELMYR IMMO BVBA

31/12/2010

422498247

MIDIAM BVBA

31/12/2010

422498247

MIDIAM BVBA

31/12/2010

422728176

AURO DIAMONDS BVBA

31/03/2011

422728176

AURO DIAMONDS BVBA

31/03/2011

423257619

CRYSTAL TRADERS BVBA

31/12/2010

423590288

MOURADIAM NV

31/12/2010

423673729

SAMIR GEMS NV

31/12/2010

424006004

DIMINCO NV

31/03/2011

424057967

ROYAL GEM COMPANY BVBA

31/12/2010

425080823

INTRALCOR BVBA

31/12/2010

425279276

BELINDIAM NV

31/12/2010

425795257

B.K.INVEST NV

31/12/2010

427338349

EURASIA GEMS BVBA

31/12/2010

427397143

DIAMBEL NV

31/12/2010

427517996

DIAGEM BVBA

31/12/2010

427762575

PARUDIAM BVBA

31/12/2010

427838195

AZAR DIAMONDS NV

-

427946281

KHALIL DIAMOND BVBA

-

428034472

SAVRANSKY DIAMONDS INTERNATIONAL BVBA

31/12/2010

428516306

SAMDIMON BVBA

31/12/2010

428687243

INTERCOMMERCIAL DIAMONDS BVBA

31/12/2010

428687243

INTERCOMMERCIAL DIAMONDS BVBA

31/12/2010

428939542

RELIANCE BVBA

31/12/2010

429050202

ADIAM NV

31/12/2010

429050202

ADIAM NV

31/12/2010

429234205

RUSHIDIAM BVBA

31/12/2010

429469280

AAROHI DIAMONDS NV

31/12/2010

429469280

AAROHI DIAMONDS NV

31/12/2010

429873712

TWINKLEDIAM NV

31/12/2010

430033662

KARDIAM BVBA

31/12/2010

430033662

KARDIAM BVBA

31/12/2010

430874295

RAJDIAM BVBA

31/12/2009

431187170

FIVE CEE JEWELRY BVBA

31/12/2010

431516871

ANTWERP DIAMOND BROKERS IN VEREFFENING BVBA

-

432179936

SIDCO NV

31/12/2002

432303066

VITRAAG BVBA

31/12/2010

432846761

D D G C BVBA

-

433849425

JEWELEX ANTWERP NV

31/12/2010

434627801

LAZARE KAPLAN BELGIUM NV

31/05/2011

434647003

KARP IMPEX NV

31/12/2010

434750535

MARTANI BELGIUM P/A NV

31/12/1998

434874160

PELICAN DIAMOND MANUFACTURERS OF ANTWERP IN VEREFF

-

435257410

MUNIC GEMS

31/12/2010

435663028

POLYDIAM NV

31/12/2010

435745477

ELITE JEWELS EBVBA

31/12/2010

436147929

HIRSCH ACCOUNTANTSKANTOOR BVBA

31/12/2010

436238593

GADY FRUCHTER IN VEREFFENING BVBA

31/12/1999

437233141

SCHWEDIAM BVBA

31/12/2010

437509590

EMBASSY GEMS P/A 7E BTW-CON BVBA

31/12/2005

437509590

EMBASSY GEMS P/A 7E BTW-CON BVBA

31/12/2005

437668057

SIMA DIAMOND NV

31/12/2010

437870074

MALAY GEMS BVBA

31/12/2010

438425654

SAGAR .

-

438572236

L.A.R. DIAMONDS NV

31/12/2010

438664979

PROTEA GEM DIAMONDS BVBA

31/12/2010

438668741

ARARADIAM IN VEREFFENING BVBA

-

438716845

SANT DIAM BVBA

31/12/2010

438725654

SAGAR BVBA

31/12/2010

438837896

SOCIÉTÉ LIBANESE DE DIAMANT NV

-

439513532

COPIDA IN VEREFFENING BVBA

-

439607067

RICHDIAM BVBA

31/12/2010

439745837

SOLITAIRE - THE DIAMOND COMPANY BVBA

31/12/2010

440106618

STARGEMS BVBA

31/12/2010

440324669

AMI DIAMONDS BVBA

31/12/2010

440491351

YAHYA DIAMONDS BVBA

31/12/2010

440720686

D.E.F. DIAMONDS IN VEREFFENING BVBA

31/12/1999

441343862

DIANISH NV

31/12/2010

441344060

DIAMOND MANUFAC EN TRADING CO BVBA

-

441543208

SACHDIAM BVBA

31/12/2010

441552512

MIKORA II IN VEREFFENING NV

-

442011677

CARMEL BVBA

-

443145191

AGENTSCHAP DIAMANT CENTRUM NV IN VEREFFENING

-

443359779

SWETGEMS BVBA

31/12/2010

443588126

IDÉAL CUT DIAMONDS IN VEREFFENING BVBA

31/12/1998

445525849

J & K DIAMONDS BVBA

31/12/2010

445908208

JAYVIDIAM NV

31/12/2010

446025497

LIZA DIMON BVBA

31/12/2010

446132395

DIATHAI NV

-

446149619

ANTWERP DIAMOND HOUSE MANAGEMENT

-

446886423

DIA-VEER BVBA

31/12/2010

446938386

NOORDIAM BVBA

31/12/2010

446989658

COMPTOIRS DIAMANTAIRES BELGES IN VEREFFENING BVBA

-

448337958

JEWEL TRADE IN VEREFFENING BVBA

31/12/2007

448365474

MARTANI ANTWERP IN VEREFFENING NV

-

448377352

PINALDIAM BVBA

31/12/2010

448419023

YAEL STAR BVBA

31/12/2010

448717743

NAKODIAM BVBA

31/12/2010

448738628

PRIMO INTERNATIONAL NV

31/12/2009

448917681

MENI DIAMONDS IN VEREFFENING BVBA

-

449131576

SMOLENSK FANCY IN VEREFFENING NV

-

449476620

ELMYR SERVICES BVBA

31/03/2011

449607371

ISHAAN DIAMONDS BVBA

30/09/2010

450764344

MAJER DIAMOND COMPANY BVBA

31/12/2010

451371088

POCL NV

31/05/2010

451371187

LAZARE KAPLAN BELGIUM JEWELRY IN VEREFFENING NV

-

451378117

EVER SHINE BVBA

31/12/2010

451943982

SWET CHEMICALS BVBA

-

452095224

M. RAJESH BVBA

31/12/2010

452299419

BLUE GEMS NV

31/12/2010

452383947

GOPI JEWELLERS IN VEREFFENING BVBA

30/06/2010

452704839

DIAMOND DISTRIBUTION & CO OP AANDELEN CVBA

31/12/1999

453740165

I.C.O. CHANGE BVBA

-

453786289

RARE GEMS BVBA

31/12/2010

453928425

MIDAGEM BVBA

31/12/2010

454010379

INTERDIAM BVBA

30/06/2011

454587926

SAPFIR DIAMOND MANUFACTURING NV

31/12/2010

454764605

CHATILA DIAMONDS BVBA

31/12/2000

455919004

EXPRESS ARRIVAL SERVICE (BELGIUM) IN VEREFFENING N

-

458250566

GENERAL TRADING DIAMOND COMPANY BVBA

31/12/2010

458259771

D-GOLDI BVBA

31/12/2010

458427938

DIAROUGH EUROPEAN SALES NV

31/12/2010

458428037

KIRAN EXPORTS BVBA

31/03/2011

458912245

B.S. GEMS BVBA

31/12/2009

459037058

BRIGHT STAR BELGIUM BVBA

-

459277281

FANCY FLAWLESS BVBA

31/12/2010

459870763

ABHIDIMON BVBA

31/12/2010

459929854

ANKUR DIAMONDS NV

31/12/2010

460118906

MI AMOR JEWELRY BVBA

31/03/2011

460264802

A.C. DIAM BVBA

31/03/2011

460312411

SHINE STAR IN VEREFFENING BVBA

31/12/1999

460581041

PRIYANKA GEMS BVBA

30/06/2010

461114442

SRB DIAM P/A BTW CLÚ 7 BVBA

31/12/2009

461522238

M.S.D. NV

31/12/2010

461938447

GLOBAL INTERNATIONAL DIAMONDS BVBA

31/12/2000

462514212

MARJAN DIAMONDS NV

31/12/2010

462514707

BELFORD INTERNATIONAL NV

30/04/2011

462514806

SUPER DIAM BVBA

31/12/2010

462624672

AYMAN UNIVERSAL DIAMONDS IN VEREFFENING NV

31/12/1998

462799074

BELGIAN GEMS TRADING CO. IN VEREFFENING NV

31/12/2009

462951108

JEWEL IMPEX BVBA

31/12/2010

463100863

BHP BILLITON DIAMONDS (BELGIUM) NV

30/06/2010

463527960

A.K. INTERNATIONAL BVBA

31/12/2010

464235367

BELGIUM INVESTMENTS IN VEREFFENING NV

31/05/2006

465648993

DANYDIAM BVBA

31/12/2010

465976320

POCL IN VEREFFENING BVBA

31/05/2006

466186948

MI AMOR NV

31/12/2010

466361647

BHP TRANSPORT BELGIUM IN VEREFFENING NV

05/06/2003

466604246

D.A.JHAVERI BVBA

31/03/2011

466974628

WORLD-WIDE TRADE COMPANY BVBA

31/12/2008

467061235

DAVIDONA DIAMONDS BVBA

-

472014470

PASMI DIMON BVBA

31/12/2008

472528471

HSK BVBA

31/12/2010

472531045

FIRST E DIAMOND IN VEREFFENING NV

31/12/2001

472800368

MIKISA GEMS BVBA

31/12/2010

473072463

ANTWERP DIAMOND HOUSE II NV

30/11/2010

473753542

UNIGLO BVBA

31/12/2010

475439956

SANGHAVI JEWELS BVBA

31/12/2010

476205365

CAMEA BVBA

31/12/2008

476926333

SANKALP DIAM BVBA

31/12/2010

477670263

SUNSTAR BVBA

31/12/2010

477689960

DHARM DIAM BVBA

31/12/2010

478360547

ALISAR GEMS BVBA

31/12/2010

478554943

CHINTAN GEMS BVBA

30/06/2011

478820209

MUNIC JEWELS BVBA

31/12/2010

479419728

NOUR DIAM NV

31/12/2010

479511679

ENVY EBVBA

31/12/2010

479872460

DIANISH JEWELS BVBA

31/12/2010

480759516

ELÉGANCE JEWELLERY BVBA

31/12/2010

506334951

SEMERCIYAN KIRKOR

-

506494111

KHALIL NABIL

-

506500940

JOGANI ARUN JAYANTILAL

-

506514105

TENENBAUM EFRAÏM

-

506525684

BIBRING KARNI

-

509922070

CUYPERS CHRISTEL

-

564464774

KORN LAURENT

-

806224804

MIRACLE BVBA

31/12/2009

806632994

MOXDIAM BVBA

31/12/2010

816876986

COMINGEMS BVBA

-

819313468

GREEN SOLAR BVBA

31/03/2011

819437885

FIRE STONE BVBA

31/12/2010

822903854

MUNIC SOURCING NV

31/12/2010

825193351

CONCEPT DIAMONDS BVBA

31/12/2010

828631903

KALP DIAMONDS BVBA

-

830516968

ARJUDIAM BVBA

-

831314645

GITANJALI RESOURCES BVBA

-

834566125

SHANKAR (EUROPE) BVBA

-

840118483

ZAIDAN GEMS BVBA

-

840926355

DB EUROPEAN SALES BVBA

-

843673831

KP SANGHVI EUROPE BVBA

-

851316738

V.M.E. HOVENIERSSTRAAT 30 PRF-INTRPRF VEN.

-

860708021

BEL-AR DIAMONDS BVBA

31/12/2010

860718810

PROTEA GEM DIAMONDS JEWELRY BVBA

31/12/2010

861159268

LUCKY DIAMONDS BVBA

31/12/2010

861938733

JEWEL GOLDI BVBA

31/12/2010

861953579

BLUE ICE BVBA

31/12/2010

862455308

JEWELS ERA BVBA

31/12/2010

862908139

K.P.SANGHVI ( BELGIUM) IN VEREFFENING BVBA

31/12/2010

863210621

CIEMME BVBA

31/03/2011

863211710

VEERA DIMON BVBA

31/12/2010

863551210

D.N. GEMS B.V.B.A. BVBA

31/03/2011

863637619

DIAMBEL JEWELLERY BVBA

31/12/2010

863930597

DERCO MANUFACTURING BVBA

31/12/2006

864822702

AMAZING DIAMONDS BVBA

31/12/2010

864940387

R.D. DIAMONDS IN VEREFFENING BVBA

31/12/2010

865620278

VEEDIAM BVBA

31/12/2010

865979673

A.C. JEWELS BVBA

31/03/2011

866079247

AARYAA DIMON BVBA

31/12/2010

866324717

PARV BVBA

31/12/2010

866380838

REGAL INVESTMENTS II NV

31/12/2010

867397160

VENUS JEWEL (BELGIUM) BVBA

31/12/2009

867624220

ENCHANTE FINE JEWELRY BELGIUM BVBA

31/12/2010

869689726

VME GEB ANTWERPEN HOVENIERSSTRAAT 30-38 VME

-

870281030

WORLD SHINER BELGIUM BVBA

31/12/2010

870589054

SNP CREATIONS IN VEREFFENING BVBA

31/12/2009

873165789

NISHANT GEMS BVBA

31/12/2010

874131435

INDIGO JEWELLERY (BELGIUM) BVBA

31/12/2010

874376410

ALIZA IN VEREFFENING BVBA

30/06/2008

875091042

SHINING STAR BVBA

31/12/2010

876095189

V3-GEMS BVBA

31/12/2010

877266911

SE EGON JEWELLERY

-

877296209

VICTOR DIAMONDS BVBA

31/12/2010

877548112

DIAMOND MINES BVBA

31/12/2010

877774873

BELLATAIRE BVBA

31/05/2010

878308769

DE TOLEDO DIAMONDS INTERNATIONAL BVBA

31/12/2010

881342790

SHESHIL DIAM BVBA

31/12/2009

882360005

ALLURE DIAM BVBA

31/12/2010

883800751

FIBERIC BVBA

31/12/2010

883901612

V.R. DIAMONDS BVBA

31/12/2010

884052951

SAMDIMON JEWELLERY BVBA

31/12/2010

885272379

KALPATARU BVBA

31/12/2010

885506268

G. DIAM BVBA

31/12/2010

886659281

SHOWBIZZ DIAMONDS P/A BTW CLÚ 7 BVBA

-

886831210

D.N. JEWELS ANTWERP BVBA

30/06/2011

887954529

SUN & MOON GEMS BVBA

31/12/2010

888486049

DIAMOND ASSESSMENT BVBA

31/12/2010

888557810

RIWAGEM BVBA

31/12/2010

889635005

BHANSALI DIAMONDS N.V. NV

31/12/2010

889952036

T.J. DIAMONDS BVBA

31/12/2010

890927281

HED DIAMONDS BVBA

31/12/2010

891051896

STONEWORKS (ANTWERP) BVBA

30/06/2009

891939645

BHP BILLITON PETROLEUM LTD

-

892650220

LOKKA SUITES BVBA

31/12/2010

894558150

SHANE BVBA

31/12/2010

894561714

SHANE CRÚATIONS BVBA

31/12/2010

894781943

H.V.DIAM BVBA

31/12/2010

895820536

DIASQUA EUROPE BVBA

31/12/2010

896564268

HOLLANDER & SONS BVBA

31/12/2009

896638009

BHP MINERALS EUROPE LTD

-

898750134

NAMGEM TRADING BVBA

31/05/2011

899849105

S.V. DIAM IN VEREFFENING BVBA

-

899851479

S. VINODKUMAR (EUROPE) SALES BVBA

31/12/2010

 

NOTES & COMMENTS

 

Na

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.24

UK Pound

1

Rs.76.75

Euro

1

Rs.65.16

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.