MIRA INFORM REPORT
|
Report Date : |
22.02.2012 |
Supplement
We refer
to your enquiry of 20.06.2011. In the
meantime there have been changes in particular in the following areas subject
to monitoring:
- Balance sheets
Graf & Co GmbH Technologie Service
Im Farchet 4
D 83646 Bad Tölz
Telephone: 08041/7607-0
Telefax: 08041/7607-25
Homepage: www.graf-germany.com
E-mail: graftoelz@aol.com
DE128360658
139/127/80079
Business relations are permissible.
LEGAL FORM Private limited company
Date of foundation: 1988
Shareholders'
agreement: 21.12.1990
Registered on: 03.07.1991
Commercial Register: Local
court 80797 München
under: HRB 95581
Share capital:
EUR 25,564.60
Hans Jürgen Graf
Starleiten 1
D 82538 Geretsried
born: 19.06.1943
Share: EUR 14,060.53
Shareholder:
Joachim Graf
Sandgrubenweg 135
D 81737 München
born: 13.05.1966
Share: EUR 11,504.07
Hans Jürgen Graf
Starleiten 1
D 82538 Geretsried
having sole power of representation
born: 19.06.1943
Profession: Businessman
Marital status: unknown
Manager:
Joachim Graf
Sandgrubenweg 135
D 81737 München
having sole power of representation
born: 13.05.1966
Further functions/participations
of Joachim Graf (Manager)
General partner:
High
Text Verlag Graf und Treplin OHG
Wilhelm-Riehl-Str. 13
D
80687 München
Legal
form: General Partnership
Registered
on: 22.01.1998
Reg.
data: 80797 München, HRA 72216
Sectors
4643 Wholesale of
electrical household appliances and radio and televisiongoods
Payment experience: within
agreed terms
Negative information: We have no negative information at hand.
Maximum credit: 65,000
EUR
Balance sheet year: 2010
Type of ownership: Tenant
Address Im
Farchet 4
D 83646 Bad Tölz
Land register documents were not available.
SPARKASSE BAD TÖLZ-WOLFRATSHAUSEN, GERETSRIED
Sort. code: 70054306, BIC: BYLADEM1WOR
POSTBANK (GIRO), MÜNCHEN
Sort. code: 70010080, BIC: PBNKDEFF700
Turnover: 2010 EUR 2,606,000.00
Profit: 2010 EUR 1,548,665.00
Ac/ts receivable: EUR 1,210,990.00
Liabillities: EUR 746,814.00
Employees:
3
The aforementioned business figures may partly be estimated
information based on average values in the line of business.
BALANCE SHEETS
Balance
sheet ratios 01.01.2010 - 31.12.2010
Equity ratio [%]: 87.35
Liquidity ratio: 10.00
Return on total capital [%]: 38.55
Balance sheet ratios 01.01.2009 - 31.12.2009
Equity ratio [%]: 77.07
Liquidity ratio: 10.00
Return on total capital [%]: 24.28
Balance sheet ratios 01.01.2008 - 31.12.2008
Equity ratio [%]: 86.77
Liquidity ratio: 10.00
Return on total capital [%]: 36.46
Balance
sheet ratios 01.01.2007 - 31.12.2007
Equity ratio [%]: 70.18
Liquidity ratio: 6.15
Return on total capital [%]: 12.23
Equity
ratio
The equity ratio indicates
the portion of the equity as compared to the total capital. The higher the
equity ratio, the better the economic stability (solvency) and thus the
financial autonomy of a company.
Liquidity
ratio
The liquidity
ratio shows the proportion between adjusted receivables and net liabilities.
The higher the ratio, the lower the company's financial dependancy from
external creditors.
Return
on total capital
The return on
total capital shows the efficiency and return on the total capital employed in
the company. The higher the return on total capital, the more economically does
the company work with the invested capital.
Balance
sheet grade
The balance sheet
grade is based on the following ratios: equity ratio, liquidity ratio and
return on total capital from the balance sheets published in the Federal
Gazette.
Type
of balance
sheet: Company balance sheet
Financial year: 01.01.2010 - 31.12.2010
ASSETS EUR 4,017,739.53
Fixed assets EUR 425,972.47
Intangible assets
EUR 2.00
Other / unspecified intangible assetsEUR 2.00
Tangible assets
EUR 425,970.47
Other / unspecified tangible assets
EUR 425,970.47
Current assets
EUR 3,569,309.29
Stocks
EUR 531,145.20
Accounts receivable
EUR 1,210,989.83
Other debtors and assets
EUR 1,210,989.83
Liquid means
EUR 1,827,174.26
Remaining other assets
EUR 22,457.77
Accruals (assets)
EUR 22,457.77
LIABILITIES EUR 4,017,739.53
Shareholders' equity
EUR 2,917,015.46
Capital
EUR 25,564.59
Subscribed capital (share capital)
EUR 25,564.59
Balance sheet profit/loss (+/-)
EUR 2,891,450.87
Profit / loss brought forward
EUR 1,342,786.22
Annual surplus / annual deficit
EUR 1,548,664.65
Provisions EUR 353,910.00
Liabilities
EUR 746,814.07
Other liabilities
EUR 746,814.07
Unspecified other liabilities
EUR 746,814.07
Type
of balance
sheet: Company balance sheet
Financial year: 01.01.2009 - 31.12.2009
ASSETS EUR 3,112,815.07
Fixed assets
EUR 436,773.97
Intangible assets
EUR 166.50
Other / unspecified intangible assetsEUR 166.50
Tangible assets
EUR 436,607.47
Other / unspecified tangible assets
EUR 436,607.47
Current
assets EUR 2,656,906.17
Stocks
EUR 446,100.00
Accounts receivable
EUR 616,610.46
Other debtors and assets
EUR 616,610.46
Liquid means
EUR 1,594,195.71
Remaining other assets
EUR 19,134.93
Accruals (assets)
EUR 19,134.93
LIABILITIES EUR 3,112,815.07
Shareholders' equity
EUR 2,368,350.81
Capital
EUR 25,564.59
Subscribed capital (share capital)
EUR 25,564.59
Balance sheet profit/loss (+/-)
EUR 2,342,786.22
Profit / loss brought forward
EUR 1,587,095.19
Annual surplus / annual deficit
EUR 755,691.03
Provisions
EUR 89,700.00
Liabilities EUR 654,764.26
Other liabilities
EUR 654,764.26
Unspecified other liabilities
EUR 654,764.26
MIRA INFORM REPORT
|
Prepared for : |
Andhra Bank - Opera House |
|
|
|
|
Your Ref. No.: |
Sarla Performance Fibers Ltd. |
|
Report No. : |
145975 |
|
Report Date : |
21.06.2011 |
INQUIRY DETAILS
|
Given Name : |
Graf & Co Gmbh |
|
|
|
|
Given Address : |
Technologie Service, IM Farchet 4, 83646 Bad Tolz, Germany |
|
|
|
|
Tel. No.: |
+49 0 80 41/76 07-0 |
IDENTIFICATION DETAILS
|
Correct Name : |
GRAF & CO GMBH TECHNOLOGIE SERVICE |
|
|
|
|
Registered Office : |
Im Farchet 4, D 83646 Bad Tölz |
|
|
|
|
Country : |
Germany |
|
|
|
|
Financials (as on) : |
31.12.2009 |
|
|
|
|
Date of Incorporation : |
03.07.1991 |
|
|
|
|
Com. Reg. No.: |
HRB 95581 |
|
|
|
|
Legal Form : |
Private Limited Company |
|
|
|
|
Line of Business : |
Wholesale of electrical household appliances and radio and
televisiongoods |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Maximum Credit Limit : |
65,000 EUR |
|
Status : |
Good |
|
Payment
Behaviour : |
Regular |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31st, 2011
|
Country Name |
Previous Rating (31.12.2010) |
Current Rating (31.03.2011) |
|
Germany |
a1 |
a1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
Graf & Co GmbH Technologie Service
Main address:
Im Farchet 4
D 83646 Bad Tölz
Telephone: 08041/7607-0
Telefax: 08041/7607-25
Homepage: www.graf-germany.com
E-mail: graftoelz@aol.com
DE128360658
139/127/80079
Business relations are permissible.
LEGAL FORM Private
limited company
Date of foundation: 1988
Shareholders'
agreement: 21.12.1990
Registered on: 03.07.1991
Commercial Register: Local
court 80797 München
under: HRB 95581
Share capital:
EUR 25,564.60
Hans Jürgen Graf
Starleiten 1
D 82538 Geretsried
born: 19.06.1943
Share: EUR 14,060.53
Shareholder:
Joachim Graf
Sandgrubenweg 135
D 81737 München
born: 13.05.1966
Share: EUR 11,504.07
Hans Jürgen Graf
Starleiten 1
D 82538 Geretsried
having sole power of representation
born: 19.06.1943
Profession: Businessman
Marital status: unknown
Manager:
Joachim Graf
Sandgrubenweg 135
D 81737 München
having sole power of representation
born: 13.05.1966
General partner:
High Text Verlag Graf und Treplin OHG
Wilhelm-Riehl-Str. 13
D 80687 München
Legal form: General Partnership
Registered
on: 22.01.1998
Reg. data: 80797 München,
HRA 72216
Sectors
4643 Wholesale of
electrical household appliances and radio and televisiongoods
Payment experience: within
agreed terms
Negative information: We
have no negative information at hand.
Maximum credit: 65,000 EUR
Balance sheet year: 2009
Type of ownership: Tenant
Address Im
Farchet 4
D 83646 Bad Tölz
Land register documents
were not available.
SPARKASSE BAD TÖLZ-WOLFRATSHAUSEN, GERETSRIED
Sort. code: 70054306, BIC: BYLADEM1WOR
POSTBANK (GIRO), MÜNCHEN
Sort. code: 70010080, BIC: PBNKDEFF700
Turnover: 2009 EUR 2,200,000.00
2010 EUR 2,606,000.00
further business figures:
Employees:
3
The
aforementioned business figures may partly be estimated information based on
average values in the line of business.
Balance sheet ratios 01.01.2009 - 31.12.2009
Equity ratio [%]: 77.07
Liquidity ratio: 10.00
Return on total capital [%]: 24.28
Balance sheet ratios 01.01.2008 - 31.12.2008
Equity ratio [%]: 86.77
Liquidity ratio: 10.00
Return on total capital [%]: 36.46
Balance sheet ratios 01.01.2007 - 31.12.2007
Equity ratio [%]: 70.18
Liquidity ratio: 6.15
Return on total capital [%]: 12.23
Equity ratio
The equity
ratio indicates the portion of the equity as compared to the total capital. The
higher the equity ratio, the better the economic stability (solvency) and thus
the financial autonomy of a company.
Liquidity ratio
The
liquidity ratio shows the proportion between adjusted receivables and net
liabilities. The higher the ratio, the lower the company's financial dependancy
from external creditors.
Return on total capital
The return
on total capital shows the efficiency and return on the total capital employed
in the company. The higher the return on total capital, the more economically
does the company work with the invested capital.
Type of balance
sheet: Company balance sheet
Financial year: 01.01.2009 - 31.12.2009
ASSETS EUR 3,112,815.07
Fixed assets
EUR 436,773.97
Intangible assets
EUR 166.50
Other / unspecified intangible assetsEUR 166.50
Tangible assets
EUR 436,607.47
Other / unspecified tangible assets
EUR 436,607.47
Current assets
EUR 2,656,906.17
Stocks
EUR 446,100.00
Accounts receivable
EUR 616,610.46
Other debtors and assets
EUR 616,610.46
Liquid means
EUR 1,594,195.71
Remaining other assets
EUR 19,134.93
Accruals (assets)
EUR 19,134.93
LIABILITIES EUR 3,112,815.07
Shareholders' equity EUR 2,368,350.81
Capital
EUR 25,564.59
Subscribed capital (share capital)
EUR 25,564.59
Balance sheet profit/loss (+/-)
EUR 2,342,786.22
Profit / loss brought forward
EUR 1,587,095.19
Annual surplus / annual deficit
EUR 755,691.03
Provisions
EUR 89,700.00
Liabilities
EUR 654,764.26
Other liabilities EUR 654,764.26
Unspecified other liabilities
EUR 654,764.26
Type
of balance
sheet: Company balance sheet
Financial year: 01.01.2008 - 31.12.2008
ASSETS
EUR 2,611,945.70
Fixed assets
EUR 444,836.47
Intangible assets
EUR 1,563.00
Tangible assets
EUR 443,273.47
Current
assets EUR 2,158,236.29
Stocks
EUR 368,300.00
Accounts receivable
EUR 733,239.56
Liquid means
EUR 1,056,696.73
Remaining other assets
EUR 8,872.94
Accruals (assets)
EUR 8,872.94
LIABILITIES EUR 2,611,945.70
Shareholders' equity
EUR 2,212,659.78
Capital
EUR 25,564.59
Subscribed capital (share capital)
EUR 25,564.59
Balance sheet profit/loss (+/-)
EUR 2,187,095.19
Profit / loss brought forward
EUR 1,235,143.53
Annual surplus / annual deficit
EUR 951,951.66
Provisions
EUR 125,937.00
Liabilities EUR 273,348.92
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.49.25 |
|
UK Pound |
1 |
Rs.76.75 |
|
Euro |
1 |
Rs.65.16 |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
---- |
NB |
New Business |
---- |
This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.